Saratoga, IN

Indiana

Saratoga is a small town in Indiana with a population of 293. Residents earn $61,364 per year, which is 18% below the national average.

3.5 /5.0
B+ Good
293 Population 1,085/sq mi density
$61,364 Median Income $21,089 per capita
$60,400 Home Value
$684 Median Rent 14.1% income on rent
51°F Avg Temperature
B+
Overall
3.5 / 5.0
Good overall score based on economy, affordability, safety and education
B+
Economy
3.8 / 5.0
$61,364 median income, 4.9% unemployment
A+
Affordability
5.0 / 5.0
$60,400 home value, $684/mo rent
D
Education
1.7 / 5.0
8.7% bachelor's degree or higher
Median Income $61,364
18% lower than US avg
Home Value $60,400
79% lower than US avg
Bachelor's+ 8.7%
74% lower than US avg
Median Rent $684
41% lower than US avg
Obesity Rate 36.8%
15% higher than US avg
Unemployment 4.9%
36% higher than US avg
Poverty Rate 5.3%
57% lower than US avg

How Saratoga Compares to the U.S. Average (100% = U.S. avg)

People

Population293
Median Age27.4 yrs
Density1,085/mi²
Male / Female53% / 47%
Largest GroupWhite 99%
Veterans2.5%

Economy

B+
Median Income$61,364
Per Capita$21,089
Unemployment4.9%
Poverty5.3%
County GDP$3,389M
Commute16 min

Housing

A+
Home Value$60,400
Rent$684
OwnershipN/A
Rent Burden14.1%

Crime

ViolentN/A
PropertyN/A

Health

Obesity36.8%
UninsuredN/A
Depression26.7%
Heart Disease5.7%

Climate

Avg Temp51°F
AQI41 (Good)
Rain40.1 in/yr
Elevation1,052 ft

Education

D
Bachelor's+8.7%
High School+84.6%
School Score6.01

Community

2024 VoteR 82% / D 17%
Commute16 min
Broadband98.0%
Libraries4

Is Saratoga a Good Place to Live?

Based on current data, Saratoga receives an overall livability score of 3.5 out of 5.0, earning a grade of B+. Key strengths include affordable housing, a low poverty rate, strong internet connectivity. Saratoga offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Saratoga is $61,364, 18% below the national average of $75,149. Unemployment stands at 4.9%, indicating a healthy job market. Only 5.3% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 16 minutes, shorter than most U.S. cities.

Cost of Living & Housing

The median home value in Saratoga is $60,400, 79% below the national median — offering relatively affordable homeownership. Renters pay a median of $684 per month, below the national average — a plus for affordability. At just 1x median income, home prices are very affordable relative to local earnings.

Education

8.7% of residents hold a bachelor's degree, below the national average of 33.7%. 84.6% have completed high school. Area schools have an average test score of 6/10.

Climate & Weather

Saratoga experiences four distinct seasons with an average temperature of 51°F. Winters average 26°F in January while summers reach 73°F in July. Annual precipitation totals 40.1 inches. Air quality is rated Good with a median AQI of 41.

Saratoga has a population of 293 with a density of 1,085 people per square mile. The median age is 27.4 years, 30% younger than the national median of 38.9. The city is predominantly White (99%).

Population

293
Total Population
1,085
People / sq mi
27.4yrs
Median Age
30% below US avg
0.3mi²
Land Area

Gender Distribution

Male 52.6%
Female 47.4%

Race & Ethnicity

Saratoga vs U.S. Average

Language Spoken at Home

English Only98.9%
26% above US avg
Spanish1.1%
92% below US avg

Social Characteristics

Saratoga vs U.S. Average

The median household income in Saratoga is $61,364, which is 18% below the national average of $75,149. The unemployment rate is 4.9% (above the 3.6% US average). 5.3% of residents live below the poverty line. Workers commute an average of 16 minutes.

Income: Saratoga vs U.S.

Commute Mode

Income

Median HH Income$61,364
18% below US avg
Per Capita Income$21,089
Avg Weekly Wage$970
IRS Avg AGI$64,246

Employment & Poverty

Unemployment4.9%
36% above US avg
Poverty Rate5.3%
57% below US avg
Establishments (County)1,354
County GDP$3,389M

Business (County)

Restaurants83
Healthcare85
Retail170
Manufacturing64

Tax & Cost of Living

Property Tax (IRS)$3,704
6% above US avg
Effective Tax Rate6.13%

Commute & Transportation

Commute Time16.4 min
Drive Alone78.3%
Public Transit0.0%
Work from Home0.0%

Walkability

The median home value in Saratoga is $60,400, 79% below the national average. Monthly rent averages $684 (41% below US avg).

Home Value Sources

Ownership Split

Home Values

Census Median$60,400
79% below US avg

Real Estate Market (Redfin)

Rental Costs

Census Median Rent$684
41% below US avg
Rent Burden14.1%

HUD Fair Market Rent

Studio$816
1 Bedroom$882
2 Bedrooms$1,096
3 Bedrooms$1,391
4 Bedrooms$1,590

Ownership & Property

Owner-Occupied66.3%

Property Tax

Avg Tax (IRS)$3,704
6% above US avg
Effective Rate6.13%
In Saratoga, 36.8% of adults are obese (above the 32.1% national rate). 26.7% report depression. 24.4% are physically inactive.

Health Metrics: Saratoga vs U.S. Average (%)

Chronic Conditions

Obesity36.8%
15% above US avg
Diabetes10.5%
Heart Disease5.7%
High Blood Pressure33.0%
Asthma11.3%
COPD7.2%
Stroke2.9%

Behaviors & Mental Health

Binge Drinking17.6%
Physical Inactivity24.4%
Depression26.7%
Mental Distress19.2%
Physical Distress13.3%

Healthcare Access

Insurance Rate82.7%
Checkup Rate77.3%
Premature Death9,154/100K

Food & Exercise

Food Environment8.1/10
Exercise Access57.4%
Healthcare Facilities85

Crime Rates: Saratoga vs U.S. Average (per 100,000)

Violent Crime

Property Crime

Traffic Safety

Fatal Crashes (County/yr)11
FEMA Disasters91

Safety Score

Saratoga has an average annual temperature of 51°F (10°C). Winters average 26°F in January while summers reach 73°F in July. Annual precipitation is 40.1 inches. Air quality is rated Good with a median AQI of 41.

Temperature

26°F Jan (-4°C) 73°F Jul (23°C)
Annual Average50.8°F
6% below US avg
January Average26°F (-4°C)
July Average73°F (23°C)

Precipitation & Snow

Annual Rainfall40.1 inches
5% above US avg

Air Quality

AQI Median41.0
RatingGood

Geography

Elevation1,052 ft (321 m)
Area0.3 sq mi (0.7 km²)
Population Density1,085/sq mi
Coordinates40.2368°N, 84.9158°W
County FIPS39037
It is classified as Nonmetro — Urban 2.5K–20K, adjacent. 8.7% of residents hold a bachelor's degree or higher (74% below US avg). In the 2024 election, the county voted Republican by a 65.4-point margin. 98.0% of households have broadband internet.

2024 Presidential Election (County)

R 82.4%
D 17%

Winner: Republican by 65.4 points

Education

Bachelor's Degree+8.7%
74% below US avg
High School+84.6%
School Test Score6.01
D Education Grade (1.7/5.0)

Urban-Rural Classification

RUCC Code 6Nonmetro — Urban 2.5K–20K, adjacent
Population Density1,085/sq mi
Total Area0.3 sq mi

Infrastructure & Services

Broadband Access98.0%
Public Libraries4
Healthcare Facilities85
Restaurants83
Retail Stores170

Safety & Disasters

Fatal Crashes (County/yr)11
FEMA Disaster Declarations91

Commute & Transportation

Avg Commute16.4 min
Drive Alone78.3%
Public Transit0.0%
Work from Home0.0%

Nearby Cities

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