Montpelier, IN

Indiana

Montpelier is a small town in Indiana with a population of 1,444. Residents earn $42,833 per year, which is 43% below the national average.

3.3 /5.0
B Good
1,444 Population 963/sq mi density
$42,833 Median Income $30,393 per capita
$77,100 Home Value $141,280 Zillow
$649 Median Rent
50°F Avg Temperature
B
Overall
3.3 / 5.0
Good overall score based on economy, affordability, safety and education
B
Economy
3.2 / 5.0
$42,833 median income, 1.2% unemployment
A+
Affordability
5.0 / 5.0
$77,100 home value, $649/mo rent
D
Education
1.6 / 5.0
7.9% bachelor's degree or higher
Median Income $42,833
43% lower than US avg
Home Value $77,100
73% lower than US avg
Bachelor's+ 7.9%
77% lower than US avg
Median Rent $649
44% lower than US avg
Obesity Rate 41.2%
28% higher than US avg
Unemployment 1.2%
67% lower than US avg
Poverty Rate 18.0%
45% higher than US avg

How Montpelier Compares to the U.S. Average (100% = U.S. avg)

People

Population1,444
Median Age48.5 yrs
Density963/mi²
Male / Female47% / 53%
Largest GroupWhite 95%

Economy

B
Median Income$42,833
Per Capita$30,393
Unemployment1.2%
Poverty18.0%
County GDP$428M
Commute30 min

Housing

A+
Home Value$77,100
Rent$649
OwnershipN/A
Zillow$141,280

Crime

ViolentN/A
PropertyN/A

Health

Obesity41.2%
UninsuredN/A
Depression27.7%
Heart Disease5.8%

Climate

Avg Temp50°F
AQI41 (Good)
Rain40.0 in/yr
Elevation880 ft

Education

D
Bachelor's+7.9%
High School+90.9%
School Score6.01

Community

2024 VoteR 74% / D 24%
Commute30 min
Libraries2

Is Montpelier a Good Place to Live?

Based on current data, Montpelier receives an overall livability score of 3.3 out of 5.0, earning a grade of B. Key strengths include low unemployment, affordable housing. Areas to be aware of include an elevated poverty rate, below-average incomes, high obesity rates. Montpelier offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Montpelier is $42,833, 43% below the national average of $75,149. The job market is very strong with unemployment at just 1.2%. The poverty rate of 18.0% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 30 minutes.

Cost of Living & Housing

The median home value in Montpelier is $77,100, 73% below the national median — offering relatively affordable homeownership. Renters pay a median of $649 per month, below the national average — a plus for affordability. At just 1.8x median income, home prices are very affordable relative to local earnings.

Education

7.9% of residents hold a bachelor's degree, below the national average of 33.7%. 90.9% have completed high school. Area schools have an average test score of 6/10.

Climate & Weather

Montpelier experiences four distinct seasons with an average temperature of 50°F. Winters average 25°F in January while summers reach 73°F in July. Annual precipitation totals 40.0 inches, including 23.3 inches of snow. Air quality is rated Good with a median AQI of 41.

Montpelier has a population of 1,444 with a density of 963 people per square mile. The median age is 48.5 years, 25% older than the national median of 38.9. The city is predominantly White (95.3%).

Population

1,444
Total Population
963
People / sq mi
48.5yrs
Median Age
25% above US avg
1.5mi²
Land Area

Gender Distribution

Male 47.1%
Female 52.9%

Race & Ethnicity

Montpelier vs U.S. Average

Language Spoken at Home

English Only98.7%
26% above US avg
Spanish1.3%
90% below US avg

Social Characteristics

Montpelier vs U.S. Average

The median household income in Montpelier is $42,833, which is 43% below the national average of $75,149. The unemployment rate is 1.2% (below the 3.6% US average). 18.0% of residents live below the poverty line. Workers commute an average of 30 minutes.

Income: Montpelier vs U.S.

Commute Mode

Income

Median HH Income$42,833
43% below US avg
Per Capita Income$30,393
Avg Weekly Wage$897
IRS Avg AGI$54,691

Employment & Poverty

Unemployment1.2%
67% below US avg
Poverty Rate18.0%
45% above US avg
Establishments (County)245
County GDP$428M

Business (County)

Restaurants17
Healthcare31
Retail34
Manufacturing21

Tax & Cost of Living

Property Tax (IRS)$2,313
34% below US avg
Effective Tax Rate3.00%

Commute & Transportation

Commute Time30.0 min
Work from Home4.4%

Walkability

The median home value in Montpelier is $77,100, 73% below the national average. Monthly rent averages $649 (44% below US avg). Zillow estimates the typical home value at $141,280.

Home Value Sources

Ownership Split

Home Values

Census Median$77,100
73% below US avg
Zillow ZHVI$141,280

Real Estate Market (Redfin)

Rental Costs

Census Median Rent$649
44% below US avg

HUD Fair Market Rent

Studio$816
1 Bedroom$882
2 Bedrooms$1,096
3 Bedrooms$1,391
4 Bedrooms$1,590

Ownership & Property

Owner-Occupied64.2%

Property Tax

Avg Tax (IRS)$2,313
34% below US avg
Effective Rate3.00%
In Montpelier, 41.2% of adults are obese (above the 32.1% national rate). 27.7% report depression. 25.0% are physically inactive.

Health Metrics: Montpelier vs U.S. Average (%)

Chronic Conditions

Obesity41.2%
28% above US avg
Diabetes10.9%
Heart Disease5.8%
High Blood Pressure33.8%
Asthma11.7%
COPD7.9%
Stroke3.1%

Behaviors & Mental Health

Binge Drinking18.2%
Physical Inactivity25.0%
Depression27.7%
Mental Distress20.1%
Physical Distress13.9%

Healthcare Access

Insurance Rate91.8%
Checkup Rate76.5%
Premature Death13,647/100K

Food & Exercise

Food Environment6.9/10
Exercise Access42.5%
Healthcare Facilities31

Crime Rates: Montpelier vs U.S. Average (per 100,000)

Violent Crime

Property Crime

Traffic Safety

Fatal Crashes (County/yr)2

Safety Score

Montpelier has an average annual temperature of 50°F (10°C). Winters average 25°F in January while summers reach 73°F in July. Annual precipitation is 40.0 inches. Air quality is rated Good with a median AQI of 41.

Temperature

25°F Jan (-4°C) 73°F Jul (23°C)
Annual Average50.1°F
7% below US avg
January Average25°F (-4°C)
July Average73°F (23°C)

Precipitation & Snow

Annual Rainfall40.0 inches
5% above US avg
Snowfall23.3 inches/yr

Air Quality

AQI Median41.0
RatingGood

Geography

Elevation880 ft (268 m)
Area1.5 sq mi (3.9 km²)
Population Density963/sq mi
Coordinates40.5498°N, 85.2870°W
County FIPS18009
It is classified as Nonmetro — Urban 2.5K–20K, adjacent. 7.9% of residents hold a bachelor's degree or higher (77% below US avg). In the 2024 election, the county voted Republican by a 50.3-point margin.

2024 Presidential Election (County)

R 74.2%
D 23.9%

Winner: Republican by 50.3 points

Education

Bachelor's Degree+7.9%
77% below US avg
High School+90.9%
School Test Score6.01
D Education Grade (1.6/5.0)

Urban-Rural Classification

RUCC Code 6Nonmetro — Urban 2.5K–20K, adjacent
Population Density963/sq mi
Total Area1.5 sq mi

Infrastructure & Services

Public Libraries2
Healthcare Facilities31
Restaurants17
Retail Stores34

Safety & Disasters

Fatal Crashes (County/yr)2

Commute & Transportation

Avg Commute30.0 min
Work from Home4.4%

Nearby Cities

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