Kentucky
Monticello is a small city in Kentucky with a population of 5,741. Residents earn $37,733 per year, which is 50% below the national average.
Based on current data, Monticello receives an overall livability score of 2.6 out of 5.0, earning a grade of C+. Key strengths include low unemployment, low crime rates, affordable housing, high health insurance coverage. Areas to be aware of include an elevated poverty rate, below-average incomes. Monticello has some notable strengths but also faces challenges that prospective residents should consider.
The median household income in Monticello is $37,733, 50% below the national average of $75,149. The job market is very strong with unemployment at just 2.3%. The poverty rate of 26.6% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 21 minutes.
The median home value in Monticello is $125,800, 55% below the national median — offering relatively affordable homeownership. Renters pay a median of $679 per month, below the national average — a plus for affordability. A price-to-income ratio of 3.3x indicates a reasonably affordable housing market.
Violent crime in Monticello is below the national average at 179 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 2,031 per 100,000, near the national average.
11.7% of residents hold a bachelor's degree, below the national average of 33.7%. 82.0% have completed high school. Area schools have an average test score of 5.5/10.
Monticello enjoys a moderate climate with an average annual temperature of 56°F. Winters average 36°F in January while summers reach 76°F in July. Annual precipitation totals 52.5 inches, including 14.2 inches of snow. Air quality is rated Good with a median AQI of 41.
| English Only | 92.3% |
| 18% above US avg | |
| Spanish | 7.7% |
| 43% below US avg |
| Median HH Income | $37,733 |
| 50% below US avg | |
| Per Capita Income | $21,289 |
| Avg Weekly Wage | $756 |
| IRS Avg AGI | $45,380 |
| Unemployment | 2.3% |
| 36% below US avg | |
| Poverty Rate | 26.6% |
| 115% above US avg | |
| Establishments (County) | 455 |
| County GDP | $560M |
| Restaurants | 21 |
| Healthcare | 33 |
| Retail | 71 |
| Manufacturing | 21 |
| Property Tax (IRS) | $1,992 |
| 43% below US avg | |
| Effective Tax Rate | 1.58% |
| Commute Time | 21.3 min |
| Work from Home | 20.3% |
| Census Median | $125,800 |
| 55% below US avg | |
| Zillow ZHVI | $157,933 |
| Census Median Rent | $679 |
| 42% below US avg |
| Studio | $719 |
| 1 Bedroom | $794 |
| 2 Bedrooms | $984 |
| 3 Bedrooms | $1,277 |
| 4 Bedrooms | $1,442 |
| Owner-Occupied | 54.5% |
| Avg Tax (IRS) | $1,992 |
| 43% below US avg | |
| Effective Rate | 1.58% |
| Insurance Rate | 93.3% |
| Premature Death | 13,029/100K |
| Food Environment | 5.9/10 |
| Exercise Access | 34.2% |
| Healthcare Facilities | 33 |
| Total Violent | 178.7/100K |
| 53% below US avg | |
| Murder | 0.0/100K |
| 100% below US avg | |
| Rape | 0.0/100K |
| Robbery | 65.0/100K |
| Assault | 113.7/100K |
| Total Property | 2,030.9/100K |
| 4% above US avg | |
| Burglary | 796.1/100K |
| Theft | 1,153.5/100K |
| Vehicle Theft | 81.2/100K |
| Arson | 0.0/100K |
| Fatal Crashes (County/yr) | 4 |
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
| Annual Average | 56.4°F |
| 4% above US avg | |
| January Average | 36°F (2°C) |
| July Average | 76°F (24°C) |
| Annual Rainfall | 52.5 inches |
| 38% above US avg | |
| Snowfall | 14.2 inches/yr |
| AQI Median | 41.0 |
| Rating | Good |
| Elevation | 961 ft (293 m) |
| Area | 6.1 sq mi (15.8 km²) |
| Population Density | 943/sq mi |
| Coordinates | 36.8411°N, 84.8513°W |
| County FIPS | 21231 |
Winner: Republican by 66 points
| Bachelor's Degree+ | 11.7% |
| 65% below US avg | |
| High School+ | 82.0% |
| School Test Score | 5.50 |
| RUCC Code 7 | Nonmetro — Urban 2.5K–20K |
| Population Density | 943/sq mi |
| Total Area | 6.1 sq mi |
| EV Charging Stations | 1 |
| Alt Fuel Stations | 1 |
| Public Libraries | 2 |
| Healthcare Facilities | 33 |
| Restaurants | 21 |
| Retail Stores | 71 |
| Fatal Crashes (County/yr) | 4 |
| Avg Commute | 21.3 min |
| Work from Home | 20.3% |