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Spencer, NE
Full City Profile · Nebraska · Boyd County County
2.9
/5.0
C+
Fair
298
Population
497/sq mi density
$55,469
Median Income
$31,546 per capita
$85,800
Home Value
$182,292 Zillow
$683
Median Rent
33.3% income on rent
48°F
Avg Temperature
291 sunny days/yr
108
Violent Crime/100K
352 property/100K
C+
Overall
2.9 / 5.0
Fair overall score based on economy, affordability, safety and education
A
Economy
4.1 / 5.0
$55,469 median income, 0.4% unemployment
A+
Affordability
5.0 / 5.0
$85,800 home value, $683/mo rent
F
Safety
1.0 / 5.0
108 violent crimes/100K
D
Education
1.7 / 5.0
8.4% bachelor's degree or higher
Spencer experiences four distinct seasons with an average annual temperature of 48°F (9°C). Winters average 21°F in January while summers reach 74°F in July. The area gets 291 sunny days per year. Annual precipitation totals 27.4 inches. The area receives 36.1 inches of snow annually. Air quality is rated Good with a median AQI of 32.
Temperature
21°F Jan (-6°C)
74°F Jul (23°C)
| Annual Average | 47.5°F |
| 12% below US avg | |
| January Average | 21°F (-6°C) |
| July Average | 74°F (23°C) |
| Sunny Days | 291 days/yr |
Geography
| Elevation | 1,681 ft (512 m) |
| Area | 0.5 sq mi (1.3 km²) |
| Population Density | 497/sq mi |
| Coordinates | 42.8756°N, 98.6999°W |
| Timezone | America/Chicago |
| County | Boyd County County |
| Nearest Airport | Ainsworth Regional (ANW) 69 miles away |
Precipitation & Snow
Air Quality
| AQI Median | 32.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 3.4 / 100 |
| Social Vulnerability | 10.6 / 100 |
| Community Resilience | 32.4 / 100 |
Hazard Breakdown
| Tornado | Very Low |
| Earthquake | Very Low |
| Wildfire | Very Low |
| Flood | Very Low |
| Hail | Relatively Low |
| Strong Wind | Very Low |
| Heat Wave | Very Low |
| Winter Weather | Relatively Low |
| Lightning | Very Low |
| Ice Storm | Relatively Low |
| Drought | Relatively Moderate |
| Cold Wave | Relatively Low |
| Landslide | Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Monthly Weather
| Month | Avg Temperature | Precipitation | Summary |
|---|---|---|---|
| January | 21°F (-6°C) | 0.4 in | Coldest, Driest |
| February | 27°F (-3°C) | 0.5 in | |
| March | 37°F (3°C) | 1.6 in | |
| April | 49°F (9°C) | 2.3 in | |
| May | 60°F (16°C) | 3.2 in | |
| June | 70°F (21°C) | 3.8 in | Wettest |
| July | 74°F (23°C) | 3.1 in | Warmest |
| August | 74°F (23°C) | 2.5 in | |
| September | 64°F (18°C) | 2.4 in | |
| October | 51°F (11°C) | 1.5 in | |
| November | 35°F (2°C) | 0.9 in | |
| December | 24°F (-5°C) | 0.6 in |
Spencer has a seasonal temperature swing of 53°F / from 21°F in January to 74°F in July. Total annual precipitation is 22.8 inches, with June being the wettest month (3.8") and January the driest (0.4").