Home Value
$32,100
89% lower than US avg
Bachelor's+
5.0%
85% lower than US avg
Obesity Rate
40.5%
26% higher than US avg
Unemployment
3.4%
6% lower than US avg
Poverty Rate
22.7%
83% higher than US avg
How Spickard Compares to the U.S. Average (100% = U.S. avg)
People
Population268
Median Age58.0 yrs
Density425/mi²
Male / Female43% / 57%
Largest GroupWhite 99%
Veterans7.8%
Economy
Per Capita$25,443
Unemployment3.4%
Poverty22.7%
Commute27 min
Housing
Home Value$32,100
Ownership50.3%
Zillow$231,893
Housing Units181
Rent Burden18.4%
Health
Obesity40.5%
Uninsured6.3%
Smoking23.3%
Depression25.9%
Heart Disease7.3%
Climate
Avg Temp52°F (11°C)
Rain39.7 in/yr
Elevation830 ft (253 m)
Education
F
Bachelor's+5.0%
High School+71.0%
Graduate+3.3%
School Score5.51
Community
2024 VoteR 77% / D 22%
Commute27 min
Broadband78.3%
EV Stations1
Is Spickard a Good Place to Live?
Based on current data, Spickard receives an overall livability score of 1.4 out of 5.0, earning a grade of F. Key strengths include low unemployment, affordable housing, high health insurance coverage. Areas to be aware of include an elevated poverty rate, high obesity rates. Spickard faces significant challenges across several quality-of-life categories.
Economy & Jobs
Unemployment stands at 3.4%, indicating a healthy job market. The poverty rate of 22.7% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 27 minutes.
Cost of Living & Housing
The median home value in Spickard is $32,100, 89% below the national median / offering relatively affordable homeownership.
Education
5.0% of residents hold a bachelor's degree, below the national average of 33.7%. 71.0% have completed high school. Area schools have an average test score of 5.5/10.
Climate & Weather
Spickard experiences four distinct seasons with an average temperature of 52°F. Winters average 24°F in January while summers reach 76°F in July. Annual precipitation totals 39.7 inches, including 17.2 inches of snow.
Spickard has a population of 268 with a density of 425 people per square mile, spread across 0.6 square miles. The median age is 58.0 years, 49% older than the national median of 38.9. The gender split is 57.1% female and 42.9% male. The city is predominantly White (98.9%). English is the primary language spoken at home by 98.4% of residents. 7.8% of the population are veterans, above the national rate of 6.0%. 25.4% of residents have a disability (above the 13.0% national average). 93.7% have health insurance coverage.
Population
268
Total Population
2023 Census
58.0yrs
Median Age
49% above US avg
Language Spoken at Home
English Only
98.4%
25% above US avg
Spanish
0.4%
97% below US avg
Per capita income is $25,443 (below the $39,052 national figure). The unemployment rate is 3.4% (below the 3.6% US average). 22.7% of residents live below the poverty line, higher than the national rate of 12.4%. The cost of living index is 90.8, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 27 minutes. 1.2% of workers work from home (below the 15.2% national rate).
Employment & Poverty
| Unemployment | 3.4% |
| 6% below US avg |
| Poverty Rate | 22.7% |
| 83% above US avg |
Tax & Cost of Living
| |
| Cost of Living | 90.80 (100=avg) |
Commute & Transportation
| Commute Time | 26.6 min |
| Drive Alone | 61.4% |
| Public Transit | 0.0% |
| Work from Home | 1.2% |
The median home value in Spickard is $32,100, 89% below the national median of $281,900. Zillow estimates the typical home value at $231,893, higher than the Census estimate. Fair market rent ranges from $775 for a one-bedroom to $970 for a two-bedroom apartment. 50.3% of housing units are owner-occupied (below the 65.4% national rate). There are 181 total housing units in the city. The median year a home was built is 1957. 18.4% of renters spend 30% or more of their income on housing.
Home Values
| Census Median | $32,100 |
| 89% below US avg |
| Zillow ZHVI | $231,893 |
Rental Costs
HUD Fair Market Rent
| Studio | $732 |
| 1 Bedroom | $775 |
| 2 Bedrooms | $970 |
| 3 Bedrooms | $1,265 |
| 4 Bedrooms | $1,457 |
Ownership & Property
| Homeownership | 50.3% |
| Owner-Occupied | 50.3% |
| Renter-Occupied | 49.7% |
| Housing Units | 181 |
| Median Year Built | 1957 |
Property Tax
In Spickard, 40.5% of adults are obese, above the national rate of 32.1%. 12.2% have diabetes (above the 10.5% national rate). Heart disease affects 7.3% of residents, above the national average. 36.0% have high blood pressure. 23.3% are current smokers (above the 14.0% national rate). 17.8% report binge drinking. 34.4% are physically inactive, above the national average. 25.9% report depression (above the 20.0% national average). 20.6% experience frequent mental distress. 6.3% of residents lack health insurance (below the 8.6% national rate).
Health Metrics: Spickard vs U.S. Average (%)
Chronic Conditions
| Obesity | 40.5% |
| 26% above US avg |
| Diabetes | 12.2% |
| Heart Disease | 7.3% |
| High Blood Pressure | 36.0% |
| Asthma | 11.1% |
| COPD | 10.1% |
| Cancer | 7.3% |
| Stroke | 3.9% |
Behaviors & Mental Health
| Smoking | 23.3% |
| 66% above US avg |
| Binge Drinking | 17.8% |
| Physical Inactivity | 34.4% |
| Depression | 25.9% |
| Mental Distress | 20.6% |
| Physical Distress | 17.2% |
| Short Sleep | 40.9% |
Healthcare Access
| Insurance Rate | 93.7% |
| Uninsured | 6.3% |
| 27% below US avg |
| Checkup Rate | 74.1% |
| Dental Visits | 47.8% |
Food & Exercise
Spickard experiences four distinct seasons with an average annual temperature of 52°F (11°C). Winters average 24°F in January while summers reach 76°F in July. Annual precipitation totals 39.7 inches. The area receives 17.2 inches of snow annually, a moderate snowfall amount. The city sits at an elevation of 830 feet.
Temperature
24°F Jan (-4°C)
76°F Jul (24°C)
| Annual Average | 51.5°F |
| 5% below US avg |
| January Average | 24°F (-4°C) |
| July Average | 76°F (24°C) |
Geography
| Elevation | 830 ft (253 m) |
| Area | 0.6 sq mi (1.6 km²) |
| Population Density | 425/sq mi |
| Coordinates | 40.2439°N, 93.5944°W |
| Timezone | America/Chicago |
| Nearest Airport | Kirksville Regional (IRK)
56 miles away |
Precipitation & Snow
Annual Rainfall
39.7"
4% above US avg
Wettest Month (May)
5.70"
Earthquake History
2 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.1. Most recent: M2.5 on Jul 15, 2025.
| Feb 11, 1995 |
6 km E of Clearmont, Missouri |
M3.1 |
119 km |
| Jul 15, 2025 |
3 km W of Hale, Missouri |
M2.5 |
74 km |
Source: USGS (M2.5+, 1990-2025)
Tornado History
349 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 15 fatalities, 179 injuries.
| Date |
Rating |
Distance |
Fatalities |
| May 29, 2004 |
EF4 |
69 km |
3 |
| Jun 7, 1984 |
EF4 |
42 km |
3 |
| Jun 2, 1980 |
EF4 |
50 km |
0 |
| Apr 23, 1975 |
EF4 |
68 km |
1 |
| Apr 21, 1973 |
EF4 |
10 km |
0 |
| Jun 12, 1970 |
EF4 |
98 km |
0 |
| Apr 21, 1967 |
EF4 |
71 km |
0 |
| Jan 24, 1967 |
EF4 |
92 km |
0 |
| May 20, 1959 |
EF4 |
63 km |
0 |
| May 10, 1953 |
EF4 |
73 km |
0 |
| Mar 5, 2022 |
EF3 |
79 km |
1 |
| Apr 11, 2001 |
EF3 |
68 km |
0 |
| Apr 8, 1999 |
EF3 |
92 km |
0 |
| May 27, 1995 |
EF3 |
50 km |
0 |
| Mar 29, 1979 |
EF3 |
89 km |
0 |
| Apr 23, 1975 |
EF3 |
61 km |
0 |
| May 5, 1971 |
EF3 |
78 km |
0 |
| May 5, 1971 |
EF3 |
81 km |
0 |
| Apr 21, 1967 |
EF3 |
87 km |
0 |
| Apr 16, 1960 |
EF3 |
71 km |
0 |
Source: NOAA SPC (EF0+, 1950-2024)
Wildfire History
1 wildfire (100+ acres) within 100 km.
Largest: HIGHWAY E (897 ac, 2012).
| Year |
Name |
Acres |
Distance |
| 2012 |
HIGHWAY E |
897 |
81 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
24°F (-4°C) |
1.0 in |
Coldest, Driest |
| February |
29°F (-2°C) |
1.4 in |
|
| March |
40°F (5°C) |
2.3 in |
|
| April |
51°F (11°C) |
3.8 in |
|
| May |
62°F (17°C) |
5.7 in |
Wettest |
| June |
72°F (22°C) |
5.3 in |
|
| July |
76°F (24°C) |
4.9 in |
Warmest |
| August |
74°F (23°C) |
4.5 in |
|
| September |
66°F (19°C) |
3.9 in |
|
| October |
54°F (12°C) |
3.2 in |
|
| November |
41°F (5°C) |
2.2 in |
|
| December |
29°F (-1°C) |
1.5 in |
|
Spickard has a seasonal temperature swing of 52°F / from 24°F in January to 76°F in July. Total annual precipitation is 39.7 inches, with May being the wettest month (5.7") and January the driest (1.0").
Average costs for common services in Spickard. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$227 ($136-$363) |
| Specialist Visit |
$318 ($182-$499) |
| Urgent Care Visit |
$182 ($91-$318) |
| Emergency Room Visit |
$1,998 ($726-$4,540) |
| Dental Cleaning |
$118 ($68-$182) |
| Dental Filling |
$227 ($136-$363) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$41 ($23-$68) |
| Oil Change (Synthetic) |
$68 ($45-$109) |
| Brake Pad Replacement |
$272 ($136-$454) |
| Tire Rotation |
$36 ($18-$68) |
| New Tires (Set of 4) |
$545 ($363-$908) |
| Battery Replacement |
$182 ($91-$318) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$91 ($54-$136) |
| Electrician (Per Hour) |
$82 ($45-$127) |
| HVAC Repair |
$363 ($136-$726) |
| HVAC System Install |
$6,356 ($3,632-$10,896) |
| Roof Repair |
$908 ($363-$1,816) |
| Roof Replacement |
$8,172 ($4,994-$13,620) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,362 ($454-$3,178) |
| Divorce (Contested) |
$13,620 ($4,540-$27,240) |
| DUI Defense |
$4,540 ($1,816-$9,080) |
| Bankruptcy (Chapter 7) |
$1,362 ($726-$2,724) |
| Will Preparation |
$454 ($182-$908) |
| Trust Preparation |
$2,270 ($908-$4,540) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14-$41) |
| Women's Haircut |
$50 ($27-$91) |
| Hair Coloring (Full) |
$136 ($68-$227) |
| Manicure |
$23 ($14-$41) |
| Pedicure |
$36 ($23-$59) |
| Massage (1 Hour) |
$73 ($45-$118) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.72 ($2.72-$4.99) |
| Dozen Eggs (per dozen) |
$3.18 ($2.27-$4.54) |
| Loaf of Bread |
$3.45 ($2.27-$4.99) |
| Chicken Breast (per lb) |
$4.09 ($2.72-$5.90) |
| Ground Beef (per lb) |
$4.99 ($3.63-$6.81) |
| Rice (per lb) |
$0.91 ($0.54-$1.63) |
View all 20 services
Utilities
| Electricity (Monthly) |
$127 ($73-$227) |
| Natural Gas (Monthly) |
$64 ($27-$136) |
| Water/Sewer (Monthly) |
$64 ($36-$109) |
| Internet (Monthly) |
$64 ($36-$91) |
| Cell Phone Plan (Monthly) |
$59 ($27-$91) |
| Cable TV (Monthly) |
$77 ($45-$136) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$182 ($68-$454) |
| Car Insurance (Annual) |
$1,816 ($1,090-$3,178) |
| Bus Pass (Monthly) |
$64 ($27-$118) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.26-$23) |
| Car Registration (Annual) |
$91 ($27-$227) |
| Driver's License Renewal |
$27 ($14-$68) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,090 ($545-$2,270) |
| Daycare (Toddler, Monthly) |
$908 ($454-$1,816) |
| After-School Care (Monthly) |
$363 ($182-$636) |
| Tutoring (Per Hour) |
$45 ($23-$91) |
| SAT/ACT Prep Course |
$908 ($363-$2,270) |
| Private School (K-12, Annual) |
$11,350 ($4,540-$27,240) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$54 ($27-$91) |
| Dog Vaccination (Annual) |
$91 ($45-$182) |
| Dog Grooming |
$54 ($27-$91) |
| Pet Boarding (Per Night) |
$36 ($18-$68) |
| Dog Spay/Neuter |
$272 ($136-$454) |
| Cat Spay/Neuter |
$182 ($91-$363) |
View all 9 services
Frequently Asked Questions About Spickard
What is the population of Spickard?
Spickard has a population of 268 residents and is located in Missouri. The population density is 425 people per square mile, spread across 0.6 square miles. The median age of residents is 58.0 years, which is older than the national median of 38.9 years. The population is 57.1% female and 42.9% male.
Is Spickard expensive to live in?
Spickard is more affordable than the national average, with a cost of living index of 90.8 / below the baseline of 100. The median home value is $32,100 (89% below the U.S. median).
What is the weather like in Spickard?
Spickard has a four-season climate with an average annual temperature of 52°F (11°C). Winter temperatures average 24°F in January, while summers reach an average of 76°F in July. Annual rainfall totals 39.7 inches, with 17.2 inches of snow.
How is the job market in Spickard?
Spickard has a healthy job market with an unemployment rate of 3.4%, near the national average of 3.6%. The average commute time is 27 minutes, and 1.2% of workers work from home.
How much does housing cost in Spickard?
The median home value in Spickard is $32,100. Zillow estimates the typical home value at $231,893. The homeownership rate is 50.3%.
How are the schools in Spickard?
Schools in Spickard score 5.5 out of 10 on standardized testing, near the national average. 5.0% of adults in Spickard hold a bachelor's degree or higher, below the national average of 33.7%. 71.0% have completed high school. 3.3% hold a graduate or professional degree.
How healthy is Spickard?
The obesity rate in Spickard is 40.5% (above the national rate of 32.1%). 23.3% of adults are smokers. 34.4% are physically inactive. 25.9% of residents report depression. 6.3% lack health insurance (below the national rate).
What is transportation like in Spickard?
The average commute in Spickard is 27 minutes. 61.4% of workers drive alone to work, and 1.2% work from home.
What are the demographics of Spickard?
The racial and ethnic makeup of Spickard is 98.9% White, 0.7% Black or African American. 98.4% of residents speak only English at home. 7.8% of the population are military veterans. 25.4% of residents have a disability. 93.7% have health insurance coverage.