Median Income
$114,968
53% higher than US avg
Home Value
$183,100
35% lower than US avg
Violent Crime
273/100K
28% lower than US avg
Bachelor's+
18.1%
46% lower than US avg
Obesity Rate
39.9%
24% higher than US avg
Unemployment
0.0%
100% lower than US avg
Poverty Rate
0.0%
100% lower than US avg
How South Milford Compares to the U.S. Average (100% = U.S. avg)
People
Population243
Median Age47.0 yrs
Density357/mi²
Male / Female25% / 75%
Largest GroupWhite 84%
Veterans5.3%
Economy
A+
Median Income$114,968
Per Capita$56,656
Unemployment0.0%
Poverty0.0%
County GDP$2,473M
Commute27 min
Housing
A+
Home Value$183,100
Ownership100.0%
Zillow$214,737
Housing Units88
Rent Burden22.1%
Crime
F
Violent273/100K
Property2,736/100K
Health
Obesity39.9%
Smoking18.2%
Depression26.6%
Heart Disease5.9%
Climate
Avg Temp49°F (10°C)
AQI41 (Good)
Rain38.5 in/yr
Sunny Days275/yr
Elevation995 ft (303 m)
Education
C
Bachelor's+18.1%
High School+95.8%
Graduate+0.0%
School Score5.98
Community
2024 VoteR 78% / D 21%
Commute27 min
Broadband88.0%
EV Stations3
Libraries4
Is South Milford a Good Place to Live?
Based on current data, South Milford receives an overall livability score of 3.4 out of 5.0, earning a grade of B. Key strengths include above-average household incomes, low unemployment, low crime rates, affordable housing. Areas to be aware of include high obesity rates. South Milford offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in South Milford is $114,968, which is significantly higher than the national average / 53% above $75,149. This places South Milford among higher-income communities. The job market is very strong with unemployment at just 0.0%. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 27 minutes.
Cost of Living & Housing
The median home value in South Milford is $183,100, 35% below the national median / offering relatively affordable homeownership. At just 1.6x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Violent crime in South Milford is below the national average at 273 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 2,736 per 100,000, 40% above the national average.
Education
18.1% of residents hold a bachelor's degree, below the national average of 33.7%. 95.8% have completed high school. Area schools have an average test score of 6/10.
Climate & Weather
South Milford experiences four distinct seasons with an average temperature of 49°F. Winters average 24°F in January while summers reach 72°F in July. With 275 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 38.5 inches. Air quality is rated Good with a median AQI of 41.
South Milford has a population of 243 with a density of 357 people per square mile, spread across 0.7 square miles. The median age is 47.0 years, 21% older than the national median of 38.9. The gender split is 74.9% female and 25.1% male. The city is predominantly White (84.4%). English is the primary language spoken at home by 100% of residents. 5.3% of the population are veterans. 47.0% of residents have a disability (above the 13.0% national average). 100.0% have health insurance coverage.
Population
47.0yrs
Median Age
21% above US avg
Race & Ethnicity
South Milford vs U.S. Average
Language Spoken at Home
English Only
100.0%
27% above US avg
Spanish
0.0%
100% below US avg
Social Characteristics
South Milford vs U.S. Average
The median household income in South Milford is $114,968, which is 53% above the national average of $75,149. Per capita income is $56,656 (above the $39,052 national figure). The average weekly wage is $1,025, 28% lower than the U.S. average. The unemployment rate is 0.0% (below the 3.6% US average). 0.0% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 1,037 business establishments, including 60 restaurants. The cost of living index is 93.3, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 27 minutes. 0.0% of workers work from home (below the 15.2% national rate).
Income: South Milford vs U.S.
Income
| Median HH Income | $114,968 |
| 53% above US avg |
| Per Capita Income | $56,656 |
| Avg Weekly Wage | $1,025 |
| IRS Avg AGI | $73,522 |
| Gini Index | 0.407 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 0.0% |
| 100% below US avg |
| Poverty Rate | 0.0% |
| 100% below US avg |
| Establishments (County) | 1,037 |
| County GDP | $2,473M |
Business (County)
| Restaurants | 60 |
| Healthcare | 53 |
| Retail | 148 |
| Manufacturing | 195 |
Tax & Cost of Living
| Property Tax (IRS) | $2,763 |
| 21% below US avg |
| Cost of Living | 93.30 (100=avg) |
| Effective Tax Rate | 1.51% |
Commute & Transportation
| Commute Time | 26.7 min |
| Drive Alone | 47.3% |
| Public Transit | 38.8% |
| Work from Home | 0.0% |
The median home value in South Milford is $183,100, 35% below the national median of $281,900. Zillow estimates the typical home value at $214,737, higher than the Census estimate. Fair market rent ranges from $882 for a one-bedroom to $1,096 for a two-bedroom apartment. 100.0% of housing units are owner-occupied (above the 65.4% national rate). There are 88 total housing units in the city. The median year a home was built is 1938. The average annual property tax is $2,763 (lower than the $3,500 national average). 22.1% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 1.6x, well within the affordable range.
Home Values
| Census Median | $183,100 |
| 35% below US avg |
| Zillow ZHVI | $214,737 |
Real Estate Market (Redfin)
Rental Costs
HUD Fair Market Rent
| Studio | $816 |
| 1 Bedroom | $882 |
| 2 Bedrooms | $1,096 |
| 3 Bedrooms | $1,391 |
| 4 Bedrooms | $1,590 |
Ownership & Property
| Homeownership | 100.0% |
| Owner-Occupied | 100.0% |
| Renter-Occupied | 0.0% |
| Housing Units | 88 |
| Median Year Built | 1938 |
Property Tax
| Avg Tax (IRS) | $2,763 |
| 21% below US avg |
| Effective Rate | 1.51% |
In South Milford, 39.9% of adults are obese, above the national rate of 32.1%. 11.2% have diabetes. Heart disease affects 5.9% of residents. 33.5% have high blood pressure. 18.2% are current smokers (above the 14.0% national rate). 18.1% report binge drinking. 26.1% are physically inactive. 26.6% report depression (above the 20.0% national average). 19.9% experience frequent mental distress. The primary care physician ratio is 1:4,052. The dentist ratio is 1:3,144. 30.5% of residents have access to exercise opportunities. The food environment index is 9.0 out of 10.
Health Metrics: South Milford vs U.S. Average (%)
Chronic Conditions
| Obesity | 39.9% |
| 24% above US avg |
| Diabetes | 11.2% |
| Heart Disease | 5.9% |
| High Blood Pressure | 33.5% |
| Asthma | 11.8% |
| COPD | 8.2% |
| Cancer | 7.4% |
| Stroke | 3.1% |
Behaviors & Mental Health
| Smoking | 18.2% |
| 30% above US avg |
| Binge Drinking | 18.1% |
| Physical Inactivity | 26.1% |
| Depression | 26.6% |
| Mental Distress | 19.9% |
| Physical Distress | 14.4% |
| Short Sleep | 37.4% |
Healthcare Access
| Insurance Rate | 100.0% |
| |
| Primary Care | 1:4,052 |
| Dentists | 1:3,144 |
| Mental Health | 1:1,704 |
| Checkup Rate | 77.2% |
| Dental Visits | 60.4% |
| Premature Death | 6,290/100K |
Food & Exercise
| Food Environment | 9.0/10 |
| Exercise Access | 30.5% |
| Healthcare Facilities | 53 |
South Milford has a violent crime rate of 273 per 100,000 residents, 28% below the national average of 380. Property crime stands at 2,736 per 100,000, 40% above the U.S. average. The county recorded 8 fatal traffic crashes. Overall, South Milford receives a safety grade of F.
Crime Rates: South Milford vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 272.6/100K |
| 28% below US avg |
| |
Property Crime
| Total Property | 2,736.3/100K |
| 40% above US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 8 |
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
South Milford experiences four distinct seasons with an average annual temperature of 49°F (10°C). Winters average 24°F in January while summers reach 72°F in July. The area gets 275 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 38.5 inches. Air quality is rated Good with a median AQI of 41. The city sits at an elevation of 995 feet.
Temperature
24°F Jan (-5°C)
72°F Jul (22°C)
| Annual Average | 49.3°F |
| 9% below US avg |
| January Average | 24°F (-5°C) |
| July Average | 72°F (22°C) |
| Sunny Days | 275 days/yr |
Geography
| Elevation | 995 ft (303 m) |
| Area | 0.7 sq mi (1.8 km²) |
| Population Density | 357/sq mi |
| Coordinates | 41.5320°N, 85.2663°W |
| Timezone | America/Indiana/Indianapolis |
| County | LaGrange County County |
| Nearest Airport | Fort Wayne International (FWA)
38 miles away |
Precipitation & Snow
Annual Rainfall
38.5"
1% above US avg
Wettest Month (Jun)
3.82"
Air Quality
| AQI Median | 41.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 62.4 / 100 |
| Social Vulnerability | 99.2 / 100 |
| Community Resilience | 5.7 / 100 |
Hazard Breakdown
| Tornado |
Relatively Moderate |
| Hurricane |
Very Low |
| Earthquake |
Relatively Low |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Relatively Moderate |
| Strong Wind |
Relatively High |
| Heat Wave |
Very Low |
| Winter Weather |
Relatively Low |
| Lightning |
Relatively Moderate |
| Ice Storm |
Relatively Low |
| Drought |
Relatively Moderate |
| Cold Wave |
Relatively Moderate |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
11 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M4.2. Most recent: M2.5 on Mar 18, 2024.
| May 2, 2015 |
5 km S of Galesburg, Michigan |
M4.2 |
79 km |
| Jun 30, 2015 |
5 km NNE of Burlington, Michigan |
M3.3 |
71 km |
| Jan 26, 2012 |
5 km NE of Topeka, Indiana |
M3.0 |
19 km |
| Apr 17, 1990 |
8 km NW of Fort Recovery, Ohio |
M3.0 |
124 km |
| Apr 4, 1994 |
2 km WNW of Minster, Ohio |
M2.9 |
145 km |
| May 12, 2006 |
2 km E of Lima, Ohio |
M2.8 |
133 km |
| Jun 12, 2015 |
6 km NW of Convoy, Ohio |
M2.6 |
77 km |
| May 20, 2023 |
3 km SSE of Walbridge, Ohio |
M2.6 |
148 km |
| Jan 30, 2004 |
2 km S of Rockford, Ohio |
M2.5 |
109 km |
| Jun 4, 1990 |
4 km SSE of Van Buren, Ohio |
M2.5 |
144 km |
| Mar 18, 2024 |
4 km WSW of Millbury, Ohio |
M2.5 |
150 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
462 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 137 fatalities, 1,705 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Nov 10, 2002 |
EF4 |
93 km |
4 |
| Apr 2, 1977 |
EF4 |
86 km |
0 |
| Apr 11, 1965 |
EF4 |
67 km |
31 |
| Apr 11, 1965 |
EF4 |
23 km |
23 |
| Apr 11, 1965 |
EF4 |
37 km |
21 |
| Apr 11, 1965 |
EF4 |
78 km |
36 |
| Apr 11, 1965 |
EF4 |
37 km |
5 |
| May 27, 2019 |
EF3 |
95 km |
0 |
| Aug 24, 2016 |
EF3 |
52 km |
0 |
| Oct 18, 2007 |
EF3 |
80 km |
0 |
| Oct 24, 2001 |
EF3 |
97 km |
1 |
| Mar 27, 1991 |
EF3 |
16 km |
1 |
| Mar 27, 1991 |
EF3 |
99 km |
0 |
| Mar 27, 1991 |
EF3 |
59 km |
0 |
| May 15, 1986 |
EF3 |
51 km |
0 |
| May 13, 1980 |
EF3 |
93 km |
5 |
| Apr 3, 1974 |
EF3 |
21 km |
5 |
| Apr 3, 1974 |
EF3 |
87 km |
0 |
| Apr 11, 1965 |
EF3 |
97 km |
0 |
| Jul 23, 1961 |
EF3 |
41 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Tsunami History
1 tsunami recorded within 500 km.
Highest wave on record: 3.0 m (10 ft).
| Year |
Location |
Cause |
Max Wave |
Deaths |
Distance |
| 1954 |
MICHIGAN CITY, IN (LAKE MICHIGAN) |
Avalanche |
3.0 m |
7 |
136 km |
Source: NOAA/NCEI Historical Tsunami Database. Sorted by wave height.
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
24°F (-5°C) |
1.8 in |
Coldest |
| February |
25°F (-4°C) |
1.7 in |
Driest |
| March |
36°F (2°C) |
2.8 in |
|
| April |
47°F (8°C) |
3.5 in |
|
| May |
59°F (15°C) |
3.7 in |
|
| June |
68°F (20°C) |
3.8 in |
Wettest |
| July |
72°F (22°C) |
3.7 in |
Warmest |
| August |
70°F (21°C) |
3.7 in |
|
| September |
63°F (17°C) |
3.4 in |
|
| October |
51°F (11°C) |
2.6 in |
|
| November |
39°F (4°C) |
2.9 in |
|
| December |
28°F (-2°C) |
2.7 in |
|
South Milford has a seasonal temperature swing of 49°F / from 24°F in January to 72°F in July. Total annual precipitation is 36.3 inches, with June being the wettest month (3.8") and February the driest (1.7").
Average costs for common services in South Milford. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$233 ($140–$373) |
| Specialist Visit |
$327 ($187–$513) |
| Urgent Care Visit |
$187 ($93–$327) |
| Emergency Room Visit |
$2,053 ($746–$4,665) |
| Dental Cleaning |
$121 ($70–$187) |
| Dental Filling |
$233 ($140–$373) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$42 ($23–$70) |
| Oil Change (Synthetic) |
$70 ($47–$112) |
| Brake Pad Replacement |
$280 ($140–$467) |
| Tire Rotation |
$37 ($19–$70) |
| New Tires (Set of 4) |
$560 ($373–$933) |
| Battery Replacement |
$187 ($93–$327) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$93 ($56–$140) |
| Electrician (Per Hour) |
$84 ($47–$131) |
| HVAC Repair |
$373 ($140–$746) |
| HVAC System Install |
$6,531 ($3,732–$11,196) |
| Roof Repair |
$933 ($373–$1,866) |
| Roof Replacement |
$8,397 ($5,132–$13,995) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,400 ($467–$3,266) |
| Divorce (Contested) |
$13,995 ($4,665–$27,990) |
| DUI Defense |
$4,665 ($1,866–$9,330) |
| Bankruptcy (Chapter 7) |
$1,400 ($746–$2,799) |
| Will Preparation |
$467 ($187–$933) |
| Trust Preparation |
$2,333 ($933–$4,665) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14–$42) |
| Women's Haircut |
$51 ($28–$93) |
| Hair Coloring (Full) |
$140 ($70–$233) |
| Manicure |
$23 ($14–$42) |
| Pedicure |
$37 ($23–$61) |
| Massage (1 Hour) |
$75 ($47–$121) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.83 ($2.80–$5.13) |
| Dozen Eggs (per dozen) |
$3.27 ($2.33–$4.67) |
| Loaf of Bread |
$3.55 ($2.33–$5.13) |
| Chicken Breast (per lb) |
$4.20 ($2.80–$6.06) |
| Ground Beef (per lb) |
$5.13 ($3.73–$7.00) |
| Rice (per lb) |
$0.93 ($0.56–$1.68) |
View all 20 services
Utilities
| Electricity (Monthly) |
$131 ($75–$233) |
| Natural Gas (Monthly) |
$65 ($28–$140) |
| Water/Sewer (Monthly) |
$65 ($37–$112) |
| Internet (Monthly) |
$65 ($37–$93) |
| Cell Phone Plan (Monthly) |
$61 ($28–$93) |
| Cable TV (Monthly) |
$79 ($47–$140) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$187 ($70–$467) |
| Car Insurance (Annual) |
$1,866 ($1,120–$3,266) |
| Bus Pass (Monthly) |
$65 ($28–$121) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.46–$23) |
| Car Registration (Annual) |
$93 ($28–$233) |
| Driver's License Renewal |
$28 ($14–$70) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,120 ($560–$2,333) |
| Daycare (Toddler, Monthly) |
$933 ($467–$1,866) |
| After-School Care (Monthly) |
$373 ($187–$653) |
| Tutoring (Per Hour) |
$47 ($23–$93) |
| SAT/ACT Prep Course |
$933 ($373–$2,333) |
| Private School (K-12, Annual) |
$11,663 ($4,665–$27,990) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$56 ($28–$93) |
| Dog Vaccination (Annual) |
$93 ($47–$187) |
| Dog Grooming |
$56 ($28–$93) |
| Pet Boarding (Per Night) |
$37 ($19–$70) |
| Dog Spay/Neuter |
$280 ($140–$467) |
| Cat Spay/Neuter |
$187 ($93–$373) |
View all 9 services
Frequently Asked Questions About South Milford
What is the population of South Milford?
South Milford has a population of 243 residents and is located in Indiana. The population density is 357 people per square mile, spread across 0.7 square miles. The median age of residents is 47.0 years, which is older than the national median of 38.9 years. The population is 74.9% female and 25.1% male.
Is South Milford expensive to live in?
South Milford is more affordable than the national average, with a cost of living index of 93.3 / below the baseline of 100. The median household income is $114,968, 53% above the national average of $75,149. The median home value is $183,100 (35% below the U.S. median). The home price-to-income ratio is 1.6x, indicating housing is reasonably affordable relative to local income levels.
Is South Milford safe?
South Milford is safer than the national average, with a violent crime rate of 273 per 100,000 compared to the U.S. rate of 380. Property crime occurs at a rate of 2,736 per 100,000 (above the national average). Overall, South Milford receives a safety grade of F based on combined crime data.
What is the weather like in South Milford?
South Milford has a four-season climate with an average annual temperature of 49°F (10°C). Winter temperatures average 24°F in January, while summers reach an average of 72°F in July. The area receives 275 sunny days per year, well above the national average of 205. Annual rainfall totals 38.5 inches. Air quality is rated Good with a median Air Quality Index (AQI) of 41.
How is the job market in South Milford?
The job market in South Milford is very strong, with unemployment at just 0.0% / well below the national rate of 3.6%. The average weekly wage is $1,025. There are 1,037 business establishments in the area, including 60 restaurants and food service locations. The average commute time is 27 minutes, and 0.0% of workers work from home.
How much does housing cost in South Milford?
The median home value in South Milford is $183,100. Zillow estimates the typical home value at $214,737. The homeownership rate is 100.0%. The average annual property tax is $2,763.
How are the schools in South Milford?
Schools in South Milford score 6 out of 10 on standardized testing, near the national average. 18.1% of adults in South Milford hold a bachelor's degree or higher, below the national average of 33.7%. 95.8% have completed high school. 0.0% hold a graduate or professional degree.
How healthy is South Milford?
The obesity rate in South Milford is 39.9% (above the national rate of 32.1%). 18.2% of adults are smokers. 26.1% are physically inactive. 26.6% of residents report depression. 30.5% of residents have access to exercise opportunities. The primary care physician ratio is 1:4,052.
What is transportation like in South Milford?
The average commute in South Milford is 27 minutes. 47.3% of workers drive alone to work, 38.8% use public transit, and 0.0% work from home.
What are the demographics of South Milford?
The racial and ethnic makeup of South Milford is 84.4% White. 100% of residents speak only English at home. 5.3% of the population are military veterans. 47.0% of residents have a disability. 100.0% have health insurance coverage.
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