Kentucky
Somerset is a small city in Kentucky with a population of 12,108. Residents earn $32,910 per year, which is 56% below the national average.
Based on current data, Somerset receives an overall livability score of 2.5 out of 5.0, earning a grade of C+. Key strengths include low crime rates, affordable housing. Areas to be aware of include an elevated poverty rate, below-average incomes. Somerset has some notable strengths but also faces challenges that prospective residents should consider.
The median household income in Somerset is $32,910, 56% below the national average of $75,149. Unemployment stands at 4.5%, indicating a healthy job market. The poverty rate of 26.5% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 24 minutes.
The median home value in Somerset is $140,900, 50% below the national median — offering relatively affordable homeownership. Renters pay a median of $830 per month, below the national average — a plus for affordability. A price-to-income ratio of 4.3x indicates a reasonably affordable housing market.
Violent crime in Somerset is below the national average at 278 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 5,642 per 100,000, 188% above the national average.
16.9% of residents hold a bachelor's degree, below the national average of 33.7%. 81.1% have completed high school. Area schools have an average test score of 5.5/10.
Somerset enjoys a moderate climate with an average annual temperature of 58°F. Winters average 37°F in January while summers reach 78°F in July. Annual precipitation totals 53.3 inches, including 5.4 inches of snow. Air quality is rated Good with a median AQI of 41.
| English Only | 94.7% |
| 21% above US avg | |
| Spanish | 5.3% |
| 60% below US avg |
| Median HH Income | $32,910 |
| 56% below US avg | |
| Per Capita Income | $32,302 |
| Avg Weekly Wage | $924 |
| IRS Avg AGI | $59,855 |
| Unemployment | 4.5% |
| 25% above US avg | |
| Poverty Rate | 26.5% |
| 114% above US avg | |
| Establishments (County) | 2,166 |
| County GDP | $3,033M |
| Restaurants | 106 |
| Healthcare | 268 |
| Retail | 300 |
| Manufacturing | 68 |
| Property Tax (IRS) | $2,816 |
| 20% below US avg | |
| Effective Tax Rate | 2.00% |
| Commute Time | 24.0 min |
| Work from Home | 5.0% |
| Census Median | $140,900 |
| 50% below US avg | |
| Zillow ZHVI | $189,328 |
| Median List Price | $424,750 |
| Median List Price | $424,750 |
| $/Sq Ft | $125 |
| Homes Sold | 7 |
| Sale-to-List Ratio | 96.2% |
| Price Drops | 21.4% |
| Inventory | 56 |
| Census Median Rent | $830 |
| 29% below US avg | |
| Zillow Rent (ZORI) | $1,088 |
| Studio | $719 |
| 1 Bedroom | $794 |
| 2 Bedrooms | $984 |
| 3 Bedrooms | $1,277 |
| 4 Bedrooms | $1,442 |
| Owner-Occupied | 42.9% |
| Avg Tax (IRS) | $2,816 |
| 20% below US avg | |
| Effective Rate | 2.00% |
| Insurance Rate | 88.0% |
| Premature Death | 12,731/100K |
| Food Environment | 6.6/10 |
| Exercise Access | 53.7% |
| Healthcare Facilities | 268 |
| Total Violent | 278.2/100K |
| 27% below US avg | |
| Murder | 8.7/100K |
| 38% above US avg | |
| Rape | 43.5/100K |
| Robbery | 104.3/100K |
| Assault | 121.7/100K |
| Total Property | 5,642.0/100K |
| 188% above US avg | |
| Burglary | 608.5/100K |
| Theft | 4,824.8/100K |
| Vehicle Theft | 208.6/100K |
| Arson | 26.1/100K |
| Fatal Crashes (County/yr) | 8 |
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
| Annual Average | 58.3°F |
| 8% above US avg | |
| January Average | 37°F (3°C) |
| July Average | 78°F (25°C) |
| Annual Rainfall | 53.3 inches |
| 40% above US avg | |
| Snowfall | 5.4 inches/yr |
| AQI Median | 41.0 |
| Rating | Good |
| Elevation | 922 ft (281 m) |
| Area | 14.8 sq mi (38.2 km²) |
| Population Density | 820/sq mi |
| Coordinates | 37.0865°N, 84.6054°W |
| County FIPS | 21199 |
Winner: Republican by 65.3 points
| Bachelor's Degree+ | 16.9% |
| 50% below US avg | |
| High School+ | 81.1% |
| School Test Score | 5.50 |
| RUCC Code 5 | Nonmetro — Urban 20K+ |
| Population Density | 820/sq mi |
| Total Area | 14.8 sq mi |
| EV Charging Stations | 3 |
| Alt Fuel Stations | 4 |
| Public Libraries | 6 |
| Healthcare Facilities | 268 |
| Restaurants | 106 |
| Retail Stores | 300 |
| Fatal Crashes (County/yr) | 8 |
| Avg Commute | 24.0 min |
| Work from Home | 5.0% |