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St. Cloud, MO

Missouri

St. Cloud is a small town in Missouri with a population of 31. Residents earn $34,792 per year, which is 54% below the national average.

2.7 /5.0
C+ Fair
31 Population 25/sq mi density
$34,792 Median Income $28,874 per capita
$183,300 Home Value
$963 Median Rent 51.0% income on rent
55°F Avg Temperature 263 sunny days/yr
C+
Overall
2.7 / 5.0
Fair overall score based on economy, affordability, safety and education
B
Economy
3.0 / 5.0
$34,792 median income, 6.5% unemployment
B+
Affordability
3.7 / 5.0
$183,300 home value, $963/mo rent
F
Education
1.3 / 5.0
3.2% bachelor's degree or higher
Median Income $34,792
54% lower than US avg
Home Value $183,300
35% lower than US avg
Bachelor's+ 3.2%
91% lower than US avg
Median Rent $963
17% lower than US avg
Unemployment 6.5%
81% higher than US avg
Poverty Rate 0.0%
100% lower than US avg

How St. Cloud Compares to the U.S. Average (100% = U.S. avg)

People

Population31
Median Age63.7 yrs
Density25/mi²
Male / Female61% / 39%
Largest GroupWhite 100%
Veterans31.0%

Economy

B
Median Income$34,792
Per Capita$28,874
Unemployment6.5%
Poverty0.0%
Commute43 min

Housing

B+
Home Value$183,300
Rent$963
OwnershipN/A
Housing Units8
Rent Burden51.0%

Climate

Avg Temp55°F (13°C)
AQI41 (Good)
Rain40.5 in/yr
Sunny Days263/yr
Elevation974 ft (297 m)

Education

F
Bachelor's+3.2%
High School+64.5%
Graduate+0.0%
School Score5.51

Community

2024 VoteR 77% / D 22%
Commute43 min
Broadband17.0%

Is St. Cloud a Good Place to Live?

Based on current data, St. Cloud receives an overall livability score of 2.7 out of 5.0, earning a grade of C+. Key strengths include affordable housing, abundant sunshine, a low poverty rate. Areas to be aware of include above-average unemployment, below-average incomes, long commute times. St. Cloud has some notable strengths but also faces challenges that prospective residents should consider.

Economy & Jobs

The median household income in St. Cloud is $34,792, 54% below the national average of $75,149. The unemployment rate of 6.5% is somewhat elevated compared to the national rate of 3.6%. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 43 minutes, longer than the typical American commute of 28 minutes.

Cost of Living & Housing

The median home value in St. Cloud is $183,300, 35% below the national median — offering relatively affordable homeownership. Renters pay a median of $963 per month, below the national average — a plus for affordability. The price-to-income ratio of 5.3x means housing costs are stretched relative to local earnings.

Education

3.2% of residents hold a bachelor's degree, below the national average of 33.7%. 64.5% have completed high school. Area schools have an average test score of 5.5/10.

Climate & Weather

St. Cloud experiences four distinct seasons with an average temperature of 55°F. Winters average 29°F in January while summers reach 77°F in July. With 263 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 40.5 inches, including 7.0 inches of snow. Air quality is rated Good with a median AQI of 41.

St. Cloud has a population of 31 with a density of 25 people per square mile. The median age is 63.7 years, 64% older than the national median of 38.9. The city is predominantly White (100%).

Population

31
Total Population
25
People / sq mi
63.7yrs
Median Age
64% above US avg
1.2mi²
Land Area

Gender Distribution

Male 61.3%
Female 38.7%

Race & Ethnicity

St. Cloud vs U.S. Average

Language Spoken at Home

English Only100.0%
27% above US avg
Spanish0.0%
100% below US avg

Social Characteristics

St. Cloud vs U.S. Average

The median household income in St. Cloud is $34,792, which is 54% below the national average of $75,149. The unemployment rate is 6.5% (above the 3.6% US average). 0.0% of residents live below the poverty line. Workers commute an average of 43 minutes.

Income: St. Cloud vs U.S.

Commute Mode

Income

Median HH Income$34,792
54% below US avg
Per Capita Income$28,874

Employment & Poverty

Unemployment6.5%
81% above US avg
Poverty Rate0.0%
100% below US avg

Business (County)

Tax & Cost of Living

Cost of Living90.80 (100=avg)

Commute & Transportation

Commute Time43.2 min
Drive Alone71.4%
Public Transit0.0%
Work from Home0.0%

Walkability

The median home value in St. Cloud is $183,300, 35% below the national average. Monthly rent averages $963 (17% below US avg).

Home Value Sources

Ownership Split

Home Values

Census Median$183,300
35% below US avg

Real Estate Market (Redfin)

Rental Costs

Census Median Rent$963
17% below US avg
Rent Burden51.0%

HUD Fair Market Rent

Studio$732
1 Bedroom$775
2 Bedrooms$970
3 Bedrooms$1,265
4 Bedrooms$1,457

Ownership & Property

Owner-Occupied70.6%
Housing Units8
Median Year Built1980

Property Tax

St. Cloud has an average annual temperature of 55°F (13°C). Winters average 29°F in January while summers reach 77°F in July. Annual precipitation is 40.5 inches. The area enjoys 263 sunny days per year. Air quality is rated Good with a median AQI of 41.

Temperature

29°F Jan (-1°C) 77°F Jul (25°C)
Annual Average54.7°F
1% above US avg
January Average29°F (-1°C)
July Average77°F (25°C)
Sunny Days263 days/yr

Precipitation & Snow

Annual Rainfall40.5 inches
7% above US avg
Snowfall7.0 inches/yr

Air Quality

AQI Median41.0
RatingGood

Geography

Elevation974 ft (297 m)
Area1.2 sq mi (3.2 km²)
Population Density25/sq mi
Coordinates38.1748°N, 91.2109°W
TimezoneAmerica/Chicago
3.2% of residents hold a bachelor's degree or higher (91% below US avg). In the 2024 election, the county voted Republican by a 54.2-point margin. 17.0% of households have broadband internet.

2024 Presidential Election (County)

R 76.6%
D 22.4%

Winner: Republican by 54.2 points

Education

Bachelor's Degree+3.2%
91% below US avg
High School+64.5%
Graduate Degree+0.0%
School Test Score5.51
F Education Grade (1.3/5.0)

Urban-Rural Classification

Population Density25/sq mi
Total Area1.2 sq mi

Infrastructure & Services

Broadband Access17.0%

Safety & Disasters

Commute & Transportation

Avg Commute43.2 min
Drive Alone71.4%
Public Transit0.0%
Work from Home0.0%

Nearby Cities

Bourbon, MO 1,694 pop · 2.3 mi Sullivan, MO 6,355 pop · 3.6 mi Cuba, MO 3,172 pop · 13.0 mi Indian Lake, MO 1,075 pop · 14.4 mi Steelville, MO 1,410 pop · 16.3 mi Gerald, MO 1,264 pop · 16.9 mi Owensville, MO 2,798 pop · 19.7 mi Union, MO 12,560 pop · 22.0 mi Villa Ridge, MO 2,994 pop · 27.1 mi Potosi, MO 2,542 pop · 28.3 mi Belle, MO 1,476 pop · 28.8 mi New Haven, MO 3,389 pop · 30.0 mi Gray Summit, MO 2,847 pop · 30.5 mi Marthasville, MO 2,587 pop · 32.4 mi
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