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Spencer, NY
Full City Profile · New York · Tioga County County
3.0
/5.0
B
Good
848
Population
815/sq mi density
$50,682
Median Income
$27,844 per capita
$139,200
Home Value
$167,922 Zillow
$1,034
Median Rent
43.8% income on rent
46°F
Avg Temperature
261 sunny days/yr
278
Violent Crime/100K
3,347 property/100K
B
Overall
3.0 / 5.0
Good overall score based on economy, affordability, safety and education
B
Economy
3.1 / 5.0
$50,682 median income, 3.3% unemployment
A+
Affordability
5.0 / 5.0
$139,200 home value, $1,034/mo rent
F
Safety
1.0 / 5.0
278 violent crimes/100K
B
Education
3.0 / 5.0
25.2% bachelor's degree or higher
Housing Overview
Median Home Value
$139,200
51% below
US avg: $281,900
Median Rent
$1,034/mo
11% below
US avg: $1,163/mo
Homeownership Rate
62.6%
4% below US avg (65.4%)
Total Housing Units
347
Median year built: 1938
Home Value by Source
Census Median
$139,200
Zillow (ZHVI)
$167,922
Census ACS, Zillow ZHVI, Redfin median sale price
Ownership vs. Renting
62.6%
Owner-Occupied
37.4%
Renter-Occupied
US avg: 65.4% owner-occupied
Fair Market Rents (HUD FY2026)
Studio
$1,215/mo
1 Bedroom
$1,315/mo
2 Bedroom
$1,579/mo
3 Bedroom
$1,976/mo
4 Bedroom
$2,193/mo
Census median rent:
$1,034/mo
Affordability & Housing Stock
Rent Burden
43.8%
of renters spending 30%+ of income on housing
41% above US avg (31.0%)
Median Year Built
1938
Average age of housing stock: 88 years
Homeownership Rate
62.6%
Complete Housing Data
Home Values
| Census Median Value | $139,200 |
| Zillow Home Value (ZHVI) | $167,922 |
Rent
| Census Median Rent | $1,034 |
| FMR Studio | $1,215 |
| FMR 1-Bedroom | $1,315 |
| FMR 2-Bedroom | $1,579 |
| FMR 3-Bedroom | $1,976 |
| FMR 4-Bedroom | $2,193 |
Market
Ownership & Stock
| Owner-Occupied | 62.6% |
| Renter-Occupied | 37.4% |
| Homeownership Rate | 62.6% |
| Total Housing Units | 347 |
| Median Year Built | 1938 |
| Rent Burden | 43.8% |