Stillwater, MN

Minnesota · Metropolitan Area

Stillwater is a small city in Minnesota with a population of 19,323. Residents earn $109,297 per year, which is 45% above the national average.

3.9 /5.0
B+ Good
19,323 Population 2,400/sq mi density
$109,297 Median Income $58,397 per capita
$398,100 Home Value $435,165 Zillow
$1,408 Median Rent
44°F Avg Temperature
43 Violent Crime/100K 1,433 property/100K
B+
Overall
3.9 / 5.0
Good overall score based on economy, affordability, safety and education
A+
Economy
5.0 / 5.0
$109,297 median income, 1.9% unemployment
A+
Affordability
4.6 / 5.0
$398,100 home value, $1,408/mo rent
F
Safety
1.0 / 5.0
43 violent crimes/100K (89% below avg)
A+
Education
5.0 / 5.0
50.9% bachelor's degree or higher
Median Income $109,297
45% higher than US avg
Home Value $398,100
41% higher than US avg
Violent Crime 43/100K
89% lower than US avg
Bachelor's+ 50.9%
51% higher than US avg
Median Rent $1,408
21% higher than US avg
Obesity Rate 32.6%
2% higher than US avg
Unemployment 1.9%
47% lower than US avg
Poverty Rate 4.2%
66% lower than US avg

How Stillwater Compares to the U.S. Average (100% = U.S. avg)

People

Population19,323
Median Age42.5 yrs
Density2,400/mi²
Male / Female50% / 50%
Largest GroupWhite 87%

Economy

A+
Median Income$109,297
Per Capita$58,397
Unemployment1.9%
Poverty4.2%
County GDP$17,078M
Commute21 min

Housing

A+
Home Value$398,100
Rent$1,408
OwnershipN/A
Zillow$435,165

Crime

F
Violent43/100K
Property1,433/100K
Murder0.0/100K
Assault27/100K
Burglary144/100K

Health

Obesity32.6%
UninsuredN/A
Depression25.2%
Heart Disease4.4%

Climate

Avg Temp44°F
AQI36 (Good)
Rain33.2 in/yr
Elevation863 ft

Education

A+
Bachelor's+50.9%
High School+96.5%
School Score6.08

Community

2024 VoteR 45% / D 54%
Commute21 min
EV Stations3
Libraries9

Is Stillwater a Good Place to Live?

Based on current data, Stillwater receives an overall livability score of 3.9 out of 5.0, earning a grade of B+. Key strengths include above-average household incomes, low unemployment, low crime rates, a highly educated population. Areas to be aware of include high housing costs. Stillwater offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Stillwater is $109,297, which is significantly higher than the national average — 45% above $75,149. This places Stillwater among higher-income communities. The job market is very strong with unemployment at just 1.9%. Only 4.2% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 21 minutes.

Cost of Living & Housing

The median home value in Stillwater is $398,100, 41% above the national median. Renters pay a median of $1,408 per month, significantly above the national average of $1,163. A price-to-income ratio of 3.6x indicates a reasonably affordable housing market.

Safety & Crime

Stillwater is a very safe community with a violent crime rate of 43 per 100,000 residents — well below the national average of 380. Property crime occurs at a rate of 1,433 per 100,000, 27% below the national average.

Education

Stillwater is a highly educated community — 50.9% of adults hold a bachelor's degree or higher, well above the national average of 33.7%. 96.5% have completed high school. Local schools score 6.1/10 in standardized testing, reflecting strong academic performance.

Climate & Weather

Stillwater has a cool climate with an average annual temperature of 44°F. Winters average 14°F in January while summers reach 71°F in July. Annual precipitation totals 33.2 inches. Air quality is rated Good with a median AQI of 36.

Stillwater has a population of 19,323 with a density of 2,400 people per square mile. The median age is 42.5 years, 9% older than the national median of 38.9. The city is predominantly White (86.8%), with 1.4% Hispanic, 1.5% Black.

Population

19,323
Total Population
2,400
People / sq mi
42.5yrs
Median Age
9% above US avg
8.1mi²
Land Area

Gender Distribution

Male 49.8%
Female 50.2%

Race & Ethnicity

Stillwater vs U.S. Average

Language Spoken at Home

English Only92.7%
18% above US avg
Spanish7.3%
46% below US avg

Social Characteristics

Stillwater vs U.S. Average

The median household income in Stillwater is $109,297, which is 45% above the national average of $75,149. The unemployment rate is 1.9% (below the 3.6% US average). 4.2% of residents live below the poverty line. Workers commute an average of 21 minutes.

Income: Stillwater vs U.S.

Commute Mode

Income

Median HH Income$109,297
45% above US avg
Per Capita Income$58,397
Avg Weekly Wage$1,167
IRS Avg AGI$112,241

Employment & Poverty

Unemployment1.9%
47% below US avg
Poverty Rate4.2%
66% below US avg
Establishments (County)7,011
County GDP$17,078M

Business (County)

Restaurants458
Healthcare845
Retail692
Manufacturing215

Tax & Cost of Living

Property Tax (IRS)$5,819
66% above US avg
Effective Tax Rate1.46%

Commute & Transportation

Commute Time20.6 min
Work from Home19.7%

Walkability

The median home value in Stillwater is $398,100, 41% above the national average. Monthly rent averages $1,408 (21% above US avg). Zillow estimates the typical home value at $435,165.

Home Value Sources

Ownership Split

Home Values

Census Median$398,100
41% above US avg
Zillow ZHVI$435,165
Median List Price$349,900

Real Estate Market (Redfin)

Median List Price$349,900
$/Sq Ft$178
Homes Sold12
Sale-to-List Ratio98.2%
Price Drops18.5%
Inventory27

Rental Costs

Census Median Rent$1,408
21% above US avg
Zillow Rent (ZORI)$2,510

HUD Fair Market Rent

Studio$809
1 Bedroom$899
2 Bedrooms$1,125
3 Bedrooms$1,483
4 Bedrooms$1,698

Ownership & Property

Owner-Occupied75.5%

Property Tax

Avg Tax (IRS)$5,819
66% above US avg
Effective Rate1.46%
In Stillwater, 32.6% of adults are obese (above the 32.1% national rate). 25.2% report depression. 17.4% are physically inactive.

Health Metrics: Stillwater vs U.S. Average (%)

Chronic Conditions

Obesity32.6%
2% above US avg
Diabetes8.3%
Heart Disease4.4%
High Blood Pressure25.5%
Asthma9.7%
COPD4.0%
Stroke2.3%

Behaviors & Mental Health

Binge Drinking18.8%
Physical Inactivity17.4%
Depression25.2%
Mental Distress14.6%
Physical Distress9.4%

Healthcare Access

Insurance Rate97.8%
Checkup Rate73.7%
Premature Death4,820/100K

Food & Exercise

Food Environment9.5/10
Exercise Access94.6%
Healthcare Facilities845
Stillwater has a violent crime rate of 43 per 100,000 residents, 89% below the national average of 380. Property crime stands at 1,433 per 100,000 (27% below US avg). The murder rate is 0.0 per 100,000.

Crime Rates: Stillwater vs U.S. Average (per 100,000)

Violent Crime

Total Violent42.6/100K
89% below US avg
Murder0.0/100K
100% below US avg
Rape5.3/100K
Robbery10.7/100K
Assault26.6/100K

Property Crime

Total Property1,433.1/100K
27% below US avg
Burglary143.9/100K
Theft1,214.7/100K
Vehicle Theft74.6/100K
Arson0.0/100K

Traffic Safety

Fatal Crashes (County/yr)8

Safety Score

Safety GradeF
Safety Score1.0 / 5.0
Stillwater has an average annual temperature of 44°F (7°C). Winters average 14°F in January while summers reach 71°F in July. Annual precipitation is 33.2 inches. Air quality is rated Good with a median AQI of 36.

Temperature

14°F Jan (-10°C) 71°F Jul (22°C)
Annual Average44.3°F
18% below US avg
January Average14°F (-10°C)
July Average71°F (22°C)

Precipitation & Snow

Annual Rainfall33.2 inches
13% below US avg

Air Quality

AQI Median36.0
RatingGood

Geography

Elevation863 ft (263 m)
Area8.1 sq mi (20.8 km²)
Population Density2,400/sq mi
Coordinates45.0586°N, 92.8304°W
County FIPS27163
It is classified as Metro — 1 million+. 50.9% of residents hold a bachelor's degree or higher (51% above US avg). In the 2024 election, the county voted Democrat by a 8.9-point margin.

2024 Presidential Election (County)

R 44.6%
D 53.5%

Winner: Democrat by 8.9 points

Education

Bachelor's Degree+50.9%
51% above US avg
High School+96.5%
School Test Score6.08
A+ Education Grade (5.0/5.0)

Urban-Rural Classification

RUCC Code 1Metro — 1 million+
Population Density2,400/sq mi
Total Area8.1 sq mi

Infrastructure & Services

EV Charging Stations3
Alt Fuel Stations4
Public Libraries9
Healthcare Facilities845
Restaurants458
Retail Stores692

Safety & Disasters

Fatal Crashes (County/yr)8
F Safety Grade (1.0/5.0)

Commute & Transportation

Avg Commute20.6 min
Work from Home19.7%

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