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Ruma, IL
Full City Profile · Illinois · Monroe County County
3.0
/5.0
B
Good
438
Population
592/sq mi density
$71,875
Median Income
$31,391 per capita
$125,000
Home Value
$251,106 Zillow
$933
Median Rent
30.0% income on rent
56°F
Avg Temperature
293 sunny days/yr
326
Violent Crime/100K
651 property/100K
B
Overall
3.0 / 5.0
Good overall score based on economy, affordability, safety and education
A
Economy
4.3 / 5.0
$71,875 median income, 1.4% unemployment
A+
Affordability
5.0 / 5.0
$125,000 home value, $933/mo rent
F
Safety
1.0 / 5.0
326 violent crimes/100K
D
Education
1.8 / 5.0
10.3% bachelor's degree or higher
Housing Overview
Median Home Value
$125,000
56% below
US avg: $281,900
Median Rent
$933/mo
20% below
US avg: $1,163/mo
Homeownership Rate
79.2%
21% above US avg (65.4%)
Total Housing Units
171
Median year built: 1981
Home Value by Source
Census Median
$125,000
Zillow (ZHVI)
$251,106
Census ACS, Zillow ZHVI, Redfin median sale price
Ownership vs. Renting
79.2%
Owner-Occupied
20.8%
Renter-Occupied
US avg: 65.4% owner-occupied
Fair Market Rents (HUD FY2026)
Studio
$774/mo
1 Bedroom
$854/mo
2 Bedroom
$1,063/mo
3 Bedroom
$1,370/mo
4 Bedroom
$1,561/mo
Census median rent:
$933/mo
Affordability & Housing Stock
Rent Burden
30.0%
of renters spending 30%+ of income on housing
3% below US avg (31.0%)
Median Year Built
1981
Average age of housing stock: 45 years
Homeownership Rate
79.2%
Complete Housing Data
Home Values
| Census Median Value | $125,000 |
| Zillow Home Value (ZHVI) | $251,106 |
Rent
| Census Median Rent | $933 |
| FMR Studio | $774 |
| FMR 1-Bedroom | $854 |
| FMR 2-Bedroom | $1,063 |
| FMR 3-Bedroom | $1,370 |
| FMR 4-Bedroom | $1,561 |
Market
Ownership & Stock
| Owner-Occupied | 79.2% |
| Renter-Occupied | 20.8% |
| Homeownership Rate | 79.2% |
| Total Housing Units | 171 |
| Median Year Built | 1981 |
| Rent Burden | 30.0% |