Choose Country

Indian Lake, MO

Missouri

Indian Lake is a small town in Missouri with a population of 1,075. Residents earn $89,583 per year, which is 19% above the national average.

3.6 /5.0
B+ Good
1,075 Population 747/sq mi density
$89,583 Median Income $31,710 per capita
$184,000 Home Value
55°F Avg Temperature 262 sunny days/yr
B+
Overall
3.6 / 5.0
Good overall score based on economy, affordability, safety and education
A
Economy
4.0 / 5.0
$89,583 median income, 2.7% unemployment
A+
Affordability
5.0 / 5.0
$184,000 home value
D
Education
1.8 / 5.0
9.9% bachelor's degree or higher
Median Income $89,583
19% higher than US avg
Home Value $184,000
35% lower than US avg
Bachelor's+ 9.9%
71% lower than US avg
Obesity Rate 41.7%
30% higher than US avg
Unemployment 2.7%
25% lower than US avg
Poverty Rate 20.2%
63% higher than US avg

How Indian Lake Compares to the U.S. Average (100% = U.S. avg)

People

Population1,075
Median Age56.6 yrs
Density747/mi²
Male / Female55% / 45%
Largest GroupWhite 94%
Veterans8.8%

Economy

A
Median Income$89,583
Per Capita$31,710
Unemployment2.7%
Poverty20.2%
Commute36 min

Housing

A+
Home Value$184,000
RentN/A
OwnershipN/A
Housing Units812
Rent Burden27.9%

Health

Obesity41.7%
Uninsured10.3%
Smoking20.7%
Depression27.5%
Heart Disease6.6%

Climate

Avg Temp55°F (13°C)
AQI41 (Good)
Rain40.9 in/yr
Sunny Days262/yr
Elevation889 ft (271 m)

Education

D
Bachelor's+9.9%
High School+87.7%
Graduate+5.1%
School Score5.51

Community

2024 VoteR 77% / D 22%
Commute36 min
Broadband94.3%

Is Indian Lake a Good Place to Live?

Based on current data, Indian Lake receives an overall livability score of 3.6 out of 5.0, earning a grade of B+. Key strengths include above-average household incomes, low unemployment, affordable housing, abundant sunshine. Areas to be aware of include an elevated poverty rate, long commute times, high obesity rates. Indian Lake offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Indian Lake is $89,583, 19% above the national average of $75,149. Residents generally enjoy above-average earning potential. The job market is very strong with unemployment at just 2.7%. The poverty rate of 20.2% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 36 minutes, longer than the typical American commute of 28 minutes.

Cost of Living & Housing

The median home value in Indian Lake is $184,000, 35% below the national median — offering relatively affordable homeownership. At just 2.1x median income, home prices are very affordable relative to local earnings.

Education

9.9% of residents hold a bachelor's degree, below the national average of 33.7%. 87.7% have completed high school. Area schools have an average test score of 5.5/10.

Climate & Weather

Indian Lake experiences four distinct seasons with an average temperature of 55°F. Winters average 30°F in January while summers reach 77°F in July. With 262 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 40.9 inches, including 7.1 inches of snow. Air quality is rated Good with a median AQI of 41.

Indian Lake has a population of 1,075 with a density of 747 people per square mile, spread across 1.4 square miles. The median age is 56.6 years, 46% older than the national median of 38.9. The gender split is 45.2% female and 54.8% male. The city is predominantly White (93.8%), with 3.3% Hispanic. English is the primary language spoken at home by 99.2% of residents. 8.8% of the population are veterans, above the national rate of 6.0%. 21.8% of residents have a disability (above the 13.0% national average). 87.3% have health insurance coverage.

Population

1,075
Total Population
747
People / sq mi
56.6yrs
Median Age
46% above US avg
1.4mi²
Land Area

Gender Distribution

Male 54.8%
Female 45.2%

Race & Ethnicity

Indian Lake vs U.S. Average

Language Spoken at Home

English Only99.2%
26% above US avg
Spanish0.8%
94% below US avg

Social Characteristics

Indian Lake vs U.S. Average

The median household income in Indian Lake is $89,583, which is 19% above the national average of $75,149. Per capita income is $31,710 (below the $39,052 national figure). The unemployment rate is 2.7% (below the 3.6% US average). 20.2% of residents live below the poverty line, higher than the national rate of 12.4%. The cost of living index is 90.8, below the national baseline of 100 — offering relatively affordable living. Workers commute an average of 36 minutes (longer than the 28-minute US average). 1.9% of workers work from home (below the 15.2% national rate).

Income: Indian Lake vs U.S.

Commute Mode

Income

Median HH Income$89,583
19% above US avg
Per Capita Income$31,710

Employment & Poverty

Unemployment2.7%
25% below US avg
Poverty Rate20.2%
63% above US avg

Business (County)

Tax & Cost of Living

Cost of Living90.80 (100=avg)

Commute & Transportation

Commute Time36.1 min
Drive Alone74.4%
Public Transit0.0%
Work from Home1.9%

Walkability

The median home value in Indian Lake is $184,000, 35% below the national median of $281,900. Fair market rent ranges from $775 for a one-bedroom to $970 for a two-bedroom apartment. There are 812 total housing units in the city. The median year a home was built is 1975. 27.9% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2.1x, well within the affordable range.

Home Value Sources

Ownership Split

Home Values

Census Median$184,000
35% below US avg

Real Estate Market (Redfin)

Rental Costs

Rent Burden27.9%

HUD Fair Market Rent

Studio$732
1 Bedroom$775
2 Bedrooms$970
3 Bedrooms$1,265
4 Bedrooms$1,457

Ownership & Property

Owner-Occupied98.8%
Housing Units812
Median Year Built1975

Property Tax

In Indian Lake, 41.7% of adults are obese, above the national rate of 32.1%. 10.9% have diabetes. Heart disease affects 6.6% of residents. 32.9% have high blood pressure. 20.7% are current smokers (above the 14.0% national rate). 18.4% report binge drinking. 30.8% are physically inactive, above the national average. 27.5% report depression (above the 20.0% national average). 20.6% experience frequent mental distress. 10.3% of residents lack health insurance.

Health Metrics: Indian Lake vs U.S. Average (%)

Chronic Conditions

Obesity41.7%
30% above US avg
Diabetes10.9%
Heart Disease6.6%
High Blood Pressure32.9%
Asthma11.2%
COPD8.7%
Cancer7.4%
Stroke3.4%

Behaviors & Mental Health

Smoking20.7%
48% above US avg
Binge Drinking18.4%
Physical Inactivity30.8%
Depression27.5%
Mental Distress20.6%
Physical Distress15.4%
Short Sleep39.6%

Healthcare Access

Insurance Rate87.3%
Uninsured10.3%
20% above US avg
Checkup Rate75.3%
Dental Visits56.9%

Food & Exercise

Indian Lake experiences four distinct seasons with an average annual temperature of 55°F (13°C). Winters average 30°F in January while summers reach 77°F in July. The area gets 262 sunny days per year, well above the U.S. average of 205 — making it one of the sunnier locations in the country. Annual precipitation totals 40.9 inches. The area receives 7.1 inches of snow annually. Air quality is rated Good with a median AQI of 41. The city sits at an elevation of 889 feet.

Temperature

30°F Jan (-1°C) 77°F Jul (25°C)
Annual Average54.7°F
1% above US avg
January Average30°F (-1°C)
July Average77°F (25°C)
Sunny Days262 days/yr

Precipitation & Snow

Annual Rainfall40.9 inches
8% above US avg
Snowfall7.1 inches/yr

Air Quality

AQI Median41.0
RatingGood

Geography

Elevation889 ft (271 m)
Area1.4 sq mi (3.7 km²)
Population Density747/sq mi
Coordinates38.0946°N, 91.4555°W
TimezoneAmerica/Chicago

Monthly Weather

Month Avg Temperature Precipitation Summary
January 30°F (-1°C) 1.9 in Coldest, Driest
February 35°F (2°C) 2.2 in
March 45°F (7°C) 3.6 in
April 55°F (13°C) 3.9 in
May 64°F (18°C) 4.7 in Wettest
June 72°F (22°C) 3.9 in
July 77°F (25°C) 3.7 in Warmest
August 76°F (24°C) 3.5 in
September 68°F (20°C) 3.7 in
October 57°F (14°C) 3.4 in
November 45°F (7°C) 3.6 in
December 34°F (1°C) 3.0 in

Indian Lake has a seasonal temperature swing of 48°F — from 30°F in January to 77°F in July. Total annual precipitation is 41.0 inches, with May being the wettest month (4.7") and January the driest (1.9").

9.9% of adults hold a bachelor's degree or higher, 71% below the national average of 33.7%. 87.7% have completed high school. 5.1% hold a graduate or professional degree (below the 13.1% national rate). Area schools have an average test score of 5.5 out of 10. In the 2024 presidential election, the county voted Republican with 76.6% of the vote, a 54.2-point margin. 94.3% of households have broadband internet access. 74.4% of workers drive alone to work.

2024 Presidential Election (County)

R 76.6%
D 22.4%

Winner: Republican by 54.2 points

Education

Bachelor's Degree+9.9%
71% below US avg
High School+87.7%
Graduate Degree+5.1%
School Test Score5.51
D Education Grade (1.8/5.0)

Urban-Rural Classification

Population Density747/sq mi
Total Area1.4 sq mi

Infrastructure & Services

Broadband Access94.3%

Safety & Disasters

Commute & Transportation

Avg Commute36.1 min
Drive Alone74.4%
Public Transit0.0%
Work from Home1.9%

Frequently Asked Questions About Indian Lake

What is the population of Indian Lake?

Indian Lake has a population of 1,075 residents and is located in Missouri. The population density is 747 people per square mile, spread across 1.4 square miles. The median age of residents is 56.6 years, which is older than the national median of 38.9 years. The population is 45.2% female and 54.8% male.

Is Indian Lake expensive to live in?

Indian Lake is more affordable than the national average, with a cost of living index of 90.8 — below the baseline of 100. The median household income is $89,583, 19% above the national average of $75,149. The median home value is $184,000 (35% below the U.S. median). The home price-to-income ratio is 2.1x, indicating housing is reasonably affordable relative to local income levels.

What is the weather like in Indian Lake?

Indian Lake has a four-season climate with an average annual temperature of 55°F (13°C). Winter temperatures average 30°F in January, while summers reach an average of 77°F in July. The area receives 262 sunny days per year, well above the national average of 205. Annual rainfall totals 40.9 inches, with 7.1 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 41.

How is the job market in Indian Lake?

The job market in Indian Lake is very strong, with unemployment at just 2.7% — well below the national rate of 3.6%. The average commute time is 36 minutes, and 1.9% of workers work from home.

How much does housing cost in Indian Lake?

The median home value in Indian Lake is $184,000.

How are the schools in Indian Lake?

Schools in Indian Lake score 5.5 out of 10 on standardized testing, near the national average. 9.9% of adults in Indian Lake hold a bachelor's degree or higher, below the national average of 33.7%. 87.7% have completed high school. 5.1% hold a graduate or professional degree.

How healthy is Indian Lake?

The obesity rate in Indian Lake is 41.7% (above the national rate of 32.1%). 20.7% of adults are smokers. 30.8% are physically inactive. 27.5% of residents report depression. 10.3% lack health insurance (above the national rate).

What is transportation like in Indian Lake?

The average commute in Indian Lake is 36 minutes, longer than the national average of 28 minutes. 74.4% of workers drive alone to work, and 1.9% work from home.

What are the demographics of Indian Lake?

The racial and ethnic makeup of Indian Lake is 93.8% White, 3.3% Hispanic or Latino. 99.2% of residents speak only English at home. 8.8% of the population are military veterans. 21.8% of residents have a disability. 87.3% have health insurance coverage.

Nearby Cities

Cuba, MO 3,172 pop · 3.6 mi Steelville, MO 1,410 pop · 10.3 mi Bourbon, MO 1,694 pop · 12.2 mi Owensville, MO 2,798 pop · 17.5 mi Sullivan, MO 6,355 pop · 17.9 mi Belle, MO 1,476 pop · 19.6 mi Rolla, MO 20,144 pop · 19.8 mi Gerald, MO 1,264 pop · 22.2 mi Salem, MO 4,673 pop · 31.3 mi Union, MO 12,560 pop · 34.5 mi Dixon, MO 1,267 pop · 35.5 mi New Haven, MO 3,389 pop · 37.7 mi Potosi, MO 2,542 pop · 38.0 mi Villa Ridge, MO 2,994 pop · 40.4 mi
Compare Indian Lake with another city: