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Saratoga, IN
Full City Profile · Indiana · Darke County County
3.2
/5.0
B
Good
293
Population
1,085/sq mi density
$61,364
Median Income
$21,089 per capita
$60,400
Home Value
$149,155 Zillow
$684
Median Rent
14.1% income on rent
51°F
Avg Temperature
275 sunny days/yr
B
Overall
3.2 / 5.0
Good overall score based on economy, affordability, safety and education
B+
Economy
3.8 / 5.0
$61,364 median income, 4.9% unemployment
A+
Affordability
5.0 / 5.0
$60,400 home value, $684/mo rent
C+
Safety
2.5 / 5.0
0 violent crimes/100K
D
Education
1.7 / 5.0
8.7% bachelor's degree or higher
Housing Overview
Median Home Value
$60,400
79% below
US avg: $281,900
Median Rent
$684/mo
41% below
US avg: $1,163/mo
Homeownership Rate
66.3%
1% above US avg (65.4%)
Total Housing Units
130
Median year built: 1950
Home Value by Source
Census Median
$60,400
Zillow (ZHVI)
$149,155
Census ACS, Zillow ZHVI, Redfin median sale price
Ownership vs. Renting
66.3%
Owner-Occupied
33.7%
Renter-Occupied
US avg: 65.4% owner-occupied
Fair Market Rents (HUD FY2026)
Studio
$816/mo
1 Bedroom
$882/mo
2 Bedroom
$1,096/mo
3 Bedroom
$1,391/mo
4 Bedroom
$1,590/mo
Census median rent:
$684/mo
Affordability & Housing Stock
Rent Burden
14.1%
of renters spending 30%+ of income on housing
55% below US avg (31.0%)
Median Year Built
1950
Average age of housing stock: 76 years
Homeownership Rate
66.3%
Complete Housing Data
Home Values
| Census Median Value | $60,400 |
| Zillow Home Value (ZHVI) | $149,155 |
Rent
| Census Median Rent | $684 |
| FMR Studio | $816 |
| FMR 1-Bedroom | $882 |
| FMR 2-Bedroom | $1,096 |
| FMR 3-Bedroom | $1,391 |
| FMR 4-Bedroom | $1,590 |
Market
Ownership & Stock
| Owner-Occupied | 66.3% |
| Renter-Occupied | 33.7% |
| Homeownership Rate | 66.3% |
| Total Housing Units | 130 |
| Median Year Built | 1950 |
| Rent Burden | 14.1% |