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Gerald, MO

Missouri

Gerald is a small town in Missouri with a population of 1,264. Residents earn $56,250 per year, which is 25% below the national average.

3.3 /5.0
B Good
1,264 Population 866/sq mi density
$56,250 Median Income $29,561 per capita
$141,400 Home Value $238,423 Zillow
$847 Median Rent 22.4% income on rent
55°F Avg Temperature 264 sunny days/yr
B
Overall
3.3 / 5.0
Good overall score based on economy, affordability, safety and education
B
Economy
3.4 / 5.0
$56,250 median income, 3.9% unemployment
A+
Affordability
5.0 / 5.0
$141,400 home value, $847/mo rent
C+
Safety
2.5 / 5.0
0 violent crimes/100K (100% below avg)
C
Education
2.4 / 5.0
16.9% bachelor's degree or higher
Median Income $56,250
25% lower than US avg
Home Value $141,400
50% lower than US avg
Violent Crime 0/100K
100% lower than US avg
Bachelor's+ 16.9%
50% lower than US avg
Median Rent $847
27% lower than US avg
Obesity Rate 40.3%
26% higher than US avg
Unemployment 3.9%
8% higher than US avg
Poverty Rate 15.0%
21% higher than US avg

How Gerald Compares to the U.S. Average (100% = U.S. avg)

People

Population1,264
Median Age40.1 yrs
Density866/mi²
Male / Female50% / 50%
Largest GroupWhite 77%
Veterans8.7%

Economy

B
Median Income$56,250
Per Capita$29,561
Unemployment3.9%
Poverty15.0%
Commute33 min

Housing

A+
Home Value$141,400
Rent$847
OwnershipN/A
Zillow$238,423
Housing Units563
Rent Burden22.4%

Crime

C+
Violent0/100K
Property983/100K
Murder0.0/100K
Assault0/100K
Burglary378/100K

Health

Obesity40.3%
Uninsured9.2%
Smoking18.7%
Depression27.8%
Heart Disease6.0%

Climate

Avg Temp55°F (13°C)
AQI41 (Good)
Rain39.9 in/yr
Sunny Days264/yr
Elevation906 ft (276 m)

Education

C
Bachelor's+16.9%
High School+85.4%
Graduate+6.1%
School Score5.51

Community

2024 VoteR 77% / D 22%
Commute33 min
Broadband89.9%

Is Gerald a Good Place to Live?

Based on current data, Gerald receives an overall livability score of 3.3 out of 5.0, earning a grade of B. Key strengths include low crime rates, affordable housing, abundant sunshine. Areas to be aware of include below-average incomes, high obesity rates. Gerald offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Gerald is $56,250, 25% below the national average of $75,149. Unemployment stands at 3.9%, indicating a healthy job market. The poverty rate of 15.0% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 33 minutes.

Cost of Living & Housing

The median home value in Gerald is $141,400, 50% below the national median — offering relatively affordable homeownership. Renters pay a median of $847 per month, below the national average — a plus for affordability. At just 2.5x median income, home prices are very affordable relative to local earnings.

Safety & Crime

Gerald is a very safe community with a violent crime rate of 0 per 100,000 residents — well below the national average of 380. Property crime occurs at a rate of 983 per 100,000, 50% below the national average.

Education

16.9% of residents hold a bachelor's degree, below the national average of 33.7%. 85.4% have completed high school. Area schools have an average test score of 5.5/10.

Climate & Weather

Gerald experiences four distinct seasons with an average temperature of 55°F. Winters average 29°F in January while summers reach 77°F in July. With 264 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 39.9 inches, including 6.9 inches of snow. Air quality is rated Good with a median AQI of 41.

Gerald has a population of 1,264 with a density of 866 people per square mile, spread across 1.5 square miles. The median age is 40.1 years, 3% older than the national median of 38.9. The gender split is 50.4% female and 49.6% male. The city is predominantly White (77%). English is the primary language spoken at home by 97.6% of residents. 8.7% of the population are veterans, above the national rate of 6.0%. 16.7% of residents have a disability (above the 13.0% national average). 87.7% have health insurance coverage.

Population

1,264
Total Population
866
People / sq mi
40.1yrs
Median Age
3% above US avg
1.5mi²
Land Area

Gender Distribution

Male 49.6%
Female 50.4%

Race & Ethnicity

Gerald vs U.S. Average

Language Spoken at Home

English Only97.6%
24% above US avg
Spanish2.4%
82% below US avg

Social Characteristics

Gerald vs U.S. Average

The median household income in Gerald is $56,250, which is 25% below the national average of $75,149. Per capita income is $29,561 (below the $39,052 national figure). The unemployment rate is 3.9% (above the 3.6% US average). 15.0% of residents live below the poverty line, higher than the national rate of 12.4%. The cost of living index is 90.8, below the national baseline of 100 — offering relatively affordable living. Workers commute an average of 33 minutes (longer than the 28-minute US average). 12.6% of workers work from home.

Income: Gerald vs U.S.

Commute Mode

Income

Median HH Income$56,250
25% below US avg
Per Capita Income$29,561

Employment & Poverty

Unemployment3.9%
8% above US avg
Poverty Rate15.0%
21% above US avg

Business (County)

Tax & Cost of Living

Cost of Living90.80 (100=avg)

Commute & Transportation

Commute Time32.6 min
Drive Alone79.0%
Public Transit0.0%
Work from Home12.6%

Walkability

The median home value in Gerald is $141,400, 50% below the national median of $281,900. Zillow estimates the typical home value at $238,423, higher than the Census estimate. Homes sell for 105.5% of their list price, indicating a competitive market where bidding wars are common. Monthly rent averages $847 (27% below the national average of $1,163). Fair market rent ranges from $775 for a one-bedroom to $970 for a two-bedroom apartment. There are 563 total housing units in the city. The median year a home was built is 1975. 22.4% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2.5x, well within the affordable range.

Home Value Sources

Ownership Split

Home Values

Census Median$141,400
50% below US avg
Zillow ZHVI$238,423
Median List Price$229,000

Real Estate Market (Redfin)

Median List Price$229,000
$/Sq Ft$102
Homes Sold1
Sale-to-List Ratio105.5%
Price Drops50.0%
Inventory2

Rental Costs

Census Median Rent$847
27% below US avg
Rent Burden22.4%

HUD Fair Market Rent

Studio$732
1 Bedroom$775
2 Bedrooms$970
3 Bedrooms$1,265
4 Bedrooms$1,457

Ownership & Property

Owner-Occupied66.4%
Housing Units563
Median Year Built1975

Property Tax

In Gerald, 40.3% of adults are obese, above the national rate of 32.1%. 10.3% have diabetes. Heart disease affects 6.0% of residents. 32.8% have high blood pressure. 18.7% are current smokers (above the 14.0% national rate). 19.4% report binge drinking. 30.0% are physically inactive, above the national average. 27.8% report depression (above the 20.0% national average). 19.8% experience frequent mental distress. 9.2% of residents lack health insurance.

Health Metrics: Gerald vs U.S. Average (%)

Chronic Conditions

Obesity40.3%
26% above US avg
Diabetes10.3%
Heart Disease6.0%
High Blood Pressure32.8%
Asthma11.0%
COPD8.0%
Cancer7.4%
Stroke3.2%

Behaviors & Mental Health

Smoking18.7%
34% above US avg
Binge Drinking19.4%
Physical Inactivity30.0%
Depression27.8%
Mental Distress19.8%
Physical Distress14.7%
Short Sleep36.0%

Healthcare Access

Insurance Rate87.7%
Uninsured9.2%
7% above US avg
Checkup Rate75.7%
Dental Visits58.0%

Food & Exercise

Gerald has a violent crime rate of 0 per 100,000 residents, 100% below the national average of 380. This breaks down to aggravated assault at 0.0 per 100,000, robbery at 0.0, rape at 0.0. The murder rate is 0.0 per 100,000 (below the national rate of 6.3). Property crime stands at 983 per 100,000, 50% below the U.S. average. This includes larceny/theft at 454, burglary at 378, vehicle theft at 151 per 100,000 residents. Overall, Gerald receives a safety grade of C+.

Crime Rates: Gerald vs U.S. Average (per 100,000)

Violent Crime

Total Violent0.0/100K
100% below US avg
Murder0.0/100K
100% below US avg
Rape0.0/100K
Robbery0.0/100K
Assault0.0/100K

Property Crime

Total Property982.6/100K
50% below US avg
Burglary377.9/100K
Theft453.5/100K
Vehicle Theft151.2/100K
Arson0.0/100K

Traffic Safety

Safety Score

Safety GradeC+
Safety Score2.5 / 5.0
Gerald experiences four distinct seasons with an average annual temperature of 55°F (13°C). Winters average 29°F in January while summers reach 77°F in July. The area gets 264 sunny days per year, well above the U.S. average of 205 — making it one of the sunnier locations in the country. Annual precipitation totals 39.9 inches. The area receives 6.9 inches of snow annually. Air quality is rated Good with a median AQI of 41. The city sits at an elevation of 906 feet.

Temperature

29°F Jan (-2°C) 77°F Jul (25°C)
Annual Average54.6°F
1% above US avg
January Average29°F (-2°C)
July Average77°F (25°C)
Sunny Days264 days/yr

Precipitation & Snow

Annual Rainfall39.9 inches
5% above US avg
Snowfall6.9 inches/yr

Air Quality

AQI Median41.0
RatingGood

Geography

Elevation906 ft (276 m)
Area1.5 sq mi (3.8 km²)
Population Density866/sq mi
Coordinates38.3998°N, 91.3307°W
TimezoneAmerica/Chicago

Monthly Weather

Month Avg Temperature Precipitation Summary
January 29°F (-2°C) 1.9 in Coldest, Driest
February 35°F (1°C) 2.1 in
March 44°F (7°C) 3.5 in
April 55°F (13°C) 3.7 in
May 64°F (18°C) 4.6 in Wettest
June 72°F (22°C) 3.9 in
July 77°F (25°C) 3.6 in Warmest
August 76°F (24°C) 3.4 in
September 68°F (20°C) 3.7 in
October 57°F (14°C) 3.3 in
November 45°F (7°C) 3.4 in
December 34°F (1°C) 2.9 in

Gerald has a seasonal temperature swing of 48°F — from 29°F in January to 77°F in July. Total annual precipitation is 39.9 inches, with May being the wettest month (4.6") and January the driest (1.9").

16.9% of adults hold a bachelor's degree or higher, 50% below the national average of 33.7%. 85.4% have completed high school. 6.1% hold a graduate or professional degree (below the 13.1% national rate). Area schools have an average test score of 5.5 out of 10. In the 2024 presidential election, the county voted Republican with 76.6% of the vote, a 54.2-point margin. 89.9% of households have broadband internet access. 79% of workers drive alone to work.

2024 Presidential Election (County)

R 76.6%
D 22.4%

Winner: Republican by 54.2 points

Education

Bachelor's Degree+16.9%
50% below US avg
High School+85.4%
Graduate Degree+6.1%
School Test Score5.51
C Education Grade (2.4/5.0)

Urban-Rural Classification

Population Density866/sq mi
Total Area1.5 sq mi

Infrastructure & Services

Broadband Access89.9%

Safety & Disasters

C+ Safety Grade (2.5/5.0)

Commute & Transportation

Avg Commute32.6 min
Drive Alone79.0%
Public Transit0.0%
Work from Home12.6%

Frequently Asked Questions About Gerald

What is the population of Gerald?

Gerald has a population of 1,264 residents and is located in Missouri. The population density is 866 people per square mile, spread across 1.5 square miles. The median age of residents is 40.1 years. The population is 50.4% female and 49.6% male.

Is Gerald expensive to live in?

Gerald is more affordable than the national average, with a cost of living index of 90.8 — below the baseline of 100. The median household income is $56,250, 25% below the national average of $75,149. The median home value is $141,400 (50% below the U.S. median). Renters pay a median of $847 per month, below the national average of $1,163. The home price-to-income ratio is 2.5x, indicating housing is reasonably affordable relative to local income levels.

Is Gerald safe?

Gerald is considered a very safe city with a violent crime rate of 0 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 983 per 100,000 (below the national average). Overall, Gerald receives a safety grade of C+ based on combined crime data.

What is the weather like in Gerald?

Gerald has a four-season climate with an average annual temperature of 55°F (13°C). Winter temperatures average 29°F in January, while summers reach an average of 77°F in July. The area receives 264 sunny days per year, well above the national average of 205. Annual rainfall totals 39.9 inches, with 6.9 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 41.

How is the job market in Gerald?

Gerald has a healthy job market with an unemployment rate of 3.9%, near the national average of 3.6%. The average commute time is 33 minutes, and 12.6% of workers work from home.

How much does housing cost in Gerald?

The median home value in Gerald is $141,400. Zillow estimates the typical home value at $238,423. For renters, the median monthly rent is $847. Fair market rent is $775 for a 1-bedroom and $970 for a 2-bedroom apartment.

How are the schools in Gerald?

Schools in Gerald score 5.5 out of 10 on standardized testing, near the national average. 16.9% of adults in Gerald hold a bachelor's degree or higher, below the national average of 33.7%. 85.4% have completed high school. 6.1% hold a graduate or professional degree.

How healthy is Gerald?

The obesity rate in Gerald is 40.3% (above the national rate of 32.1%). 18.7% of adults are smokers. 30.0% are physically inactive. 27.8% of residents report depression. 9.2% lack health insurance.

What is transportation like in Gerald?

The average commute in Gerald is 33 minutes, longer than the national average of 28 minutes. 79% of workers drive alone to work, and 12.6% work from home.

What are the demographics of Gerald?

The racial and ethnic makeup of Gerald is 77% White, 0.8% Hispanic or Latino. 97.6% of residents speak only English at home. 8.7% of the population are military veterans. 16.7% of residents have a disability. 87.7% have health insurance coverage.

Nearby Cities

Owensville, MO 2,798 pop · 10.0 mi New Haven, MO 3,389 pop · 15.6 mi Sullivan, MO 6,355 pop · 16.1 mi Bourbon, MO 1,694 pop · 17.6 mi Union, MO 12,560 pop · 17.8 mi Marthasville, MO 2,587 pop · 21.6 mi Hermann, MO 2,550 pop · 21.8 mi Indian Lake, MO 1,075 pop · 22.2 mi Belle, MO 1,476 pop · 22.6 mi Cuba, MO 3,172 pop · 23.6 mi Villa Ridge, MO 2,994 pop · 24.5 mi Gray Summit, MO 2,847 pop · 28.5 mi Steelville, MO 1,410 pop · 29.9 mi Warrenton, MO 8,870 pop · 30.2 mi
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