Median Income
$68,984
8% lower than US avg
Home Value
$325,700
16% higher than US avg
Violent Crime
23/100K
94% lower than US avg
Bachelor's+
0.0%
100% lower than US avg
Median Rent
$804
31% lower than US avg
Obesity Rate
39.8%
24% higher than US avg
Unemployment
0.0%
100% lower than US avg
Poverty Rate
0.0%
100% lower than US avg
How Shipshewana Lake Compares to the U.S. Average (100% = U.S. avg)
People
Population325
Median Age51.5 yrs
Density985/mi²
Male / Female62% / 38%
Largest GroupWhite 100%
Veterans0.0%
Economy
A
Median Income$68,984
Per Capita$36,315
Unemployment0.0%
Poverty0.0%
County GDP$2,473M
Housing
A
Home Value$325,700
Rent$804
Ownership33.3%
Zillow$379,218
Housing Units161
Rent Burden15.2%
Crime
F
Violent23/100K
Property274/100K
Health
Obesity39.8%
Smoking21.6%
Depression28.8%
Heart Disease6.3%
Climate
Avg Temp50°F (10°C)
AQI41 (Good)
Rain34.6 in/yr
Sunny Days275/yr
Elevation852 ft (260 m)
Education
C
Bachelor's+0.0%
High School+32.8%
Graduate+0.0%
School Score5.98
Community
2024 VoteR 78% / D 21%
Broadband100.0%
EV Stations2
Libraries4
Is Shipshewana Lake a Good Place to Live?
Based on current data, Shipshewana Lake receives an overall livability score of 2.9 out of 5.0, earning a grade of C+. Key strengths include low unemployment, low crime rates, abundant sunshine, a low poverty rate. Areas to be aware of include high obesity rates. Shipshewana Lake has some notable strengths but also faces challenges that prospective residents should consider.
Economy & Jobs
The median household income in Shipshewana Lake is $68,984, roughly in line with the national average of $75,149. The job market is very strong with unemployment at just 0.0%. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%.
Cost of Living & Housing
The median home value in Shipshewana Lake is $325,700, 16% above the national median. Renters pay a median of $804 per month, below the national average / a plus for affordability. A price-to-income ratio of 4.7x indicates a reasonably affordable housing market.
Safety & Crime
Shipshewana Lake is a very safe community with a violent crime rate of 23 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 274 per 100,000, 86% below the national average.
Education
0.0% of residents hold a bachelor's degree, below the national average of 33.7%. 32.8% have completed high school. Area schools have an average test score of 6/10.
Climate & Weather
Shipshewana Lake experiences four distinct seasons with an average temperature of 50°F. Winters average 25°F in January while summers reach 73°F in July. With 275 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 34.6 inches. Air quality is rated Good with a median AQI of 41.
Shipshewana Lake has a population of 325 with a density of 985 people per square mile, spread across 0.3 square miles. The median age is 51.5 years, 32% older than the national median of 38.9. The gender split is 38.2% female and 61.8% male. The city is predominantly White (100%). English is the primary language spoken at home by 43.4% of residents, while 56.6% speak Spanish. 0.0% of the population are veterans, below the national rate of 6.0%. 23.9% of residents have a disability (above the 13.0% national average). 92.7% have health insurance coverage.
Population
51.5yrs
Median Age
32% above US avg
Race & Ethnicity
Shipshewana Lake vs U.S. Average
Language Spoken at Home
English Only
43.4%
45% below US avg
Spanish
56.6%
322% above US avg
Social Characteristics
Shipshewana Lake vs U.S. Average
The median household income in Shipshewana Lake is $68,984, which is 8% below the national average of $75,149. Per capita income is $36,315. The average weekly wage is $1,025, 28% lower than the U.S. average. The unemployment rate is 0.0% (below the 3.6% US average). 0.0% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 1,037 business establishments, including 60 restaurants. The cost of living index is 93.3, below the national baseline of 100 / offering relatively affordable living. 0.0% of workers work from home (below the 15.2% national rate).
Income: Shipshewana Lake vs U.S.
Income
| Median HH Income | $68,984 |
| 8% below US avg |
| Per Capita Income | $36,315 |
| Avg Weekly Wage | $1,025 |
| IRS Avg AGI | $73,522 |
| Gini Index | 0.407 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 0.0% |
| 100% below US avg |
| Poverty Rate | 0.0% |
| 100% below US avg |
| Establishments (County) | 1,037 |
| County GDP | $2,473M |
Business (County)
| Restaurants | 60 |
| Healthcare | 53 |
| Retail | 148 |
| Manufacturing | 195 |
Tax & Cost of Living
| Property Tax (IRS) | $2,763 |
| 21% below US avg |
| Cost of Living | 93.30 (100=avg) |
| Effective Tax Rate | 0.85% |
Commute & Transportation
| Drive Alone | 100.0% |
| Public Transit | 0.0% |
| Work from Home | 0.0% |
The median home value in Shipshewana Lake is $325,700, 16% above the national median of $281,900. Zillow estimates the typical home value at $379,218, higher than the Census estimate. Monthly rent averages $804 (31% below the national average of $1,163). Fair market rent ranges from $882 for a one-bedroom to $1,096 for a two-bedroom apartment. 33.3% of housing units are owner-occupied (below the 65.4% national rate). There are 161 total housing units in the city. The median year a home was built is 1973. The average annual property tax is $2,763 (lower than the $3,500 national average). 15.2% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 4.7x.
Home Values
| Census Median | $325,700 |
| 16% above US avg |
| Zillow ZHVI | $379,218 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $804 |
| 31% below US avg |
| Rent Burden | 15.2% |
HUD Fair Market Rent
| Studio | $816 |
| 1 Bedroom | $882 |
| 2 Bedrooms | $1,096 |
| 3 Bedrooms | $1,391 |
| 4 Bedrooms | $1,590 |
Ownership & Property
| Homeownership | 33.3% |
| Owner-Occupied | 33.3% |
| Renter-Occupied | 66.7% |
| Housing Units | 161 |
| Median Year Built | 1973 |
Property Tax
| Avg Tax (IRS) | $2,763 |
| 21% below US avg |
| Effective Rate | 0.85% |
In Shipshewana Lake, 39.8% of adults are obese, above the national rate of 32.1%. 11.1% have diabetes. Heart disease affects 6.3% of residents. 33.5% have high blood pressure. 21.6% are current smokers (above the 14.0% national rate). 17.8% report binge drinking. 30.0% are physically inactive, above the national average. 28.8% report depression (above the 20.0% national average). 21.5% experience frequent mental distress. The primary care physician ratio is 1:4,052. The dentist ratio is 1:3,144. 30.5% of residents have access to exercise opportunities. The food environment index is 9.0 out of 10.
Health Metrics: Shipshewana Lake vs U.S. Average (%)
Chronic Conditions
| Obesity | 39.8% |
| 24% above US avg |
| Diabetes | 11.1% |
| Heart Disease | 6.3% |
| High Blood Pressure | 33.5% |
| Asthma | 12.6% |
| COPD | 9.5% |
| Cancer | 7.0% |
| Stroke | 3.3% |
Behaviors & Mental Health
| Smoking | 21.6% |
| 54% above US avg |
| Binge Drinking | 17.8% |
| Physical Inactivity | 30.0% |
| Depression | 28.8% |
| Mental Distress | 21.5% |
| Physical Distress | 16.2% |
| Short Sleep | 36.3% |
Healthcare Access
| Insurance Rate | 92.7% |
| |
| Primary Care | 1:4,052 |
| Dentists | 1:3,144 |
| Mental Health | 1:1,704 |
| Checkup Rate | 74.4% |
| Dental Visits | 52.1% |
| Premature Death | 6,290/100K |
Food & Exercise
| Food Environment | 9.0/10 |
| Exercise Access | 30.5% |
| Healthcare Facilities | 53 |
Shipshewana Lake has a violent crime rate of 23 per 100,000 residents, 94% below the national average of 380. Property crime stands at 274 per 100,000, 86% below the U.S. average. The county recorded 8 fatal traffic crashes. Overall, Shipshewana Lake receives a safety grade of F.
Crime Rates: Shipshewana Lake vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 22.9/100K |
| 94% below US avg |
| |
Property Crime
| Total Property | 274.4/100K |
| 86% below US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 8 |
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Shipshewana Lake experiences four distinct seasons with an average annual temperature of 50°F (10°C). Winters average 25°F in January while summers reach 73°F in July. The area gets 275 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 34.6 inches. Air quality is rated Good with a median AQI of 41. The city sits at an elevation of 852 feet.
Temperature
25°F Jan (-4°C)
73°F Jul (23°C)
| Annual Average | 50.1°F |
| 7% below US avg |
| January Average | 25°F (-4°C) |
| July Average | 73°F (23°C) |
| Sunny Days | 275 days/yr |
Geography
| Elevation | 852 ft (260 m) |
| Area | 0.3 sq mi (0.9 km²) |
| Population Density | 985/sq mi |
| Coordinates | 41.6836°N, 85.6097°W |
| Timezone | America/Indiana/Indianapolis |
| County | LaGrange County County |
| Nearest Airport | South Bend International (SBN)
37 miles away |
Precipitation & Snow
Annual Rainfall
34.6"
9% below US avg
Wettest Month (Jun)
3.78"
Air Quality
| AQI Median | 41.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 62.4 / 100 |
| Social Vulnerability | 99.2 / 100 |
| Community Resilience | 5.7 / 100 |
Hazard Breakdown
| Tornado |
Relatively Moderate |
| Hurricane |
Very Low |
| Earthquake |
Relatively Low |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Relatively Moderate |
| Strong Wind |
Relatively High |
| Heat Wave |
Very Low |
| Winter Weather |
Relatively Low |
| Lightning |
Relatively Moderate |
| Ice Storm |
Relatively Low |
| Drought |
Relatively Moderate |
| Cold Wave |
Relatively Moderate |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
6 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M4.2. Most recent: M3.3 on Jun 30, 2015.
| May 2, 2015 |
5 km S of Galesburg, Michigan |
M4.2 |
63 km |
| Sep 2, 1994 |
5 km SSW of DeWitt, Michigan |
M3.5 |
149 km |
| Jun 30, 2015 |
5 km NNE of Burlington, Michigan |
M3.3 |
70 km |
| Jan 26, 2012 |
5 km NE of Topeka, Indiana |
M3.0 |
16 km |
| Jun 12, 2015 |
6 km NW of Convoy, Ohio |
M2.6 |
108 km |
| Jan 30, 2004 |
2 km S of Rockford, Ohio |
M2.5 |
138 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
464 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 143 fatalities, 1,893 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Apr 2, 1977 |
EF4 |
96 km |
1 |
| Apr 2, 1977 |
EF4 |
67 km |
0 |
| Apr 11, 1965 |
EF4 |
42 km |
31 |
| Apr 11, 1965 |
EF4 |
37 km |
23 |
| Apr 11, 1965 |
EF4 |
50 km |
36 |
| Apr 11, 1965 |
EF4 |
10 km |
5 |
| Apr 11, 1965 |
EF4 |
52 km |
21 |
| May 27, 2019 |
EF3 |
89 km |
0 |
| Aug 24, 2016 |
EF3 |
83 km |
0 |
| Oct 18, 2007 |
EF3 |
63 km |
0 |
| Oct 24, 2001 |
EF3 |
69 km |
1 |
| Mar 27, 1991 |
EF3 |
97 km |
0 |
| Mar 27, 1991 |
EF3 |
48 km |
1 |
| Mar 27, 1991 |
EF3 |
84 km |
0 |
| May 15, 1986 |
EF3 |
60 km |
0 |
| May 13, 1980 |
EF3 |
69 km |
5 |
| May 13, 1980 |
EF3 |
78 km |
0 |
| Mar 12, 1976 |
EF3 |
98 km |
0 |
| Apr 3, 1974 |
EF3 |
32 km |
5 |
| Nov 26, 1965 |
EF3 |
74 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Tsunami History
1 tsunami recorded within 500 km.
Highest wave on record: 3.0 m (10 ft).
| Year |
Location |
Cause |
Max Wave |
Deaths |
Distance |
| 1954 |
MICHIGAN CITY, IN (LAKE MICHIGAN) |
Avalanche |
3.0 m |
7 |
106 km |
Source: NOAA/NCEI Historical Tsunami Database. Sorted by wave height.
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
25°F (-4°C) |
1.8 in |
Coldest |
| February |
26°F (-3°C) |
1.7 in |
Driest |
| March |
36°F (2°C) |
2.7 in |
|
| April |
48°F (9°C) |
3.5 in |
|
| May |
59°F (15°C) |
3.5 in |
|
| June |
69°F (20°C) |
3.8 in |
Wettest |
| July |
73°F (23°C) |
3.7 in |
Warmest |
| August |
70°F (21°C) |
3.7 in |
|
| September |
63°F (17°C) |
3.5 in |
|
| October |
51°F (11°C) |
2.8 in |
|
| November |
40°F (4°C) |
2.8 in |
|
| December |
28°F (-2°C) |
2.7 in |
|
Shipshewana Lake has a seasonal temperature swing of 48°F / from 25°F in January to 73°F in July. Total annual precipitation is 36.0 inches, with June being the wettest month (3.8") and February the driest (1.7").
Average costs for common services in Shipshewana Lake. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$233 ($140–$373) |
| Specialist Visit |
$327 ($187–$513) |
| Urgent Care Visit |
$187 ($93–$327) |
| Emergency Room Visit |
$2,053 ($746–$4,665) |
| Dental Cleaning |
$121 ($70–$187) |
| Dental Filling |
$233 ($140–$373) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$42 ($23–$70) |
| Oil Change (Synthetic) |
$70 ($47–$112) |
| Brake Pad Replacement |
$280 ($140–$467) |
| Tire Rotation |
$37 ($19–$70) |
| New Tires (Set of 4) |
$560 ($373–$933) |
| Battery Replacement |
$187 ($93–$327) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$93 ($56–$140) |
| Electrician (Per Hour) |
$84 ($47–$131) |
| HVAC Repair |
$373 ($140–$746) |
| HVAC System Install |
$6,531 ($3,732–$11,196) |
| Roof Repair |
$933 ($373–$1,866) |
| Roof Replacement |
$8,397 ($5,132–$13,995) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,400 ($467–$3,266) |
| Divorce (Contested) |
$13,995 ($4,665–$27,990) |
| DUI Defense |
$4,665 ($1,866–$9,330) |
| Bankruptcy (Chapter 7) |
$1,400 ($746–$2,799) |
| Will Preparation |
$467 ($187–$933) |
| Trust Preparation |
$2,333 ($933–$4,665) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14–$42) |
| Women's Haircut |
$51 ($28–$93) |
| Hair Coloring (Full) |
$140 ($70–$233) |
| Manicure |
$23 ($14–$42) |
| Pedicure |
$37 ($23–$61) |
| Massage (1 Hour) |
$75 ($47–$121) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.83 ($2.80–$5.13) |
| Dozen Eggs (per dozen) |
$3.27 ($2.33–$4.67) |
| Loaf of Bread |
$3.55 ($2.33–$5.13) |
| Chicken Breast (per lb) |
$4.20 ($2.80–$6.06) |
| Ground Beef (per lb) |
$5.13 ($3.73–$7.00) |
| Rice (per lb) |
$0.93 ($0.56–$1.68) |
View all 20 services
Utilities
| Electricity (Monthly) |
$131 ($75–$233) |
| Natural Gas (Monthly) |
$65 ($28–$140) |
| Water/Sewer (Monthly) |
$65 ($37–$112) |
| Internet (Monthly) |
$65 ($37–$93) |
| Cell Phone Plan (Monthly) |
$61 ($28–$93) |
| Cable TV (Monthly) |
$79 ($47–$140) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$187 ($70–$467) |
| Car Insurance (Annual) |
$1,866 ($1,120–$3,266) |
| Bus Pass (Monthly) |
$65 ($28–$121) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.46–$23) |
| Car Registration (Annual) |
$93 ($28–$233) |
| Driver's License Renewal |
$28 ($14–$70) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,120 ($560–$2,333) |
| Daycare (Toddler, Monthly) |
$933 ($467–$1,866) |
| After-School Care (Monthly) |
$373 ($187–$653) |
| Tutoring (Per Hour) |
$47 ($23–$93) |
| SAT/ACT Prep Course |
$933 ($373–$2,333) |
| Private School (K-12, Annual) |
$11,663 ($4,665–$27,990) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$56 ($28–$93) |
| Dog Vaccination (Annual) |
$93 ($47–$187) |
| Dog Grooming |
$56 ($28–$93) |
| Pet Boarding (Per Night) |
$37 ($19–$70) |
| Dog Spay/Neuter |
$280 ($140–$467) |
| Cat Spay/Neuter |
$187 ($93–$373) |
View all 9 services
Frequently Asked Questions About Shipshewana Lake
What is the population of Shipshewana Lake?
Shipshewana Lake has a population of 325 residents and is located in Indiana. The population density is 985 people per square mile, spread across 0.3 square miles. The median age of residents is 51.5 years, which is older than the national median of 38.9 years. The population is 38.2% female and 61.8% male.
Is Shipshewana Lake expensive to live in?
Shipshewana Lake is more affordable than the national average, with a cost of living index of 93.3 / below the baseline of 100. The median household income is $68,984, 8% below the national average of $75,149. The median home value is $325,700 (16% above the U.S. median). Renters pay a median of $804 per month, below the national average of $1,163. The home price-to-income ratio is 4.7x, indicating housing is reasonably affordable relative to local income levels.
Is Shipshewana Lake safe?
Shipshewana Lake is considered a very safe city with a violent crime rate of 23 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 274 per 100,000 (below the national average). Overall, Shipshewana Lake receives a safety grade of F based on combined crime data.
What is the weather like in Shipshewana Lake?
Shipshewana Lake has a four-season climate with an average annual temperature of 50°F (10°C). Winter temperatures average 25°F in January, while summers reach an average of 73°F in July. The area receives 275 sunny days per year, well above the national average of 205. Annual rainfall totals 34.6 inches. Air quality is rated Good with a median Air Quality Index (AQI) of 41.
How is the job market in Shipshewana Lake?
The job market in Shipshewana Lake is very strong, with unemployment at just 0.0% / well below the national rate of 3.6%. The average weekly wage is $1,025. There are 1,037 business establishments in the area, including 60 restaurants and food service locations.
How much does housing cost in Shipshewana Lake?
The median home value in Shipshewana Lake is $325,700. Zillow estimates the typical home value at $379,218. For renters, the median monthly rent is $804. Fair market rent is $882 for a 1-bedroom and $1,096 for a 2-bedroom apartment. The homeownership rate is 33.3%. The average annual property tax is $2,763.
How are the schools in Shipshewana Lake?
Schools in Shipshewana Lake score 6 out of 10 on standardized testing, near the national average. 0.0% of adults in Shipshewana Lake hold a bachelor's degree or higher, below the national average of 33.7%. 32.8% have completed high school. 0.0% hold a graduate or professional degree.
How healthy is Shipshewana Lake?
The obesity rate in Shipshewana Lake is 39.8% (above the national rate of 32.1%). 21.6% of adults are smokers. 30.0% are physically inactive. 28.8% of residents report depression. 30.5% of residents have access to exercise opportunities. The primary care physician ratio is 1:4,052.
What are the demographics of Shipshewana Lake?
The racial and ethnic makeup of Shipshewana Lake is 100% White. 43.4% of residents speak only English at home, while 56.6% speak Spanish. 0.0% of the population are military veterans. 23.9% of residents have a disability. 92.7% have health insurance coverage.
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