Median Income $108,281

44% higher than US avg

Home Value $103,100

63% lower than US avg

Bachelor's+ 15.6%

54% lower than US avg

Obesity Rate 36.5%

14% higher than US avg

Unemployment 15.6%

333% higher than US avg

Poverty Rate 0.0%

100% lower than US avg

How Scotland Compares to the U.S. Average (100% = U.S. avg)

People

Population64

Median Age74.0 yrs

Density110/mi²

Male / Female55% / 45%

Largest GroupWhite 100%

Veterans64.0%

Economy

B+

Median Income$108,281

Per Capita$48,313

Unemployment15.6%

Poverty0.0%

County GDP$1,635M

Commute12 min

Housing

A+

Home Value$103,100

RentN/A

OwnershipN/A

Housing Units48

Rent Burden25.4%

Health

Obesity36.5%

Uninsured8.4%

Smoking17.7%

Depression24.7%

Heart Disease6.4%

Climate

Avg Temp56°F (13°C)

AQI41 (Good)

Sunny Days297/yr

Elevation614 ft (187 m)

Education

Bachelor's+15.6%

High School+100.0%

Graduate+0.0%

School Score6.01

Community

2024 VoteR 79% / D 19%

Commute12 min

Broadband29.0%

Libraries2

Is Scotland a Good Place to Live?

Based on current data, Scotland receives an overall livability score of 3.7 out of 5.0, earning a grade of B+. Key strengths include above-average household incomes, affordable housing, abundant sunshine, a low poverty rate. Areas to be aware of include above-average unemployment. Scotland offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Scotland is $108,281, which is significantly higher than the national average — 44% above $75,149. This places Scotland among higher-income communities. At 15.6%, unemployment is notably high. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 12 minutes, shorter than most U.S. cities.

Cost of Living & Housing

The median home value in Scotland is $103,100, 63% below the national median — offering relatively affordable homeownership. At just 1x median income, home prices are very affordable relative to local earnings.

Education

15.6% of residents hold a bachelor's degree, below the national average of 33.7%. 100.0% have completed high school. Area schools have an average test score of 6/10.

Climate & Weather

Scotland enjoys a moderate climate with an average annual temperature of 56°F. Winters average 32°F in January while summers reach 77°F in July. With 297 sunny days per year, residents enjoy well above the national average of sunshine. Air quality is rated Good with a median AQI of 41.

Scotland has a population of 64 with a density of 110 people per square mile. The median age is 74.0 years, 90% older than the national median of 38.9. The city is predominantly White (100%).

Population

Total Population

110

People / sq mi

74.0yrs

Median Age

90% above US avg

0.6mi²

Land Area

Gender Distribution

Male 54.7%

Female 45.3%

Race & Ethnicity

Scotland vs U.S. Average

Language Spoken at Home

English Only	100.0%
	27% above US avg
Spanish	0.0%
	100% below US avg

Social Characteristics

Scotland vs U.S. Average

The median household income in Scotland is $108,281, which is 44% above the national average of $75,149. The unemployment rate is 15.6% (above the 3.6% US average). 0.0% of residents live below the poverty line. Workers commute an average of 12 minutes.

Income: Scotland vs U.S.

Commute Mode

Income

Median HH Income	$108,281
	44% above US avg
Per Capita Income	$48,313
Avg Weekly Wage	$1,622
IRS Avg AGI	$61,374

Employment & Poverty

Unemployment	15.6%
	333% above US avg
Poverty Rate	0.0%
	100% below US avg
Establishments (County)	279
County GDP	$1,635M

Business (County)

Restaurants	20
Healthcare	15
Retail	30
Manufacturing	11

Tax & Cost of Living

Property Tax (IRS)	$1,644
	53% below US avg
Cost of Living	93.30 (100=avg)
Effective Tax Rate	1.59%

Commute & Transportation

Commute Time	12.0 min
Drive Alone	100.0%
Public Transit	0.0%
Work from Home	0.0%

Walkability

The median home value in Scotland is $103,100, 63% below the national average.

Home Value Sources

Ownership Split

Home Values

Census Median	$103,100
	63% below US avg

Real Estate Market (Redfin)

Rental Costs


Rent Burden	25.4%

HUD Fair Market Rent

Studio	$816
1 Bedroom	$882
2 Bedrooms	$1,096
3 Bedrooms	$1,391
4 Bedrooms	$1,590

Ownership & Property

Owner-Occupied	100.0%
Housing Units	48
Median Year Built	1973

Property Tax

Avg Tax (IRS)	$1,644
	53% below US avg
Effective Rate	1.59%

In Scotland, 36.5% of adults are obese (above the 32.1% national rate). 8.4% of residents lack health insurance. 17.7% are current smokers. 24.7% report depression. 25.5% are physically inactive.

Health Metrics: Scotland vs U.S. Average (%)

Chronic Conditions

Obesity	36.5%
	14% above US avg
Diabetes	11.1%
Heart Disease	6.4%
High Blood Pressure	34.3%
Asthma	10.6%
COPD	7.4%
Cancer	7.2%
Stroke	3.0%

Behaviors & Mental Health

Smoking	17.7%
	26% above US avg
Binge Drinking	18.8%
Physical Inactivity	25.5%
Depression	24.7%
Mental Distress	18.5%
Physical Distress	13.1%
Short Sleep	35.5%

Healthcare Access

Insurance Rate	100.0%
Uninsured	8.4%
	2% below US avg
Checkup Rate	76.9%
Dental Visits	59.1%
Premature Death	10,011/100K

Food & Exercise

Food Environment	7.9/10
Exercise Access	48.6%
Healthcare Facilities	15

Scotland has an average annual temperature of 56°F (13°C). Winters average 32°F in January while summers reach 77°F in July. The area enjoys 297 sunny days per year. Air quality is rated Good with a median AQI of 41.

Temperature

32°F Jan (-0°C) 77°F Jul (25°C)

Annual Average	56.0°F
	4% above US avg
January Average	32°F (-0°C)
July Average	77°F (25°C)
Sunny Days	297 days/yr

Precipitation & Snow

Air Quality

AQI Median	41.0
Rating	Good

Geography

Elevation	614 ft (187 m)
Area	0.6 sq mi (1.5 km²)
Population Density	110/sq mi
Coordinates	38.9091°N, 86.9048°W
Timezone	America/Indiana/Indianapolis
County FIPS	18101

It is classified as Nonmetro — Rural. 15.6% of residents hold a bachelor's degree or higher (54% below US avg). In the 2024 election, the county voted Republican by a 60.7-point margin. 29.0% of households have broadband internet.

2024 Presidential Election (County)

R 79.4%

D 18.7%

Winner: Republican by 60.7 points

Education

Bachelor's Degree+	15.6%
	54% below US avg
High School+	100.0%
Graduate Degree+	0.0%
School Test Score	6.01

C Education Grade (2.2/5.0)

Urban-Rural Classification

RUCC Code 9	Nonmetro — Rural
Population Density	110/sq mi
Total Area	0.6 sq mi

Infrastructure & Services

Broadband Access	29.0%
Public Libraries	2
Healthcare Facilities	15
Restaurants	20
Retail Stores	30

Safety & Disasters

Fatal Crashes (County/yr)	3

Commute & Transportation

Avg Commute	12.0 min
Drive Alone	100.0%
Public Transit	0.0%
Work from Home	0.0%

Scotland, IN

How Scotland Compares to the U.S. Average (100% = U.S. avg)

People

Economy

Housing

Health

Climate

Education

Community

Is Scotland a Good Place to Live?

Economy & Jobs

Cost of Living & Housing

Education

Climate & Weather

Population

Gender Distribution

Race & Ethnicity

Scotland vs U.S. Average

Language Spoken at Home

Social Characteristics

Scotland vs U.S. Average

Income: Scotland vs U.S.

Commute Mode

Income

Employment & Poverty

Business (County)

Tax & Cost of Living

Commute & Transportation

Walkability

Home Value Sources

Ownership Split

Home Values

Real Estate Market (Redfin)

Rental Costs

HUD Fair Market Rent

Ownership & Property

Property Tax

Health Metrics: Scotland vs U.S. Average (%)

Chronic Conditions

Behaviors & Mental Health

Healthcare Access

Food & Exercise

Temperature

Precipitation & Snow

Air Quality

Geography

2024 Presidential Election (County)

Education

Urban-Rural Classification

Infrastructure & Services

Safety & Disasters

Commute & Transportation

Nearby Cities