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Monticello, KY
Full City Profile · Kentucky · Wayne County County
2.6
/5.0
C+
Fair
5,741
Population
943/sq mi density
$37,733
Median Income
$21,289 per capita
$125,800
Home Value
$157,933 Zillow
$679
Median Rent
28.6% income on rent
56°F
Avg Temperature
299 sunny days/yr
150
Violent Crime/100K
1,995 property/100K
C+
Overall
2.6 / 5.0
Fair overall score based on economy, affordability, safety and education
C+
Economy
2.7 / 5.0
$37,733 median income, 2.3% unemployment
A+
Affordability
4.8 / 5.0
$125,800 home value, $679/mo rent
F
Safety
1.0 / 5.0
150 violent crimes/100K
D
Education
1.9 / 5.0
11.7% bachelor's degree or higher
Housing Overview
Median Home Value
$125,800
55% below
US avg: $281,900
Median Rent
$679/mo
42% below
US avg: $1,163/mo
Homeownership Rate
54.5%
17% below US avg (65.4%)
Total Housing Units
2,832
Median year built: 1977
Home Value by Source
Census Median
$125,800
Zillow (ZHVI)
$157,933
Census ACS, Zillow ZHVI, Redfin median sale price
Ownership vs. Renting
54.5%
Owner-Occupied
45.5%
Renter-Occupied
US avg: 65.4% owner-occupied
Fair Market Rents (HUD FY2026)
Studio
$719/mo
1 Bedroom
$794/mo
2 Bedroom
$984/mo
3 Bedroom
$1,277/mo
4 Bedroom
$1,442/mo
Census median rent:
$679/mo
Affordability & Housing Stock
Rent Burden
28.6%
of renters spending 30%+ of income on housing
8% below US avg (31.0%)
Median Year Built
1977
Average age of housing stock: 49 years
Homeownership Rate
54.5%
Complete Housing Data
Home Values
| Census Median Value | $125,800 |
| Zillow Home Value (ZHVI) | $157,933 |
Rent
| Census Median Rent | $679 |
| FMR Studio | $719 |
| FMR 1-Bedroom | $794 |
| FMR 2-Bedroom | $984 |
| FMR 3-Bedroom | $1,277 |
| FMR 4-Bedroom | $1,442 |
Market
Ownership & Stock
| Owner-Occupied | 54.5% |
| Renter-Occupied | 45.5% |
| Homeownership Rate | 54.5% |
| Total Housing Units | 2,832 |
| Median Year Built | 1977 |
| Rent Burden | 28.6% |