Schaefer Lake, IN

Indiana · Metropolitan Area

Schaefer Lake is a small town in Indiana with a population of 245. Residents earn $177,632 per year, which is 136% above the national average.

4.9 /5.0
A+ Excellent
245 Population 1,114/sq mi density
$177,632 Median Income $71,449 per capita
$265,800 Home Value
N/A Median Rent
54°F Avg Temperature
A+
Overall
4.9 / 5.0
Excellent overall score based on economy, affordability, safety and education
A+
Economy
5.0 / 5.0
$177,632 median income, 0.0% unemployment
A+
Affordability
5.0 / 5.0
$265,800 home value
A+
Education
4.8 / 5.0
47.1% bachelor's degree or higher
Median Income $177,632
136% higher than US avg
Home Value $265,800
6% lower than US avg
Bachelor's+ 47.1%
40% higher than US avg
Unemployment 0.0%
100% lower than US avg
Poverty Rate 0.0%
100% lower than US avg

How Schaefer Lake Compares to the U.S. Average (100% = U.S. avg)

People

Population245
Median Age63.2 yrs
Density1,114/mi²
Male / Female47% / 53%
Largest GroupWhite 98%

Economy

A+
Median Income$177,632
Per Capita$71,449
Unemployment0.0%
Poverty0.0%
County GDP$9,284M

Housing

A+
Home Value$265,800
RentN/A
OwnershipN/A

Crime

ViolentN/A
PropertyN/A

Health

ObesityN/A
UninsuredN/A

Climate

Avg Temp54°F
AQI41 (Good)
Rain47.3 in/yr
Elevation706 ft

Education

A+
Bachelor's+47.1%
High School+90.6%
School Score6.01

Community

2024 VoteR 63% / D 35%
CommuteN/A
Broadband76.0%
Libraries3

Is Schaefer Lake a Good Place to Live?

Based on current data, Schaefer Lake receives an overall livability score of 4.9 out of 5.0, earning a grade of A+. Key strengths include above-average household incomes, low unemployment, a highly educated population, a low poverty rate. Schaefer Lake stands out as an excellent place to live, with strong marks across most quality-of-life indicators.

Economy & Jobs

The median household income in Schaefer Lake is $177,632, which is significantly higher than the national average — 136% above $75,149. This places Schaefer Lake among higher-income communities. The job market is very strong with unemployment at just 0.0%. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%.

Cost of Living & Housing

The median home value in Schaefer Lake is $265,800, roughly aligned with the national median of $281,900. At just 1.5x median income, home prices are very affordable relative to local earnings.

Education

Educational attainment is solid, with 47.1% holding a bachelor's degree or higher, near the national average. 90.6% have completed high school. Area schools have an average test score of 6/10.

Climate & Weather

Schaefer Lake experiences four distinct seasons with an average temperature of 54°F. Winters average 30°F in January while summers reach 76°F in July. Annual precipitation totals 47.3 inches, including 16.3 inches of snow. Air quality is rated Good with a median AQI of 41.

Schaefer Lake has a population of 245 with a density of 1,114 people per square mile. The median age is 63.2 years, 62% older than the national median of 38.9. The city is predominantly White (98%), with 2% Hispanic.

Population

245
Total Population
1,114
People / sq mi
63.2yrs
Median Age
62% above US avg
0.2mi²
Land Area

Gender Distribution

Male 47.3%
Female 52.7%

Race & Ethnicity

Schaefer Lake vs U.S. Average

Language Spoken at Home

English Only100.0%
27% above US avg
Spanish0.0%
100% below US avg

Social Characteristics

Schaefer Lake vs U.S. Average

The median household income in Schaefer Lake is $177,632, which is 136% above the national average of $75,149. The unemployment rate is 0.0% (below the 3.6% US average). 0.0% of residents live below the poverty line.

Income: Schaefer Lake vs U.S.

Commute Mode

Income

Median HH Income$177,632
136% above US avg
Per Capita Income$71,449
Avg Weekly Wage$1,411
IRS Avg AGI$81,767

Employment & Poverty

Unemployment0.0%
100% below US avg
Poverty Rate0.0%
100% below US avg
Establishments (County)2,119
County GDP$9,284M

Business (County)

Restaurants168
Healthcare242
Retail293
Manufacturing136

Tax & Cost of Living

Property Tax (IRS)$4,448
27% above US avg
Effective Tax Rate1.67%

Commute & Transportation

Work from Home17.9%

Walkability

The median home value in Schaefer Lake is $265,800, 6% below the national average.

Home Value Sources

Ownership Split

Home Values

Census Median$265,800
6% below US avg

Real Estate Market (Redfin)

Rental Costs

HUD Fair Market Rent

Studio$816
1 Bedroom$882
2 Bedrooms$1,096
3 Bedrooms$1,391
4 Bedrooms$1,590

Ownership & Property

Owner-Occupied100.0%

Property Tax

Avg Tax (IRS)$4,448
27% above US avg
Effective Rate1.67%

Health Metrics: Schaefer Lake vs U.S. Average (%)

Chronic Conditions

Behaviors & Mental Health

Healthcare Access

Insurance Rate100.0%
Premature Death9,281/100K

Food & Exercise

Food Environment7.4/10
Exercise Access70.6%
Healthcare Facilities242

Crime Rates: Schaefer Lake vs U.S. Average (per 100,000)

Violent Crime

Property Crime

Traffic Safety

Fatal Crashes (County/yr)8

Safety Score

Schaefer Lake has an average annual temperature of 54°F (12°C). Winters average 30°F in January while summers reach 76°F in July. Annual precipitation is 47.3 inches. Air quality is rated Good with a median AQI of 41.

Temperature

30°F Jan (-1°C) 76°F Jul (24°C)
Annual Average54.1°F
0% below US avg
January Average30°F (-1°C)
July Average76°F (24°C)

Precipitation & Snow

Annual Rainfall47.3 inches
25% above US avg
Snowfall16.3 inches/yr

Air Quality

AQI Median41.0
RatingGood

Geography

Elevation706 ft (215 m)
Area0.2 sq mi (0.6 km²)
Population Density1,114/sq mi
Coordinates39.2817°N, 85.7498°W
County FIPS18005
It is classified as Metro — under 250K. 47.1% of residents hold a bachelor's degree or higher (40% above US avg). In the 2024 election, the county voted Republican by a 27.3-point margin. 76.0% of households have broadband internet.

2024 Presidential Election (County)

R 62.7%
D 35.3%

Winner: Republican by 27.3 points

Education

Bachelor's Degree+47.1%
40% above US avg
High School+90.6%
School Test Score6.01
A+ Education Grade (4.8/5.0)

Urban-Rural Classification

RUCC Code 3Metro — under 250K
Population Density1,114/sq mi
Total Area0.2 sq mi

Infrastructure & Services

Broadband Access76.0%
Public Libraries3
Healthcare Facilities242
Restaurants168
Retail Stores293

Safety & Disasters

Fatal Crashes (County/yr)8

Commute & Transportation

Work from Home17.9%

Nearby Cities

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