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St. Charles, IL

Full City Profile · Illinois · Kane County County

3.9 /5.0
B+ Good
32,733 Population 2,264/sq mi density
$115,350 Median Income $59,651 per capita
$369,700 Home Value $520,948 Zillow
$1,788 Median Rent 33.1% income on rent
50°F Avg Temperature 275 sunny days/yr
130 Violent Crime/100K 628 property/100K
B+
Overall
3.9 / 5.0
Good overall score based on economy, affordability, safety and education
A+
Economy
4.8 / 5.0
$115,350 median income, 3.2% unemployment
A+
Affordability
4.9 / 5.0
$369,700 home value, $1,788/mo rent
F
Safety
1.0 / 5.0
130 violent crimes/100K
A+
Education
5.0 / 5.0
51.2% bachelor's degree or higher

Housing Overview

Median Home Value
$369,700
31% above
US avg: $281,900
Median Rent
$1,788/mo
54% above
US avg: $1,163/mo
Homeownership Rate
70.3%
7% above US avg (65.4%)
Total Housing Units
14,014
Median year built: 1985

Home Value by Source

Census Median
$369,700
Zillow (ZHVI)
$520,948
Median Sale Price
$405,995
Median List Price
$483,490
Census ACS, Zillow ZHVI, Redfin median sale price

Ownership vs. Renting

70.3%
Owner-Occupied
29.7%
Renter-Occupied
70%
30%
US avg: 65.4% owner-occupied

Fair Market Rents (HUD FY2026)

Studio
$774/mo
1 Bedroom
$854/mo
2 Bedroom
$1,063/mo
3 Bedroom
$1,370/mo
4 Bedroom
$1,561/mo
Census median rent: $1,788/mo

Market Indicators (Redfin)

Median Days on Market
61 days
Sale-to-List Ratio
1.0%
Buyers market
Homes Sold
24
Price Drops
4.2%
of listings with price reduction
Price Per Sq Ft
$229
Active Inventory
72
homes for sale

Affordability & Housing Stock

Rent Burden
33.1%
of renters spending 30%+ of income on housing
7% above US avg (31.0%)
Median Year Built
1985
Average age of housing stock: 41 years
Homeownership Rate
70.3%

Complete Housing Data

Home Values

Census Median Value$369,700
Zillow Home Value (ZHVI)$520,948
Median Sale Price$405,995
Median List Price$483,490
Price Per Sq Ft$229

Rent

Census Median Rent$1,788
FMR Studio$774
FMR 1-Bedroom$854
FMR 2-Bedroom$1,063
FMR 3-Bedroom$1,370
FMR 4-Bedroom$1,561

Market

Days on Market61
Sale-to-List Ratio1.0%
Price Drops4.2%
Homes Sold24
Active Inventory72
Price Per Sq Ft$229

Ownership & Stock

Owner-Occupied70.3%
Renter-Occupied29.7%
Homeownership Rate70.3%
Total Housing Units14,014
Median Year Built1985
Rent Burden33.1%