St. Charles, IL
Full City Profile · Illinois · Kane County County
3.9
/5.0
B+
Good
32,733
Population
2,264/sq mi density
$115,350
Median Income
$59,651 per capita
$369,700
Home Value
$520,948 Zillow
$1,788
Median Rent
33.1% income on rent
50°F
Avg Temperature
275 sunny days/yr
130
Violent Crime/100K
628 property/100K
B+
Overall
3.9 / 5.0
Good overall score based on economy, affordability, safety and education
A+
Economy
4.8 / 5.0
$115,350 median income, 3.2% unemployment
A+
Affordability
4.9 / 5.0
$369,700 home value, $1,788/mo rent
F
Safety
1.0 / 5.0
130 violent crimes/100K
A+
Education
5.0 / 5.0
51.2% bachelor's degree or higher
Housing Overview
Median Home Value
$369,700
31% above
US avg: $281,900
Median Rent
$1,788/mo
54% above
US avg: $1,163/mo
Homeownership Rate
70.3%
7% above US avg (65.4%)
Total Housing Units
14,014
Median year built: 1985
Home Value by Source
Census Median
$369,700
Zillow (ZHVI)
$520,948
Median Sale Price
$405,995
Median List Price
$483,490
Census ACS, Zillow ZHVI, Redfin median sale price
Ownership vs. Renting
70.3%
Owner-Occupied
29.7%
Renter-Occupied
US avg: 65.4% owner-occupied
Fair Market Rents (HUD FY2026)
Studio
$774/mo
1 Bedroom
$854/mo
2 Bedroom
$1,063/mo
3 Bedroom
$1,370/mo
4 Bedroom
$1,561/mo
Census median rent:
$1,788/mo
Market Indicators (Redfin)
Median Days on Market
61 days
Sale-to-List Ratio
1.0%
Buyers market
Homes Sold
24
Price Drops
4.2%
of listings with price reduction
Price Per Sq Ft
$229
Active Inventory
72
homes for sale
Affordability & Housing Stock
Rent Burden
33.1%
of renters spending 30%+ of income on housing
7% above US avg (31.0%)
Median Year Built
1985
Average age of housing stock: 41 years
Homeownership Rate
70.3%
Complete Housing Data
Home Values
| Census Median Value | $369,700 |
| Zillow Home Value (ZHVI) | $520,948 |
| Median Sale Price | $405,995 |
| Median List Price | $483,490 |
| Price Per Sq Ft | $229 |
Rent
| Census Median Rent | $1,788 |
| FMR Studio | $774 |
| FMR 1-Bedroom | $854 |
| FMR 2-Bedroom | $1,063 |
| FMR 3-Bedroom | $1,370 |
| FMR 4-Bedroom | $1,561 |
Market
| Days on Market | 61 |
| Sale-to-List Ratio | 1.0% |
| Price Drops | 4.2% |
| Homes Sold | 24 |
| Active Inventory | 72 |
| Price Per Sq Ft | $229 |
Ownership & Stock
| Owner-Occupied | 70.3% |
| Renter-Occupied | 29.7% |
| Homeownership Rate | 70.3% |
| Total Housing Units | 14,014 |
| Median Year Built | 1985 |
| Rent Burden | 33.1% |
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