Median Income
$75,795
1% higher than US avg
Home Value
$112,200
60% lower than US avg
Bachelor's+
16.2%
52% lower than US avg
Median Rent
$521
55% lower than US avg
Obesity Rate
41.1%
28% higher than US avg
Unemployment
2.4%
33% lower than US avg
Poverty Rate
6.9%
44% lower than US avg
How Shelby Compares to the U.S. Average (100% = U.S. avg)
People
Population709
Median Age43.6 yrs
Density1,313/mi²
Male / Female49% / 52%
Largest GroupWhite 88%
Economy
A
Median Income$75,795
Per Capita$34,779
Unemployment2.4%
Poverty6.9%
County GDP$467M
Commute34 min
Housing
A+
Home Value$112,200
Rent$521
OwnershipN/A
Zillow$193,409
Health
Obesity41.1%
UninsuredN/A
Depression17.1%
Heart Disease5.1%
Climate
Avg Temp50°F
AQI32 (Good)
Rain28.3 in/yr
Elevation1,646 ft
Education
C
Bachelor's+16.2%
High School+95.9%
School Score5.81
Community
2024 VoteR 81% / D 18%
Commute34 min
Libraries4
Is Shelby a Good Place to Live?
Based on current data, Shelby receives an overall livability score of 3.9 out of 5.0, earning a grade of B+. Key strengths include low unemployment, affordable housing, a low poverty rate. Areas to be aware of include high obesity rates. Shelby offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Shelby is $75,795, roughly in line with the national average of $75,149. The job market is very strong with unemployment at just 2.4%. Only 6.9% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 34 minutes.
Cost of Living & Housing
The median home value in Shelby is $112,200, 60% below the national median — offering relatively affordable homeownership. Renters pay a median of $521 per month, below the national average — a plus for affordability. At just 1.5x median income, home prices are very affordable relative to local earnings.
Education
16.2% of residents hold a bachelor's degree, below the national average of 33.7%. 95.9% have completed high school. Area schools have an average test score of 5.8/10.
Climate & Weather
Shelby experiences four distinct seasons with an average temperature of 50°F. Winters average 23°F in January while summers reach 75°F in July. Annual precipitation totals 28.3 inches, including 24.3 inches of snow. Air quality is rated Good with a median AQI of 32.
Shelby has a population of 709 with a density of 1,313 people per square mile. The median age is 43.6 years, 12% older than the national median of 38.9. The city is predominantly White (87.7%), with 5.4% Hispanic.
Population
43.6yrs
Median Age
12% above US avg
Language Spoken at Home
| English Only | 88.7% |
| 13% above US avg |
| Spanish | 11.3% |
| 16% below US avg |
The median household income in Shelby is $75,795, which is 1% above the national average of $75,149. The unemployment rate is 2.4% (below the 3.6% US average). 6.9% of residents live below the poverty line. Workers commute an average of 34 minutes.
Income
| Median HH Income | $75,795 |
| 1% above US avg |
| Per Capita Income | $34,779 |
| Avg Weekly Wage | $914 |
| IRS Avg AGI | $77,206 |
Employment & Poverty
| Unemployment | 2.4% |
| 33% below US avg |
| Poverty Rate | 6.9% |
| 44% below US avg |
| Establishments (County) | 172 |
| County GDP | $467M |
Business (County)
| Restaurants | 6 |
| Healthcare | 9 |
| Retail | 17 |
| Manufacturing | 7 |
Tax & Cost of Living
| Property Tax (IRS) | $2,950 |
| 16% below US avg |
| Effective Tax Rate | 2.63% |
Commute & Transportation
| Commute Time | 33.9 min |
| Work from Home | 4.5% |
The median home value in Shelby is $112,200, 60% below the national average. Monthly rent averages $521 (55% below US avg). Zillow estimates the typical home value at $193,409.
Home Values
| Census Median | $112,200 |
| 60% below US avg |
| Zillow ZHVI | $193,409 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $521 |
| 55% below US avg |
HUD Fair Market Rent
| Studio | $706 |
| 1 Bedroom | $791 |
| 2 Bedrooms | $1,001 |
| 3 Bedrooms | $1,274 |
| 4 Bedrooms | $1,409 |
Ownership & Property
Property Tax
| Avg Tax (IRS) | $2,950 |
| 16% below US avg |
| Effective Rate | 2.63% |
In Shelby, 41.1% of adults are obese (above the 32.1% national rate). 17.1% report depression. 27.6% are physically inactive.
Health Metrics: Shelby vs U.S. Average (%)
Chronic Conditions
| Obesity | 41.1% |
| 28% above US avg |
| Diabetes | 9.4% |
| Heart Disease | 5.1% |
| High Blood Pressure | 29.3% |
| Asthma | 9.0% |
| COPD | 5.3% |
| Stroke | 2.7% |
Behaviors & Mental Health
| |
| Binge Drinking | 22.2% |
| Physical Inactivity | 27.6% |
| Depression | 17.1% |
| Mental Distress | 14.7% |
| Physical Distress | 11.3% |
Healthcare Access
| Insurance Rate | 89.6% |
| |
| Checkup Rate | 70.6% |
| Premature Death | 7,162/100K |
Food & Exercise
| Food Environment | 8.7/10 |
| Exercise Access | 29.3% |
| Healthcare Facilities | 9 |
Crime Rates: Shelby vs U.S. Average (per 100,000)
Traffic Safety
| Fatal Crashes (County/yr) | 2 |
Safety Score
Shelby has an average annual temperature of 50°F (10°C). Winters average 23°F in January while summers reach 75°F in July. Annual precipitation is 28.3 inches. Air quality is rated Good with a median AQI of 32.
Temperature
23°F Jan (-5°C)
75°F Jul (24°C)
| Annual Average | 49.8°F |
| 8% below US avg |
| January Average | 23°F (-5°C) |
| July Average | 75°F (24°C) |
Precipitation & Snow
| Annual Rainfall | 28.3 inches |
| 26% below US avg |
| Snowfall | 24.3 inches/yr |
Air Quality
| AQI Median | 32.0 |
| Rating | Good |
Geography
| Elevation | 1,646 ft (502 m) |
| Area | 0.5 sq mi (1.4 km²) |
| Population Density | 1,313/sq mi |
| Coordinates | 41.1942°N, 97.4263°W |
| County FIPS | 31143 |