Hartford City, IN

Indiana

Hartford City is a small city in Indiana with a population of 5,685. Residents earn $36,868 per year, which is 51% below the national average.

2.7 /5.0
C+ Fair
5,685 Population 1,465/sq mi density
$36,868 Median Income $24,342 per capita
$77,800 Home Value $135,940 Zillow
$619 Median Rent
51°F Avg Temperature
17 Violent Crime/100K 3,370 property/100K
C+
Overall
2.7 / 5.0
Fair overall score based on economy, affordability, safety and education
C+
Economy
2.9 / 5.0
$36,868 median income, 4.2% unemployment
A+
Affordability
5.0 / 5.0
$77,800 home value, $619/mo rent
F
Safety
1.0 / 5.0
17 violent crimes/100K (96% below avg)
D
Education
1.9 / 5.0
11.0% bachelor's degree or higher
Median Income $36,868
51% lower than US avg
Home Value $77,800
72% lower than US avg
Violent Crime 17/100K
96% lower than US avg
Bachelor's+ 11.0%
67% lower than US avg
Median Rent $619
47% lower than US avg
Obesity Rate 47.4%
48% higher than US avg
Unemployment 4.2%
17% higher than US avg
Poverty Rate 16.5%
33% higher than US avg

How Hartford City Compares to the U.S. Average (100% = U.S. avg)

People

Population5,685
Median Age41.1 yrs
Density1,465/mi²
Male / Female46% / 54%
Largest GroupWhite 96%

Economy

C+
Median Income$36,868
Per Capita$24,342
Unemployment4.2%
Poverty16.5%
County GDP$428M
Commute20 min

Housing

A+
Home Value$77,800
Rent$619
OwnershipN/A
Zillow$135,940

Crime

F
Violent17/100K
Property3,370/100K
Murder0.0/100K
Assault0/100K
Burglary595/100K

Health

Obesity47.4%
UninsuredN/A
Depression29.9%
Heart Disease8.0%

Climate

Avg Temp51°F
AQI41 (Good)
Rain41.7 in/yr
Elevation917 ft

Education

D
Bachelor's+11.0%
High School+90.1%
School Score6.01

Community

2024 VoteR 74% / D 24%
Commute20 min
Libraries2

Is Hartford City a Good Place to Live?

Based on current data, Hartford City receives an overall livability score of 2.7 out of 5.0, earning a grade of C+. Key strengths include low crime rates, affordable housing. Areas to be aware of include an elevated poverty rate, below-average incomes, high obesity rates. Hartford City has some notable strengths but also faces challenges that prospective residents should consider.

Economy & Jobs

The median household income in Hartford City is $36,868, 51% below the national average of $75,149. Unemployment stands at 4.2%, indicating a healthy job market. The poverty rate of 16.5% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 20 minutes.

Cost of Living & Housing

The median home value in Hartford City is $77,800, 72% below the national median — offering relatively affordable homeownership. Renters pay a median of $619 per month, below the national average — a plus for affordability. At just 2.1x median income, home prices are very affordable relative to local earnings.

Safety & Crime

Hartford City is a very safe community with a violent crime rate of 17 per 100,000 residents — well below the national average of 380. Property crime occurs at a rate of 3,370 per 100,000, 72% above the national average.

Education

11.0% of residents hold a bachelor's degree, below the national average of 33.7%. 90.1% have completed high school. Area schools have an average test score of 6/10.

Climate & Weather

Hartford City experiences four distinct seasons with an average temperature of 51°F. Winters average 26°F in January while summers reach 74°F in July. Annual precipitation totals 41.7 inches, including 32.2 inches of snow. Air quality is rated Good with a median AQI of 41.

Hartford City has a population of 5,685 with a density of 1,465 people per square mile. The median age is 41.1 years, 6% older than the national median of 38.9. The city is predominantly White (95.5%), with 1.3% Hispanic.

Population

5,685
Total Population
1,465
People / sq mi
41.1yrs
Median Age
6% above US avg
3.9mi²
Land Area

Gender Distribution

Male 45.7%
Female 54.3%

Race & Ethnicity

Hartford City vs U.S. Average

Language Spoken at Home

English Only98.8%
26% above US avg
Spanish1.2%
91% below US avg

Social Characteristics

Hartford City vs U.S. Average

The median household income in Hartford City is $36,868, which is 51% below the national average of $75,149. The unemployment rate is 4.2% (above the 3.6% US average). 16.5% of residents live below the poverty line. Workers commute an average of 20 minutes.

Income: Hartford City vs U.S.

Commute Mode

Income

Median HH Income$36,868
51% below US avg
Per Capita Income$24,342
Avg Weekly Wage$897
IRS Avg AGI$54,691

Employment & Poverty

Unemployment4.2%
17% above US avg
Poverty Rate16.5%
33% above US avg
Establishments (County)245
County GDP$428M

Business (County)

Restaurants17
Healthcare31
Retail34
Manufacturing21

Tax & Cost of Living

Property Tax (IRS)$2,313
34% below US avg
Effective Tax Rate2.97%

Commute & Transportation

Commute Time20.3 min
Work from Home3.4%

Walkability

The median home value in Hartford City is $77,800, 72% below the national average. Monthly rent averages $619 (47% below US avg). Zillow estimates the typical home value at $135,940.

Home Value Sources

Ownership Split

Home Values

Census Median$77,800
72% below US avg
Zillow ZHVI$135,940

Real Estate Market (Redfin)

Rental Costs

Census Median Rent$619
47% below US avg

HUD Fair Market Rent

Studio$816
1 Bedroom$882
2 Bedrooms$1,096
3 Bedrooms$1,391
4 Bedrooms$1,590

Ownership & Property

Owner-Occupied68.0%

Property Tax

Avg Tax (IRS)$2,313
34% below US avg
Effective Rate2.97%
In Hartford City, 47.4% of adults are obese (above the 32.1% national rate). 29.9% report depression. 33.2% are physically inactive.

Health Metrics: Hartford City vs U.S. Average (%)

Chronic Conditions

Obesity47.4%
48% above US avg
Diabetes14.8%
Heart Disease8.0%
High Blood Pressure39.7%
Asthma12.5%
COPD12.2%
Stroke4.3%

Behaviors & Mental Health

Binge Drinking16.2%
Physical Inactivity33.2%
Depression29.9%
Mental Distress22.8%
Physical Distress17.9%

Healthcare Access

Insurance Rate89.3%
Checkup Rate76.6%
Premature Death13,647/100K

Food & Exercise

Food Environment6.9/10
Exercise Access42.5%
Healthcare Facilities31
Hartford City has a violent crime rate of 17 per 100,000 residents, 96% below the national average of 380. Property crime stands at 3,370 per 100,000 (72% above US avg). The murder rate is 0.0 per 100,000.

Crime Rates: Hartford City vs U.S. Average (per 100,000)

Violent Crime

Total Violent16.5/100K
96% below US avg
Murder0.0/100K
100% below US avg
Rape0.0/100K
Robbery16.5/100K
Assault0.0/100K

Property Crime

Total Property3,370.2/100K
72% above US avg
Burglary594.8/100K
Theft2,692.9/100K
Vehicle Theft82.6/100K
Arson0.0/100K

Traffic Safety

Fatal Crashes (County/yr)2

Safety Score

Safety GradeF
Safety Score1.0 / 5.0
Hartford City has an average annual temperature of 51°F (11°C). Winters average 26°F in January while summers reach 74°F in July. Annual precipitation is 41.7 inches. Air quality is rated Good with a median AQI of 41.

Temperature

26°F Jan (-3°C) 74°F Jul (23°C)
Annual Average51.3°F
5% below US avg
January Average26°F (-3°C)
July Average74°F (23°C)

Precipitation & Snow

Annual Rainfall41.7 inches
10% above US avg
Snowfall32.2 inches/yr

Air Quality

AQI Median41.0
RatingGood

Geography

Elevation917 ft (280 m)
Area3.9 sq mi (10.0 km²)
Population Density1,465/sq mi
Coordinates40.4537°N, 85.3732°W
County FIPS18009
It is classified as Nonmetro — Urban 2.5K–20K, adjacent. 11.0% of residents hold a bachelor's degree or higher (67% below US avg). In the 2024 election, the county voted Republican by a 50.3-point margin.

2024 Presidential Election (County)

R 74.2%
D 23.9%

Winner: Republican by 50.3 points

Education

Bachelor's Degree+11.0%
67% below US avg
High School+90.1%
School Test Score6.01
D Education Grade (1.9/5.0)

Urban-Rural Classification

RUCC Code 6Nonmetro — Urban 2.5K–20K, adjacent
Population Density1,465/sq mi
Total Area3.9 sq mi

Infrastructure & Services

Public Libraries2
Healthcare Facilities31
Restaurants17
Retail Stores34

Safety & Disasters

Fatal Crashes (County/yr)2
F Safety Grade (1.0/5.0)

Commute & Transportation

Avg Commute20.3 min
Work from Home3.4%

Nearby Cities

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