All Countries
Speculator, NY
Full City Profile · New York · Hamilton County County
3.6
/5.0
B+
Good
389
Population
9/sq mi density
$63,839
Median Income
$39,347 per capita
$192,200
Home Value
$278,707 Zillow
$1,045
Median Rent
26.6% income on rent
41°F
Avg Temperature
246 sunny days/yr
256
Violent Crime/100K
4,442 property/100K
B+
Overall
3.6 / 5.0
Good overall score based on economy, affordability, safety and education
A
Economy
4.2 / 5.0
$63,839 median income, 1.7% unemployment
A+
Affordability
5.0 / 5.0
$192,200 home value, $1,045/mo rent
F
Safety
1.0 / 5.0
256 violent crimes/100K
A
Education
4.3 / 5.0
40.8% bachelor's degree or higher
Speculator has a cool climate with an average annual temperature of 41°F (5°C). Winters average 16°F in January while summers reach 64°F in July. The area gets 246 sunny days per year. Annual precipitation totals 43.6 inches. The area receives 101.5 inches of snow annually. Air quality is rated Good with a median AQI of 36.
Temperature
16°F Jan (-9°C)
64°F Jul (18°C)
| Annual Average | 41.0°F |
| 24% below US avg | |
| January Average | 16°F (-9°C) |
| July Average | 64°F (18°C) |
| Sunny Days | 246 days/yr |
Geography
| Elevation | 2,152 ft (656 m) |
| Area | 47.2 sq mi (122.2 km²) |
| Population Density | 9/sq mi |
| Coordinates | 43.5760°N, 74.3562°W |
| Timezone | America/New_York |
| County | Hamilton County County |
| Nearest Airport | Adirondack Regional (SLK) 56 miles away |
Precipitation & Snow
Air Quality
| AQI Median | 36.0 |
| Rating | Good |
Air Pollutants (EPA 2023)
| Ozone (O₃) | 0.0411 ppm |
| SO₂ (Sulfur Dioxide) | 0.09 ppb |
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 15.1 / 100 |
| Social Vulnerability | 52.3 / 100 |
| Community Resilience | 89.4 / 100 |
Hazard Breakdown
| Tornado | Very Low |
| Hurricane | Very Low |
| Earthquake | Very Low |
| Wildfire | Very Low |
| Flood | Relatively Low |
| Hail | Very Low |
| Strong Wind | Very Low |
| Heat Wave | Very Low |
| Winter Weather | Very Low |
| Lightning | Very Low |
| Ice Storm | Very Low |
| Drought | No Rating |
| Cold Wave | Very Low |
| Landslide | Relatively Low |
| Avalanche | Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Monthly Weather
| Month | Avg Temperature | Precipitation | Summary |
|---|---|---|---|
| January | 16°F (-9°C) | 3.7 in | Coldest |
| February | 17°F (-9°C) | 3.1 in | Driest |
| March | 26°F (-3°C) | 4.0 in | |
| April | 38°F (3°C) | 3.8 in | |
| May | 51°F (11°C) | 4.3 in | |
| June | 59°F (15°C) | 4.2 in | |
| July | 64°F (18°C) | 4.2 in | Warmest |
| August | 62°F (17°C) | 4.7 in | Wettest |
| September | 55°F (13°C) | 4.6 in | |
| October | 44°F (7°C) | 4.2 in | |
| November | 33°F (0°C) | 4.7 in | |
| December | 21°F (-6°C) | 4.1 in |
Speculator has a seasonal temperature swing of 49°F / from 16°F in January to 64°F in July. Total annual precipitation is 49.6 inches, with August being the wettest month (4.7") and February the driest (3.1").