Median Income
$74,663
1% lower than US avg
Home Value
$170,800
39% lower than US avg
Bachelor's+
43.7%
30% higher than US avg
Median Rent
$800
31% lower than US avg
Obesity Rate
39.3%
22% higher than US avg
Unemployment
2.4%
33% lower than US avg
Poverty Rate
4.6%
63% lower than US avg
How Upland Compares to the U.S. Average (100% = U.S. avg)
People
Population3,935
Median Age21.8 yrs
Density1,253/mi²
Male / Female48% / 52%
Largest GroupWhite 83%
Veterans3.6%
Economy
A
Median Income$74,663
Per Capita$22,586
Unemployment2.4%
Poverty4.6%
County GDP$3,220M
Commute22 min
Housing
A+
Home Value$170,800
Rent$800
Ownership79.4%
Zillow$244,199
Housing Units1,070
Rent Burden26.9%
Health
Obesity39.3%
Uninsured9.2%
Smoking16.2%
Depression28.6%
Heart Disease5.8%
Climate
Avg Temp51°F (11°C)
Rain41.7 in/yr
Elevation906 ft (276 m)
Education
A
Bachelor's+43.7%
High School+91.3%
Graduate+24.1%
School Score5.48
Community
2024 VoteR 70% / D 28%
Commute22 min
Broadband90.4%
EV Stations1
Libraries8
Is Upland a Good Place to Live?
Based on current data, Upland receives an overall livability score of 4.6 out of 5.0, earning a grade of A+. Key strengths include low unemployment, a highly educated population, affordable housing, a low poverty rate. Areas to be aware of include high obesity rates. Upland stands out as an excellent place to live, with strong marks across most quality-of-life indicators.
Economy & Jobs
The median household income in Upland is $74,663, roughly in line with the national average of $75,149. The job market is very strong with unemployment at just 2.4%. Only 4.6% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 22 minutes.
Cost of Living & Housing
The median home value in Upland is $170,800, 39% below the national median / offering relatively affordable homeownership. Renters pay a median of $800 per month, below the national average / a plus for affordability. At just 2.3x median income, home prices are very affordable relative to local earnings.
Education
Educational attainment is solid, with 43.7% holding a bachelor's degree or higher, near the national average. 91.3% have completed high school. Area schools have an average test score of 5.5/10.
Climate & Weather
Upland experiences four distinct seasons with an average temperature of 51°F. Winters average 26°F in January while summers reach 74°F in July. Annual precipitation totals 41.7 inches, including 32.2 inches of snow.
Upland has a population of 3,935 with a density of 1,253 people per square mile, spread across 3.2 square miles. The median age is 21.8 years, 44% younger than the national median of 38.9. The gender split is 51.7% female and 48.3% male. The city is predominantly White (82.7%), with 6.1% Hispanic, 2.4% Black, 3.6% Asian. English is the primary language spoken at home by 91.1% of residents, while 7.4% speak Spanish. 3.6% of the population are veterans, below the national rate of 6.0%. 11.1% of residents have a disability. 90.8% have health insurance coverage.
Population
3,935
Total Population
2023 Census
21.8yrs
Median Age
44% below US avg
Language Spoken at Home
English Only
91.1%
16% above US avg
Spanish
7.4%
45% below US avg
The median household income in Upland is $74,663, which is 1% below the national average of $75,149. Per capita income is $22,586 (below the $39,052 national figure). The average weekly wage is $979, 32% lower than the U.S. average. The unemployment rate is 2.4% (below the 3.6% US average). 4.6% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 1,280 business establishments, including 132 restaurants. The cost of living index is 93.3, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 22 minutes (shorter than the 28-minute US average). 15.8% of workers work from home.
Income
| Median HH Income | $74,663 |
| 1% below US avg |
| Per Capita Income | $22,586 |
| Avg Weekly Wage | $979 |
| IRS Avg AGI | $53,014 |
| Gini Index | 0.432 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 2.4% |
| 33% below US avg |
| Poverty Rate | 4.6% |
| 63% below US avg |
| Establishments (County) | 1,280 |
| County GDP | $3,220M |
Business (County)
| Restaurants | 132 |
| Healthcare | 170 |
| Retail | 215 |
| Manufacturing | 58 |
Tax & Cost of Living
| Property Tax (IRS) | $2,512 |
| 28% below US avg |
| Cost of Living | 93.30 (100=avg) |
| Effective Tax Rate | 1.47% |
Commute & Transportation
| Commute Time | 22.2 min |
| Drive Alone | 54.6% |
| Public Transit | 0.0% |
| Work from Home | 15.8% |
The median home value in Upland is $170,800, 39% below the national median of $281,900. Zillow estimates the typical home value at $244,199, higher than the Census estimate. According to Redfin, the median sale price is $154,950 with homes selling in an average of 92 days. Monthly rent averages $800 (31% below the national average of $1,163). Fair market rent ranges from $882 for a one-bedroom to $1,096 for a two-bedroom apartment. 79.4% of housing units are owner-occupied (above the 65.4% national rate). There are 1,070 total housing units in the city. The median year a home was built is 1971. The average annual property tax is $2,512 (lower than the $3,500 national average). 26.9% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2.3x, well within the affordable range.
Home Values
| Census Median | $170,800 |
| 39% below US avg |
| Zillow ZHVI | $244,199 |
| Redfin Median Sale | $154,950 |
| Median List Price | $259,165 |
Real Estate Market (Redfin)
| Median Sale Price | $154,950 |
| Median List Price | $259,165 |
| $/Sq Ft | $143 |
| Homes Sold | 2 |
| Days on Market | 92 days |
| Sale-to-List Ratio | 100.0% |
| Price Drops | 16.7% |
| Inventory | 6 |
Rental Costs
| Census Median Rent | $800 |
| 31% below US avg |
| Rent Burden | 26.9% |
HUD Fair Market Rent
| Studio | $816 |
| 1 Bedroom | $882 |
| 2 Bedrooms | $1,096 |
| 3 Bedrooms | $1,391 |
| 4 Bedrooms | $1,590 |
Ownership & Property
| Homeownership | 79.4% |
| Owner-Occupied | 79.4% |
| Renter-Occupied | 20.6% |
| Housing Units | 1,070 |
| Median Year Built | 1971 |
Property Tax
| Avg Tax (IRS) | $2,512 |
| 28% below US avg |
| Effective Rate | 1.47% |
In Upland, 39.3% of adults are obese, above the national rate of 32.1%. 11.1% have diabetes. Heart disease affects 5.8% of residents. 34.5% have high blood pressure. 16.2% are current smokers. 18.4% report binge drinking. 24.0% are physically inactive. 28.6% report depression (above the 20.0% national average). 19.2% experience frequent mental distress. 9.2% of residents lack health insurance. The primary care physician ratio is 1:2,367. The dentist ratio is 1:1,572. 74.0% of residents have access to exercise opportunities. The food environment index is 6.9 out of 10.
Health Metrics: Upland vs U.S. Average (%)
Chronic Conditions
| Obesity | 39.3% |
| 22% above US avg |
| Diabetes | 11.1% |
| Heart Disease | 5.8% |
| High Blood Pressure | 34.5% |
| Asthma | 11.5% |
| COPD | 7.3% |
| Cancer | 7.6% |
| Stroke | 3.0% |
Behaviors & Mental Health
| Smoking | 16.2% |
| 16% above US avg |
| Binge Drinking | 18.4% |
| Physical Inactivity | 24.0% |
| Depression | 28.6% |
| Mental Distress | 19.2% |
| Physical Distress | 13.4% |
| Short Sleep | 38.5% |
Healthcare Access
| Insurance Rate | 90.8% |
| Uninsured | 9.2% |
| 7% above US avg |
| Primary Care | 1:2,367 |
| Dentists | 1:1,572 |
| Mental Health | 1:339 |
| Checkup Rate | 78.9% |
| Dental Visits | 62.9% |
| Premature Death | 14,895/100K |
Food & Exercise
| Food Environment | 6.9/10 |
| Exercise Access | 74.0% |
| Healthcare Facilities | 170 |
Upland experiences four distinct seasons with an average annual temperature of 51°F (11°C). Winters average 26°F in January while summers reach 74°F in July. Annual precipitation totals 41.7 inches. The area receives 32.2 inches of snow annually, a moderate snowfall amount. The city sits at an elevation of 906 feet.
Temperature
26°F Jan (-3°C)
74°F Jul (23°C)
| Annual Average | 51.3°F |
| 5% below US avg |
| January Average | 26°F (-3°C) |
| July Average | 74°F (23°C) |
Geography
| Elevation | 906 ft (276 m) |
| Area | 3.2 sq mi (8.2 km²) |
| Population Density | 1,253/sq mi |
| Coordinates | 40.4628°N, 85.5010°W |
| Timezone | America/Indiana/Indianapolis |
| County | Grant County County |
| Nearest Airport | Delaware County Regional (MIE)
16 miles away |
Precipitation & Snow
Annual Rainfall
41.7"
10% above US avg
Wettest Month (Jun)
4.43"
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 69.4 / 100 |
| Social Vulnerability | 67.9 / 100 |
| Community Resilience | 69.2 / 100 |
Hazard Breakdown
| Tornado |
Relatively Moderate |
| Hurricane |
Very Low |
| Earthquake |
Relatively Low |
| Wildfire |
Very Low |
| Flood |
Relatively Moderate |
| Hail |
Relatively Moderate |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively Moderate |
| Lightning |
Relatively Low |
| Ice Storm |
Relatively Low |
| Drought |
Relatively Low |
| Cold Wave |
Relatively Low |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
10 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.8. Most recent: M2.6 on Jun 12, 2015.
| Sep 12, 2004 |
4 km NW of Manilla, Indiana |
M3.8 |
96 km |
| Dec 20, 1990 |
5 km S of Stilesville, Indiana |
M3.7 |
137 km |
| Apr 14, 2000 |
4 km NW of Heritage Lake, Indiana |
M3.6 |
132 km |
| Dec 17, 1990 |
Illinois-Indiana border region |
M3.2 |
138 km |
| Jan 26, 2012 |
5 km NE of Topeka, Indiana |
M3.0 |
124 km |
| Apr 17, 1990 |
8 km NW of Fort Recovery, Ohio |
M3.0 |
55 km |
| Apr 4, 1994 |
2 km WNW of Minster, Ohio |
M2.9 |
93 km |
| May 12, 2006 |
2 km E of Lima, Ohio |
M2.8 |
124 km |
| Jun 12, 2015 |
6 km NW of Convoy, Ohio |
M2.6 |
83 km |
| Jan 30, 2004 |
2 km S of Rockford, Ohio |
M2.5 |
76 km |
Source: USGS (M2.5+, 1990-2025)
Tornado History
575 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 46 fatalities, 1,506 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Nov 10, 2002 |
EF4 |
71 km |
4 |
| Jun 11, 1998 |
EF4 |
85 km |
0 |
| Feb 18, 1992 |
EF4 |
84 km |
0 |
| Jul 9, 1980 |
EF4 |
94 km |
2 |
| Apr 3, 1974 |
EF4 |
50 km |
1 |
| Apr 3, 1974 |
EF4 |
80 km |
0 |
| May 14, 1972 |
EF4 |
91 km |
0 |
| Apr 11, 1965 |
EF4 |
75 km |
25 |
| Apr 11, 1965 |
EF4 |
14 km |
4 |
| Apr 11, 1965 |
EF4 |
96 km |
3 |
| Mar 6, 1956 |
EF4 |
13 km |
1 |
| Mar 14, 2024 |
EF3 |
45 km |
1 |
| Mar 31, 2023 |
EF3 |
8 km |
0 |
| May 27, 2019 |
EF3 |
69 km |
1 |
| May 27, 2019 |
EF3 |
78 km |
0 |
| May 27, 2019 |
EF3 |
16 km |
0 |
| Aug 24, 2016 |
EF3 |
58 km |
0 |
| Aug 24, 2016 |
EF3 |
91 km |
0 |
| Jun 5, 2010 |
EF3 |
61 km |
0 |
| May 30, 2004 |
EF3 |
61 km |
0 |
Source: NOAA SPC (EF0+, 1950-2024)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
26°F (-3°C) |
2.7 in |
Coldest |
| February |
29°F (-2°C) |
2.4 in |
Driest |
| March |
39°F (4°C) |
3.3 in |
|
| April |
51°F (11°C) |
3.9 in |
|
| May |
62°F (17°C) |
4.2 in |
|
| June |
71°F (22°C) |
4.4 in |
Wettest |
| July |
74°F (23°C) |
4.2 in |
Warmest |
| August |
72°F (22°C) |
4.3 in |
|
| September |
66°F (19°C) |
3.5 in |
|
| October |
54°F (12°C) |
2.9 in |
|
| November |
42°F (5°C) |
3.3 in |
|
| December |
31°F (-0°C) |
2.7 in |
|
Upland has a seasonal temperature swing of 48°F / from 26°F in January to 74°F in July. Total annual precipitation is 41.7 inches, with June being the wettest month (4.4") and February the driest (2.4").
Average costs for common services in Upland. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$233 ($140-$373) |
| Specialist Visit |
$327 ($187-$513) |
| Urgent Care Visit |
$187 ($93-$327) |
| Emergency Room Visit |
$2,053 ($746-$4,665) |
| Dental Cleaning |
$121 ($70-$187) |
| Dental Filling |
$233 ($140-$373) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$42 ($23-$70) |
| Oil Change (Synthetic) |
$70 ($47-$112) |
| Brake Pad Replacement |
$280 ($140-$467) |
| Tire Rotation |
$37 ($19-$70) |
| New Tires (Set of 4) |
$560 ($373-$933) |
| Battery Replacement |
$187 ($93-$327) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$93 ($56-$140) |
| Electrician (Per Hour) |
$84 ($47-$131) |
| HVAC Repair |
$373 ($140-$746) |
| HVAC System Install |
$6,531 ($3,732-$11,196) |
| Roof Repair |
$933 ($373-$1,866) |
| Roof Replacement |
$8,397 ($5,132-$13,995) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,400 ($467-$3,266) |
| Divorce (Contested) |
$13,995 ($4,665-$27,990) |
| DUI Defense |
$4,665 ($1,866-$9,330) |
| Bankruptcy (Chapter 7) |
$1,400 ($746-$2,799) |
| Will Preparation |
$467 ($187-$933) |
| Trust Preparation |
$2,333 ($933-$4,665) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14-$42) |
| Women's Haircut |
$51 ($28-$93) |
| Hair Coloring (Full) |
$140 ($70-$233) |
| Manicure |
$23 ($14-$42) |
| Pedicure |
$37 ($23-$61) |
| Massage (1 Hour) |
$75 ($47-$121) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.83 ($2.80-$5.13) |
| Dozen Eggs (per dozen) |
$3.27 ($2.33-$4.67) |
| Loaf of Bread |
$3.55 ($2.33-$5.13) |
| Chicken Breast (per lb) |
$4.20 ($2.80-$6.06) |
| Ground Beef (per lb) |
$5.13 ($3.73-$7.00) |
| Rice (per lb) |
$0.93 ($0.56-$1.68) |
View all 20 services
Utilities
| Electricity (Monthly) |
$131 ($75-$233) |
| Natural Gas (Monthly) |
$65 ($28-$140) |
| Water/Sewer (Monthly) |
$65 ($37-$112) |
| Internet (Monthly) |
$65 ($37-$93) |
| Cell Phone Plan (Monthly) |
$61 ($28-$93) |
| Cable TV (Monthly) |
$79 ($47-$140) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$187 ($70-$467) |
| Car Insurance (Annual) |
$1,866 ($1,120-$3,266) |
| Bus Pass (Monthly) |
$65 ($28-$121) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.46-$23) |
| Car Registration (Annual) |
$93 ($28-$233) |
| Driver's License Renewal |
$28 ($14-$70) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,120 ($560-$2,333) |
| Daycare (Toddler, Monthly) |
$933 ($467-$1,866) |
| After-School Care (Monthly) |
$373 ($187-$653) |
| Tutoring (Per Hour) |
$47 ($23-$93) |
| SAT/ACT Prep Course |
$933 ($373-$2,333) |
| Private School (K-12, Annual) |
$11,663 ($4,665-$27,990) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$56 ($28-$93) |
| Dog Vaccination (Annual) |
$93 ($47-$187) |
| Dog Grooming |
$56 ($28-$93) |
| Pet Boarding (Per Night) |
$37 ($19-$70) |
| Dog Spay/Neuter |
$280 ($140-$467) |
| Cat Spay/Neuter |
$187 ($93-$373) |
View all 9 services
Frequently Asked Questions About Upland
What is the population of Upland?
Upland has a population of 3,935 residents and is located in Indiana. The population density is 1,253 people per square mile, spread across 3.2 square miles. The median age of residents is 21.8 years, which is younger than the national median of 38.9 years. The population is 51.7% female and 48.3% male.
Is Upland expensive to live in?
Upland is more affordable than the national average, with a cost of living index of 93.3 / below the baseline of 100. The median household income is $74,663, 1% below the national average of $75,149. The median home value is $170,800 (39% below the U.S. median). Renters pay a median of $800 per month, below the national average of $1,163. The home price-to-income ratio is 2.3x, indicating housing is reasonably affordable relative to local income levels.
What is the weather like in Upland?
Upland has a four-season climate with an average annual temperature of 51°F (11°C). Winter temperatures average 26°F in January, while summers reach an average of 74°F in July. Annual rainfall totals 41.7 inches, with 32.2 inches of snow.
How is the job market in Upland?
The job market in Upland is very strong, with unemployment at just 2.4% / well below the national rate of 3.6%. The average weekly wage is $979. There are 1,280 business establishments in the area, including 132 restaurants and food service locations. The average commute time is 22 minutes, and 15.8% of workers work from home.
How much does housing cost in Upland?
The median home value in Upland is $170,800. Zillow estimates the typical home value at $244,199. According to Redfin, the median sale price is $154,950, with homes typically selling within 92 days. For renters, the median monthly rent is $800. Fair market rent is $882 for a 1-bedroom and $1,096 for a 2-bedroom apartment. The homeownership rate is 79.4%. The average annual property tax is $2,512.
How are the schools in Upland?
Schools in Upland score 5.5 out of 10 on standardized testing, near the national average. 43.7% of adults in Upland hold a bachelor's degree or higher, above the national average of 33.7%. 91.3% have completed high school. 24.1% hold a graduate or professional degree.
How healthy is Upland?
The obesity rate in Upland is 39.3% (above the national rate of 32.1%). 16.2% of adults are smokers. 24.0% are physically inactive. 28.6% of residents report depression. 9.2% lack health insurance. 74.0% of residents have access to exercise opportunities. The primary care physician ratio is 1:2,367.
What is transportation like in Upland?
The average commute in Upland is 22 minutes, shorter than the national average of 28 minutes. 54.6% of workers drive alone to work, and 15.8% work from home.
What are the demographics of Upland?
The racial and ethnic makeup of Upland is 82.7% White, 2.4% Black or African American, 6.1% Hispanic or Latino, 3.6% Asian. 91.1% of residents speak only English at home, while 7.4% speak Spanish. 3.6% of the population are military veterans. 11.1% of residents have a disability. 90.8% have health insurance coverage.