Spencer, OH

Ohio · Metropolitan Area

Spencer is a small town in Ohio with a population of 603. Residents earn $55,250 per year, which is 26% below the national average.

3.7 /5.0
B+ Good
603 Population 609/sq mi density
$55,250 Median Income $27,837 per capita
$154,400 Home Value $302,357 Zillow
$832 Median Rent 29.9% income on rent
50°F Avg Temperature 275 sunny days/yr
B+
Overall
3.7 / 5.0
Good overall score based on economy, affordability, safety and education
A
Economy
4.1 / 5.0
$55,250 median income, 1.7% unemployment
A+
Affordability
5.0 / 5.0
$154,400 home value, $832/mo rent
D
Education
1.9 / 5.0
10.8% bachelor's degree or higher
Median Income $55,250
26% lower than US avg
Home Value $154,400
45% lower than US avg
Bachelor's+ 10.8%
68% lower than US avg
Median Rent $832
28% lower than US avg
Obesity Rate 36.2%
13% higher than US avg
Unemployment 1.7%
53% lower than US avg
Poverty Rate 6.0%
52% lower than US avg

How Spencer Compares to the U.S. Average (100% = U.S. avg)

People

Population603
Median Age35.9 yrs
Density609/mi²
Male / Female49% / 51%
Largest GroupWhite 94%
Veterans7.9%

Economy

A
Median Income$55,250
Per Capita$27,837
Unemployment1.7%
Poverty6.0%
County GDP$15,029M
Commute32 min

Housing

A+
Home Value$154,400
Rent$832
OwnershipN/A
Zillow$302,357
Housing Units256
Rent Burden29.9%

Health

Obesity36.2%
Uninsured7.7%
Smoking15.2%
Depression26.4%
Heart Disease5.3%

Climate

Avg Temp50°F (10°C)
AQI43 (Good)
Rain40.0 in/yr
Sunny Days275/yr
Elevation919 ft (280 m)

Education

D
Bachelor's+10.8%
High School+91.0%
Graduate+0.5%
School Score5.90

Community

2024 VoteR 52% / D 47%
Commute32 min
Broadband78.4%
EV Stations6
Libraries16

Is Spencer a Good Place to Live?

Based on current data, Spencer receives an overall livability score of 3.7 out of 5.0, earning a grade of B+. Key strengths include low unemployment, affordable housing, abundant sunshine, a low poverty rate. Areas to be aware of include below-average incomes. Spencer offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Spencer is $55,250, 26% below the national average of $75,149. The job market is very strong with unemployment at just 1.7%. Only 6.0% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 32 minutes.

Cost of Living & Housing

The median home value in Spencer is $154,400, 45% below the national median — offering relatively affordable homeownership. Renters pay a median of $832 per month, below the national average — a plus for affordability. At just 2.8x median income, home prices are very affordable relative to local earnings.

Education

10.8% of residents hold a bachelor's degree, below the national average of 33.7%. 91.0% have completed high school. Area schools have an average test score of 5.9/10.

Climate & Weather

Spencer experiences four distinct seasons with an average temperature of 50°F. Winters average 26°F in January while summers reach 73°F in July. With 275 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 40.0 inches, including 47.0 inches of snow. Air quality is rated Good with a median AQI of 43.

Spencer has a population of 603 with a density of 609 people per square mile. The median age is 35.9 years, 8% younger than the national median of 38.9. The city is predominantly White (93.7%), with 2.2% Black.

Population

603
Total Population
609
People / sq mi
35.9yrs
Median Age
8% below US avg
1.0mi²
Land Area

Gender Distribution

Male 49.4%
Female 50.6%

Race & Ethnicity

Spencer vs U.S. Average

Language Spoken at Home

English Only99.6%
27% above US avg
Spanish0.4%
97% below US avg

Social Characteristics

Spencer vs U.S. Average

The median household income in Spencer is $55,250, which is 26% below the national average of $75,149. The unemployment rate is 1.7% (below the 3.6% US average). 6.0% of residents live below the poverty line. Workers commute an average of 32 minutes.

Income: Spencer vs U.S.

Commute Mode

Income

Median HH Income$55,250
26% below US avg
Per Capita Income$27,837
Avg Weekly Wage$1,072
IRS Avg AGI$73,723

Employment & Poverty

Unemployment1.7%
53% below US avg
Poverty Rate6.0%
52% below US avg
Establishments (County)6,969
County GDP$15,029M

Business (County)

Restaurants542
Healthcare693
Retail775
Manufacturing341

Tax & Cost of Living

Property Tax (IRS)$6,154
76% above US avg
Effective Tax Rate3.99%

Commute & Transportation

Commute Time31.6 min
Drive Alone83.0%
Public Transit0.0%
Work from Home4.2%

Walkability

The median home value in Spencer is $154,400, 45% below the national average. Monthly rent averages $832 (28% below US avg). Zillow estimates the typical home value at $302,357.

Home Value Sources

Ownership Split

Home Values

Census Median$154,400
45% below US avg
Zillow ZHVI$302,357

Real Estate Market (Redfin)

Rental Costs

Census Median Rent$832
28% below US avg
Rent Burden29.9%

HUD Fair Market Rent

Studio$816
1 Bedroom$873
2 Bedrooms$1,092
3 Bedrooms$1,388
4 Bedrooms$1,550

Ownership & Property

Owner-Occupied78.3%
Housing Units256
Median Year Built1941

Property Tax

Avg Tax (IRS)$6,154
76% above US avg
Effective Rate3.99%
In Spencer, 36.2% of adults are obese (above the 32.1% national rate). 7.7% of residents lack health insurance. 15.2% are current smokers. 26.4% report depression. 24.5% are physically inactive.

Health Metrics: Spencer vs U.S. Average (%)

Chronic Conditions

Obesity36.2%
13% above US avg
Diabetes9.5%
Heart Disease5.3%
High Blood Pressure31.4%
Asthma11.0%
COPD6.4%
Cancer7.7%
Stroke2.7%

Behaviors & Mental Health

Smoking15.2%
9% above US avg
Binge Drinking20.0%
Physical Inactivity24.5%
Depression26.4%
Mental Distress18.7%
Physical Distress12.4%
Short Sleep35.7%

Healthcare Access

Insurance Rate97.5%
Uninsured7.7%
10% below US avg
Checkup Rate76.5%
Dental Visits67.8%
Premature Death9,275/100K

Food & Exercise

Food Environment7.6/10
Exercise Access95.1%
Healthcare Facilities693
Spencer has an average annual temperature of 50°F (10°C). Winters average 26°F in January while summers reach 73°F in July. Annual precipitation is 40.0 inches. The area enjoys 275 sunny days per year. Air quality is rated Good with a median AQI of 43.

Temperature

26°F Jan (-3°C) 73°F Jul (23°C)
Annual Average50.1°F
7% below US avg
January Average26°F (-3°C)
July Average73°F (23°C)
Sunny Days275 days/yr

Precipitation & Snow

Annual Rainfall40.0 inches
5% above US avg
Snowfall47.0 inches/yr

Air Quality

AQI Median43.0
RatingGood

Geography

Elevation919 ft (280 m)
Area1.0 sq mi (2.6 km²)
Population Density609/sq mi
Coordinates41.0978°N, 82.1218°W
TimezoneAmerica/New_York
County FIPS39093
It is classified as Metro — 1 million+. 10.8% of residents hold a bachelor's degree or higher (68% below US avg). In the 2024 election, the county voted Republican by a 5.7-point margin. 78.4% of households have broadband internet.

2024 Presidential Election (County)

R 52.4%
D 46.7%

Winner: Republican by 5.7 points

Education

Bachelor's Degree+10.8%
68% below US avg
High School+91.0%
Graduate Degree+0.5%
School Test Score5.90
D Education Grade (1.9/5.0)

Urban-Rural Classification

RUCC Code 1Metro — 1 million+
Population Density609/sq mi
Total Area1.0 sq mi

Infrastructure & Services

Broadband Access78.4%
EV Charging Stations6
Alt Fuel Stations6
Public Libraries16
Healthcare Facilities693
Restaurants542
Retail Stores775

Safety & Disasters

Fatal Crashes (County/yr)20

Commute & Transportation

Avg Commute31.6 min
Drive Alone83.0%
Public Transit0.0%
Work from Home4.2%

Nearby Cities

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