Albany, IN

Indiana · Metropolitan Area

Albany is a small town in Indiana with a population of 2,984. Residents earn $56,356 per year, which is 25% below the national average.

3.7 /5.0
B+ Good
2,984 Population 1,507/sq mi density
$56,356 Median Income $27,723 per capita
$103,600 Home Value $189,908 Zillow
$669 Median Rent
51°F Avg Temperature
B+
Overall
3.7 / 5.0
Good overall score based on economy, affordability, safety and education
A
Economy
4.1 / 5.0
$56,356 median income, 1.8% unemployment
A+
Affordability
5.0 / 5.0
$103,600 home value, $669/mo rent
D
Education
2.0 / 5.0
12.2% bachelor's degree or higher
Median Income $56,356
25% lower than US avg
Home Value $103,600
63% lower than US avg
Bachelor's+ 12.2%
64% lower than US avg
Median Rent $669
42% lower than US avg
Obesity Rate 35.8%
12% higher than US avg
Unemployment 1.8%
50% lower than US avg
Poverty Rate 2.7%
78% lower than US avg

How Albany Compares to the U.S. Average (100% = U.S. avg)

People

Population2,984
Median Age50.5 yrs
Density1,507/mi²
Male / Female45% / 55%
Largest GroupWhite 96%

Economy

A
Median Income$56,356
Per Capita$27,723
Unemployment1.8%
Poverty2.7%
County GDP$5,403M
Commute30 min

Housing

A+
Home Value$103,600
Rent$669
OwnershipN/A
Zillow$189,908

Crime

ViolentN/A
PropertyN/A

Health

Obesity35.8%
UninsuredN/A
Depression29.3%
Heart Disease5.6%

Climate

Avg Temp51°F
AQI41 (Good)
Rain41.4 in/yr
Elevation955 ft

Education

D
Bachelor's+12.2%
High School+91.8%
School Score6.01

Community

2024 VoteR 57% / D 41%
Commute30 min
Libraries5

Is Albany a Good Place to Live?

Based on current data, Albany receives an overall livability score of 3.7 out of 5.0, earning a grade of B+. Key strengths include low unemployment, affordable housing, a low poverty rate, high health insurance coverage. Areas to be aware of include below-average incomes. Albany offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Albany is $56,356, 25% below the national average of $75,149. The job market is very strong with unemployment at just 1.8%. Only 2.7% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 30 minutes.

Cost of Living & Housing

The median home value in Albany is $103,600, 63% below the national median — offering relatively affordable homeownership. Renters pay a median of $669 per month, below the national average — a plus for affordability. At just 1.8x median income, home prices are very affordable relative to local earnings.

Education

12.2% of residents hold a bachelor's degree, below the national average of 33.7%. 91.8% have completed high school. Area schools have an average test score of 6/10.

Climate & Weather

Albany experiences four distinct seasons with an average temperature of 51°F. Winters average 26°F in January while summers reach 74°F in July. Annual precipitation totals 41.4 inches, including 20.9 inches of snow. Air quality is rated Good with a median AQI of 41.

Albany has a population of 2,984 with a density of 1,507 people per square mile. The median age is 50.5 years, 30% older than the national median of 38.9. The city is predominantly White (96.4%).

Population

2,984
Total Population
1,507
People / sq mi
50.5yrs
Median Age
30% above US avg
2.0mi²
Land Area

Gender Distribution

Male 45%
Female 55%

Race & Ethnicity

Albany vs U.S. Average

Language Spoken at Home

English Only98.8%
26% above US avg
Spanish1.2%
91% below US avg

Social Characteristics

Albany vs U.S. Average

The median household income in Albany is $56,356, which is 25% below the national average of $75,149. The unemployment rate is 1.8% (below the 3.6% US average). 2.7% of residents live below the poverty line. Workers commute an average of 30 minutes.

Income: Albany vs U.S.

Commute Mode

Income

Median HH Income$56,356
25% below US avg
Per Capita Income$27,723
Avg Weekly Wage$987
IRS Avg AGI$58,728

Employment & Poverty

Unemployment1.8%
50% below US avg
Poverty Rate2.7%
78% below US avg
Establishments (County)2,354
County GDP$5,403M

Business (County)

Restaurants220
Healthcare342
Retail387
Manufacturing106

Tax & Cost of Living

Property Tax (IRS)$3,457
1% below US avg
Effective Tax Rate3.34%

Commute & Transportation

Commute Time30.3 min
Work from Home9.1%

Walkability

The median home value in Albany is $103,600, 63% below the national average. Monthly rent averages $669 (42% below US avg). Zillow estimates the typical home value at $189,908.

Home Value Sources

Ownership Split

Home Values

Census Median$103,600
63% below US avg
Zillow ZHVI$189,908
Median List Price$177,450

Real Estate Market (Redfin)

Median List Price$177,450
$/Sq Ft$128
Homes Sold2
Sale-to-List Ratio99.1%
Price Drops16.7%
Inventory6

Rental Costs

Census Median Rent$669
42% below US avg

HUD Fair Market Rent

Studio$816
1 Bedroom$882
2 Bedrooms$1,096
3 Bedrooms$1,391
4 Bedrooms$1,590

Ownership & Property

Owner-Occupied81.9%

Property Tax

Avg Tax (IRS)$3,457
1% below US avg
Effective Rate3.34%
In Albany, 35.8% of adults are obese (above the 32.1% national rate). 29.3% report depression. 22.5% are physically inactive.

Health Metrics: Albany vs U.S. Average (%)

Chronic Conditions

Obesity35.8%
12% above US avg
Diabetes10.7%
Heart Disease5.6%
High Blood Pressure32.5%
Asthma11.6%
COPD7.2%
Stroke2.9%

Behaviors & Mental Health

Binge Drinking18.4%
Physical Inactivity22.5%
Depression29.3%
Mental Distress19.8%
Physical Distress13.3%

Healthcare Access

Insurance Rate94.8%
Checkup Rate77.6%
Premature Death12,615/100K

Food & Exercise

Food Environment6.5/10
Exercise Access76.2%
Healthcare Facilities342

Crime Rates: Albany vs U.S. Average (per 100,000)

Violent Crime

Property Crime

Traffic Safety

Fatal Crashes (County/yr)15

Safety Score

Albany has an average annual temperature of 51°F (11°C). Winters average 26°F in January while summers reach 74°F in July. Annual precipitation is 41.4 inches. Air quality is rated Good with a median AQI of 41.

Temperature

26°F Jan (-3°C) 74°F Jul (23°C)
Annual Average51.2°F
5% below US avg
January Average26°F (-3°C)
July Average74°F (23°C)

Precipitation & Snow

Annual Rainfall41.4 inches
9% above US avg
Snowfall20.9 inches/yr

Air Quality

AQI Median41.0
RatingGood

Geography

Elevation955 ft (291 m)
Area2.0 sq mi (5.1 km²)
Population Density1,507/sq mi
Coordinates40.3060°N, 85.2322°W
County FIPS18035
It is classified as Metro — under 250K. 12.2% of residents hold a bachelor's degree or higher (64% below US avg). In the 2024 election, the county voted Republican by a 15.8-point margin.

2024 Presidential Election (County)

R 57%
D 41.2%

Winner: Republican by 15.8 points

Education

Bachelor's Degree+12.2%
64% below US avg
High School+91.8%
School Test Score6.01
D Education Grade (2.0/5.0)

Urban-Rural Classification

RUCC Code 3Metro — under 250K
Population Density1,507/sq mi
Total Area2.0 sq mi

Infrastructure & Services

Public Libraries5
Healthcare Facilities342
Restaurants220
Retail Stores387

Safety & Disasters

Fatal Crashes (County/yr)15

Commute & Transportation

Avg Commute30.3 min
Work from Home9.1%

Nearby Cities

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