Median Income
$89,583
19% higher than US avg
Home Value
$184,000
35% lower than US avg
Violent Crime
267/100K
30% lower than US avg
Bachelor's+
9.9%
71% lower than US avg
Obesity Rate
41.7%
30% higher than US avg
Unemployment
2.7%
25% lower than US avg
Poverty Rate
20.2%
63% higher than US avg
How Indian Lake Compares to the U.S. Average (100% = U.S. avg)
People
Population1,075
Median Age56.6 yrs
Density747/mi²
Male / Female55% / 45%
Largest GroupWhite 94%
Veterans8.8%
Economy
A
Median Income$89,583
Per Capita$31,710
Unemployment2.7%
Poverty20.2%
Commute36 min
Housing
A+
Home Value$184,000
Ownership98.8%
Zillow$217,561
Housing Units812
Rent Burden27.9%
Crime
F
Violent267/100K
Property4,650/100K
Health
Obesity41.7%
Uninsured10.3%
Smoking20.7%
Depression27.5%
Heart Disease6.6%
Climate
Avg Temp55°F (13°C)
AQI41 (Good)
Rain40.9 in/yr
Sunny Days262/yr
Elevation889 ft (271 m)
Education
D
Bachelor's+9.9%
High School+87.7%
Graduate+5.1%
School Score5.51
Community
2024 VoteR 77% / D 22%
Commute36 min
Broadband94.3%
EV Stations6
Is Indian Lake a Good Place to Live?
Based on current data, Indian Lake receives an overall livability score of 2.9 out of 5.0, earning a grade of C+. Key strengths include above-average household incomes, low unemployment, low crime rates, affordable housing. Areas to be aware of include an elevated poverty rate, long commute times, high obesity rates. Indian Lake has some notable strengths but also faces challenges that prospective residents should consider.
Economy & Jobs
The median household income in Indian Lake is $89,583, 19% above the national average of $75,149. Residents generally enjoy above-average earning potential. The job market is very strong with unemployment at just 2.7%. The poverty rate of 20.2% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 36 minutes, longer than the typical American commute of 28 minutes.
Cost of Living & Housing
The median home value in Indian Lake is $184,000, 35% below the national median / offering relatively affordable homeownership. At just 2.1x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Violent crime in Indian Lake is below the national average at 267 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 4,650 per 100,000, 137% above the national average.
Education
9.9% of residents hold a bachelor's degree, below the national average of 33.7%. 87.7% have completed high school. Area schools have an average test score of 5.5/10.
Climate & Weather
Indian Lake experiences four distinct seasons with an average temperature of 55°F. Winters average 30°F in January while summers reach 77°F in July. With 262 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 40.9 inches, including 7.1 inches of snow. Air quality is rated Good with a median AQI of 41.
Indian Lake has a population of 1,075 with a density of 747 people per square mile, spread across 1.4 square miles. The median age is 56.6 years, 46% older than the national median of 38.9. The gender split is 45.2% female and 54.8% male. The city is predominantly White (93.8%), with 3.3% Hispanic. English is the primary language spoken at home by 99.2% of residents. 8.8% of the population are veterans, above the national rate of 6.0%. 21.8% of residents have a disability (above the 13.0% national average). 87.3% have health insurance coverage.
Population
56.6yrs
Median Age
46% above US avg
Race & Ethnicity
Indian Lake vs U.S. Average
Language Spoken at Home
English Only
99.2%
26% above US avg
Spanish
0.8%
94% below US avg
Social Characteristics
Indian Lake vs U.S. Average
The median household income in Indian Lake is $89,583, which is 19% above the national average of $75,149. Per capita income is $31,710 (below the $39,052 national figure). The unemployment rate is 2.7% (below the 3.6% US average). 20.2% of residents live below the poverty line, higher than the national rate of 12.4%. The cost of living index is 90.8, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 36 minutes (longer than the 28-minute US average). 1.9% of workers work from home (below the 15.2% national rate).
Income: Indian Lake vs U.S.
Income
| Median HH Income | $89,583 |
| 19% above US avg |
| Per Capita Income | $31,710 |
Employment & Poverty
| Unemployment | 2.7% |
| 25% below US avg |
| Poverty Rate | 20.2% |
| 63% above US avg |
Tax & Cost of Living
| |
| Cost of Living | 90.80 (100=avg) |
Commute & Transportation
| Commute Time | 36.1 min |
| Drive Alone | 74.4% |
| Public Transit | 0.0% |
| Work from Home | 1.9% |
The median home value in Indian Lake is $184,000, 35% below the national median of $281,900. Zillow estimates the typical home value at $217,561, higher than the Census estimate. Fair market rent ranges from $775 for a one-bedroom to $970 for a two-bedroom apartment. 98.8% of housing units are owner-occupied (above the 65.4% national rate). There are 812 total housing units in the city. The median year a home was built is 1975. 27.9% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2.1x, well within the affordable range.
Home Values
| Census Median | $184,000 |
| 35% below US avg |
| Zillow ZHVI | $217,561 |
Real Estate Market (Redfin)
Rental Costs
HUD Fair Market Rent
| Studio | $732 |
| 1 Bedroom | $775 |
| 2 Bedrooms | $970 |
| 3 Bedrooms | $1,265 |
| 4 Bedrooms | $1,457 |
Ownership & Property
| Homeownership | 98.8% |
| Owner-Occupied | 98.8% |
| Renter-Occupied | 1.2% |
| Housing Units | 812 |
| Median Year Built | 1975 |
Property Tax
In Indian Lake, 41.7% of adults are obese, above the national rate of 32.1%. 10.9% have diabetes. Heart disease affects 6.6% of residents. 32.9% have high blood pressure. 20.7% are current smokers (above the 14.0% national rate). 18.4% report binge drinking. 30.8% are physically inactive, above the national average. 27.5% report depression (above the 20.0% national average). 20.6% experience frequent mental distress. 10.3% of residents lack health insurance.
Health Metrics: Indian Lake vs U.S. Average (%)
Chronic Conditions
| Obesity | 41.7% |
| 30% above US avg |
| Diabetes | 10.9% |
| Heart Disease | 6.6% |
| High Blood Pressure | 32.9% |
| Asthma | 11.2% |
| COPD | 8.7% |
| Cancer | 7.4% |
| Stroke | 3.4% |
Behaviors & Mental Health
| Smoking | 20.7% |
| 48% above US avg |
| Binge Drinking | 18.4% |
| Physical Inactivity | 30.8% |
| Depression | 27.5% |
| Mental Distress | 20.6% |
| Physical Distress | 15.4% |
| Short Sleep | 39.6% |
Healthcare Access
| Insurance Rate | 87.3% |
| Uninsured | 10.3% |
| 20% above US avg |
| Checkup Rate | 75.3% |
| Dental Visits | 56.9% |
Food & Exercise
Indian Lake has a violent crime rate of 267 per 100,000 residents, 30% below the national average of 380. Property crime stands at 4,650 per 100,000, 137% above the U.S. average. Overall, Indian Lake receives a safety grade of F.
Crime Rates: Indian Lake vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 266.6/100K |
| 30% below US avg |
| |
Property Crime
| Total Property | 4,650.5/100K |
| 137% above US avg |
Traffic Safety
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Indian Lake experiences four distinct seasons with an average annual temperature of 55°F (13°C). Winters average 30°F in January while summers reach 77°F in July. The area gets 262 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 40.9 inches. The area receives 7.1 inches of snow annually. Air quality is rated Good with a median AQI of 41. The city sits at an elevation of 889 feet.
Temperature
30°F Jan (-1°C)
77°F Jul (25°C)
| Annual Average | 54.7°F |
| 1% above US avg |
| January Average | 30°F (-1°C) |
| July Average | 77°F (25°C) |
| Sunny Days | 262 days/yr |
Geography
| Elevation | 889 ft (271 m) |
| Area | 1.4 sq mi (3.7 km²) |
| Population Density | 747/sq mi |
| Coordinates | 38.0946°N, 91.4555°W |
| Timezone | America/Chicago |
| Nearest Airport | Waynesville-St Robert Regional Forney Field (TBN)
45 miles away |
Precipitation & Snow
Annual Rainfall
40.9"
8% above US avg
Wettest Month (May)
4.69"
Air Quality
| AQI Median | 41.0 |
| Rating | Good |
Earthquake History
32 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.9. Most recent: M2.6 on Apr 23, 2025.
| Jun 7, 2011 |
18 km NNW of Potosi, Missouri |
M3.9 |
49 km |
| Aug 16, 2003 |
5 km W of Thomasville, Missouri |
M3.7 |
145 km |
| Jul 31, 2005 |
Missouri |
M3.3 |
131 km |
| Aug 27, 1993 |
5 km SSE of Olympian Village, Missouri |
M3.3 |
89 km |
| Jan 21, 1992 |
5 km SE of Linn Creek, Missouri |
M3.1 |
107 km |
| May 18, 2006 |
9 km SSE of De Soto, Missouri |
M2.9 |
82 km |
| Jul 8, 2003 |
1 km N of Leasburg, Missouri |
M2.9 |
14 km |
| May 21, 2012 |
6 km SW of Williamsville, Missouri |
M2.9 |
150 km |
| Apr 29, 2022 |
1 km SSW of Peerless Park, Missouri |
M2.8 |
96 km |
| May 5, 2008 |
3 km SSE of Fenton, Missouri |
M2.8 |
101 km |
| Jul 31, 1995 |
8 km SSW of Caledonia, Missouri |
M2.8 |
72 km |
| Jul 22, 1998 |
12 km NE of Mine La Motte, Missouri |
M2.7 |
121 km |
| Jul 15, 1990 |
7 km SW of Potosi, Missouri |
M2.7 |
59 km |
| Oct 26, 1998 |
10 km NE of Van Buren, Missouri |
M2.7 |
123 km |
| Nov 5, 1996 |
11 km SW of Marquand, Missouri |
M2.7 |
132 km |
| May 14, 2007 |
12 km NE of Alton, Missouri |
M2.7 |
146 km |
| Nov 12, 1996 |
15 km SSE of Olympian Village, Missouri |
M2.7 |
93 km |
| Sep 5, 2015 |
5 km SE of High Ridge, Missouri |
M2.7 |
93 km |
| Feb 14, 2019 |
11 km WSW of Mountain View, Missouri |
M2.6 |
132 km |
| Sep 20, 1997 |
6 km NE of Ellington, Missouri |
M2.6 |
101 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
354 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 54 fatalities, 696 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Jun 22, 1969 |
EF4 |
89 km |
4 |
| Jun 22, 1969 |
EF4 |
35 km |
2 |
| Dec 21, 1967 |
EF4 |
54 km |
3 |
| Feb 10, 1959 |
EF4 |
89 km |
21 |
| Feb 24, 1956 |
EF4 |
61 km |
6 |
| Dec 10, 2021 |
EF3 |
74 km |
1 |
| May 31, 2013 |
EF3 |
90 km |
0 |
| Dec 31, 2010 |
EF3 |
97 km |
1 |
| Dec 31, 2010 |
EF3 |
35 km |
2 |
| Dec 31, 2010 |
EF3 |
79 km |
0 |
| Jan 7, 2008 |
EF3 |
57 km |
0 |
| Jan 7, 2008 |
EF3 |
54 km |
0 |
| Mar 13, 2006 |
EF3 |
85 km |
0 |
| Mar 11, 2006 |
EF3 |
99 km |
0 |
| Jun 1, 1999 |
EF3 |
22 km |
0 |
| May 1, 1983 |
EF3 |
57 km |
0 |
| Apr 22, 1981 |
EF3 |
84 km |
1 |
| Dec 8, 1966 |
EF3 |
65 km |
0 |
| May 21, 1957 |
EF3 |
61 km |
0 |
| May 21, 1957 |
EF3 |
59 km |
8 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: MINNINGHAW (4,792 ac, 2011).
| Year |
Name |
Acres |
Distance |
| 2011 |
MINNINGHAW |
4,792 |
71 km |
| 2017 |
UNNAMED |
4,602 |
71 km |
| 2023 |
ELM SPRINGS RX |
4,378 |
55 km |
| 2022 |
SMITH MILL HOLLOW |
3,978 |
42 km |
| 2023 |
CANNON RANGE RX |
3,870 |
86 km |
| 2021 |
UNNAMED |
3,665 |
89 km |
| 2021 |
KAINTUCK |
3,325 |
50 km |
| 2005 |
UNNAMED |
3,252 |
74 km |
| 2021 |
COUNCIL BLUFF |
3,035 |
62 km |
| 2022 |
LITTLE CREEK |
3,004 |
73 km |
| 2021 |
HODGE HOLLOW |
2,922 |
69 km |
| 2024 |
COUNCIL BLUFF WEST RX |
2,846 |
62 km |
| 2005 |
UNNAMED |
2,831 |
50 km |
| 2005 |
UNNAMED |
2,751 |
55 km |
| 2019 |
UNNAMED |
2,688 |
38 km |
| 2010 |
COUNCIL BLUFF LAKE |
2,651 |
62 km |
| 2022 |
MINNINGHAW |
2,516 |
69 km |
| 2006 |
UNNAMED |
2,512 |
62 km |
| 2021 |
THOMPSON HOLLOW |
2,479 |
79 km |
| 2017 |
UNNAMED |
2,409 |
88 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
30°F (-1°C) |
1.9 in |
Coldest, Driest |
| February |
35°F (2°C) |
2.2 in |
|
| March |
45°F (7°C) |
3.6 in |
|
| April |
55°F (13°C) |
3.9 in |
|
| May |
64°F (18°C) |
4.7 in |
Wettest |
| June |
72°F (22°C) |
3.9 in |
|
| July |
77°F (25°C) |
3.7 in |
Warmest |
| August |
76°F (24°C) |
3.5 in |
|
| September |
68°F (20°C) |
3.7 in |
|
| October |
57°F (14°C) |
3.4 in |
|
| November |
45°F (7°C) |
3.6 in |
|
| December |
34°F (1°C) |
3.0 in |
|
Indian Lake has a seasonal temperature swing of 48°F / from 30°F in January to 77°F in July. Total annual precipitation is 41.0 inches, with May being the wettest month (4.7") and January the driest (1.9").
Average costs for common services in Indian Lake. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$227 ($136–$363) |
| Specialist Visit |
$318 ($182–$499) |
| Urgent Care Visit |
$182 ($91–$318) |
| Emergency Room Visit |
$1,998 ($726–$4,540) |
| Dental Cleaning |
$118 ($68–$182) |
| Dental Filling |
$227 ($136–$363) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$41 ($23–$68) |
| Oil Change (Synthetic) |
$68 ($45–$109) |
| Brake Pad Replacement |
$272 ($136–$454) |
| Tire Rotation |
$36 ($18–$68) |
| New Tires (Set of 4) |
$545 ($363–$908) |
| Battery Replacement |
$182 ($91–$318) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$91 ($54–$136) |
| Electrician (Per Hour) |
$82 ($45–$127) |
| HVAC Repair |
$363 ($136–$726) |
| HVAC System Install |
$6,356 ($3,632–$10,896) |
| Roof Repair |
$908 ($363–$1,816) |
| Roof Replacement |
$8,172 ($4,994–$13,620) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,362 ($454–$3,178) |
| Divorce (Contested) |
$13,620 ($4,540–$27,240) |
| DUI Defense |
$4,540 ($1,816–$9,080) |
| Bankruptcy (Chapter 7) |
$1,362 ($726–$2,724) |
| Will Preparation |
$454 ($182–$908) |
| Trust Preparation |
$2,270 ($908–$4,540) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14–$41) |
| Women's Haircut |
$50 ($27–$91) |
| Hair Coloring (Full) |
$136 ($68–$227) |
| Manicure |
$23 ($14–$41) |
| Pedicure |
$36 ($23–$59) |
| Massage (1 Hour) |
$73 ($45–$118) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.72 ($2.72–$4.99) |
| Dozen Eggs (per dozen) |
$3.18 ($2.27–$4.54) |
| Loaf of Bread |
$3.45 ($2.27–$4.99) |
| Chicken Breast (per lb) |
$4.09 ($2.72–$5.90) |
| Ground Beef (per lb) |
$4.99 ($3.63–$6.81) |
| Rice (per lb) |
$0.91 ($0.54–$1.63) |
View all 20 services
Utilities
| Electricity (Monthly) |
$127 ($73–$227) |
| Natural Gas (Monthly) |
$64 ($27–$136) |
| Water/Sewer (Monthly) |
$64 ($36–$109) |
| Internet (Monthly) |
$64 ($36–$91) |
| Cell Phone Plan (Monthly) |
$59 ($27–$91) |
| Cable TV (Monthly) |
$77 ($45–$136) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$182 ($68–$454) |
| Car Insurance (Annual) |
$1,816 ($1,090–$3,178) |
| Bus Pass (Monthly) |
$64 ($27–$118) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.26–$23) |
| Car Registration (Annual) |
$91 ($27–$227) |
| Driver's License Renewal |
$27 ($14–$68) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,090 ($545–$2,270) |
| Daycare (Toddler, Monthly) |
$908 ($454–$1,816) |
| After-School Care (Monthly) |
$363 ($182–$636) |
| Tutoring (Per Hour) |
$45 ($23–$91) |
| SAT/ACT Prep Course |
$908 ($363–$2,270) |
| Private School (K-12, Annual) |
$11,350 ($4,540–$27,240) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$54 ($27–$91) |
| Dog Vaccination (Annual) |
$91 ($45–$182) |
| Dog Grooming |
$54 ($27–$91) |
| Pet Boarding (Per Night) |
$36 ($18–$68) |
| Dog Spay/Neuter |
$272 ($136–$454) |
| Cat Spay/Neuter |
$182 ($91–$363) |
View all 9 services
Frequently Asked Questions About Indian Lake
What is the population of Indian Lake?
Indian Lake has a population of 1,075 residents and is located in Missouri. The population density is 747 people per square mile, spread across 1.4 square miles. The median age of residents is 56.6 years, which is older than the national median of 38.9 years. The population is 45.2% female and 54.8% male.
Is Indian Lake expensive to live in?
Indian Lake is more affordable than the national average, with a cost of living index of 90.8 / below the baseline of 100. The median household income is $89,583, 19% above the national average of $75,149. The median home value is $184,000 (35% below the U.S. median). The home price-to-income ratio is 2.1x, indicating housing is reasonably affordable relative to local income levels.
Is Indian Lake safe?
Indian Lake is safer than the national average, with a violent crime rate of 267 per 100,000 compared to the U.S. rate of 380. Property crime occurs at a rate of 4,650 per 100,000 (above the national average). Overall, Indian Lake receives a safety grade of F based on combined crime data.
What is the weather like in Indian Lake?
Indian Lake has a four-season climate with an average annual temperature of 55°F (13°C). Winter temperatures average 30°F in January, while summers reach an average of 77°F in July. The area receives 262 sunny days per year, well above the national average of 205. Annual rainfall totals 40.9 inches, with 7.1 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 41.
How is the job market in Indian Lake?
The job market in Indian Lake is very strong, with unemployment at just 2.7% / well below the national rate of 3.6%. The average commute time is 36 minutes, and 1.9% of workers work from home.
How much does housing cost in Indian Lake?
The median home value in Indian Lake is $184,000. Zillow estimates the typical home value at $217,561. The homeownership rate is 98.8%.
How are the schools in Indian Lake?
Schools in Indian Lake score 5.5 out of 10 on standardized testing, near the national average. 9.9% of adults in Indian Lake hold a bachelor's degree or higher, below the national average of 33.7%. 87.7% have completed high school. 5.1% hold a graduate or professional degree.
How healthy is Indian Lake?
The obesity rate in Indian Lake is 41.7% (above the national rate of 32.1%). 20.7% of adults are smokers. 30.8% are physically inactive. 27.5% of residents report depression. 10.3% lack health insurance (above the national rate).
What is transportation like in Indian Lake?
The average commute in Indian Lake is 36 minutes, longer than the national average of 28 minutes. 74.4% of workers drive alone to work, and 1.9% work from home.
What are the demographics of Indian Lake?
The racial and ethnic makeup of Indian Lake is 93.8% White, 3.3% Hispanic or Latino. 99.2% of residents speak only English at home. 8.8% of the population are military veterans. 21.8% of residents have a disability. 87.3% have health insurance coverage.
All Countries
