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Speculator, NY
Full City Profile · New York · Hamilton County County
Speculator, NY
At a Glance
How Speculator Compares to the U.S. Average
Each bar shows Speculator's value as a percentage of the national average (100% = U.S. avg)
Is Speculator a Good Place to Live?
Economy & Jobs
Speculator residents earn a median household income of $63,839 , which is 15% below the national average of $75,149. Per capita income is $39,347. The unemployment rate stands at 1.7% (53% below the U.S. rate of 3.6%). 6.0% of residents live below the poverty line. The area is home to 230 business establishments, including 55 restaurants.
Housing & Cost of Living
The median home value in Speculator is $192,200 , 32% below the national median of $281,900. Zillow estimates the typical home at $278,707. Median rent is $1,045/month, with 26.6% of renters spending more than 30% of income on housing. The cost of living index is 107.9 (100 = national average). The median home was built in 1972.
Safety & Crime
Speculator reports 256 violent crimes per 100,000 residents , which is 33% below the national average of 380/100K. Property crime is 4,442/100K.
Education
40.8% of adults in Speculator hold a bachelor's degree or higher (21% above the national average). 96.2% have completed high school. Local schools score 6.0/10 in standardized testing.
Climate & Weather
Speculator has an average annual temperature of 41°F (5°C). Winters average 16°F in January while summers reach 64°F in July. The area gets 246 sunny days per year. Annual precipitation totals 43.6 inches. Air quality is rated Good with a median AQI of 36.