Median Income
$52,813
30% lower than US avg
Home Value
$127,400
55% lower than US avg
Bachelor's+
11.0%
67% lower than US avg
Median Rent
$643
45% lower than US avg
Obesity Rate
46.1%
44% higher than US avg
Unemployment
3.8%
6% higher than US avg
Poverty Rate
14.9%
20% higher than US avg
How Geneva Compares to the U.S. Average (100% = U.S. avg)
People
Population1,267
Median Age48.1 yrs
Density251/mi²
Male / Female48% / 53%
Largest GroupWhite 91%
Veterans6.1%
Economy
B
Median Income$52,813
Per Capita$29,386
Unemployment3.8%
Poverty14.9%
County GDP$2,318M
Commute23 min
Housing
A+
Home Value$127,400
Rent$643
Ownership69.7%
Zillow$277,206
Housing Units621
Rent Burden28.8%
Health
Obesity46.1%
Uninsured6.6%
Smoking27.5%
Depression29.8%
Heart Disease8.6%
Climate
Avg Temp51°F (10°C)
Rain41.9 in/yr
Elevation850 ft (259 m)
Education
D
Bachelor's+11.0%
High School+88.1%
Graduate+1.8%
School Score6.30
Community
2024 VoteR 75% / D 23%
Commute23 min
Broadband88.8%
EV Stations1
Libraries3
Is Geneva a Good Place to Live?
Based on current data, Geneva receives an overall livability score of 3.4 out of 5.0, earning a grade of B. Key strengths include affordable housing, high health insurance coverage. Areas to be aware of include below-average incomes, high obesity rates. Geneva offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Geneva is $52,813, 30% below the national average of $75,149. Unemployment stands at 3.8%, indicating a healthy job market. 14.9% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 23 minutes.
Cost of Living & Housing
The median home value in Geneva is $127,400, 55% below the national median / offering relatively affordable homeownership. Renters pay a median of $643 per month, below the national average / a plus for affordability. At just 2.4x median income, home prices are very affordable relative to local earnings.
Education
11.0% of residents hold a bachelor's degree, below the national average of 33.7%. 88.1% have completed high school. Local schools score 6.3/10 in standardized testing, reflecting strong academic performance.
Climate & Weather
Geneva experiences four distinct seasons with an average temperature of 51°F. Winters average 25°F in January while summers reach 74°F in July. Annual precipitation totals 41.9 inches, including 27.8 inches of snow.
Geneva has a population of 1,267 with a density of 251 people per square mile, spread across 1.1 square miles. The median age is 48.1 years, 24% older than the national median of 38.9. The gender split is 52.5% female and 47.5% male. The city is predominantly White (91.2%), with 7% Hispanic. English is the primary language spoken at home by 97.3% of residents. 6.1% of the population are veterans. 17.3% of residents have a disability (above the 13.0% national average). 93.4% have health insurance coverage.
Population
1,267
Total Population
2023 Census
48.1yrs
Median Age
24% above US avg
Language Spoken at Home
English Only
97.3%
24% above US avg
Spanish
1.9%
86% below US avg
The median household income in Geneva is $52,813, which is 30% below the national average of $75,149. Per capita income is $29,386 (below the $39,052 national figure). The average weekly wage is $951, 34% lower than the U.S. average. The unemployment rate is 3.8% (above the 3.6% US average). 14.9% of residents live below the poverty line, higher than the national rate of 12.4%. The area has 786 business establishments, including 53 restaurants. The cost of living index is 93.3, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 23 minutes (shorter than the 28-minute US average). 0.8% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $52,813 |
| 30% below US avg |
| Per Capita Income | $29,386 |
| Avg Weekly Wage | $951 |
| IRS Avg AGI | $70,720 |
| Gini Index | 0.388 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 3.8% |
| 6% above US avg |
| Poverty Rate | 14.9% |
| 20% above US avg |
| Establishments (County) | 786 |
| County GDP | $2,318M |
Business (County)
| Restaurants | 53 |
| Healthcare | 56 |
| Retail | 132 |
| Manufacturing | 63 |
Tax & Cost of Living
| Property Tax (IRS) | $3,039 |
| 13% below US avg |
| Cost of Living | 93.30 (100=avg) |
| Effective Tax Rate | 2.39% |
Commute & Transportation
| Commute Time | 22.7 min |
| Drive Alone | 87.0% |
| Public Transit | 0.0% |
| Work from Home | 0.8% |
The median home value in Geneva is $127,400, 55% below the national median of $281,900. Zillow estimates the typical home value at $277,206, higher than the Census estimate. According to Redfin, the median sale price is $190,000 with homes selling in an average of 11 days. Homes sell for 97.4% of their list price. Monthly rent averages $643 (45% below the national average of $1,163). Fair market rent ranges from $882 for a one-bedroom to $1,096 for a two-bedroom apartment. 69.7% of housing units are owner-occupied. There are 621 total housing units in the city. The median year a home was built is 1973. The average annual property tax is $3,039. 28.8% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2.4x, well within the affordable range.
Home Values
| Census Median | $127,400 |
| 55% below US avg |
| Zillow ZHVI | $277,206 |
| Redfin Median Sale | $190,000 |
Real Estate Market (Redfin)
| Median Sale Price | $190,000 |
| $/Sq Ft | $121 |
| Homes Sold | 1 |
| Days on Market | 11 days |
| Sale-to-List Ratio | 97.4% |
| Price Drops | 100.0% |
| Inventory | 1 |
Rental Costs
| Census Median Rent | $643 |
| 45% below US avg |
| Rent Burden | 28.8% |
HUD Fair Market Rent
| Studio | $816 |
| 1 Bedroom | $882 |
| 2 Bedrooms | $1,096 |
| 3 Bedrooms | $1,391 |
| 4 Bedrooms | $1,590 |
Ownership & Property
| Homeownership | 69.7% |
| Owner-Occupied | 69.7% |
| Renter-Occupied | 30.3% |
| Housing Units | 621 |
| Median Year Built | 1973 |
Property Tax
| Avg Tax (IRS) | $3,039 |
| 13% below US avg |
| Effective Rate | 2.39% |
In Geneva, 46.1% of adults are obese, above the national rate of 32.1%. 15.5% have diabetes (above the 10.5% national rate). Heart disease affects 8.6% of residents, above the national average. 39.5% have high blood pressure. 27.5% are current smokers (above the 14.0% national rate). 15.6% report binge drinking. 36.0% are physically inactive, above the national average. 29.8% report depression (above the 20.0% national average). 23.1% experience frequent mental distress. 6.6% of residents lack health insurance (below the 8.6% national rate). The primary care physician ratio is 1:2,569. The dentist ratio is 1:2,576. 55.6% of residents have access to exercise opportunities. The food environment index is 8.3 out of 10.
Health Metrics: Geneva vs U.S. Average (%)
Chronic Conditions
| Obesity | 46.1% |
| 44% above US avg |
| Diabetes | 15.5% |
| Heart Disease | 8.6% |
| High Blood Pressure | 39.5% |
| Asthma | 12.8% |
| COPD | 13.4% |
| Cancer | 7.0% |
| Stroke | 4.6% |
Behaviors & Mental Health
| Smoking | 27.5% |
| 96% above US avg |
| Binge Drinking | 15.6% |
| Physical Inactivity | 36.0% |
| Depression | 29.8% |
| Mental Distress | 23.1% |
| Physical Distress | 19.7% |
| Short Sleep | 40.1% |
Healthcare Access
| Insurance Rate | 93.4% |
| Uninsured | 6.6% |
| 23% below US avg |
| Primary Care | 1:2,569 |
| Dentists | 1:2,576 |
| Mental Health | 1:2,592 |
| Checkup Rate | 76.5% |
| Dental Visits | 44.3% |
| Premature Death | 8,648/100K |
Food & Exercise
| Food Environment | 8.3/10 |
| Exercise Access | 55.6% |
| Healthcare Facilities | 56 |
Geneva experiences four distinct seasons with an average annual temperature of 51°F (10°C). Winters average 25°F in January while summers reach 74°F in July. Annual precipitation totals 41.9 inches. The area receives 27.8 inches of snow annually, a moderate snowfall amount. The city sits at an elevation of 850 feet.
Temperature
25°F Jan (-4°C)
74°F Jul (23°C)
| Annual Average | 50.8°F |
| 6% below US avg |
| January Average | 25°F (-4°C) |
| July Average | 74°F (23°C) |
Geography
| Elevation | 850 ft (259 m) |
| Area | 1.1 sq mi (2.8 km²) |
| Population Density | 251/sq mi |
| Coordinates | 40.5967°N, 84.9573°W |
| Timezone | America/Indiana/Indianapolis |
| County | Adams County County |
| Nearest Airport | Fort Wayne International (FWA)
29 miles away |
Precipitation & Snow
Annual Rainfall
41.9"
10% above US avg
Wettest Month (May)
4.60"
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 52.1 / 100 |
| Social Vulnerability | 85.2 / 100 |
| Community Resilience | 45.0 / 100 |
Hazard Breakdown
| Tornado |
Relatively Moderate |
| Hurricane |
Very Low |
| Earthquake |
Relatively Low |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Relatively Low |
| Strong Wind |
Relatively High |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively Low |
| Lightning |
Relatively Low |
| Ice Storm |
Relatively Low |
| Drought |
No Rating |
| Cold Wave |
Relatively Low |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
8 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.8. Most recent: M2.6 on Jun 12, 2015.
| Sep 12, 2004 |
4 km NW of Manilla, Indiana |
M3.8 |
126 km |
| Jan 26, 2012 |
5 km NE of Topeka, Indiana |
M3.0 |
118 km |
| Apr 17, 1990 |
8 km NW of Fort Recovery, Ohio |
M3.0 |
18 km |
| Apr 4, 1994 |
2 km WNW of Minster, Ohio |
M2.9 |
52 km |
| May 12, 2006 |
2 km E of Lima, Ohio |
M2.8 |
76 km |
| Jun 12, 2015 |
6 km NW of Convoy, Ohio |
M2.6 |
43 km |
| Jan 30, 2004 |
2 km S of Rockford, Ohio |
M2.5 |
27 km |
| Jun 4, 1990 |
4 km SSE of Van Buren, Ohio |
M2.5 |
124 km |
Source: USGS (M2.5+, 1990-2025)
Tornado History
527 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 34 fatalities, 860 injuries.
| Date |
Rating |
Distance |
Fatalities |
| May 27, 2019 |
EF4 |
96 km |
0 |
| Nov 10, 2002 |
EF4 |
26 km |
4 |
| Feb 18, 1992 |
EF4 |
36 km |
0 |
| Apr 3, 1974 |
EF4 |
66 km |
1 |
| Apr 11, 1965 |
EF4 |
36 km |
4 |
| Apr 11, 1965 |
EF4 |
68 km |
13 |
| Apr 11, 1965 |
EF4 |
56 km |
3 |
| Mar 6, 1956 |
EF4 |
52 km |
1 |
| Mar 14, 2024 |
EF3 |
49 km |
1 |
| Mar 14, 2024 |
EF3 |
67 km |
3 |
| Mar 31, 2023 |
EF3 |
55 km |
0 |
| May 27, 2019 |
EF3 |
23 km |
1 |
| May 27, 2019 |
EF3 |
37 km |
0 |
| May 27, 2019 |
EF3 |
81 km |
0 |
| Aug 24, 2016 |
EF3 |
61 km |
0 |
| May 30, 2004 |
EF3 |
100 km |
0 |
| Nov 10, 2002 |
EF3 |
9 km |
0 |
| Oct 24, 2001 |
EF3 |
61 km |
0 |
| Jun 11, 1998 |
EF3 |
97 km |
0 |
| Nov 22, 1992 |
EF3 |
93 km |
0 |
Source: NOAA SPC (EF0+, 1950-2024)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
25°F (-4°C) |
2.9 in |
Coldest |
| February |
28°F (-2°C) |
2.4 in |
Driest |
| March |
38°F (3°C) |
3.0 in |
|
| April |
50°F (10°C) |
4.0 in |
|
| May |
61°F (16°C) |
4.6 in |
Wettest |
| June |
71°F (22°C) |
4.6 in |
|
| July |
74°F (23°C) |
4.6 in |
Warmest |
| August |
72°F (22°C) |
3.9 in |
|
| September |
65°F (19°C) |
3.2 in |
|
| October |
53°F (12°C) |
3.0 in |
|
| November |
41°F (5°C) |
3.1 in |
|
| December |
31°F (-1°C) |
2.7 in |
|
Geneva has a seasonal temperature swing of 49°F / from 25°F in January to 74°F in July. Total annual precipitation is 41.9 inches, with May being the wettest month (4.6") and February the driest (2.4").
Average costs for common services in Geneva. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$233 ($140-$373) |
| Specialist Visit |
$327 ($187-$513) |
| Urgent Care Visit |
$187 ($93-$327) |
| Emergency Room Visit |
$2,053 ($746-$4,665) |
| Dental Cleaning |
$121 ($70-$187) |
| Dental Filling |
$233 ($140-$373) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$42 ($23-$70) |
| Oil Change (Synthetic) |
$70 ($47-$112) |
| Brake Pad Replacement |
$280 ($140-$467) |
| Tire Rotation |
$37 ($19-$70) |
| New Tires (Set of 4) |
$560 ($373-$933) |
| Battery Replacement |
$187 ($93-$327) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$93 ($56-$140) |
| Electrician (Per Hour) |
$84 ($47-$131) |
| HVAC Repair |
$373 ($140-$746) |
| HVAC System Install |
$6,531 ($3,732-$11,196) |
| Roof Repair |
$933 ($373-$1,866) |
| Roof Replacement |
$8,397 ($5,132-$13,995) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,400 ($467-$3,266) |
| Divorce (Contested) |
$13,995 ($4,665-$27,990) |
| DUI Defense |
$4,665 ($1,866-$9,330) |
| Bankruptcy (Chapter 7) |
$1,400 ($746-$2,799) |
| Will Preparation |
$467 ($187-$933) |
| Trust Preparation |
$2,333 ($933-$4,665) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14-$42) |
| Women's Haircut |
$51 ($28-$93) |
| Hair Coloring (Full) |
$140 ($70-$233) |
| Manicure |
$23 ($14-$42) |
| Pedicure |
$37 ($23-$61) |
| Massage (1 Hour) |
$75 ($47-$121) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.83 ($2.80-$5.13) |
| Dozen Eggs (per dozen) |
$3.27 ($2.33-$4.67) |
| Loaf of Bread |
$3.55 ($2.33-$5.13) |
| Chicken Breast (per lb) |
$4.20 ($2.80-$6.06) |
| Ground Beef (per lb) |
$5.13 ($3.73-$7.00) |
| Rice (per lb) |
$0.93 ($0.56-$1.68) |
View all 20 services
Utilities
| Electricity (Monthly) |
$131 ($75-$233) |
| Natural Gas (Monthly) |
$65 ($28-$140) |
| Water/Sewer (Monthly) |
$65 ($37-$112) |
| Internet (Monthly) |
$65 ($37-$93) |
| Cell Phone Plan (Monthly) |
$61 ($28-$93) |
| Cable TV (Monthly) |
$79 ($47-$140) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$187 ($70-$467) |
| Car Insurance (Annual) |
$1,866 ($1,120-$3,266) |
| Bus Pass (Monthly) |
$65 ($28-$121) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.46-$23) |
| Car Registration (Annual) |
$93 ($28-$233) |
| Driver's License Renewal |
$28 ($14-$70) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,120 ($560-$2,333) |
| Daycare (Toddler, Monthly) |
$933 ($467-$1,866) |
| After-School Care (Monthly) |
$373 ($187-$653) |
| Tutoring (Per Hour) |
$47 ($23-$93) |
| SAT/ACT Prep Course |
$933 ($373-$2,333) |
| Private School (K-12, Annual) |
$11,663 ($4,665-$27,990) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$56 ($28-$93) |
| Dog Vaccination (Annual) |
$93 ($47-$187) |
| Dog Grooming |
$56 ($28-$93) |
| Pet Boarding (Per Night) |
$37 ($19-$70) |
| Dog Spay/Neuter |
$280 ($140-$467) |
| Cat Spay/Neuter |
$187 ($93-$373) |
View all 9 services
Frequently Asked Questions About Geneva
What is the population of Geneva?
Geneva has a population of 1,267 residents and is located in Indiana. The population density is 251 people per square mile, spread across 1.1 square miles. The median age of residents is 48.1 years, which is older than the national median of 38.9 years. The population is 52.5% female and 47.5% male.
Is Geneva expensive to live in?
Geneva is more affordable than the national average, with a cost of living index of 93.3 / below the baseline of 100. The median household income is $52,813, 30% below the national average of $75,149. The median home value is $127,400 (55% below the U.S. median). Renters pay a median of $643 per month, below the national average of $1,163. The home price-to-income ratio is 2.4x, indicating housing is reasonably affordable relative to local income levels.
What is the weather like in Geneva?
Geneva has a four-season climate with an average annual temperature of 51°F (10°C). Winter temperatures average 25°F in January, while summers reach an average of 74°F in July. Annual rainfall totals 41.9 inches, with 27.8 inches of snow.
How is the job market in Geneva?
Geneva has a healthy job market with an unemployment rate of 3.8%, near the national average of 3.6%. The average weekly wage is $951. There are 786 business establishments in the area, including 53 restaurants and food service locations. The average commute time is 23 minutes, and 0.8% of workers work from home.
How much does housing cost in Geneva?
The median home value in Geneva is $127,400. Zillow estimates the typical home value at $277,206. According to Redfin, the median sale price is $190,000, with homes typically selling within 11 days. For renters, the median monthly rent is $643. Fair market rent is $882 for a 1-bedroom and $1,096 for a 2-bedroom apartment. The homeownership rate is 69.7%. The average annual property tax is $3,039.
How are the schools in Geneva?
Schools in Geneva score 6.3 out of 10 on standardized testing, near the national average. 11.0% of adults in Geneva hold a bachelor's degree or higher, below the national average of 33.7%. 88.1% have completed high school. 1.8% hold a graduate or professional degree.
How healthy is Geneva?
The obesity rate in Geneva is 46.1% (above the national rate of 32.1%). 27.5% of adults are smokers. 36.0% are physically inactive. 29.8% of residents report depression. 6.6% lack health insurance (below the national rate). 55.6% of residents have access to exercise opportunities. The primary care physician ratio is 1:2,569.
What is transportation like in Geneva?
The average commute in Geneva is 23 minutes, shorter than the national average of 28 minutes. 87% of workers drive alone to work, and 0.8% work from home.
What are the demographics of Geneva?
The racial and ethnic makeup of Geneva is 91.2% White, 7% Hispanic or Latino. 97.3% of residents speak only English at home. 6.1% of the population are military veterans. 17.3% of residents have a disability. 93.4% have health insurance coverage.