Median Income
$61,250
18% lower than US avg
Home Value
$52,000
82% lower than US avg
Bachelor's+
18.7%
45% lower than US avg
Obesity Rate
39.5%
23% higher than US avg
Unemployment
14.8%
311% higher than US avg
Poverty Rate
18.8%
52% higher than US avg
How Smithfield Compares to the U.S. Average (100% = U.S. avg)
People
Population169
Median Age48.1 yrs
Density360/mi²
Male / Female55% / 45%
Largest GroupWhite 99%
Veterans8.8%
Economy
C
Median Income$61,250
Per Capita$34,473
Unemployment14.8%
Poverty18.8%
County GDP$1,138M
Commute39 min
Housing
A+
Home Value$52,000
Ownership96.4%
Zillow$120,580
Housing Units110
Rent Burden26.5%
Health
Obesity39.5%
Uninsured5.3%
Smoking17.3%
Depression25.6%
Heart Disease5.8%
Climate
Avg Temp52°F (11°C)
Rain38.5 in/yr
Elevation631 ft (192 m)
Education
C
Bachelor's+18.7%
High School+91.9%
Graduate+5.0%
School Score4.94
Community
2024 VoteR 61% / D 37%
Commute39 min
Broadband79.5%
EV Stations1
Libraries8
Is Smithfield a Good Place to Live?
Based on current data, Smithfield receives an overall livability score of 3.3 out of 5.0, earning a grade of B. Key strengths include affordable housing, high health insurance coverage. Areas to be aware of include above-average unemployment, an elevated poverty rate, long commute times. Smithfield offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Smithfield is $61,250, 18% below the national average of $75,149. At 14.8%, unemployment is notably high. The poverty rate of 18.8% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 39 minutes, longer than the typical American commute of 28 minutes.
Cost of Living & Housing
The median home value in Smithfield is $52,000, 82% below the national median / offering relatively affordable homeownership. At just 0.8x median income, home prices are very affordable relative to local earnings.
Education
18.7% of residents hold a bachelor's degree, below the national average of 33.7%. 91.9% have completed high school. Area schools have an average test score of 4.9/10.
Climate & Weather
Smithfield experiences four distinct seasons with an average temperature of 52°F. Winters average 24°F in January while summers reach 75°F in July. Annual precipitation totals 38.5 inches, including 21.3 inches of snow.
Smithfield has a population of 169 with a density of 360 people per square mile, spread across 0.2 square miles. The median age is 48.1 years, 24% older than the national median of 38.9. The gender split is 45% female and 55% male. The city is predominantly White (99.4%). English is the primary language spoken at home by 100% of residents. 8.8% of the population are veterans, above the national rate of 6.0%. 23.7% of residents have a disability (above the 13.0% national average). 94.7% have health insurance coverage.
Population
169
Total Population
2023 Census
48.1yrs
Median Age
24% above US avg
Race & Ethnicity
Smithfield vs U.S. Average
Language Spoken at Home
English Only
100.0%
27% above US avg
Spanish
0.0%
100% below US avg
Social Characteristics
Smithfield vs U.S. Average
The median household income in Smithfield is $61,250, which is 18% below the national average of $75,149. Per capita income is $34,473 (below the $39,052 national figure). The average weekly wage is $863, 40% lower than the U.S. average. The unemployment rate is 14.8% (above the 3.6% US average). 18.8% of residents live below the poverty line, higher than the national rate of 12.4%. The area has 655 business establishments, including 72 restaurants. The cost of living index is 100, roughly in line with the national average. Workers commute an average of 39 minutes (longer than the 28-minute US average). 0.0% of workers work from home (below the 15.2% national rate).
Income: Smithfield vs U.S.
Income
| Median HH Income | $61,250 |
| 18% below US avg |
| Per Capita Income | $34,473 |
| Avg Weekly Wage | $863 |
| IRS Avg AGI | $62,338 |
| Gini Index | 0.444 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 14.8% |
| 311% above US avg |
| Poverty Rate | 18.8% |
| 52% above US avg |
| Establishments (County) | 655 |
| County GDP | $1,138M |
Business (County)
| Restaurants | 72 |
| Healthcare | 69 |
| Retail | 96 |
| Manufacturing | 11 |
Tax & Cost of Living
| Property Tax (IRS) | $4,667 |
| 33% above US avg |
| Cost of Living | 100.00 (100=avg) |
| Effective Tax Rate | 8.98% |
Commute & Transportation
| Commute Time | 39.1 min |
| Drive Alone | 86.3% |
| Public Transit | 0.0% |
| Work from Home | 0.0% |
The median home value in Smithfield is $52,000, 82% below the national median of $281,900. Zillow estimates the typical home value at $120,580, higher than the Census estimate. Fair market rent ranges from $854 for a one-bedroom to $1,063 for a two-bedroom apartment. 96.4% of housing units are owner-occupied (above the 65.4% national rate). There are 110 total housing units in the city. The median year a home was built is 1938. The average annual property tax is $4,667 (higher than the $3,500 national average). 26.5% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 0.8x, well within the affordable range.
Home Values
| Census Median | $52,000 |
| 82% below US avg |
| Zillow ZHVI | $120,580 |
Rental Costs
HUD Fair Market Rent
| Studio | $774 |
| 1 Bedroom | $854 |
| 2 Bedrooms | $1,063 |
| 3 Bedrooms | $1,370 |
| 4 Bedrooms | $1,561 |
Ownership & Property
| Homeownership | 96.4% |
| Owner-Occupied | 96.4% |
| Renter-Occupied | 3.6% |
| Housing Units | 110 |
| Median Year Built | 1938 |
Property Tax
| Avg Tax (IRS) | $4,667 |
| 33% above US avg |
| Effective Rate | 8.98% |
In Smithfield, 39.5% of adults are obese, above the national rate of 32.1%. 10.1% have diabetes. Heart disease affects 5.8% of residents. 32.7% have high blood pressure. 17.3% are current smokers (above the 14.0% national rate). 20.3% report binge drinking. 23.9% are physically inactive. 25.6% report depression (above the 20.0% national average). 20.0% experience frequent mental distress. 5.3% of residents lack health insurance (below the 8.6% national rate). The primary care physician ratio is 1:2,766. The dentist ratio is 1:4,128. 60.9% of residents have access to exercise opportunities. The food environment index is 8.1 out of 10.
Health Metrics: Smithfield vs U.S. Average (%)
Chronic Conditions
| Obesity | 39.5% |
| 23% above US avg |
| Diabetes | 10.1% |
| Heart Disease | 5.8% |
| High Blood Pressure | 32.7% |
| Asthma | 11.0% |
| COPD | 7.6% |
| Cancer | 7.5% |
| Stroke | 3.2% |
Behaviors & Mental Health
| Smoking | 17.3% |
| 24% above US avg |
| Binge Drinking | 20.3% |
| Physical Inactivity | 23.9% |
| Depression | 25.6% |
| Mental Distress | 20.0% |
| Physical Distress | 13.8% |
| Short Sleep | 37.7% |
Healthcare Access
| Insurance Rate | 94.7% |
| Uninsured | 5.3% |
| 38% below US avg |
| Primary Care | 1:2,766 |
| Dentists | 1:4,128 |
| Mental Health | 1:1,162 |
| Checkup Rate | 75.3% |
| Dental Visits | 58.7% |
| Premature Death | 8,637/100K |
Food & Exercise
| Food Environment | 8.1/10 |
| Exercise Access | 60.9% |
| Healthcare Facilities | 69 |
Smithfield experiences four distinct seasons with an average annual temperature of 52°F (11°C). Winters average 24°F in January while summers reach 75°F in July. Annual precipitation totals 38.5 inches. The area receives 21.3 inches of snow annually, a moderate snowfall amount. The city sits at an elevation of 631 feet.
Temperature
24°F Jan (-4°C)
75°F Jul (24°C)
| Annual Average | 51.5°F |
| 5% below US avg |
| January Average | 24°F (-4°C) |
| July Average | 75°F (24°C) |
Geography
| Elevation | 631 ft (192 m) |
| Area | 0.2 sq mi (0.5 km²) |
| Population Density | 360/sq mi |
| Coordinates | 40.4744°N, 90.2949°W |
| Timezone | America/Chicago |
| County | Fulton County County |
| Nearest Airport | General Downing - Peoria International (PIA)
34 miles away |
Precipitation & Snow
Annual Rainfall
38.5"
1% above US avg
Wettest Month (May)
5.05"
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 59.0 / 100 |
| Social Vulnerability | 35.9 / 100 |
| Community Resilience | 77.6 / 100 |
Hazard Breakdown
| Tornado |
Relatively Moderate |
| Hurricane |
Very Low |
| Earthquake |
Relatively Low |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Relatively Moderate |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively Low |
| Lightning |
Relatively Low |
| Ice Storm |
Relatively Moderate |
| Drought |
Relatively Moderate |
| Cold Wave |
Relatively Moderate |
| Landslide |
Relatively Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Tornado History
653 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 14 fatalities, 647 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Nov 17, 2013 |
EF4 |
64 km |
3 |
| Jul 13, 2004 |
EF4 |
89 km |
0 |
| May 13, 1995 |
EF4 |
87 km |
0 |
| May 13, 1995 |
EF4 |
12 km |
0 |
| May 5, 1977 |
EF4 |
92 km |
0 |
| Jun 29, 1976 |
EF4 |
59 km |
0 |
| Jun 14, 1957 |
EF4 |
95 km |
2 |
| Apr 4, 2023 |
EF3 |
16 km |
0 |
| Feb 28, 2017 |
EF3 |
93 km |
0 |
| Dec 31, 2010 |
EF3 |
66 km |
0 |
| Aug 19, 2009 |
EF3 |
85 km |
0 |
| May 10, 2003 |
EF3 |
52 km |
0 |
| Apr 8, 1999 |
EF3 |
99 km |
0 |
| Apr 19, 1996 |
EF3 |
82 km |
0 |
| May 13, 1995 |
EF3 |
32 km |
0 |
| May 9, 1995 |
EF3 |
82 km |
0 |
| Jun 21, 1981 |
EF3 |
39 km |
1 |
| Aug 15, 1978 |
EF3 |
97 km |
0 |
| Jul 26, 1978 |
EF3 |
87 km |
0 |
| Jul 23, 1975 |
EF3 |
9 km |
0 |
Source: NOAA SPC (EF0+, 1950-2024)
Wildfire History
5 wildfires (100+ acres) within 100 km.
Largest: UNIT 3 (1,206 ac, 1999).
| Year |
Name |
Acres |
Distance |
| 1999 |
UNIT 3 |
1,206 |
98 km |
| 2002 |
HSB 03 2 |
1,130 |
99 km |
| 2000 |
DESTRUST A |
756 |
99 km |
| 2006 |
HSB 003 |
674 |
97 km |
| 2004 |
HSB 009 |
608 |
99 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
24°F (-4°C) |
1.9 in |
Coldest |
| February |
29°F (-2°C) |
1.9 in |
|
| March |
40°F (4°C) |
2.7 in |
|
| April |
52°F (11°C) |
3.8 in |
|
| May |
63°F (17°C) |
5.1 in |
Wettest |
| June |
72°F (22°C) |
4.8 in |
|
| July |
75°F (24°C) |
4.1 in |
Warmest |
| August |
73°F (23°C) |
3.2 in |
|
| September |
66°F (19°C) |
3.8 in |
|
| October |
55°F (13°C) |
3.0 in |
|
| November |
41°F (5°C) |
2.4 in |
|
| December |
30°F (-1°C) |
1.8 in |
Driest |
Smithfield has a seasonal temperature swing of 51°F / from 24°F in January to 75°F in July. Total annual precipitation is 38.5 inches, with May being the wettest month (5.1") and December the driest (1.8").
Average costs for common services in Smithfield. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$250 ($150-$400) |
| Specialist Visit |
$350 ($200-$550) |
| Urgent Care Visit |
$200 ($100-$350) |
| Emergency Room Visit |
$2,200 ($800-$5,000) |
| Dental Cleaning |
$130 ($75-$200) |
| Dental Filling |
$250 ($150-$400) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$45 ($25-$75) |
| Oil Change (Synthetic) |
$75 ($50-$120) |
| Brake Pad Replacement |
$300 ($150-$500) |
| Tire Rotation |
$40 ($20-$75) |
| New Tires (Set of 4) |
$600 ($400-$1,000) |
| Battery Replacement |
$200 ($100-$350) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$100 ($60-$150) |
| Electrician (Per Hour) |
$90 ($50-$140) |
| HVAC Repair |
$400 ($150-$800) |
| HVAC System Install |
$7,000 ($4,000-$12,000) |
| Roof Repair |
$1,000 ($400-$2,000) |
| Roof Replacement |
$9,000 ($5,500-$15,000) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,500 ($500-$3,500) |
| Divorce (Contested) |
$15,000 ($5,000-$30,000) |
| DUI Defense |
$5,000 ($2,000-$10,000) |
| Bankruptcy (Chapter 7) |
$1,500 ($800-$3,000) |
| Will Preparation |
$500 ($200-$1,000) |
| Trust Preparation |
$2,500 ($1,000-$5,000) |
View all 12 services
Personal Care
| Men's Haircut |
$25 ($15-$45) |
| Women's Haircut |
$55 ($30-$100) |
| Hair Coloring (Full) |
$150 ($75-$250) |
| Manicure |
$25 ($15-$45) |
| Pedicure |
$40 ($25-$65) |
| Massage (1 Hour) |
$80 ($50-$130) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.10 ($3.00-$5.50) |
| Dozen Eggs (per dozen) |
$3.50 ($2.50-$5.00) |
| Loaf of Bread |
$3.80 ($2.50-$5.50) |
| Chicken Breast (per lb) |
$4.50 ($3.00-$6.50) |
| Ground Beef (per lb) |
$5.50 ($4.00-$7.50) |
| Rice (per lb) |
$1.00 ($0.60-$1.80) |
View all 20 services
Utilities
| Electricity (Monthly) |
$140 ($80-$250) |
| Natural Gas (Monthly) |
$70 ($30-$150) |
| Water/Sewer (Monthly) |
$70 ($40-$120) |
| Internet (Monthly) |
$70 ($40-$100) |
| Cell Phone Plan (Monthly) |
$65 ($30-$100) |
| Cable TV (Monthly) |
$85 ($50-$150) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$200 ($75-$500) |
| Car Insurance (Annual) |
$2,000 ($1,200-$3,500) |
| Bus Pass (Monthly) |
$70 ($30-$130) |
| Taxi/Uber (5-Mile Ride) |
$15 ($8.00-$25) |
| Car Registration (Annual) |
$100 ($30-$250) |
| Driver's License Renewal |
$30 ($15-$75) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,200 ($600-$2,500) |
| Daycare (Toddler, Monthly) |
$1,000 ($500-$2,000) |
| After-School Care (Monthly) |
$400 ($200-$700) |
| Tutoring (Per Hour) |
$50 ($25-$100) |
| SAT/ACT Prep Course |
$1,000 ($400-$2,500) |
| Private School (K-12, Annual) |
$12,500 ($5,000-$30,000) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$60 ($30-$100) |
| Dog Vaccination (Annual) |
$100 ($50-$200) |
| Dog Grooming |
$60 ($30-$100) |
| Pet Boarding (Per Night) |
$40 ($20-$75) |
| Dog Spay/Neuter |
$300 ($150-$500) |
| Cat Spay/Neuter |
$200 ($100-$400) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $799 |
| Toddler | $749 |
| Preschool | $718 |
| Family Childcare (monthly) |
| Infant | $686 |
| Toddler | $686 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Smithfield
What is the population of Smithfield?
Smithfield has a population of 169 residents and is located in Illinois. The population density is 360 people per square mile, spread across 0.2 square miles. The median age of residents is 48.1 years, which is older than the national median of 38.9 years. The population is 45% female and 55% male.
Is Smithfield expensive to live in?
Smithfield has a cost of living roughly in line with the national average, with an index of 100 (baseline: 100). The median household income is $61,250, 18% below the national average of $75,149. The median home value is $52,000 (82% below the U.S. median). The home price-to-income ratio is 0.8x, indicating housing is reasonably affordable relative to local income levels.
What is the weather like in Smithfield?
Smithfield has a four-season climate with an average annual temperature of 52°F (11°C). Winter temperatures average 24°F in January, while summers reach an average of 75°F in July. Annual rainfall totals 38.5 inches, with 21.3 inches of snow.
How is the job market in Smithfield?
The job market in Smithfield faces challenges, with unemployment at 14.8% / significantly above the national rate of 3.6%. The average weekly wage is $863. There are 655 business establishments in the area, including 72 restaurants and food service locations. The average commute time is 39 minutes, and 0.0% of workers work from home.
How much does housing cost in Smithfield?
The median home value in Smithfield is $52,000. Zillow estimates the typical home value at $120,580. The homeownership rate is 96.4%. The average annual property tax is $4,667.
How are the schools in Smithfield?
Schools in Smithfield have an average test score of 4.9 out of 10, below typical national benchmarks. Families may want to research individual school ratings. 18.7% of adults in Smithfield hold a bachelor's degree or higher, below the national average of 33.7%. 91.9% have completed high school. 5.0% hold a graduate or professional degree.
How healthy is Smithfield?
The obesity rate in Smithfield is 39.5% (above the national rate of 32.1%). 17.3% of adults are smokers. 23.9% are physically inactive. 25.6% of residents report depression. 5.3% lack health insurance (below the national rate). 60.9% of residents have access to exercise opportunities. The primary care physician ratio is 1:2,766.
What is transportation like in Smithfield?
The average commute in Smithfield is 39 minutes, longer than the national average of 28 minutes. 86.3% of workers drive alone to work, and 0.0% work from home.
What are the demographics of Smithfield?
The racial and ethnic makeup of Smithfield is 99.4% White. 100% of residents speak only English at home. 8.8% of the population are military veterans. 23.7% of residents have a disability. 94.7% have health insurance coverage.