Median Income
$108,281
44% higher than US avg
Violent Crime
56/100K
85% lower than US avg
Bachelor's+
15.6%
54% lower than US avg
Obesity Rate
36.5%
14% higher than US avg
Unemployment
15.6%
333% higher than US avg
Poverty Rate
0.0%
100% lower than US avg
How Scotland Compares to the U.S. Average (100% = U.S. avg)
People
Population64
Median Age74.0 yrs
Density110/mi²
Male / Female55% / 45%
Largest GroupWhite 100%
Veterans64.0%
Economy
B+
Median Income$108,281
Per Capita$48,313
Unemployment15.6%
Poverty0.0%
County GDP$1,635M
Housing
Ownership100.0%
Zillow$217,057
Housing Units48
Rent Burden25.4%
Crime
F
Violent56/100K
Property3,887/100K
Health
Obesity36.5%
Uninsured8.4%
Smoking17.7%
Depression24.7%
Heart Disease6.4%
Climate
Avg Temp56°F (13°C)
AQI41 (Good)
Sunny Days297/yr
Elevation614 ft (187 m)
Education
C
Bachelor's+15.6%
High School+100.0%
Graduate+0.0%
School Score6.01
Community
2024 VoteR 79% / D 19%
Broadband29.0%
EV Stations1
Libraries2
Is Scotland a Good Place to Live?
Based on current data, Scotland receives an overall livability score of 2.3 out of 5.0, earning a grade of C. Key strengths include above-average household incomes, low crime rates, abundant sunshine, a low poverty rate. Areas to be aware of include above-average unemployment. Scotland has some notable strengths but also faces challenges that prospective residents should consider.
Economy & Jobs
The median household income in Scotland is $108,281, which is significantly higher than the national average / 44% above $75,149. This places Scotland among higher-income communities. At 15.6%, unemployment is notably high. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%.
Safety & Crime
Scotland is a very safe community with a violent crime rate of 56 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 3,887 per 100,000, 98% above the national average.
Education
15.6% of residents hold a bachelor's degree, below the national average of 33.7%. 100.0% have completed high school. Area schools have an average test score of 6/10.
Climate & Weather
Scotland enjoys a moderate climate with an average annual temperature of 56°F. Winters average 32°F in January while summers reach 77°F in July. With 297 sunny days per year, residents enjoy well above the national average of sunshine. Air quality is rated Good with a median AQI of 41.
Scotland has a population of 64 with a density of 110 people per square mile, spread across 0.6 square miles. The median age is 74.0 years, 90% older than the national median of 38.9. The gender split is 45.3% female and 54.7% male. The city is predominantly White (100%). English is the primary language spoken at home by 100% of residents. 64.0% of the population are veterans, above the national rate of 6.0%. 25.6% of residents have a disability (above the 13.0% national average). 100.0% have health insurance coverage.
Population
74.0yrs
Median Age
90% above US avg
Language Spoken at Home
English Only
100.0%
27% above US avg
Spanish
0.0%
100% below US avg
The median household income in Scotland is $108,281, which is 44% above the national average of $75,149. Per capita income is $48,313 (above the $39,052 national figure). The average weekly wage is $1,622, 13% higher than the U.S. average. The unemployment rate is 15.6% (above the 3.6% US average). 0.0% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 279 business establishments, including 20 restaurants. The cost of living index is 93.3, below the national baseline of 100 / offering relatively affordable living. 0.0% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $108,281 |
| 44% above US avg |
| Per Capita Income | $48,313 |
| Avg Weekly Wage | $1,622 |
| IRS Avg AGI | $61,374 |
| Gini Index | 0.414 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 15.6% |
| 333% above US avg |
| Poverty Rate | 0.0% |
| 100% below US avg |
| Establishments (County) | 279 |
| County GDP | $1,635M |
Business (County)
| Restaurants | 20 |
| Healthcare | 15 |
| Retail | 30 |
| Manufacturing | 11 |
Tax & Cost of Living
| Property Tax (IRS) | $1,644 |
| 53% below US avg |
| Cost of Living | 93.30 (100=avg) |
Commute & Transportation
| Drive Alone | 100.0% |
| Public Transit | 0.0% |
| Work from Home | 0.0% |
Zillow estimates the typical home value at $217,057. Fair market rent ranges from $882 for a one-bedroom to $1,096 for a two-bedroom apartment. 100.0% of housing units are owner-occupied (above the 65.4% national rate). There are 48 total housing units in the city. The median year a home was built is 1973. The average annual property tax is $1,644 (lower than the $3,500 national average). 25.4% of renters spend 30% or more of their income on housing.
Real Estate Market (Redfin)
Rental Costs
HUD Fair Market Rent
| Studio | $816 |
| 1 Bedroom | $882 |
| 2 Bedrooms | $1,096 |
| 3 Bedrooms | $1,391 |
| 4 Bedrooms | $1,590 |
Ownership & Property
| Homeownership | 100.0% |
| Owner-Occupied | 100.0% |
| Renter-Occupied | 0.0% |
| Housing Units | 48 |
| Median Year Built | 1973 |
Property Tax
| Avg Tax (IRS) | $1,644 |
| 53% below US avg |
In Scotland, 36.5% of adults are obese, above the national rate of 32.1%. 11.1% have diabetes. Heart disease affects 6.4% of residents. 34.3% have high blood pressure. 17.7% are current smokers (above the 14.0% national rate). 18.8% report binge drinking. 25.5% are physically inactive. 24.7% report depression (above the 20.0% national average). 18.5% experience frequent mental distress. 8.4% of residents lack health insurance. The primary care physician ratio is 1:3,260. The dentist ratio is 1:4,901. 48.6% of residents have access to exercise opportunities. The food environment index is 7.9 out of 10.
Health Metrics: Scotland vs U.S. Average (%)
Chronic Conditions
| Obesity | 36.5% |
| 14% above US avg |
| Diabetes | 11.1% |
| Heart Disease | 6.4% |
| High Blood Pressure | 34.3% |
| Asthma | 10.6% |
| COPD | 7.4% |
| Cancer | 7.2% |
| Stroke | 3.0% |
Behaviors & Mental Health
| Smoking | 17.7% |
| 26% above US avg |
| Binge Drinking | 18.8% |
| Physical Inactivity | 25.5% |
| Depression | 24.7% |
| Mental Distress | 18.5% |
| Physical Distress | 13.1% |
| Short Sleep | 35.5% |
Healthcare Access
| Insurance Rate | 100.0% |
| Uninsured | 8.4% |
| 2% below US avg |
| Primary Care | 1:3,260 |
| Dentists | 1:4,901 |
| Mental Health | 1:4,949 |
| Checkup Rate | 76.9% |
| Dental Visits | 59.1% |
| Premature Death | 10,011/100K |
Food & Exercise
| Food Environment | 7.9/10 |
| Exercise Access | 48.6% |
| Healthcare Facilities | 15 |
Scotland has a violent crime rate of 56 per 100,000 residents, 85% below the national average of 380. Property crime stands at 3,887 per 100,000, 98% above the U.S. average. The county recorded 3 fatal traffic crashes. Overall, Scotland receives a safety grade of F.
Crime Rates: Scotland vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 56.3/100K |
| 85% below US avg |
| |
Property Crime
| Total Property | 3,886.6/100K |
| 98% above US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 3 |
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Scotland enjoys a temperate climate with an average annual temperature of 56°F (13°C). Winters average 32°F in January while summers reach 77°F in July. The area gets 297 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Air quality is rated Good with a median AQI of 41. The city sits at an elevation of 614 feet.
Temperature
32°F Jan (-0°C)
77°F Jul (25°C)
| Annual Average | 56.0°F |
| 4% above US avg |
| January Average | 32°F (-0°C) |
| July Average | 77°F (25°C) |
| Sunny Days | 297 days/yr |
Geography
| Elevation | 614 ft (187 m) |
| Area | 0.6 sq mi (1.5 km²) |
| Population Density | 110/sq mi |
| Coordinates | 38.9091°N, 86.9048°W |
| Timezone | America/Indiana/Indianapolis |
| County | Martin County County |
| Nearest Airport | Lawrenceville-Vincennes International (LWV)
39 miles away |
Precipitation & Snow
Wettest Month (May)
5.08"
Air Quality
| AQI Median | 41.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 12.3 / 100 |
| Social Vulnerability | 43.0 / 100 |
| Community Resilience | 70.6 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
Very Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Very Low |
| Hail |
Very Low |
| Strong Wind |
Relatively Low |
| Heat Wave |
Very Low |
| Winter Weather |
Relatively Low |
| Lightning |
Very Low |
| Ice Storm |
Relatively Low |
| Drought |
Relatively Low |
| Cold Wave |
Very Low |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
51 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M5.2. Most recent: M2.6 on Aug 9, 2025.
| Apr 18, 2008 |
7 km NNE of Bellmont, Illinois |
M5.2 |
99 km |
| Apr 18, 2008 |
9 km NNE of Bellmont, Illinois |
M4.7 |
98 km |
| Jun 18, 2002 |
6 km SW of Parkers Settlement, Indiana |
M4.6 |
125 km |
| Apr 21, 2008 |
7 km NNE of Bellmont, Illinois |
M4.0 |
99 km |
| Dec 7, 2000 |
7 km W of Evansville, Indiana |
M3.9 |
122 km |
| Jan 24, 1990 |
6 km WNW of Alton, Indiana |
M3.9 |
93 km |
| Jun 17, 2021 |
Illinois-Indiana border region |
M3.8 |
108 km |
| Nov 11, 1991 |
3 km W of Flat Rock, Illinois |
M3.8 |
70 km |
| Jan 27, 1990 |
6 km N of Alton, Indiana |
M3.8 |
91 km |
| Sep 19, 2017 |
4 km N of Bellmont, Illinois |
M3.8 |
103 km |
| Sep 12, 2004 |
4 km NW of Manilla, Indiana |
M3.8 |
132 km |
| Dec 20, 1990 |
5 km S of Stilesville, Indiana |
M3.7 |
79 km |
| Apr 25, 2008 |
8 km NNE of Bellmont, Illinois |
M3.7 |
98 km |
| Apr 14, 2000 |
4 km NW of Heritage Lake, Indiana |
M3.6 |
96 km |
| Nov 20, 2012 |
7 km N of Bellmont, Illinois |
M3.6 |
100 km |
| Jun 5, 2008 |
8 km WNW of Mount Carmel, Illinois |
M3.4 |
96 km |
| May 30, 2015 |
4 km ENE of Geff, Illinois |
M3.4 |
135 km |
| May 1, 2008 |
8 km NNE of Bellmont, Illinois |
M3.3 |
97 km |
| May 13, 2025 |
7 km SSW of Lerna, Illinois |
M3.3 |
133 km |
| Dec 17, 1990 |
Illinois-Indiana border region |
M3.2 |
129 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
457 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF5. Total: 36 fatalities, 699 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Apr 3, 1974 |
EF5 |
94 km |
6 |
| Mar 2, 2012 |
EF4 |
82 km |
11 |
| Jun 2, 1990 |
EF4 |
36 km |
1 |
| Jun 2, 1990 |
EF4 |
55 km |
0 |
| Jun 2, 1990 |
EF4 |
70 km |
6 |
| Jan 7, 1989 |
EF4 |
90 km |
0 |
| Mar 31, 2023 |
EF3 |
100 km |
6 |
| Mar 31, 2023 |
EF3 |
46 km |
2 |
| Mar 31, 2023 |
EF3 |
98 km |
0 |
| May 25, 2011 |
EF3 |
47 km |
0 |
| Mar 8, 2009 |
EF3 |
27 km |
0 |
| Nov 15, 2005 |
EF3 |
32 km |
0 |
| May 30, 2004 |
EF3 |
71 km |
1 |
| Sep 20, 2002 |
EF3 |
43 km |
0 |
| Nov 22, 1992 |
EF3 |
90 km |
0 |
| Nov 22, 1992 |
EF3 |
44 km |
0 |
| Nov 22, 1992 |
EF3 |
64 km |
0 |
| Jul 30, 1992 |
EF3 |
84 km |
0 |
| Jun 2, 1990 |
EF3 |
31 km |
0 |
| Jun 2, 1990 |
EF3 |
72 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
13 wildfires (100+ acres) within 100 km.
Largest: UNNAMED (1,547 ac, 2021).
| Year |
Name |
Acres |
Distance |
| 2021 |
UNNAMED |
1,547 |
60 km |
| 2017 |
UNNAMED |
1,336 |
100 km |
| 2007 |
UNNAMED |
1,102 |
87 km |
| 2021 |
UNNAMED |
959 |
99 km |
| 2014 |
UNNAMED |
910 |
93 km |
| 2016 |
UNNAMED |
898 |
60 km |
| 2019 |
UNNAMED |
892 |
93 km |
| 2024 |
LONG RUN RX |
774 |
98 km |
| 2010 |
FORK RIDGE RX |
697 |
62 km |
| 2010 |
RICEVILLE RX |
671 |
69 km |
| 2019 |
UNNAMED |
670 |
62 km |
| 2019 |
UNNAMED |
584 |
98 km |
| 2010 |
ROCKHOUSE HOLLOW RX |
581 |
99 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
32°F (-0°C) |
2.5 in |
Coldest, Driest |
| February |
33°F (0°C) |
2.6 in |
|
| March |
43°F (6°C) |
4.1 in |
|
| April |
53°F (12°C) |
4.1 in |
|
| May |
63°F (17°C) |
5.1 in |
Wettest |
| June |
72°F (22°C) |
4.1 in |
|
| July |
77°F (25°C) |
4.8 in |
Warmest |
| August |
74°F (23°C) |
3.8 in |
|
| September |
67°F (20°C) |
3.2 in |
|
| October |
56°F (13°C) |
3.2 in |
|
| November |
45°F (7°C) |
4.0 in |
|
| December |
34°F (1°C) |
3.4 in |
|
Scotland has a seasonal temperature swing of 45°F / from 32°F in January to 77°F in July. Total annual precipitation is 45.0 inches, with May being the wettest month (5.1") and January the driest (2.5").
Average costs for common services in Scotland. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$233 ($140–$373) |
| Specialist Visit |
$327 ($187–$513) |
| Urgent Care Visit |
$187 ($93–$327) |
| Emergency Room Visit |
$2,053 ($746–$4,665) |
| Dental Cleaning |
$121 ($70–$187) |
| Dental Filling |
$233 ($140–$373) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$42 ($23–$70) |
| Oil Change (Synthetic) |
$70 ($47–$112) |
| Brake Pad Replacement |
$280 ($140–$467) |
| Tire Rotation |
$37 ($19–$70) |
| New Tires (Set of 4) |
$560 ($373–$933) |
| Battery Replacement |
$187 ($93–$327) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$93 ($56–$140) |
| Electrician (Per Hour) |
$84 ($47–$131) |
| HVAC Repair |
$373 ($140–$746) |
| HVAC System Install |
$6,531 ($3,732–$11,196) |
| Roof Repair |
$933 ($373–$1,866) |
| Roof Replacement |
$8,397 ($5,132–$13,995) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,400 ($467–$3,266) |
| Divorce (Contested) |
$13,995 ($4,665–$27,990) |
| DUI Defense |
$4,665 ($1,866–$9,330) |
| Bankruptcy (Chapter 7) |
$1,400 ($746–$2,799) |
| Will Preparation |
$467 ($187–$933) |
| Trust Preparation |
$2,333 ($933–$4,665) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14–$42) |
| Women's Haircut |
$51 ($28–$93) |
| Hair Coloring (Full) |
$140 ($70–$233) |
| Manicure |
$23 ($14–$42) |
| Pedicure |
$37 ($23–$61) |
| Massage (1 Hour) |
$75 ($47–$121) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.83 ($2.80–$5.13) |
| Dozen Eggs (per dozen) |
$3.27 ($2.33–$4.67) |
| Loaf of Bread |
$3.55 ($2.33–$5.13) |
| Chicken Breast (per lb) |
$4.20 ($2.80–$6.06) |
| Ground Beef (per lb) |
$5.13 ($3.73–$7.00) |
| Rice (per lb) |
$0.93 ($0.56–$1.68) |
View all 20 services
Utilities
| Electricity (Monthly) |
$131 ($75–$233) |
| Natural Gas (Monthly) |
$65 ($28–$140) |
| Water/Sewer (Monthly) |
$65 ($37–$112) |
| Internet (Monthly) |
$65 ($37–$93) |
| Cell Phone Plan (Monthly) |
$61 ($28–$93) |
| Cable TV (Monthly) |
$79 ($47–$140) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$187 ($70–$467) |
| Car Insurance (Annual) |
$1,866 ($1,120–$3,266) |
| Bus Pass (Monthly) |
$65 ($28–$121) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.46–$23) |
| Car Registration (Annual) |
$93 ($28–$233) |
| Driver's License Renewal |
$28 ($14–$70) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,120 ($560–$2,333) |
| Daycare (Toddler, Monthly) |
$933 ($467–$1,866) |
| After-School Care (Monthly) |
$373 ($187–$653) |
| Tutoring (Per Hour) |
$47 ($23–$93) |
| SAT/ACT Prep Course |
$933 ($373–$2,333) |
| Private School (K-12, Annual) |
$11,663 ($4,665–$27,990) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$56 ($28–$93) |
| Dog Vaccination (Annual) |
$93 ($47–$187) |
| Dog Grooming |
$56 ($28–$93) |
| Pet Boarding (Per Night) |
$37 ($19–$70) |
| Dog Spay/Neuter |
$280 ($140–$467) |
| Cat Spay/Neuter |
$187 ($93–$373) |
View all 9 services
Frequently Asked Questions About Scotland
What is the population of Scotland?
Scotland has a population of 64 residents and is located in Indiana. The population density is 110 people per square mile, spread across 0.6 square miles. The median age of residents is 74.0 years, which is older than the national median of 38.9 years. The population is 45.3% female and 54.7% male.
Is Scotland expensive to live in?
Scotland is more affordable than the national average, with a cost of living index of 93.3 / below the baseline of 100. The median household income is $108,281, 44% above the national average of $75,149.
Is Scotland safe?
Scotland is considered a very safe city with a violent crime rate of 56 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 3,887 per 100,000 (above the national average). Overall, Scotland receives a safety grade of F based on combined crime data.
What is the weather like in Scotland?
Scotland enjoys a temperate climate with an average annual temperature of 56°F (13°C). Winter temperatures average 32°F in January, while summers reach an average of 77°F in July. The area receives 297 sunny days per year, well above the national average of 205. Air quality is rated Good with a median Air Quality Index (AQI) of 41.
How is the job market in Scotland?
The job market in Scotland faces challenges, with unemployment at 15.6% / significantly above the national rate of 3.6%. The average weekly wage is $1,622. There are 279 business establishments in the area, including 20 restaurants and food service locations.
How are the schools in Scotland?
Schools in Scotland score 6 out of 10 on standardized testing, near the national average. 15.6% of adults in Scotland hold a bachelor's degree or higher, below the national average of 33.7%. 100.0% have completed high school. 0.0% hold a graduate or professional degree.
How healthy is Scotland?
The obesity rate in Scotland is 36.5% (above the national rate of 32.1%). 17.7% of adults are smokers. 25.5% are physically inactive. 24.7% of residents report depression. 8.4% lack health insurance. 48.6% of residents have access to exercise opportunities. The primary care physician ratio is 1:3,260.
What are the demographics of Scotland?
The racial and ethnic makeup of Scotland is 100% White. 100% of residents speak only English at home. 64.0% of the population are military veterans. 25.6% of residents have a disability. 100.0% have health insurance coverage.
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