Median Income
$37,202
50% lower than US avg
Home Value
$80,100
72% lower than US avg
Violent Crime
200/100K
47% lower than US avg
Bachelor's+
12.1%
64% lower than US avg
Median Rent
$662
43% lower than US avg
Obesity Rate
43.1%
34% higher than US avg
Unemployment
5.3%
47% higher than US avg
Poverty Rate
30.0%
142% higher than US avg
How Union City Compares to the U.S. Average (100% = U.S. avg)
People
Population3,477
Median Age35.2 yrs
Density1,539/mi²
Male / Female49% / 51%
Largest GroupWhite 71%
Veterans7.9%
Economy
C
Median Income$37,202
Per Capita$22,992
Unemployment5.3%
Poverty30.0%
County GDP$3,389M
Commute24 min
Housing
A+
Home Value$80,100
Rent$662
Ownership66.4%
Zillow$133,567
Housing Units1,842
Rent Burden33.6%
Crime
F
Violent200/100K
Property2,603/100K
Murder0.0/100K
Assault172/100K
Burglary429/100K
Health
Obesity43.1%
Uninsured14.7%
Smoking23.3%
Depression28.0%
Heart Disease7.8%
Climate
Avg Temp51°F (10°C)
AQI41 (Good)
Rain40.1 in/yr
Sunny Days275/yr
Elevation1,107 ft (337 m)
Education
D
Bachelor's+12.1%
High School+84.6%
Graduate+7.6%
School Score6.34
Community
2024 VoteR 82% / D 17%
Commute24 min
Broadband84.8%
EV Stations3
Libraries4
Is Union City a Good Place to Live?
Based on current data, Union City receives an overall livability score of 2.5 out of 5.0, earning a grade of C+. Key strengths include low crime rates, affordable housing, abundant sunshine. Areas to be aware of include above-average unemployment, an elevated poverty rate, a high uninsured rate. Union City has some notable strengths but also faces challenges that prospective residents should consider.
Economy & Jobs
The median household income in Union City is $37,202, 50% below the national average of $75,149. The unemployment rate of 5.3% is somewhat elevated compared to the national rate of 3.6%. The poverty rate of 30.0% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 24 minutes.
Cost of Living & Housing
The median home value in Union City is $80,100, 72% below the national median / offering relatively affordable homeownership. Renters pay a median of $662 per month, below the national average / a plus for affordability. At just 2.2x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Violent crime in Union City is below the national average at 200 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 2,603 per 100,000, 33% above the national average.
Education
12.1% of residents hold a bachelor's degree, below the national average of 33.7%. 84.6% have completed high school. Local schools score 6.3/10 in standardized testing, reflecting strong academic performance.
Climate & Weather
Union City experiences four distinct seasons with an average temperature of 51°F. Winters average 26°F in January while summers reach 73°F in July. With 275 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 40.1 inches. Air quality is rated Good with a median AQI of 41.
Union City has a population of 3,477 with a density of 1,539 people per square mile, spread across 2.2 square miles. The median age is 35.2 years, 10% younger than the national median of 38.9. The gender split is 51.1% female and 48.9% male. The city is predominantly White (71.2%), with 1.6% Hispanic, 4.9% Black. English is the primary language spoken at home by 91.6% of residents, while 8.4% speak Spanish. 7.9% of the population are veterans, above the national rate of 6.0%. 20.7% of residents have a disability (above the 13.0% national average). 91.3% have health insurance coverage.
Population
35.2yrs
Median Age
10% below US avg
Race & Ethnicity
Union City vs U.S. Average
Language Spoken at Home
English Only
91.6%
17% above US avg
Spanish
8.4%
37% below US avg
Social Characteristics
Union City vs U.S. Average
The median household income in Union City is $37,202, which is 50% below the national average of $75,149. Per capita income is $22,992 (below the $39,052 national figure). The average weekly wage is $970, 32% lower than the U.S. average. The unemployment rate is 5.3% (above the 3.6% US average). 30.0% of residents live below the poverty line, higher than the national rate of 12.4%. The area has 1,354 business establishments, including 83 restaurants. The cost of living index is 93.3, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 24 minutes. 4.8% of workers work from home (below the 15.2% national rate).
Income: Union City vs U.S.
Income
| Median HH Income | $37,202 |
| 50% below US avg |
| Per Capita Income | $22,992 |
| Avg Weekly Wage | $970 |
| IRS Avg AGI | $64,246 |
| Gini Index | 0.442 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 5.3% |
| 47% above US avg |
| Poverty Rate | 30.0% |
| 142% above US avg |
| Establishments (County) | 1,354 |
| County GDP | $3,389M |
Business (County)
| Restaurants | 83 |
| Healthcare | 85 |
| Retail | 170 |
| Manufacturing | 64 |
Tax & Cost of Living
| Property Tax (IRS) | $3,704 |
| 6% above US avg |
| Cost of Living | 93.30 (100=avg) |
| Effective Tax Rate | 4.62% |
Commute & Transportation
| Commute Time | 24.0 min |
| Drive Alone | 87.5% |
| Public Transit | 0.0% |
| Work from Home | 4.8% |
The median home value in Union City is $80,100, 72% below the national median of $281,900. Zillow estimates the typical home value at $133,567, higher than the Census estimate. Monthly rent averages $662 (43% below the national average of $1,163). Fair market rent ranges from $729 for a one-bedroom to $956 for a two-bedroom apartment. 66.4% of housing units are owner-occupied. There are 1,842 total housing units in the city. The median year a home was built is 1951. The average annual property tax is $3,704. 33.6% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2.2x, well within the affordable range.
Home Values
| Census Median | $80,100 |
| 72% below US avg |
| Zillow ZHVI | $133,567 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $662 |
| 43% below US avg |
| Rent Burden | 33.6% |
HUD Fair Market Rent
| Studio | $685 |
| 1 Bedroom | $729 |
| 2 Bedrooms | $956 |
| 3 Bedrooms | $1,220 |
| 4 Bedrooms | $1,477 |
Ownership & Property
| Homeownership | 66.4% |
| Owner-Occupied | 66.4% |
| Renter-Occupied | 33.6% |
| Housing Units | 1,842 |
| Median Year Built | 1951 |
Property Tax
| Avg Tax (IRS) | $3,704 |
| 6% above US avg |
| Effective Rate | 4.62% |
In Union City, 43.1% of adults are obese, above the national rate of 32.1%. 14.6% have diabetes (above the 10.5% national rate). Heart disease affects 7.8% of residents, above the national average. 38.5% have high blood pressure. 23.3% are current smokers (above the 14.0% national rate). 15.7% report binge drinking. 33.8% are physically inactive, above the national average. 28.0% report depression (above the 20.0% national average). 21.5% experience frequent mental distress. 14.7% of residents lack health insurance (above the 8.6% national rate). The primary care physician ratio is 1:2,150. The dentist ratio is 1:2,342. 57.4% of residents have access to exercise opportunities. The food environment index is 8.1 out of 10.
Health Metrics: Union City vs U.S. Average (%)
Chronic Conditions
| Obesity | 43.1% |
| 34% above US avg |
| Diabetes | 14.6% |
| Heart Disease | 7.8% |
| High Blood Pressure | 38.5% |
| Asthma | 12.0% |
| COPD | 11.1% |
| Cancer | 7.1% |
| Stroke | 4.1% |
Behaviors & Mental Health
| Smoking | 23.3% |
| 66% above US avg |
| Binge Drinking | 15.7% |
| Physical Inactivity | 33.8% |
| Depression | 28.0% |
| Mental Distress | 21.5% |
| Physical Distress | 17.5% |
| Short Sleep | 39.0% |
Healthcare Access
| Insurance Rate | 91.3% |
| Uninsured | 14.7% |
| 71% above US avg |
| Primary Care | 1:2,150 |
| Dentists | 1:2,342 |
| Mental Health | 1:1,028 |
| Checkup Rate | 76.7% |
| Dental Visits | 54.1% |
| Premature Death | 9,154/100K |
Food & Exercise
| Food Environment | 8.1/10 |
| Exercise Access | 57.4% |
| Healthcare Facilities | 85 |
Union City has a violent crime rate of 200 per 100,000 residents, 47% below the national average of 380. This breaks down to aggravated assault at 171.6 per 100,000, robbery at 0.0, rape at 28.6. The murder rate is 0.0 per 100,000 (below the national rate of 6.3). Property crime stands at 2,603 per 100,000, 33% above the U.S. average. This includes larceny/theft at 2,117, burglary at 429, vehicle theft at 57 per 100,000 residents. The county recorded 11 fatal traffic crashes. The area has experienced 91 federally declared disasters. Overall, Union City receives a safety grade of F.
Crime Rates: Union City vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 200.2/100K |
| 47% below US avg |
| Murder | 0.0/100K |
| 100% below US avg |
| Rape | 28.6/100K |
| Robbery | 0.0/100K |
| Assault | 171.6/100K |
Property Crime
| Total Property | 2,603.0/100K |
| 33% above US avg |
| Burglary | 429.1/100K |
| Theft | 2,116.7/100K |
| Vehicle Theft | 57.2/100K |
| Arson | 0.0/100K |
Traffic Safety
| Fatal Crashes (County/yr) | 11 |
| Traffic Accidents | 17 |
| Avg Accident Severity | 2.9 / 4.0 |
| FEMA Disasters | 91 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Union City experiences four distinct seasons with an average annual temperature of 51°F (10°C). Winters average 26°F in January while summers reach 73°F in July. The area gets 275 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 40.1 inches. Air quality is rated Good with a median AQI of 41. The city sits at an elevation of 1,107 feet.
Temperature
26°F Jan (-4°C)
73°F Jul (23°C)
| Annual Average | 50.8°F |
| 6% below US avg |
| January Average | 26°F (-4°C) |
| July Average | 73°F (23°C) |
| Sunny Days | 275 days/yr |
Geography
| Elevation | 1,107 ft (337 m) |
| Area | 2.2 sq mi (5.7 km²) |
| Population Density | 1,539/sq mi |
| Coordinates | 40.1993°N, 84.8206°W |
| Timezone | America/Indiana/Indianapolis |
| County | Darke County County |
| Nearest Airport | Delaware County Regional (MIE)
30 miles away |
Precipitation & Snow
Annual Rainfall
40.1"
5% above US avg
Wettest Month (Jul)
4.02"
Air Quality
| AQI Median | 41.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 52.7 / 100 |
| Social Vulnerability | 21.0 / 100 |
| Community Resilience | 80.7 / 100 |
Hazard Breakdown
| Tornado |
Relatively Moderate |
| Hurricane |
Very Low |
| Earthquake |
Relatively Low |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Relatively Low |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Very Low |
| Winter Weather |
Relatively Low |
| Lightning |
Relatively Low |
| Ice Storm |
Relatively Low |
| Drought |
No Rating |
| Cold Wave |
Relatively Low |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
7 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.8. Most recent: M2.6 on Jun 12, 2015.
| Sep 12, 2004 |
4 km NW of Manilla, Indiana |
M3.8 |
98 km |
| Apr 17, 1990 |
8 km NW of Fort Recovery, Ohio |
M3.0 |
29 km |
| Apr 4, 1994 |
2 km WNW of Minster, Ohio |
M2.9 |
42 km |
| May 12, 2006 |
2 km E of Lima, Ohio |
M2.8 |
87 km |
| Jun 12, 2015 |
6 km NW of Convoy, Ohio |
M2.6 |
84 km |
| Jan 30, 2004 |
2 km S of Rockford, Ohio |
M2.5 |
54 km |
| Jun 4, 1990 |
4 km SSE of Van Buren, Ohio |
M2.5 |
141 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
540 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF5. Total: 73 fatalities, 2,189 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Apr 3, 1974 |
EF5 |
91 km |
36 |
| May 27, 2019 |
EF4 |
52 km |
0 |
| Nov 10, 2002 |
EF4 |
65 km |
4 |
| Sep 20, 2000 |
EF4 |
94 km |
1 |
| Feb 18, 1992 |
EF4 |
63 km |
0 |
| Jul 9, 1980 |
EF4 |
86 km |
2 |
| Apr 3, 1974 |
EF4 |
87 km |
0 |
| Apr 3, 1974 |
EF4 |
42 km |
1 |
| Apr 11, 1965 |
EF4 |
61 km |
4 |
| Apr 11, 1965 |
EF4 |
41 km |
3 |
| Apr 11, 1965 |
EF4 |
85 km |
13 |
| Mar 6, 1956 |
EF4 |
76 km |
1 |
| Mar 14, 2024 |
EF3 |
66 km |
3 |
| Mar 14, 2024 |
EF3 |
26 km |
1 |
| Mar 31, 2023 |
EF3 |
73 km |
0 |
| May 27, 2019 |
EF3 |
41 km |
1 |
| May 27, 2019 |
EF3 |
64 km |
0 |
| May 27, 2019 |
EF3 |
39 km |
0 |
| May 27, 2019 |
EF3 |
77 km |
0 |
| Nov 10, 2002 |
EF3 |
53 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
26°F (-4°C) |
2.1 in |
Coldest |
| February |
28°F (-2°C) |
2.0 in |
Driest |
| March |
38°F (3°C) |
3.1 in |
|
| April |
49°F (10°C) |
3.7 in |
|
| May |
60°F (16°C) |
4.0 in |
|
| June |
69°F (21°C) |
3.9 in |
|
| July |
73°F (23°C) |
4.0 in |
Warmest, Wettest |
| August |
71°F (22°C) |
3.4 in |
|
| September |
64°F (18°C) |
2.8 in |
|
| October |
53°F (11°C) |
2.6 in |
|
| November |
41°F (5°C) |
3.0 in |
|
| December |
30°F (-1°C) |
2.8 in |
|
Union City has a seasonal temperature swing of 48°F / from 26°F in January to 73°F in July. Total annual precipitation is 37.2 inches, with July being the wettest month (4.0") and February the driest (2.0").
Average costs for common services in Union City. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$233 ($140–$373) |
| Specialist Visit |
$327 ($187–$513) |
| Urgent Care Visit |
$187 ($93–$327) |
| Emergency Room Visit |
$2,053 ($746–$4,665) |
| Dental Cleaning |
$121 ($70–$187) |
| Dental Filling |
$233 ($140–$373) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$42 ($23–$70) |
| Oil Change (Synthetic) |
$70 ($47–$112) |
| Brake Pad Replacement |
$280 ($140–$467) |
| Tire Rotation |
$37 ($19–$70) |
| New Tires (Set of 4) |
$560 ($373–$933) |
| Battery Replacement |
$187 ($93–$327) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$93 ($56–$140) |
| Electrician (Per Hour) |
$84 ($47–$131) |
| HVAC Repair |
$373 ($140–$746) |
| HVAC System Install |
$6,531 ($3,732–$11,196) |
| Roof Repair |
$933 ($373–$1,866) |
| Roof Replacement |
$8,397 ($5,132–$13,995) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,400 ($467–$3,266) |
| Divorce (Contested) |
$13,995 ($4,665–$27,990) |
| DUI Defense |
$4,665 ($1,866–$9,330) |
| Bankruptcy (Chapter 7) |
$1,400 ($746–$2,799) |
| Will Preparation |
$467 ($187–$933) |
| Trust Preparation |
$2,333 ($933–$4,665) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14–$42) |
| Women's Haircut |
$51 ($28–$93) |
| Hair Coloring (Full) |
$140 ($70–$233) |
| Manicure |
$23 ($14–$42) |
| Pedicure |
$37 ($23–$61) |
| Massage (1 Hour) |
$75 ($47–$121) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.83 ($2.80–$5.13) |
| Dozen Eggs (per dozen) |
$3.27 ($2.33–$4.67) |
| Loaf of Bread |
$3.55 ($2.33–$5.13) |
| Chicken Breast (per lb) |
$4.20 ($2.80–$6.06) |
| Ground Beef (per lb) |
$5.13 ($3.73–$7.00) |
| Rice (per lb) |
$0.93 ($0.56–$1.68) |
View all 20 services
Utilities
| Electricity (Monthly) |
$131 ($75–$233) |
| Natural Gas (Monthly) |
$65 ($28–$140) |
| Water/Sewer (Monthly) |
$65 ($37–$112) |
| Internet (Monthly) |
$65 ($37–$93) |
| Cell Phone Plan (Monthly) |
$61 ($28–$93) |
| Cable TV (Monthly) |
$79 ($47–$140) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$187 ($70–$467) |
| Car Insurance (Annual) |
$1,866 ($1,120–$3,266) |
| Bus Pass (Monthly) |
$65 ($28–$121) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.46–$23) |
| Car Registration (Annual) |
$93 ($28–$233) |
| Driver's License Renewal |
$28 ($14–$70) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,120 ($560–$2,333) |
| Daycare (Toddler, Monthly) |
$933 ($467–$1,866) |
| After-School Care (Monthly) |
$373 ($187–$653) |
| Tutoring (Per Hour) |
$47 ($23–$93) |
| SAT/ACT Prep Course |
$933 ($373–$2,333) |
| Private School (K-12, Annual) |
$11,663 ($4,665–$27,990) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$56 ($28–$93) |
| Dog Vaccination (Annual) |
$93 ($47–$187) |
| Dog Grooming |
$56 ($28–$93) |
| Pet Boarding (Per Night) |
$37 ($19–$70) |
| Dog Spay/Neuter |
$280 ($140–$467) |
| Cat Spay/Neuter |
$187 ($93–$373) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $751 |
| Toddler | $693 |
| Preschool | $615 |
| Family Childcare (monthly) |
| Infant | $671 |
| Toddler | $660 |
| Preschool | $610 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Union City
What is the population of Union City?
Union City has a population of 3,477 residents and is located in Indiana. The population density is 1,539 people per square mile, spread across 2.2 square miles. The median age of residents is 35.2 years, which is younger than the national median of 38.9 years. The population is 51.1% female and 48.9% male.
Is Union City expensive to live in?
Union City is more affordable than the national average, with a cost of living index of 93.3 / below the baseline of 100. The median household income is $37,202, 50% below the national average of $75,149. The median home value is $80,100 (72% below the U.S. median). Renters pay a median of $662 per month, below the national average of $1,163. The home price-to-income ratio is 2.2x, indicating housing is reasonably affordable relative to local income levels.
Is Union City safe?
Union City is safer than the national average, with a violent crime rate of 200 per 100,000 compared to the U.S. rate of 380. Property crime occurs at a rate of 2,603 per 100,000 (above the national average). Overall, Union City receives a safety grade of F based on combined crime data.
What is the weather like in Union City?
Union City has a four-season climate with an average annual temperature of 51°F (10°C). Winter temperatures average 26°F in January, while summers reach an average of 73°F in July. The area receives 275 sunny days per year, well above the national average of 205. Annual rainfall totals 40.1 inches. Air quality is rated Good with a median Air Quality Index (AQI) of 41.
How is the job market in Union City?
The unemployment rate in Union City is 5.3%, somewhat above the national average of 3.6%. Job seekers may face moderate competition. The average weekly wage is $970. There are 1,354 business establishments in the area, including 83 restaurants and food service locations. The average commute time is 24 minutes, and 4.8% of workers work from home.
How much does housing cost in Union City?
The median home value in Union City is $80,100. Zillow estimates the typical home value at $133,567. For renters, the median monthly rent is $662. Fair market rent is $729 for a 1-bedroom and $956 for a 2-bedroom apartment. The homeownership rate is 66.4%. The average annual property tax is $3,704.
How are the schools in Union City?
Schools in Union City score 6.3 out of 10 on standardized testing, near the national average. 12.1% of adults in Union City hold a bachelor's degree or higher, below the national average of 33.7%. 84.6% have completed high school. 7.6% hold a graduate or professional degree.
How healthy is Union City?
The obesity rate in Union City is 43.1% (above the national rate of 32.1%). 23.3% of adults are smokers. 33.8% are physically inactive. 28.0% of residents report depression. 14.7% lack health insurance (above the national rate). 57.4% of residents have access to exercise opportunities. The primary care physician ratio is 1:2,150.
What is transportation like in Union City?
The average commute in Union City is 24 minutes, shorter than the national average of 28 minutes. 87.5% of workers drive alone to work, and 4.8% work from home.
What are the demographics of Union City?
The racial and ethnic makeup of Union City is 71.2% White, 4.9% Black or African American, 1.6% Hispanic or Latino. 91.6% of residents speak only English at home, while 8.4% speak Spanish. 7.9% of the population are military veterans. 20.7% of residents have a disability. 91.3% have health insurance coverage.
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