Median Income
$45,163
40% lower than US avg
Home Value
$96,700
66% lower than US avg
Violent Crime
327/100K
14% lower than US avg
Bachelor's+
10.7%
68% lower than US avg
Median Rent
$827
29% lower than US avg
Obesity Rate
43.3%
35% higher than US avg
Unemployment
2.9%
19% lower than US avg
Poverty Rate
17.8%
44% higher than US avg
How Fairmount Compares to the U.S. Average (100% = U.S. avg)
People
Population2,575
Median Age35.1 yrs
Density1,620/mi²
Male / Female51% / 49%
Largest GroupWhite 93%
Veterans8.6%
Economy
B
Median Income$45,163
Per Capita$22,715
Unemployment2.9%
Poverty17.8%
County GDP$3,220M
Commute24 min
Housing
A+
Home Value$96,700
Rent$827
Ownership67.5%
Zillow$161,276
Housing Units1,176
Rent Burden30.1%
Crime
F
Violent327/100K
Property617/100K
Murder0.0/100K
Assault290/100K
Burglary472/100K
Health
Obesity43.3%
Uninsured10.2%
Smoking22.4%
Depression30.7%
Heart Disease7.2%
Climate
Avg Temp51°F (11°C)
AQI41 (Good)
Rain42.5 in/yr
Sunny Days275/yr
Elevation867 ft (264 m)
Education
D
Bachelor's+10.7%
High School+90.0%
Graduate+3.2%
School Score5.48
Community
2024 VoteR 70% / D 28%
Commute24 min
Broadband85.2%
EV Stations1
Libraries8
Is Fairmount a Good Place to Live?
Based on current data, Fairmount receives an overall livability score of 2.8 out of 5.0, earning a grade of C+. Key strengths include low unemployment, affordable housing, abundant sunshine. Areas to be aware of include an elevated poverty rate, below-average incomes, high obesity rates. Fairmount has some notable strengths but also faces challenges that prospective residents should consider.
Economy & Jobs
The median household income in Fairmount is $45,163, 40% below the national average of $75,149. The job market is very strong with unemployment at just 2.9%. The poverty rate of 17.8% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 24 minutes.
Cost of Living & Housing
The median home value in Fairmount is $96,700, 66% below the national median / offering relatively affordable homeownership. Renters pay a median of $827 per month, below the national average / a plus for affordability. At just 2.1x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Violent crime in Fairmount is below the national average at 327 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 617 per 100,000, 69% below the national average.
Education
10.7% of residents hold a bachelor's degree, below the national average of 33.7%. 90.0% have completed high school. Area schools have an average test score of 5.5/10.
Climate & Weather
Fairmount experiences four distinct seasons with an average temperature of 51°F. Winters average 26°F in January while summers reach 73°F in July. With 275 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 42.5 inches. Air quality is rated Good with a median AQI of 41.
Fairmount has a population of 2,575 with a density of 1,620 people per square mile, spread across 1.6 square miles. The median age is 35.1 years, 10% younger than the national median of 38.9. The gender split is 48.9% female and 51.1% male. The city is predominantly White (93.2%). English is the primary language spoken at home by 99.9% of residents. 8.6% of the population are veterans, above the national rate of 6.0%. 19.2% of residents have a disability (above the 13.0% national average). 92.3% have health insurance coverage.
Population
35.1yrs
Median Age
10% below US avg
Race & Ethnicity
Fairmount vs U.S. Average
Language Spoken at Home
English Only
99.9%
27% above US avg
Spanish
0.1%
99% below US avg
Social Characteristics
Fairmount vs U.S. Average
The median household income in Fairmount is $45,163, which is 40% below the national average of $75,149. Per capita income is $22,715 (below the $39,052 national figure). The average weekly wage is $979, 32% lower than the U.S. average. The unemployment rate is 2.9% (below the 3.6% US average). 17.8% of residents live below the poverty line, higher than the national rate of 12.4%. The area has 1,280 business establishments, including 132 restaurants. The cost of living index is 93.3, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 24 minutes. 0.0% of workers work from home (below the 15.2% national rate).
Income: Fairmount vs U.S.
Income
| Median HH Income | $45,163 |
| 40% below US avg |
| Per Capita Income | $22,715 |
| Avg Weekly Wage | $979 |
| IRS Avg AGI | $53,014 |
| Gini Index | 0.432 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 2.9% |
| 19% below US avg |
| Poverty Rate | 17.8% |
| 44% above US avg |
| Establishments (County) | 1,280 |
| County GDP | $3,220M |
Business (County)
| Restaurants | 132 |
| Healthcare | 170 |
| Retail | 215 |
| Manufacturing | 58 |
Tax & Cost of Living
| Property Tax (IRS) | $2,512 |
| 28% below US avg |
| Cost of Living | 93.30 (100=avg) |
| Effective Tax Rate | 2.60% |
Commute & Transportation
| Commute Time | 23.9 min |
| Drive Alone | 83.9% |
| Public Transit | 1.5% |
| Work from Home | 0.0% |
The median home value in Fairmount is $96,700, 66% below the national median of $281,900. Zillow estimates the typical home value at $161,276, higher than the Census estimate. Monthly rent averages $827 (29% below the national average of $1,163). Fair market rent ranges from $882 for a one-bedroom to $1,096 for a two-bedroom apartment. 67.5% of housing units are owner-occupied. There are 1,176 total housing units in the city. The median year a home was built is 1954. The average annual property tax is $2,512 (lower than the $3,500 national average). 30.1% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2.1x, well within the affordable range.
Home Values
| Census Median | $96,700 |
| 66% below US avg |
| Zillow ZHVI | $161,276 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $827 |
| 29% below US avg |
| Rent Burden | 30.1% |
HUD Fair Market Rent
| Studio | $816 |
| 1 Bedroom | $882 |
| 2 Bedrooms | $1,096 |
| 3 Bedrooms | $1,391 |
| 4 Bedrooms | $1,590 |
Ownership & Property
| Homeownership | 67.5% |
| Owner-Occupied | 67.5% |
| Renter-Occupied | 32.5% |
| Housing Units | 1,176 |
| Median Year Built | 1954 |
Property Tax
| Avg Tax (IRS) | $2,512 |
| 28% below US avg |
| Effective Rate | 2.60% |
In Fairmount, 43.3% of adults are obese, above the national rate of 32.1%. 13.5% have diabetes (above the 10.5% national rate). Heart disease affects 7.2% of residents, above the national average. 38.3% have high blood pressure. 22.4% are current smokers (above the 14.0% national rate). 17.1% report binge drinking. 30.8% are physically inactive, above the national average. 30.7% report depression (above the 20.0% national average). 21.9% experience frequent mental distress. 10.2% of residents lack health insurance. The primary care physician ratio is 1:2,367. The dentist ratio is 1:1,572. 74.0% of residents have access to exercise opportunities. The food environment index is 6.9 out of 10.
Health Metrics: Fairmount vs U.S. Average (%)
Chronic Conditions
| Obesity | 43.3% |
| 35% above US avg |
| Diabetes | 13.5% |
| Heart Disease | 7.2% |
| High Blood Pressure | 38.3% |
| Asthma | 12.3% |
| COPD | 10.5% |
| Cancer | 7.5% |
| Stroke | 3.8% |
Behaviors & Mental Health
| Smoking | 22.4% |
| 60% above US avg |
| Binge Drinking | 17.1% |
| Physical Inactivity | 30.8% |
| Depression | 30.7% |
| Mental Distress | 21.9% |
| Physical Distress | 16.6% |
| Short Sleep | 41.0% |
Healthcare Access
| Insurance Rate | 92.3% |
| Uninsured | 10.2% |
| 19% above US avg |
| Primary Care | 1:2,367 |
| Dentists | 1:1,572 |
| Mental Health | 1:339 |
| Checkup Rate | 78.3% |
| Dental Visits | 54.6% |
| Premature Death | 14,895/100K |
Food & Exercise
| Food Environment | 6.9/10 |
| Exercise Access | 74.0% |
| Healthcare Facilities | 170 |
Fairmount has a violent crime rate of 327 per 100,000 residents, 14% below the national average of 380. This breaks down to aggravated assault at 290.5 per 100,000, robbery at 0.0, rape at 36.3. The murder rate is 0.0 per 100,000 (below the national rate of 6.3). Property crime stands at 617 per 100,000, 69% below the U.S. average. This includes larceny/theft at 145, burglary at 472, vehicle theft at 0 per 100,000 residents. The county recorded 10 fatal traffic crashes. Overall, Fairmount receives a safety grade of F.
Crime Rates: Fairmount vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 326.8/100K |
| 14% below US avg |
| Murder | 0.0/100K |
| 100% below US avg |
| Rape | 36.3/100K |
| Robbery | 0.0/100K |
| Assault | 290.5/100K |
Property Crime
| Total Property | 617.3/100K |
| 69% below US avg |
| Burglary | 472.0/100K |
| Theft | 145.2/100K |
| Vehicle Theft | 0.0/100K |
| Arson | 0.0/100K |
Traffic Safety
| Fatal Crashes (County/yr) | 10 |
| Traffic Accidents | 31 |
| Avg Accident Severity | 2.7 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Fairmount experiences four distinct seasons with an average annual temperature of 51°F (11°C). Winters average 26°F in January while summers reach 73°F in July. The area gets 275 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 42.5 inches. Air quality is rated Good with a median AQI of 41. The city sits at an elevation of 867 feet.
Temperature
26°F Jan (-4°C)
73°F Jul (23°C)
| Annual Average | 50.9°F |
| 6% below US avg |
| January Average | 26°F (-4°C) |
| July Average | 73°F (23°C) |
| Sunny Days | 275 days/yr |
Geography
| Elevation | 867 ft (264 m) |
| Area | 1.6 sq mi (4.1 km²) |
| Population Density | 1,620/sq mi |
| Coordinates | 40.4173°N, 85.6477°W |
| Timezone | America/Indiana/Indianapolis |
| County | Grant County County |
| Nearest Airport | Delaware County Regional (MIE)
18 miles away |
Precipitation & Snow
Annual Rainfall
42.5"
12% above US avg
Wettest Month (Jul)
4.17"
Air Quality
| AQI Median | 41.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 69.4 / 100 |
| Social Vulnerability | 67.9 / 100 |
| Community Resilience | 69.2 / 100 |
Hazard Breakdown
| Tornado |
Relatively Moderate |
| Hurricane |
Very Low |
| Earthquake |
Relatively Low |
| Wildfire |
Very Low |
| Flood |
Relatively Moderate |
| Hail |
Relatively Moderate |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively Moderate |
| Lightning |
Relatively Low |
| Ice Storm |
Relatively Low |
| Drought |
Relatively Low |
| Cold Wave |
Relatively Low |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
10 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.8. Most recent: M2.6 on Jun 12, 2015.
| Sep 12, 2004 |
4 km NW of Manilla, Indiana |
M3.8 |
90 km |
| Dec 20, 1990 |
5 km S of Stilesville, Indiana |
M3.7 |
124 km |
| Apr 14, 2000 |
4 km NW of Heritage Lake, Indiana |
M3.6 |
119 km |
| Dec 17, 1990 |
Illinois-Indiana border region |
M3.2 |
125 km |
| Jan 26, 2012 |
5 km NE of Topeka, Indiana |
M3.0 |
130 km |
| Apr 17, 1990 |
8 km NW of Fort Recovery, Ohio |
M3.0 |
68 km |
| Apr 4, 1994 |
2 km WNW of Minster, Ohio |
M2.9 |
106 km |
| May 12, 2006 |
2 km E of Lima, Ohio |
M2.8 |
137 km |
| Jun 12, 2015 |
6 km NW of Convoy, Ohio |
M2.6 |
96 km |
| Jan 30, 2004 |
2 km S of Rockford, Ohio |
M2.5 |
89 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
594 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 45 fatalities, 1,498 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Nov 10, 2002 |
EF4 |
84 km |
4 |
| Jun 11, 1998 |
EF4 |
75 km |
0 |
| Feb 18, 1992 |
EF4 |
97 km |
0 |
| Jul 9, 1980 |
EF4 |
90 km |
2 |
| Apr 3, 1974 |
EF4 |
52 km |
1 |
| Apr 3, 1974 |
EF4 |
74 km |
0 |
| May 14, 1972 |
EF4 |
81 km |
0 |
| Apr 11, 1965 |
EF4 |
27 km |
4 |
| Apr 11, 1965 |
EF4 |
62 km |
25 |
| Apr 25, 1961 |
EF4 |
94 km |
0 |
| Mar 6, 1956 |
EF4 |
18 km |
1 |
| Mar 14, 2024 |
EF3 |
52 km |
1 |
| Mar 31, 2023 |
EF3 |
9 km |
0 |
| May 27, 2019 |
EF3 |
75 km |
0 |
| May 27, 2019 |
EF3 |
28 km |
0 |
| May 27, 2019 |
EF3 |
82 km |
1 |
| Aug 24, 2016 |
EF3 |
46 km |
0 |
| Jun 5, 2010 |
EF3 |
52 km |
0 |
| May 30, 2004 |
EF3 |
54 km |
0 |
| Nov 10, 2002 |
EF3 |
68 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
26°F (-4°C) |
2.1 in |
Coldest |
| February |
27°F (-3°C) |
2.1 in |
Driest |
| March |
38°F (3°C) |
3.1 in |
|
| April |
49°F (10°C) |
3.7 in |
|
| May |
60°F (16°C) |
4.0 in |
|
| June |
70°F (21°C) |
3.9 in |
|
| July |
73°F (23°C) |
4.2 in |
Warmest, Wettest |
| August |
71°F (22°C) |
3.6 in |
|
| September |
65°F (18°C) |
3.0 in |
|
| October |
53°F (12°C) |
2.6 in |
|
| November |
41°F (5°C) |
3.2 in |
|
| December |
30°F (-1°C) |
2.9 in |
|
Fairmount has a seasonal temperature swing of 48°F / from 26°F in January to 73°F in July. Total annual precipitation is 38.3 inches, with July being the wettest month (4.2") and February the driest (2.1").
Average costs for common services in Fairmount. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$233 ($140–$373) |
| Specialist Visit |
$327 ($187–$513) |
| Urgent Care Visit |
$187 ($93–$327) |
| Emergency Room Visit |
$2,053 ($746–$4,665) |
| Dental Cleaning |
$121 ($70–$187) |
| Dental Filling |
$233 ($140–$373) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$42 ($23–$70) |
| Oil Change (Synthetic) |
$70 ($47–$112) |
| Brake Pad Replacement |
$280 ($140–$467) |
| Tire Rotation |
$37 ($19–$70) |
| New Tires (Set of 4) |
$560 ($373–$933) |
| Battery Replacement |
$187 ($93–$327) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$93 ($56–$140) |
| Electrician (Per Hour) |
$84 ($47–$131) |
| HVAC Repair |
$373 ($140–$746) |
| HVAC System Install |
$6,531 ($3,732–$11,196) |
| Roof Repair |
$933 ($373–$1,866) |
| Roof Replacement |
$8,397 ($5,132–$13,995) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,400 ($467–$3,266) |
| Divorce (Contested) |
$13,995 ($4,665–$27,990) |
| DUI Defense |
$4,665 ($1,866–$9,330) |
| Bankruptcy (Chapter 7) |
$1,400 ($746–$2,799) |
| Will Preparation |
$467 ($187–$933) |
| Trust Preparation |
$2,333 ($933–$4,665) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14–$42) |
| Women's Haircut |
$51 ($28–$93) |
| Hair Coloring (Full) |
$140 ($70–$233) |
| Manicure |
$23 ($14–$42) |
| Pedicure |
$37 ($23–$61) |
| Massage (1 Hour) |
$75 ($47–$121) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.83 ($2.80–$5.13) |
| Dozen Eggs (per dozen) |
$3.27 ($2.33–$4.67) |
| Loaf of Bread |
$3.55 ($2.33–$5.13) |
| Chicken Breast (per lb) |
$4.20 ($2.80–$6.06) |
| Ground Beef (per lb) |
$5.13 ($3.73–$7.00) |
| Rice (per lb) |
$0.93 ($0.56–$1.68) |
View all 20 services
Utilities
| Electricity (Monthly) |
$131 ($75–$233) |
| Natural Gas (Monthly) |
$65 ($28–$140) |
| Water/Sewer (Monthly) |
$65 ($37–$112) |
| Internet (Monthly) |
$65 ($37–$93) |
| Cell Phone Plan (Monthly) |
$61 ($28–$93) |
| Cable TV (Monthly) |
$79 ($47–$140) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$187 ($70–$467) |
| Car Insurance (Annual) |
$1,866 ($1,120–$3,266) |
| Bus Pass (Monthly) |
$65 ($28–$121) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.46–$23) |
| Car Registration (Annual) |
$93 ($28–$233) |
| Driver's License Renewal |
$28 ($14–$70) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,120 ($560–$2,333) |
| Daycare (Toddler, Monthly) |
$933 ($467–$1,866) |
| After-School Care (Monthly) |
$373 ($187–$653) |
| Tutoring (Per Hour) |
$47 ($23–$93) |
| SAT/ACT Prep Course |
$933 ($373–$2,333) |
| Private School (K-12, Annual) |
$11,663 ($4,665–$27,990) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$56 ($28–$93) |
| Dog Vaccination (Annual) |
$93 ($47–$187) |
| Dog Grooming |
$56 ($28–$93) |
| Pet Boarding (Per Night) |
$37 ($19–$70) |
| Dog Spay/Neuter |
$280 ($140–$467) |
| Cat Spay/Neuter |
$187 ($93–$373) |
View all 9 services
Frequently Asked Questions About Fairmount
What is the population of Fairmount?
Fairmount has a population of 2,575 residents and is located in Indiana. The population density is 1,620 people per square mile, spread across 1.6 square miles. The median age of residents is 35.1 years, which is younger than the national median of 38.9 years. The population is 48.9% female and 51.1% male.
Is Fairmount expensive to live in?
Fairmount is more affordable than the national average, with a cost of living index of 93.3 / below the baseline of 100. The median household income is $45,163, 40% below the national average of $75,149. The median home value is $96,700 (66% below the U.S. median). Renters pay a median of $827 per month, below the national average of $1,163. The home price-to-income ratio is 2.1x, indicating housing is reasonably affordable relative to local income levels.
Is Fairmount safe?
Fairmount is safer than the national average, with a violent crime rate of 327 per 100,000 compared to the U.S. rate of 380. Property crime occurs at a rate of 617 per 100,000 (below the national average). Overall, Fairmount receives a safety grade of F based on combined crime data.
What is the weather like in Fairmount?
Fairmount has a four-season climate with an average annual temperature of 51°F (11°C). Winter temperatures average 26°F in January, while summers reach an average of 73°F in July. The area receives 275 sunny days per year, well above the national average of 205. Annual rainfall totals 42.5 inches. Air quality is rated Good with a median Air Quality Index (AQI) of 41.
How is the job market in Fairmount?
The job market in Fairmount is very strong, with unemployment at just 2.9% / well below the national rate of 3.6%. The average weekly wage is $979. There are 1,280 business establishments in the area, including 132 restaurants and food service locations. The average commute time is 24 minutes, and 0.0% of workers work from home.
How much does housing cost in Fairmount?
The median home value in Fairmount is $96,700. Zillow estimates the typical home value at $161,276. For renters, the median monthly rent is $827. Fair market rent is $882 for a 1-bedroom and $1,096 for a 2-bedroom apartment. The homeownership rate is 67.5%. The average annual property tax is $2,512.
How are the schools in Fairmount?
Schools in Fairmount score 5.5 out of 10 on standardized testing, near the national average. 10.7% of adults in Fairmount hold a bachelor's degree or higher, below the national average of 33.7%. 90.0% have completed high school. 3.2% hold a graduate or professional degree.
How healthy is Fairmount?
The obesity rate in Fairmount is 43.3% (above the national rate of 32.1%). 22.4% of adults are smokers. 30.8% are physically inactive. 30.7% of residents report depression. 10.2% lack health insurance (above the national rate). 74.0% of residents have access to exercise opportunities. The primary care physician ratio is 1:2,367.
What is transportation like in Fairmount?
The average commute in Fairmount is 24 minutes, shorter than the national average of 28 minutes. 83.9% of workers drive alone to work, 1.5% use public transit, and 0.0% work from home.
What are the demographics of Fairmount?
The racial and ethnic makeup of Fairmount is 93.2% White, 0.7% Hispanic or Latino. 99.9% of residents speak only English at home. 8.6% of the population are military veterans. 19.2% of residents have a disability. 92.3% have health insurance coverage.
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