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Schenectady, NY
Full City Profile · New York · Albany County County
2.9
/5.0
C+
Fair
68,521
Population
6,339/sq mi density
$56,398
Median Income
$31,536 per capita
$152,000
Home Value
$313,246 Zillow
$1,109
Median Rent
33.8% income on rent
49°F
Avg Temperature
246 sunny days/yr
806
Violent Crime/100K
2,702 property/100K
C+
Overall
2.9 / 5.0
Fair overall score based on economy, affordability, safety and education
C+
Economy
2.9 / 5.0
$56,398 median income, 5.3% unemployment
A+
Affordability
5.0 / 5.0
$152,000 home value, $1,109/mo rent
F
Safety
1.0 / 5.0
806 violent crimes/100K (112% above avg)
C+
Education
2.9 / 5.0
23.6% bachelor's degree or higher
Income Overview
Median Household Income
$56,398
25% below
US avg: $75,149
Per Capita Income
$31,536
19% below
US avg: $39,052
Unemployment Rate
5.3%
47% above
US avg: 3.6%
Poverty Rate
19.3%
56% above
US avg: 12.4%
Income Comparison: Schenectady vs. U.S. Average
Each bar shows Schenectady’s value as a percentage of the national average (100% line = U.S. avg)
Median Household
US: $75,149
$56,398
75%
Per Capita
US: $39,052
$31,536
81%
IRS Avg AGI
US: $72,000
$111,844
155%
Avg Weekly Wage
US: $1,432
$1,584
111%
Thin line = U.S. average (100%)
Employment & Commute
Avg Weekly Wage
$1,584
11% above US avg ($1,432)
Mean Commute Time
23 min
18% below US avg (28 min)
Work From Home
8.8%
42% below US avg (15.2%)
Drive Alone
67.7%
7% below US avg (73.2%)
Public Transit
8.0%
59% above US avg (5.0%)
County GDP
$46,129M
County-level GDP (BEA 2024)
How Residents Get to Work
Drive Alone
67.7%
Public Transit
8%
Work From Home
8.8%
Other
15.5%
Average commute time
23 minutes
US avg: 28 min
Business Landscape
Total Establishments
11,137
Restaurants
990
Healthcare
1,021
Retail
1,229
Manufacturing
222
Tax & Financial
IRS Avg Adjusted Gross Income
$111,844
55% above US avg ($72,000)
Avg Property Tax
$10,165
190% above US avg ($3,500)
Cost of Living Index
107.9
Above national average (100 = US avg)
Complete Economy Data
Income & Wages
| Median Household Income | $56,398 |
| Per Capita Income | $31,536 |
| IRS Avg Adjusted Gross Income | $111,844 |
| Avg Weekly Wage | $1,584 |
| County GDP | $46,129M |
Hardship Indicators
| Unemployment Rate | 5.3% |
| Poverty Rate | 19.3% |
| Gini Coefficient | 0.452 |
| Cost of Living Index | 107.9 |
Commute
| Mean Commute | 23 minutes |
| Drive Alone | 67.7% |
| Public Transit | 8.0% |
| Work From Home | 8.8% |
Businesses
| Total Establishments | 11,137 |
| Restaurants | 990 |
| Healthcare | 1,021 |
| Retail | 1,229 |
| Manufacturing | 222 |
Tax
| IRS Avg AGI | $111,844 |
| Avg Property Tax | $10,165 |