Ruma, IL

Full City Profile · Illinois · Monroe County County

3.7 /5.0
B+ Good
438 Population 592/sq mi density
$71,875 Median Income $31,391 per capita
$125,000 Home Value $251,106 Zillow
$933 Median Rent 30.0% income on rent
56°F Avg Temperature
B+
Overall
3.7 / 5.0
Good overall score based on economy, affordability, safety and education
A
Economy
4.3 / 5.0
$71,875 median income, 1.9% unemployment
A+
Affordability
5.0 / 5.0
$125,000 home value, $933/mo rent
D
Education
1.8 / 5.0
10.3% bachelor's degree or higher

Ruma, IL

At a Glance

Median Income
$71,875
4% below
$31,391 per capita
Home Value
$125,000
56% below
Zillow: $251,106
Median Rent
$933/mo
20% below
30.0% of income on rent
Bachelor's Degree+
10.3%
69% below
87.4% high school+
Unemployment
1.9%
47% below
7.8% poverty rate
Obesity Rate
37.6%
17% above
16.5% smoking rate
Avg Temperature
56°F

How Ruma Compares to the U.S. Average

Each bar shows Ruma's value as a percentage of the national average (100% = U.S. avg)

Income
96%
Home Value
44%
Rent
80%
Poverty
63%
Bachelor's
31%
Unemployment
53%
Thin vertical line = U.S. national average (100%)

Is Ruma a Good Place to Live?

B+
3.7 / 5.0 - Good
Based on economy, affordability, safety, and education metrics compared to national averages.

Economy & Jobs

Ruma residents earn a median household income of $71,875 , which is 4% below the national average of $75,149. Per capita income is $31,391. The unemployment rate stands at 1.9% (47% below the U.S. rate of 3.6%). 7.8% of residents live below the poverty line. The area is home to 827 business establishments, including 85 restaurants.

Housing & Cost of Living

The median home value in Ruma is $125,000 , 56% below the national median of $281,900. Zillow estimates the typical home at $251,106. Median rent is $933/month, with 30.0% of renters spending more than 30% of income on housing. The cost of living index is 100.0 (100 = national average). The median home was built in 1981.

Education

10.3% of adults in Ruma hold a bachelor's degree or higher (69% below the national average). 87.4% have completed high school. Local schools score 6.9/10 in standardized testing.

Climate & Weather

Ruma has an average annual temperature of 56°F (14°C). Winters average 32°F in January while summers reach 79°F in July. Annual precipitation totals 42.5 inches.

Data Overview

People

Population438
Median Age35.8 yrs
Density592/mi²
Male / Female50% / 50%
Foreign Born2.1%
Veterans8.5%

Economy

A
Median Income$71,875
Per Capita$31,391
Unemployment1.9%
Poverty7.8%
County GDP$1,345M
Avg Weekly Wage$937

Housing

A+
Home Value$125,000
Rent$933
Ownership79.2%
Zillow$251,106
Housing Units171
Rent Burden30.0%

Health

Obesity37.6%
Diabetes9.7%
Smoking16.5%
Heart Disease5.8%
Premature Death5,617/100K

Climate

Avg Temp56°F
Rain42.5 in/yr
Elevation460 ft

Education

D
Bachelor's+10.3%
High School+87.4%
Graduate+3.3%
School Score6.9/10

Community

2024 VoteR 67% / D 31%
Commute29 min
Broadband96.0%
Internet Speed107 Mbps
EV Stations4
Libraries3

Did You Know?

The median home in Ruma was built in 1981.
The nearest airport is Farmington Regional (32 miles).
The Gini coefficient (income inequality) is 0.399 (U.S. avg: 0.490).
Natural hazard risk is rated "Very Low" by FEMA.
13.0% of the population has a disability.
Average internet download speed is 107 Mbps.
The county recorded 6 fatal vehicle crashes.