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Schenectady, NY
Full City Profile · New York · Albany County County
2.9
/5.0
C+
Fair
68,521
Population
6,339/sq mi density
$56,398
Median Income
$31,536 per capita
$152,000
Home Value
$313,246 Zillow
$1,109
Median Rent
33.8% income on rent
49°F
Avg Temperature
246 sunny days/yr
806
Violent Crime/100K
2,702 property/100K
C+
Overall
2.9 / 5.0
Fair overall score based on economy, affordability, safety and education
C+
Economy
2.9 / 5.0
$56,398 median income, 5.3% unemployment
A+
Affordability
5.0 / 5.0
$152,000 home value, $1,109/mo rent
F
Safety
1.0 / 5.0
806 violent crimes/100K (112% above avg)
C+
Education
2.9 / 5.0
23.6% bachelor's degree or higher
Housing Overview
Median Home Value
$152,000
46% below
US avg: $281,900
Median Rent
$1,109/mo
5% below
US avg: $1,163/mo
Homeownership Rate
44.8%
31% below US avg (65.4%)
Total Housing Units
31,979
Median year built: 1938
Home Value by Source
Census Median
$152,000
Zillow (ZHVI)
$313,246
Median Sale Price
$272,500
Median List Price
$246,000
Census ACS, Zillow ZHVI, Redfin median sale price
Ownership vs. Renting
44.8%
Owner-Occupied
55.2%
Renter-Occupied
US avg: 65.4% owner-occupied
Fair Market Rents (HUD FY2026)
Studio
$1,217/mo
1 Bedroom
$1,417/mo
2 Bedroom
$1,702/mo
3 Bedroom
$2,041/mo
4 Bedroom
$2,253/mo
Census median rent:
$1,109/mo
· Zillow rent:
$1,510/mo
Market Indicators (Redfin)
Median Days on Market
25 days
Sale-to-List Ratio
1.0%
Buyers market
Homes Sold
39
Price Drops
22.2%
of listings with price reduction
Price Per Sq Ft
$145
Active Inventory
90
homes for sale
Affordability & Housing Stock
Rent Burden
33.8%
of renters spending 30%+ of income on housing
9% above US avg (31.0%)
Median Year Built
1938
Average age of housing stock: 88 years
Homeownership Rate
44.8%
Complete Housing Data
Home Values
| Census Median Value | $152,000 |
| Zillow Home Value (ZHVI) | $313,246 |
| Median Sale Price | $272,500 |
| Median List Price | $246,000 |
| Price Per Sq Ft | $145 |
Rent
| Census Median Rent | $1,109 |
| Zillow Rent (ZORI) | $1,510 |
| FMR Studio | $1,217 |
| FMR 1-Bedroom | $1,417 |
| FMR 2-Bedroom | $1,702 |
| FMR 3-Bedroom | $2,041 |
| FMR 4-Bedroom | $2,253 |
Market
| Days on Market | 25 |
| Sale-to-List Ratio | 1.0% |
| Price Drops | 22.2% |
| Homes Sold | 39 |
| Active Inventory | 90 |
| Price Per Sq Ft | $145 |
Ownership & Stock
| Owner-Occupied | 44.8% |
| Renter-Occupied | 55.2% |
| Homeownership Rate | 44.8% |
| Total Housing Units | 31,979 |
| Median Year Built | 1938 |
| Rent Burden | 33.8% |