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St. Cloud, MO

Full City Profile · Missouri

2.2 /5.0
C Fair
31 Population 25/sq mi density
$34,792 Median Income $28,874 per capita
$183,300 Home Value $154,688 Zillow
$963 Median Rent 51.0% income on rent
55°F Avg Temperature 263 sunny days/yr
495 Violent Crime/100K 2,103 property/100K
C
Overall
2.2 / 5.0
Fair overall score based on economy, affordability, safety and education
B
Economy
3.0 / 5.0
$34,792 median income, 6.5% unemployment
B+
Affordability
3.7 / 5.0
$183,300 home value, $963/mo rent
F
Safety
1.0 / 5.0
495 violent crimes/100K (30% above avg)
F
Education
1.3 / 5.0
3.2% bachelor's degree or higher

Housing Overview

Median Home Value
$183,300
35% below
US avg: $281,900
Median Rent
$963/mo
17% below
US avg: $1,163/mo
Homeownership Rate
70.6%
8% above US avg (65.4%)
Total Housing Units
8
Median year built: 1980

Home Value by Source

Census Median
$183,300
Zillow (ZHVI)
$154,688
Census ACS, Zillow ZHVI, Redfin median sale price

Ownership vs. Renting

70.6%
Owner-Occupied
29.4%
Renter-Occupied
71%
29%
US avg: 65.4% owner-occupied

Fair Market Rents (HUD FY2026)

Studio
$732/mo
1 Bedroom
$775/mo
2 Bedroom
$970/mo
3 Bedroom
$1,265/mo
4 Bedroom
$1,457/mo
Census median rent: $963/mo

Affordability & Housing Stock

Rent Burden
51.0%
of renters spending 30%+ of income on housing
65% above US avg (31.0%)
Median Year Built
1980
Average age of housing stock: 46 years
Homeownership Rate
70.6%

Complete Housing Data

Home Values

Census Median Value$183,300
Zillow Home Value (ZHVI)$154,688

Rent

Census Median Rent$963
FMR Studio$732
FMR 1-Bedroom$775
FMR 2-Bedroom$970
FMR 3-Bedroom$1,265
FMR 4-Bedroom$1,457

Market

Ownership & Stock

Owner-Occupied70.6%
Renter-Occupied29.4%
Homeownership Rate70.6%
Total Housing Units8
Median Year Built1980
Rent Burden51.0%