Ruma, IL

Illinois · Metropolitan Area

Ruma is a small town in Illinois with a population of 438. Residents earn $71,875 per year, which is 4% below the national average.

3.4 /5.0
B Good
438 Population 592/sq mi density
$71,875 Median Income $31,391 per capita
$125,000 Home Value
$933 Median Rent 30.0% income on rent
56°F Avg Temperature
B
Overall
3.4 / 5.0
Good overall score based on economy, affordability, safety and education
A
Economy
4.3 / 5.0
$71,875 median income, 1.4% unemployment
A+
Affordability
5.0 / 5.0
$125,000 home value, $933/mo rent
C+
Safety
2.5 / 5.0
0 violent crimes/100K (100% below avg)
D
Education
1.8 / 5.0
10.3% bachelor's degree or higher
Median Income $71,875
4% lower than US avg
Home Value $125,000
56% lower than US avg
Violent Crime 0/100K
100% lower than US avg
Bachelor's+ 10.3%
69% lower than US avg
Median Rent $933
20% lower than US avg
Obesity Rate 37.6%
17% higher than US avg
Unemployment 1.4%
61% lower than US avg
Poverty Rate 7.8%
37% lower than US avg

How Ruma Compares to the U.S. Average (100% = U.S. avg)

People

Population438
Median Age35.8 yrs
Density592/mi²
Male / Female50% / 50%
Largest GroupWhite 90%
Veterans8.5%

Economy

A
Median Income$71,875
Per Capita$31,391
Unemployment1.4%
Poverty7.8%
County GDP$1,345M
Commute29 min

Housing

A+
Home Value$125,000
Rent$933
OwnershipN/A
Rent Burden30.0%

Crime

C+
Violent0/100K
Property321/100K
Murder0.0/100K
Assault0/100K
Burglary0/100K

Health

Obesity37.6%
UninsuredN/A
Depression25.1%
Heart Disease5.8%

Climate

Avg Temp56°F
AQI43 (Good)
Rain43.6 in/yr
Elevation460 ft

Education

D
Bachelor's+10.3%
High School+87.4%
School Score5.34

Community

2024 VoteR 67% / D 31%
Commute29 min
Broadband96.0%
Libraries3

Is Ruma a Good Place to Live?

Based on current data, Ruma receives an overall livability score of 3.4 out of 5.0, earning a grade of B. Key strengths include low unemployment, low crime rates, affordable housing, a low poverty rate. Ruma offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Ruma is $71,875, roughly in line with the national average of $75,149. The job market is very strong with unemployment at just 1.4%. Only 7.8% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 29 minutes.

Cost of Living & Housing

The median home value in Ruma is $125,000, 56% below the national median — offering relatively affordable homeownership. Renters pay a median of $933 per month, below the national average — a plus for affordability. At just 1.7x median income, home prices are very affordable relative to local earnings.

Safety & Crime

Ruma is a very safe community with a violent crime rate of 0 per 100,000 residents — well below the national average of 380. Property crime occurs at a rate of 321 per 100,000, 84% below the national average.

Education

10.3% of residents hold a bachelor's degree, below the national average of 33.7%. 87.4% have completed high school. Area schools have an average test score of 5.3/10.

Climate & Weather

Ruma enjoys a moderate climate with an average annual temperature of 56°F. Winters average 32°F in January while summers reach 78°F in July. Annual precipitation totals 43.6 inches, including 9.2 inches of snow. Air quality is rated Good with a median AQI of 43.

Ruma has a population of 438 with a density of 592 people per square mile. The median age is 35.8 years, 8% younger than the national median of 38.9. The city is predominantly White (89.5%), with 2.1% Black.

Population

438
Total Population
592
People / sq mi
35.8yrs
Median Age
8% below US avg
0.7mi²
Land Area

Gender Distribution

Male 49.8%
Female 50.2%

Race & Ethnicity

Ruma vs U.S. Average

Language Spoken at Home

English Only97.8%
25% above US avg
Spanish2.2%
84% below US avg

Social Characteristics

Ruma vs U.S. Average

The median household income in Ruma is $71,875, which is 4% below the national average of $75,149. The unemployment rate is 1.4% (below the 3.6% US average). 7.8% of residents live below the poverty line. Workers commute an average of 29 minutes.

Income: Ruma vs U.S.

Commute Mode

Income

Median HH Income$71,875
4% below US avg
Per Capita Income$31,391
Avg Weekly Wage$937
IRS Avg AGI$99,457

Employment & Poverty

Unemployment1.4%
61% below US avg
Poverty Rate7.8%
37% below US avg
Establishments (County)827
County GDP$1,345M

Business (County)

Restaurants85
Healthcare104
Retail97
Manufacturing18

Tax & Cost of Living

Property Tax (IRS)$6,146
76% above US avg
Effective Tax Rate4.92%

Commute & Transportation

Commute Time29.1 min
Drive Alone85.5%
Public Transit0.0%
Work from Home5.3%

Walkability

The median home value in Ruma is $125,000, 56% below the national average. Monthly rent averages $933 (20% below US avg).

Home Value Sources

Ownership Split

Home Values

Census Median$125,000
56% below US avg

Real Estate Market (Redfin)

Rental Costs

Census Median Rent$933
20% below US avg
Rent Burden30.0%

HUD Fair Market Rent

Studio$774
1 Bedroom$854
2 Bedrooms$1,063
3 Bedrooms$1,370
4 Bedrooms$1,561

Ownership & Property

Owner-Occupied79.2%

Property Tax

Avg Tax (IRS)$6,146
76% above US avg
Effective Rate4.92%
In Ruma, 37.6% of adults are obese (above the 32.1% national rate). 25.1% report depression. 22.9% are physically inactive.

Health Metrics: Ruma vs U.S. Average (%)

Chronic Conditions

Obesity37.6%
17% above US avg
Diabetes9.7%
Heart Disease5.8%
High Blood Pressure31.9%
Asthma11.0%
COPD7.2%
Stroke3.0%

Behaviors & Mental Health

Binge Drinking20.9%
Physical Inactivity22.9%
Depression25.1%
Mental Distress19.8%
Physical Distress13.5%

Healthcare Access

Insurance Rate91.7%
Checkup Rate75.0%
Premature Death5,617/100K

Food & Exercise

Food Environment9.2/10
Exercise Access85.3%
Healthcare Facilities104
Ruma has a violent crime rate of 0 per 100,000 residents, 100% below the national average of 380. Property crime stands at 321 per 100,000 (84% below US avg). The murder rate is 0.0 per 100,000.

Crime Rates: Ruma vs U.S. Average (per 100,000)

Violent Crime

Total Violent0.0/100K
100% below US avg
Murder0.0/100K
100% below US avg
Rape0.0/100K
Robbery0.0/100K
Assault0.0/100K

Property Crime

Total Property320.5/100K
84% below US avg
Burglary0.0/100K
Theft320.5/100K
Vehicle Theft0.0/100K
Arson0.0/100K

Traffic Safety

Fatal Crashes (County/yr)6

Safety Score

Safety GradeC+
Safety Score2.5 / 5.0
Ruma has an average annual temperature of 56°F (13°C). Winters average 32°F in January while summers reach 78°F in July. Annual precipitation is 43.6 inches. Air quality is rated Good with a median AQI of 43.

Temperature

32°F Jan (-0°C) 78°F Jul (25°C)
Annual Average55.7°F
3% above US avg
January Average32°F (-0°C)
July Average78°F (25°C)

Precipitation & Snow

Annual Rainfall43.6 inches
15% above US avg
Snowfall9.2 inches/yr

Air Quality

AQI Median43.0
RatingGood

Geography

Elevation460 ft (140 m)
Area0.7 sq mi (1.9 km²)
Population Density592/sq mi
Coordinates38.1306°N, 90.0003°W
County FIPS17133
It is classified as Metro — 1 million+. 10.3% of residents hold a bachelor's degree or higher (69% below US avg). In the 2024 election, the county voted Republican by a 36.3-point margin. 96.0% of households have broadband internet.

2024 Presidential Election (County)

R 67.3%
D 31%

Winner: Republican by 36.3 points

Education

Bachelor's Degree+10.3%
69% below US avg
High School+87.4%
School Test Score5.34
D Education Grade (1.8/5.0)

Urban-Rural Classification

RUCC Code 1Metro — 1 million+
Population Density592/sq mi
Total Area0.7 sq mi

Infrastructure & Services

Broadband Access96.0%
Public Libraries3
Healthcare Facilities104
Restaurants85
Retail Stores97

Safety & Disasters

Fatal Crashes (County/yr)6
C+ Safety Grade (2.5/5.0)

Commute & Transportation

Avg Commute29.1 min
Drive Alone85.5%
Public Transit0.0%
Work from Home5.3%

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