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Monticello, KY

Full City Profile · Kentucky · Wayne County County

2.6 /5.0
C+ Fair
5,741 Population 943/sq mi density
$37,733 Median Income $21,289 per capita
$125,800 Home Value $157,933 Zillow
$679 Median Rent 28.6% income on rent
56°F Avg Temperature 299 sunny days/yr
150 Violent Crime/100K 1,995 property/100K
C+
Overall
2.6 / 5.0
Fair overall score based on economy, affordability, safety and education
C+
Economy
2.7 / 5.0
$37,733 median income, 2.3% unemployment
A+
Affordability
4.8 / 5.0
$125,800 home value, $679/mo rent
F
Safety
1.0 / 5.0
150 violent crimes/100K
D
Education
1.9 / 5.0
11.7% bachelor's degree or higher

Monticello, KY

At a Glance

Median Income
$37,733
50% below
$21,289 per capita
Home Value
$125,800
55% below
Zillow: $157,933
Median Rent
$679/mo
42% below
28.6% of income on rent
Violent Crime
150/100K
61% below
1,995/100K property
Bachelor's Degree+
11.7%
65% below
82.0% high school+
Unemployment
2.3%
36% below
26.6% poverty rate
Obesity Rate
31.0%
3% below
Avg Temperature
56°F
299 sunny days/yr

How Monticello Compares to the U.S. Average

Each bar shows Monticello's value as a percentage of the national average (100% = U.S. avg)

Income
50%
Home Value
45%
Rent
58%
Poverty
215%
Bachelor's
35%
Unemployment
64%
Crime
39%
Thin vertical line = U.S. national average (100%)

Is Monticello a Good Place to Live?

C+
2.6 / 5.0 — Fair
Based on economy, affordability, safety, and education metrics compared to national averages.

Economy & Jobs

Monticello residents earn a median household income of $37,733 , which is 50% below the national average of $75,149. Per capita income is $21,289. The unemployment rate stands at 2.3% (36% below the U.S. rate of 3.6%). 26.6% of residents live below the poverty line. The area is home to 455 business establishments, including 21 restaurants.

Housing & Cost of Living

The median home value in Monticello is $125,800 , 55% below the national median of $281,900. Zillow estimates the typical home at $157,933. Median rent is $679/month, with 28.6% of renters spending more than 30% of income on housing. The cost of living index is 90.2 (100 = national average). The median home was built in 1977.

Safety & Crime

Monticello reports 150 violent crimes per 100,000 residents , which is 61% below the national average of 380/100K. Property crime is 1,995/100K. The murder rate is 0.0/100K.

Education

11.7% of adults in Monticello hold a bachelor's degree or higher (65% below the national average). 82.0% have completed high school. Local schools score 5.3/10 in standardized testing.

Climate & Weather

Monticello has an average annual temperature of 56°F (14°C). Winters average 36°F in January while summers reach 76°F in July. The area gets 299 sunny days per year. Annual precipitation totals 52.5 inches. Air quality is rated Good with a median AQI of 41.

Data Overview

People

Population5,741
Median Age40.2 yrs
Density943/mi²
Male / Female44% / 57%
Foreign Born13.6%
Veterans5.2%

Economy

C+
Median Income$37,733
Per Capita$21,289
Unemployment2.3%
Poverty26.6%
County GDP$560M
Avg Weekly Wage$756

Housing

A+
Home Value$125,800
Rent$679
Ownership54.5%
Zillow$157,933
Housing Units2,832
Rent Burden28.6%

Crime

F
Violent150/100K
Property1,995/100K
Murder0.0/100K
Assault83/100K
Burglary399/100K

Health

Obesity31.0%
Premature Death13,029/100K

Climate

Avg Temp56°F
Sunny Days299/yr
Rain52.5 in/yr
AQI41 (Good)
Elevation961 ft

Education

D
Bachelor's+11.7%
High School+82.0%
Graduate+7.5%
School Score5.3/10

Community

2024 VoteR 82% / D 17%
Commute21 min
Broadband86.5%
Internet Speed31 Mbps
EV Stations1
Libraries2

Did You Know?

Monticello was founded in 1801.
The median home in Monticello was built in 1977.
20.3% work from home.
The nearest airport is Lake Cumberland Regional (20 miles).
The Gini coefficient (income inequality) is 0.517 (U.S. avg: 0.490).
Natural hazard risk is rated "Relatively Low" by FEMA.
24.1% of the population has a disability.
13.6% of residents are foreign-born.
The county recorded 4 fatal vehicle crashes.