Median Income
$60,833
19% lower than US avg
Home Value
$97,000
66% lower than US avg
Bachelor's+
10.0%
70% lower than US avg
Median Rent
$727
37% lower than US avg
Obesity Rate
39.2%
22% higher than US avg
Unemployment
5.0%
39% higher than US avg
Poverty Rate
12.5%
1% higher than US avg
How Winchester Compares to the U.S. Average (100% = U.S. avg)
People
Population4,912
Median Age36.1 yrs
Density1,420/mi²
Male / Female50% / 50%
Largest GroupWhite 97%
Veterans8.5%
Economy
B
Median Income$60,833
Per Capita$27,086
Unemployment5.0%
Poverty12.5%
County GDP$3,389M
Commute19 min
Housing
A+
Home Value$97,000
Rent$727
Ownership69.9%
Zillow$162,926
Housing Units2,191
Rent Burden28.9%
Health
Obesity39.2%
Uninsured9.7%
Smoking20.5%
Depression27.9%
Heart Disease6.4%
Climate
Avg Temp51°F (10°C)
Rain40.1 in/yr
Elevation1,091 ft (333 m)
Education
D
Bachelor's+10.0%
High School+90.6%
Graduate+3.1%
School Score6.01
Community
2024 VoteR 82% / D 17%
Commute19 min
Broadband87.2%
EV Stations3
Libraries4
Is Winchester a Good Place to Live?
Based on current data, Winchester receives an overall livability score of 3.4 out of 5.0, earning a grade of B. Key strengths include affordable housing. Areas to be aware of include high obesity rates. Winchester offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Winchester is $60,833, 19% below the national average of $75,149. The unemployment rate of 5.0% is somewhat elevated compared to the national rate of 3.6%. 12.5% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 19 minutes, shorter than most U.S. cities.
Cost of Living & Housing
The median home value in Winchester is $97,000, 66% below the national median / offering relatively affordable homeownership. Renters pay a median of $727 per month, below the national average / a plus for affordability. At just 1.6x median income, home prices are very affordable relative to local earnings.
Education
10.0% of residents hold a bachelor's degree, below the national average of 33.7%. 90.6% have completed high school. Area schools have an average test score of 6/10.
Climate & Weather
Winchester experiences four distinct seasons with an average temperature of 51°F. Winters average 26°F in January while summers reach 73°F in July. Annual precipitation totals 40.1 inches, including 25.1 inches of snow.
Winchester has a population of 4,912 with a density of 1,420 people per square mile, spread across 3.5 square miles. The median age is 36.1 years, 7% younger than the national median of 38.9. The gender split is 50.4% female and 49.6% male. The city is predominantly White (96.9%), with 1.5% Hispanic, 1.5% Asian. English is the primary language spoken at home by 98.1% of residents. 8.5% of the population are veterans, above the national rate of 6.0%. 24.9% of residents have a disability (above the 13.0% national average). 90.3% have health insurance coverage.
Population
4,912
Total Population
2023 Census
36.1yrs
Median Age
7% below US avg
Race & Ethnicity
Winchester vs U.S. Average
Language Spoken at Home
English Only
98.1%
25% above US avg
Spanish
1.8%
87% below US avg
Social Characteristics
Winchester vs U.S. Average
The median household income in Winchester is $60,833, which is 19% below the national average of $75,149. Per capita income is $27,086 (below the $39,052 national figure). The average weekly wage is $970, 32% lower than the U.S. average. The unemployment rate is 5.0% (above the 3.6% US average). 12.5% of residents live below the poverty line. The area has 1,354 business establishments, including 83 restaurants. The cost of living index is 93.3, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 19 minutes (shorter than the 28-minute US average). 3.7% of workers work from home (below the 15.2% national rate).
Income: Winchester vs U.S.
Income
| Median HH Income | $60,833 |
| 19% below US avg |
| Per Capita Income | $27,086 |
| Avg Weekly Wage | $970 |
| IRS Avg AGI | $64,246 |
| Gini Index | 0.442 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 5.0% |
| 39% above US avg |
| Poverty Rate | 12.5% |
| 1% above US avg |
| Establishments (County) | 1,354 |
| County GDP | $3,389M |
Business (County)
| Restaurants | 83 |
| Healthcare | 85 |
| Retail | 170 |
| Manufacturing | 64 |
Tax & Cost of Living
| Property Tax (IRS) | $3,704 |
| 6% above US avg |
| Cost of Living | 93.30 (100=avg) |
| Effective Tax Rate | 3.82% |
Commute & Transportation
| Commute Time | 18.7 min |
| Drive Alone | 72.9% |
| Public Transit | 0.0% |
| Work from Home | 3.7% |
The median home value in Winchester is $97,000, 66% below the national median of $281,900. Zillow estimates the typical home value at $162,926, higher than the Census estimate. Monthly rent averages $727 (37% below the national average of $1,163). Fair market rent ranges from $882 for a one-bedroom to $1,096 for a two-bedroom apartment. 69.9% of housing units are owner-occupied. There are 2,191 total housing units in the city. The median year a home was built is 1956. The average annual property tax is $3,704. 28.9% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 1.6x, well within the affordable range.
Home Values
| Census Median | $97,000 |
| 66% below US avg |
| Zillow ZHVI | $162,926 |
Rental Costs
| Census Median Rent | $727 |
| 37% below US avg |
| Rent Burden | 28.9% |
HUD Fair Market Rent
| Studio | $816 |
| 1 Bedroom | $882 |
| 2 Bedrooms | $1,096 |
| 3 Bedrooms | $1,391 |
| 4 Bedrooms | $1,590 |
Ownership & Property
| Homeownership | 69.9% |
| Owner-Occupied | 69.9% |
| Renter-Occupied | 30.1% |
| Housing Units | 2,191 |
| Median Year Built | 1956 |
Property Tax
| Avg Tax (IRS) | $3,704 |
| 6% above US avg |
| Effective Rate | 3.82% |
In Winchester, 39.2% of adults are obese, above the national rate of 32.1%. 11.7% have diabetes. Heart disease affects 6.4% of residents. 35.4% have high blood pressure. 20.5% are current smokers (above the 14.0% national rate). 17.2% report binge drinking. 28.0% are physically inactive. 27.9% report depression (above the 20.0% national average). 20.7% experience frequent mental distress. 9.7% of residents lack health insurance. The primary care physician ratio is 1:2,150. The dentist ratio is 1:2,342. 57.4% of residents have access to exercise opportunities. The food environment index is 8.1 out of 10.
Health Metrics: Winchester vs U.S. Average (%)
Chronic Conditions
| Obesity | 39.2% |
| 22% above US avg |
| Diabetes | 11.7% |
| Heart Disease | 6.4% |
| High Blood Pressure | 35.4% |
| Asthma | 11.7% |
| COPD | 9.0% |
| Cancer | 7.3% |
| Stroke | 3.4% |
Behaviors & Mental Health
| Smoking | 20.5% |
| 46% above US avg |
| Binge Drinking | 17.2% |
| Physical Inactivity | 28.0% |
| Depression | 27.9% |
| Mental Distress | 20.7% |
| Physical Distress | 15.0% |
| Short Sleep | 37.6% |
Healthcare Access
| Insurance Rate | 90.3% |
| Uninsured | 9.7% |
| 13% above US avg |
| Primary Care | 1:2,150 |
| Dentists | 1:2,342 |
| Mental Health | 1:1,028 |
| Checkup Rate | 76.7% |
| Dental Visits | 58.0% |
| Premature Death | 9,154/100K |
Food & Exercise
| Food Environment | 8.1/10 |
| Exercise Access | 57.4% |
| Healthcare Facilities | 85 |
Winchester experiences four distinct seasons with an average annual temperature of 51°F (10°C). Winters average 26°F in January while summers reach 73°F in July. Annual precipitation totals 40.1 inches. The area receives 25.1 inches of snow annually, a moderate snowfall amount. The city sits at an elevation of 1,091 feet.
Temperature
26°F Jan (-4°C)
73°F Jul (23°C)
| Annual Average | 50.7°F |
| 6% below US avg |
| January Average | 26°F (-4°C) |
| July Average | 73°F (23°C) |
Geography
| Elevation | 1,091 ft (333 m) |
| Area | 3.5 sq mi (9.0 km²) |
| Population Density | 1,420/sq mi |
| Coordinates | 40.1721°N, 84.9771°W |
| Timezone | America/Indiana/Indianapolis |
| County | Darke County County |
| Nearest Airport | Delaware County Regional (MIE)
23 miles away |
Precipitation & Snow
Annual Rainfall
40.1"
6% above US avg
Wettest Month (Jun)
4.84"
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 52.7 / 100 |
| Social Vulnerability | 21.0 / 100 |
| Community Resilience | 80.7 / 100 |
Hazard Breakdown
| Tornado |
Relatively Moderate |
| Hurricane |
Very Low |
| Earthquake |
Relatively Low |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Relatively Low |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Very Low |
| Winter Weather |
Relatively Low |
| Lightning |
Relatively Low |
| Ice Storm |
Relatively Low |
| Drought |
No Rating |
| Cold Wave |
Relatively Low |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
6 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.8. Most recent: M2.6 on Jun 12, 2015.
| Sep 12, 2004 |
4 km NW of Manilla, Indiana |
M3.8 |
86 km |
| Apr 17, 1990 |
8 km NW of Fort Recovery, Ohio |
M3.0 |
34 km |
| Apr 4, 1994 |
2 km WNW of Minster, Ohio |
M2.9 |
55 km |
| May 12, 2006 |
2 km E of Lima, Ohio |
M2.8 |
99 km |
| Jun 12, 2015 |
6 km NW of Convoy, Ohio |
M2.6 |
89 km |
| Jan 30, 2004 |
2 km S of Rockford, Ohio |
M2.5 |
62 km |
Source: USGS (M2.5+, 1990-2025)
Tornado History
556 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF5. Total: 74 fatalities, 2,150 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Apr 3, 1974 |
EF5 |
99 km |
36 |
| May 27, 2019 |
EF4 |
58 km |
0 |
| Nov 10, 2002 |
EF4 |
70 km |
4 |
| Jun 11, 1998 |
EF4 |
94 km |
0 |
| Feb 18, 1992 |
EF4 |
71 km |
0 |
| Jul 9, 1980 |
EF4 |
75 km |
2 |
| Apr 3, 1974 |
EF4 |
74 km |
0 |
| Apr 3, 1974 |
EF4 |
28 km |
1 |
| Apr 11, 1965 |
EF4 |
54 km |
4 |
| Apr 11, 1965 |
EF4 |
96 km |
13 |
| Apr 11, 1965 |
EF4 |
54 km |
3 |
| Apr 25, 1961 |
EF4 |
96 km |
0 |
| Mar 6, 1956 |
EF4 |
67 km |
1 |
| Mar 14, 2024 |
EF3 |
13 km |
1 |
| Mar 14, 2024 |
EF3 |
79 km |
3 |
| Mar 31, 2023 |
EF3 |
63 km |
0 |
| May 27, 2019 |
EF3 |
49 km |
0 |
| May 27, 2019 |
EF3 |
57 km |
0 |
| May 27, 2019 |
EF3 |
87 km |
0 |
| May 27, 2019 |
EF3 |
49 km |
1 |
Source: NOAA SPC (EF0+, 1950-2024)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
26°F (-4°C) |
2.7 in |
Coldest |
| February |
28°F (-2°C) |
2.1 in |
Driest |
| March |
39°F (4°C) |
2.9 in |
|
| April |
50°F (10°C) |
4.0 in |
|
| May |
62°F (16°C) |
4.4 in |
|
| June |
70°F (21°C) |
4.8 in |
Wettest |
| July |
73°F (23°C) |
3.9 in |
Warmest |
| August |
71°F (22°C) |
3.5 in |
|
| September |
65°F (18°C) |
3.0 in |
|
| October |
53°F (12°C) |
3.1 in |
|
| November |
41°F (5°C) |
3.2 in |
|
| December |
31°F (-1°C) |
2.3 in |
|
Winchester has a seasonal temperature swing of 48°F / from 26°F in January to 73°F in July. Total annual precipitation is 40.1 inches, with June being the wettest month (4.8") and February the driest (2.1").
Average costs for common services in Winchester. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$233 ($140-$373) |
| Specialist Visit |
$327 ($187-$513) |
| Urgent Care Visit |
$187 ($93-$327) |
| Emergency Room Visit |
$2,053 ($746-$4,665) |
| Dental Cleaning |
$121 ($70-$187) |
| Dental Filling |
$233 ($140-$373) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$42 ($23-$70) |
| Oil Change (Synthetic) |
$70 ($47-$112) |
| Brake Pad Replacement |
$280 ($140-$467) |
| Tire Rotation |
$37 ($19-$70) |
| New Tires (Set of 4) |
$560 ($373-$933) |
| Battery Replacement |
$187 ($93-$327) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$93 ($56-$140) |
| Electrician (Per Hour) |
$84 ($47-$131) |
| HVAC Repair |
$373 ($140-$746) |
| HVAC System Install |
$6,531 ($3,732-$11,196) |
| Roof Repair |
$933 ($373-$1,866) |
| Roof Replacement |
$8,397 ($5,132-$13,995) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,400 ($467-$3,266) |
| Divorce (Contested) |
$13,995 ($4,665-$27,990) |
| DUI Defense |
$4,665 ($1,866-$9,330) |
| Bankruptcy (Chapter 7) |
$1,400 ($746-$2,799) |
| Will Preparation |
$467 ($187-$933) |
| Trust Preparation |
$2,333 ($933-$4,665) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14-$42) |
| Women's Haircut |
$51 ($28-$93) |
| Hair Coloring (Full) |
$140 ($70-$233) |
| Manicure |
$23 ($14-$42) |
| Pedicure |
$37 ($23-$61) |
| Massage (1 Hour) |
$75 ($47-$121) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.83 ($2.80-$5.13) |
| Dozen Eggs (per dozen) |
$3.27 ($2.33-$4.67) |
| Loaf of Bread |
$3.55 ($2.33-$5.13) |
| Chicken Breast (per lb) |
$4.20 ($2.80-$6.06) |
| Ground Beef (per lb) |
$5.13 ($3.73-$7.00) |
| Rice (per lb) |
$0.93 ($0.56-$1.68) |
View all 20 services
Utilities
| Electricity (Monthly) |
$131 ($75-$233) |
| Natural Gas (Monthly) |
$65 ($28-$140) |
| Water/Sewer (Monthly) |
$65 ($37-$112) |
| Internet (Monthly) |
$65 ($37-$93) |
| Cell Phone Plan (Monthly) |
$61 ($28-$93) |
| Cable TV (Monthly) |
$79 ($47-$140) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$187 ($70-$467) |
| Car Insurance (Annual) |
$1,866 ($1,120-$3,266) |
| Bus Pass (Monthly) |
$65 ($28-$121) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.46-$23) |
| Car Registration (Annual) |
$93 ($28-$233) |
| Driver's License Renewal |
$28 ($14-$70) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,120 ($560-$2,333) |
| Daycare (Toddler, Monthly) |
$933 ($467-$1,866) |
| After-School Care (Monthly) |
$373 ($187-$653) |
| Tutoring (Per Hour) |
$47 ($23-$93) |
| SAT/ACT Prep Course |
$933 ($373-$2,333) |
| Private School (K-12, Annual) |
$11,663 ($4,665-$27,990) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$56 ($28-$93) |
| Dog Vaccination (Annual) |
$93 ($47-$187) |
| Dog Grooming |
$56 ($28-$93) |
| Pet Boarding (Per Night) |
$37 ($19-$70) |
| Dog Spay/Neuter |
$280 ($140-$467) |
| Cat Spay/Neuter |
$187 ($93-$373) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $751 |
| Toddler | $693 |
| Preschool | $615 |
| Family Childcare (monthly) |
| Infant | $671 |
| Toddler | $660 |
| Preschool | $610 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Winchester
What is the population of Winchester?
Winchester has a population of 4,912 residents and is located in Indiana. The population density is 1,420 people per square mile, spread across 3.5 square miles. The median age of residents is 36.1 years, which is younger than the national median of 38.9 years. The population is 50.4% female and 49.6% male.
Is Winchester expensive to live in?
Winchester is more affordable than the national average, with a cost of living index of 93.3 / below the baseline of 100. The median household income is $60,833, 19% below the national average of $75,149. The median home value is $97,000 (66% below the U.S. median). Renters pay a median of $727 per month, below the national average of $1,163. The home price-to-income ratio is 1.6x, indicating housing is reasonably affordable relative to local income levels.
What is the weather like in Winchester?
Winchester has a four-season climate with an average annual temperature of 51°F (10°C). Winter temperatures average 26°F in January, while summers reach an average of 73°F in July. Annual rainfall totals 40.1 inches, with 25.1 inches of snow.
How is the job market in Winchester?
The unemployment rate in Winchester is 5.0%, somewhat above the national average of 3.6%. Job seekers may face moderate competition. The average weekly wage is $970. There are 1,354 business establishments in the area, including 83 restaurants and food service locations. The average commute time is 19 minutes, and 3.7% of workers work from home.
How much does housing cost in Winchester?
The median home value in Winchester is $97,000. Zillow estimates the typical home value at $162,926. For renters, the median monthly rent is $727. Fair market rent is $882 for a 1-bedroom and $1,096 for a 2-bedroom apartment. The homeownership rate is 69.9%. The average annual property tax is $3,704.
How are the schools in Winchester?
Schools in Winchester score 6 out of 10 on standardized testing, near the national average. 10.0% of adults in Winchester hold a bachelor's degree or higher, below the national average of 33.7%. 90.6% have completed high school. 3.1% hold a graduate or professional degree.
How healthy is Winchester?
The obesity rate in Winchester is 39.2% (above the national rate of 32.1%). 20.5% of adults are smokers. 28.0% are physically inactive. 27.9% of residents report depression. 9.7% lack health insurance. 57.4% of residents have access to exercise opportunities. The primary care physician ratio is 1:2,150.
What is transportation like in Winchester?
The average commute in Winchester is 19 minutes, shorter than the national average of 28 minutes. 72.9% of workers drive alone to work, and 3.7% work from home.
What are the demographics of Winchester?
The racial and ethnic makeup of Winchester is 96.9% White, 1.5% Hispanic or Latino, 1.5% Asian. 98.1% of residents speak only English at home. 8.5% of the population are military veterans. 24.9% of residents have a disability. 90.3% have health insurance coverage.