Median Income
$76,176
1% higher than US avg
Home Value
$271,200
4% lower than US avg
Violent Crime
150/100K
61% lower than US avg
Bachelor's+
24.3%
28% lower than US avg
Median Rent
$1,127
3% lower than US avg
Obesity Rate
36.0%
12% higher than US avg
Unemployment
1.3%
64% lower than US avg
Poverty Rate
8.5%
31% lower than US avg
How Somerset Compares to the U.S. Average (100% = U.S. avg)
People
Population3,084
Median Age27.8 yrs
Density929/mi²
Male / Female51% / 49%
Largest GroupWhite 90%
Veterans5.5%
Economy
A
Median Income$76,176
Per Capita$32,711
Unemployment1.3%
Poverty8.5%
County GDP$17,078M
Commute28 min
Housing
A+
Home Value$271,200
Rent$1,127
Ownership58.2%
Zillow$401,329
Housing Units1,211
Rent Burden29.5%
Crime
F
Violent150/100K
Property2,237/100K
Health
Obesity36.0%
Uninsured6.7%
Smoking12.9%
Depression23.4%
Heart Disease4.8%
Climate
Avg Temp48°F (9°C)
AQI38 (Good)
Rain35.1 in/yr
Sunny Days270/yr
Elevation821 ft (250 m)
Education
C+
Bachelor's+24.3%
High School+97.8%
Graduate+4.2%
School Score6.78
Community
2024 VoteR 45% / D 54%
Commute28 min
Broadband87.4%
EV Stations2
Libraries9
Is Somerset a Good Place to Live?
Based on current data, Somerset receives an overall livability score of 3.3 out of 5.0, earning a grade of B. Key strengths include low unemployment, low crime rates, abundant sunshine, a low poverty rate. Somerset offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Somerset is $76,176, roughly in line with the national average of $75,149. The job market is very strong with unemployment at just 1.3%. 8.5% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 28 minutes.
Cost of Living & Housing
The median home value in Somerset is $271,200, roughly aligned with the national median of $281,900. Renters pay a median of $1,127 per month. A price-to-income ratio of 3.6x indicates a reasonably affordable housing market.
Safety & Crime
Somerset is a very safe community with a violent crime rate of 150 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 2,237 per 100,000, near the national average.
Education
24.3% of residents hold a bachelor's degree, below the national average of 33.7%. 97.8% have completed high school. Local schools score 6.8/10 in standardized testing, reflecting strong academic performance.
Climate & Weather
Somerset experiences four distinct seasons with an average temperature of 48°F. Winters average 18°F in January while summers reach 75°F in July. With 270 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 35.1 inches. Air quality is rated Good with a median AQI of 38.
Somerset has a population of 3,084 with a density of 929 people per square mile, spread across 1.1 square miles. The median age is 27.8 years, 29% younger than the national median of 38.9. The gender split is 48.7% female and 51.3% male. The city is predominantly White (89.7%). English is the primary language spoken at home by 92.2% of residents, while 7.8% speak Spanish. 5.5% of the population are veterans. 12.8% of residents have a disability. 93.9% have health insurance coverage.
Population
27.8yrs
Median Age
29% below US avg
Language Spoken at Home
English Only
92.2%
17% above US avg
Spanish
7.8%
42% below US avg
The median household income in Somerset is $76,176, which is 1% above the national average of $75,149. Per capita income is $32,711 (below the $39,052 national figure). The average weekly wage is $1,167, 19% lower than the U.S. average. The unemployment rate is 1.3% (below the 3.6% US average). 8.5% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 7,011 business establishments, including 458 restaurants. The cost of living index is 94.1, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 28 minutes. 6.9% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $76,176 |
| 1% above US avg |
| Per Capita Income | $32,711 |
| Avg Weekly Wage | $1,167 |
| IRS Avg AGI | $112,241 |
| Gini Index | 0.426 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 1.3% |
| 64% below US avg |
| Poverty Rate | 8.5% |
| 31% below US avg |
| Establishments (County) | 7,011 |
| County GDP | $17,078M |
Business (County)
| Restaurants | 458 |
| Healthcare | 845 |
| Retail | 692 |
| Manufacturing | 215 |
Tax & Cost of Living
| Property Tax (IRS) | $5,819 |
| 66% above US avg |
| Cost of Living | 94.10 (100=avg) |
| Effective Tax Rate | 2.15% |
Commute & Transportation
| Commute Time | 27.6 min |
| Drive Alone | 73.3% |
| Public Transit | 0.8% |
| Work from Home | 6.9% |
The median home value in Somerset is $271,200, 4% below the national median of $281,900. Zillow estimates the typical home value at $401,329, higher than the Census estimate. Homes sell for 95.8% of their list price, suggesting buyers have room to negotiate. Monthly rent averages $1,127 (3% below the national average of $1,163). Fair market rent ranges from $872 for a one-bedroom to $1,097 for a two-bedroom apartment. 58.2% of housing units are owner-occupied (below the 65.4% national rate). There are 1,211 total housing units in the city. The median year a home was built is 2000. The average annual property tax is $5,819 (higher than the $3,500 national average). 29.5% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 3.6x.
Home Values
| Census Median | $271,200 |
| 4% below US avg |
| Zillow ZHVI | $401,329 |
| Median List Price | $379,900 |
Real Estate Market (Redfin)
| Median List Price | $379,900 |
| $/Sq Ft | $170 |
| Homes Sold | 4 |
| Sale-to-List Ratio | 95.8% |
| Price Drops | 25.0% |
| Inventory | 8 |
Rental Costs
| Census Median Rent | $1,127 |
| 3% below US avg |
| Rent Burden | 29.5% |
HUD Fair Market Rent
| Studio | $797 |
| 1 Bedroom | $872 |
| 2 Bedrooms | $1,097 |
| 3 Bedrooms | $1,405 |
| 4 Bedrooms | $1,572 |
Ownership & Property
| Homeownership | 58.2% |
| Owner-Occupied | 58.2% |
| Renter-Occupied | 41.8% |
| Housing Units | 1,211 |
| Median Year Built | 2000 |
Property Tax
| Avg Tax (IRS) | $5,819 |
| 66% above US avg |
| Effective Rate | 2.15% |
In Somerset, 36.0% of adults are obese, above the national rate of 32.1%. 8.2% have diabetes (below the 10.5% national rate). Heart disease affects 4.8% of residents, below the national average. 28.5% have high blood pressure. 12.9% are current smokers. 22.5% report binge drinking. 23.7% are physically inactive. 23.4% report depression (above the 20.0% national average). 15.9% experience frequent mental distress. 6.7% of residents lack health insurance (below the 8.6% national rate). The primary care physician ratio is 1:959. The dentist ratio is 1:1,295. 94.6% of residents have access to exercise opportunities. The food environment index is 9.5 out of 10.
Health Metrics: Somerset vs U.S. Average (%)
Chronic Conditions
| Obesity | 36.0% |
| 12% above US avg |
| Diabetes | 8.2% |
| Heart Disease | 4.8% |
| High Blood Pressure | 28.5% |
| Asthma | 10.6% |
| COPD | 4.9% |
| Cancer | 7.3% |
| Stroke | 2.5% |
Behaviors & Mental Health
| Smoking | 12.9% |
| 8% below US avg |
| Binge Drinking | 22.5% |
| Physical Inactivity | 23.7% |
| Depression | 23.4% |
| Mental Distress | 15.9% |
| Physical Distress | 11.1% |
| Short Sleep | 32.9% |
Healthcare Access
| Insurance Rate | 93.9% |
| Uninsured | 6.7% |
| 22% below US avg |
| Primary Care | 1:959 |
| Dentists | 1:1,295 |
| Mental Health | 1:296 |
| Checkup Rate | 73.7% |
| Dental Visits | 70.7% |
| Premature Death | 4,820/100K |
Food & Exercise
| Food Environment | 9.5/10 |
| Exercise Access | 94.6% |
| Healthcare Facilities | 845 |
Somerset has a violent crime rate of 150 per 100,000 residents, 61% below the national average of 380. Property crime stands at 2,237 per 100,000, 14% above the U.S. average. The county recorded 8 fatal traffic crashes. Overall, Somerset receives a safety grade of F.
Crime Rates: Somerset vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 149.9/100K |
| 61% below US avg |
| |
Property Crime
| Total Property | 2,237.3/100K |
| 14% above US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 8 |
| Traffic Accidents | 4 |
| Avg Accident Severity | 2.5 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Somerset experiences four distinct seasons with an average annual temperature of 48°F (9°C). Winters average 18°F in January while summers reach 75°F in July. The area gets 270 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 35.1 inches. Air quality is rated Good with a median AQI of 38. The city sits at an elevation of 821 feet.
Temperature
18°F Jan (-8°C)
75°F Jul (24°C)
| Annual Average | 48.4°F |
| 10% below US avg |
| January Average | 18°F (-8°C) |
| July Average | 75°F (24°C) |
| Sunny Days | 270 days/yr |
Geography
| Elevation | 821 ft (250 m) |
| Area | 1.1 sq mi (2.7 km²) |
| Population Density | 929/sq mi |
| Coordinates | 45.1257°N, 92.6730°W |
| Timezone | America/Chicago |
| County | Washington County County |
| Nearest Airport | New Richmond Regional (RNH) 7 miles away |
Precipitation & Snow
Annual Rainfall
35.1"
8% below US avg
Wettest Month (Jun)
4.53"
Air Quality
| AQI Median | 38.0 |
| Rating | Good |
Air Pollutants (EPA 2023)
| Ozone (O₃) | 0.0445 ppm |
| SO₂ (Sulfur Dioxide) | 0.62 ppb |
Natural Hazard Risk
| Overall Risk | Relatively Moderate |
| Risk Score | 83.9 / 100 |
| Social Vulnerability | 10.6 / 100 |
| Community Resilience | 97.1 / 100 |
Hazard Breakdown
| Tornado |
Relatively High |
| Earthquake |
Very Low |
| Wildfire |
Relatively Low |
| Flood |
Relatively Moderate |
| Hail |
Relatively High |
| Strong Wind |
Very High |
| Heat Wave |
Relatively Moderate |
| Winter Weather |
Relatively Moderate |
| Lightning |
Relatively High |
| Ice Storm |
Relatively Moderate |
| Drought |
Very Low |
| Cold Wave |
Relatively Moderate |
| Landslide |
Relatively Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
1 earthquake (M2.5+) within 150 km since 1990.
Strongest: M2.8. Most recent: M2.8 on Apr 25, 2017.
| Apr 25, 2017 |
Near Mankato, Minnesota |
M2.8 |
148 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
437 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF5. Total: 62 fatalities, 1,105 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Jun 4, 1958 |
EF5 |
37 km |
21 |
| Jul 3, 1983 |
EF4 |
52 km |
0 |
| Jul 30, 1977 |
EF4 |
90 km |
0 |
| May 6, 1965 |
EF4 |
93 km |
3 |
| May 6, 1965 |
EF4 |
49 km |
3 |
| May 6, 1965 |
EF4 |
74 km |
0 |
| May 6, 1965 |
EF4 |
58 km |
6 |
| Jun 4, 1958 |
EF4 |
97 km |
3 |
| May 21, 1957 |
EF4 |
53 km |
0 |
| Sep 24, 2019 |
EF3 |
83 km |
0 |
| May 16, 2017 |
EF3 |
43 km |
1 |
| May 25, 2008 |
EF3 |
30 km |
1 |
| Jun 18, 2001 |
EF3 |
73 km |
2 |
| May 15, 1998 |
EF3 |
91 km |
0 |
| Jul 27, 1987 |
EF3 |
62 km |
0 |
| Jul 23, 1987 |
EF3 |
63 km |
0 |
| Apr 26, 1984 |
EF3 |
45 km |
1 |
| Jun 14, 1981 |
EF3 |
58 km |
1 |
| Jul 15, 1980 |
EF3 |
97 km |
1 |
| Jul 30, 1977 |
EF3 |
36 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: UNIT 4 (5,887 ac, 2002).
| Year |
Name |
Acres |
Distance |
| 2002 |
UNIT 4 |
5,887 |
96 km |
| 2003 |
UNITS 37 38 39 A |
4,879 |
88 km |
| 1998 |
UNITS 1617 |
4,649 |
92 km |
| 2005 |
RX HFR 05 |
4,253 |
91 km |
| 2009 |
BU9 |
4,112 |
97 km |
| 2007 |
WUI 07 - UNIT 36 |
4,025 |
87 km |
| 2000 |
UNIT 25 |
3,412 |
88 km |
| 2009 |
BU11 |
3,242 |
93 km |
| 1997 |
BIG |
2,987 |
90 km |
| 2009 |
UNNAMED |
2,904 |
37 km |
| 2003 |
UNITS 34 33 W |
2,637 |
89 km |
| 2024 |
UNIT 8E RX |
2,551 |
94 km |
| 1992 |
SHARPTAIL |
2,288 |
89 km |
| 2024 |
RX-86_FY23 |
2,187 |
84 km |
| 2010 |
WUI 10 UNIT D |
2,042 |
88 km |
| 1996 |
UNNAMED |
1,906 |
87 km |
| 2000 |
UNNAMED |
1,850 |
73 km |
| 2006 |
UNIT 4 |
1,732 |
96 km |
| 2009 |
UNIT 23 24 26 |
1,644 |
90 km |
| 1995 |
ANTLER |
1,603 |
88 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
18°F (-8°C) |
0.9 in |
Coldest |
| February |
19°F (-7°C) |
0.8 in |
Driest |
| March |
31°F (-1°C) |
1.6 in |
|
| April |
46°F (8°C) |
2.6 in |
|
| May |
58°F (15°C) |
3.4 in |
|
| June |
67°F (20°C) |
4.5 in |
Wettest |
| July |
75°F (24°C) |
3.9 in |
Warmest |
| August |
70°F (21°C) |
4.2 in |
|
| September |
60°F (16°C) |
3.6 in |
|
| October |
48°F (9°C) |
2.5 in |
|
| November |
32°F (0°C) |
1.6 in |
|
| December |
18°F (-8°C) |
1.1 in |
|
Somerset has a seasonal temperature swing of 57°F / from 18°F in January to 75°F in July. Total annual precipitation is 30.6 inches, with June being the wettest month (4.5") and February the driest (0.8").
Average costs for common services in Somerset. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$235 ($141–$376) |
| Specialist Visit |
$329 ($188–$518) |
| Urgent Care Visit |
$188 ($94–$329) |
| Emergency Room Visit |
$2,070 ($753–$4,705) |
| Dental Cleaning |
$122 ($71–$188) |
| Dental Filling |
$235 ($141–$376) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$42 ($24–$71) |
| Oil Change (Synthetic) |
$71 ($47–$113) |
| Brake Pad Replacement |
$282 ($141–$471) |
| Tire Rotation |
$38 ($19–$71) |
| New Tires (Set of 4) |
$565 ($376–$941) |
| Battery Replacement |
$188 ($94–$329) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$94 ($56–$141) |
| Electrician (Per Hour) |
$85 ($47–$132) |
| HVAC Repair |
$376 ($141–$753) |
| HVAC System Install |
$6,587 ($3,764–$11,292) |
| Roof Repair |
$941 ($376–$1,882) |
| Roof Replacement |
$8,469 ($5,176–$14,115) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,412 ($471–$3,294) |
| Divorce (Contested) |
$14,115 ($4,705–$28,230) |
| DUI Defense |
$4,705 ($1,882–$9,410) |
| Bankruptcy (Chapter 7) |
$1,412 ($753–$2,823) |
| Will Preparation |
$471 ($188–$941) |
| Trust Preparation |
$2,353 ($941–$4,705) |
View all 12 services
Personal Care
| Men's Haircut |
$24 ($14–$42) |
| Women's Haircut |
$52 ($28–$94) |
| Hair Coloring (Full) |
$141 ($71–$235) |
| Manicure |
$24 ($14–$42) |
| Pedicure |
$38 ($24–$61) |
| Massage (1 Hour) |
$75 ($47–$122) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.86 ($2.82–$5.18) |
| Dozen Eggs (per dozen) |
$3.29 ($2.35–$4.71) |
| Loaf of Bread |
$3.58 ($2.35–$5.18) |
| Chicken Breast (per lb) |
$4.23 ($2.82–$6.12) |
| Ground Beef (per lb) |
$5.18 ($3.76–$7.06) |
| Rice (per lb) |
$0.94 ($0.56–$1.69) |
View all 20 services
Utilities
| Electricity (Monthly) |
$132 ($75–$235) |
| Natural Gas (Monthly) |
$66 ($28–$141) |
| Water/Sewer (Monthly) |
$66 ($38–$113) |
| Internet (Monthly) |
$66 ($38–$94) |
| Cell Phone Plan (Monthly) |
$61 ($28–$94) |
| Cable TV (Monthly) |
$80 ($47–$141) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$188 ($71–$471) |
| Car Insurance (Annual) |
$1,882 ($1,129–$3,294) |
| Bus Pass (Monthly) |
$66 ($28–$122) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.53–$24) |
| Car Registration (Annual) |
$94 ($28–$235) |
| Driver's License Renewal |
$28 ($14–$71) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,129 ($565–$2,353) |
| Daycare (Toddler, Monthly) |
$941 ($471–$1,882) |
| After-School Care (Monthly) |
$376 ($188–$659) |
| Tutoring (Per Hour) |
$47 ($24–$94) |
| SAT/ACT Prep Course |
$941 ($376–$2,353) |
| Private School (K-12, Annual) |
$11,763 ($4,705–$28,230) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$56 ($28–$94) |
| Dog Vaccination (Annual) |
$94 ($47–$188) |
| Dog Grooming |
$56 ($28–$94) |
| Pet Boarding (Per Night) |
$38 ($19–$71) |
| Dog Spay/Neuter |
$282 ($141–$471) |
| Cat Spay/Neuter |
$188 ($94–$376) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $1,689 |
| Toddler | $1,505 |
| Preschool | $1,338 |
| Family Childcare (monthly) |
| Infant | $888 |
| Toddler | $787 |
| Preschool | $801 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Somerset
What is the population of Somerset?
Somerset has a population of 3,084 residents and is located in Wisconsin. The population density is 929 people per square mile, spread across 1.1 square miles. The median age of residents is 27.8 years, which is younger than the national median of 38.9 years. The population is 48.7% female and 51.3% male.
Is Somerset expensive to live in?
Somerset is more affordable than the national average, with a cost of living index of 94.1 / below the baseline of 100. The median household income is $76,176, 1% above the national average of $75,149. The median home value is $271,200 (4% below the U.S. median). Renters pay a median of $1,127 per month. The home price-to-income ratio is 3.6x, indicating housing is reasonably affordable relative to local income levels.
Is Somerset safe?
Somerset is considered a very safe city with a violent crime rate of 150 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 2,237 per 100,000 (above the national average). Overall, Somerset receives a safety grade of F based on combined crime data.
What is the weather like in Somerset?
Somerset has a four-season climate with an average annual temperature of 48°F (9°C). Winter temperatures average 18°F in January, while summers reach an average of 75°F in July. The area receives 270 sunny days per year, well above the national average of 205. Annual rainfall totals 35.1 inches. Air quality is rated Good with a median Air Quality Index (AQI) of 38.
How is the job market in Somerset?
The job market in Somerset is very strong, with unemployment at just 1.3% / well below the national rate of 3.6%. The average weekly wage is $1,167. There are 7,011 business establishments in the area, including 458 restaurants and food service locations. The average commute time is 28 minutes, and 6.9% of workers work from home.
How much does housing cost in Somerset?
The median home value in Somerset is $271,200. Zillow estimates the typical home value at $401,329. For renters, the median monthly rent is $1,127. Fair market rent is $872 for a 1-bedroom and $1,097 for a 2-bedroom apartment. The homeownership rate is 58.2%. The average annual property tax is $5,819.
How are the schools in Somerset?
Schools in Somerset score 6.8 out of 10 on standardized testing, near the national average. 24.3% of adults in Somerset hold a bachelor's degree or higher, below the national average of 33.7%. 97.8% have completed high school. 4.2% hold a graduate or professional degree.
How healthy is Somerset?
The obesity rate in Somerset is 36.0% (above the national rate of 32.1%). 12.9% of adults are smokers. 23.7% are physically inactive. 23.4% of residents report depression. 6.7% lack health insurance (below the national rate). 94.6% of residents have access to exercise opportunities. The primary care physician ratio is 1:959.
What is transportation like in Somerset?
The average commute in Somerset is 28 minutes. 73.3% of workers drive alone to work, and 6.9% work from home.
What are the demographics of Somerset?
The racial and ethnic makeup of Somerset is 89.7% White, 0.9% Hispanic or Latino. 92.2% of residents speak only English at home, while 7.8% speak Spanish. 5.5% of the population are military veterans. 12.8% of residents have a disability. 93.9% have health insurance coverage.