Owensville, MO — City Data & Statistics

Median Income $50,428

33% lower than US avg

Home Value $133,100

53% lower than US avg

Violent Crime 38/100K

90% lower than US avg

Bachelor's+ 12.6%

63% lower than US avg

Median Rent $642

45% lower than US avg

Obesity Rate 40.4%

26% higher than US avg

Unemployment 1.9%

47% lower than US avg

Poverty Rate 17.9%

44% higher than US avg

How Owensville Compares to the U.S. Average (100% = U.S. avg)

People

Population2,798

Median Age36.2 yrs

Density1,076/mi²

Male / Female50% / 50%

Largest GroupWhite 96%

Veterans8.6%

Economy

Median Income$50,428

Per Capita$22,460

Unemployment1.9%

Poverty17.9%

Commute27 min

Housing

A+

Home Value$133,100

Rent$642

OwnershipN/A

Zillow$227,126

Housing Units1,235

Rent Burden20.3%

Crime

Violent38/100K

Property345/100K

Murder0.0/100K

Assault38/100K

Burglary38/100K

Health

Obesity40.4%

Uninsured11.0%

Smoking21.0%

Depression28.0%

Heart Disease6.3%

Climate

Avg Temp55°F (13°C)

AQI41 (Good)

Rain40.0 in/yr

Sunny Days264/yr

Elevation945 ft (288 m)

Education

Bachelor's+12.6%

High School+82.2%

Graduate+8.7%

School Score5.51

Community

2024 VoteR 77% / D 22%

Commute27 min

Broadband81.0%

Is Owensville a Good Place to Live?

Based on current data, Owensville receives an overall livability score of 2.9 out of 5.0, earning a grade of C+. Key strengths include low unemployment, low crime rates, affordable housing, abundant sunshine. Areas to be aware of include an elevated poverty rate, below-average incomes, high obesity rates. Owensville has some notable strengths but also faces challenges that prospective residents should consider.

Economy & Jobs

The median household income in Owensville is $50,428, 33% below the national average of $75,149. The job market is very strong with unemployment at just 1.9%. The poverty rate of 17.9% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 27 minutes.

Cost of Living & Housing

The median home value in Owensville is $133,100, 53% below the national median — offering relatively affordable homeownership. Renters pay a median of $642 per month, below the national average — a plus for affordability. At just 2.6x median income, home prices are very affordable relative to local earnings.

Safety & Crime

Owensville is a very safe community with a violent crime rate of 38 per 100,000 residents — well below the national average of 380. Property crime occurs at a rate of 345 per 100,000, 82% below the national average.

Education

12.6% of residents hold a bachelor's degree, below the national average of 33.7%. 82.2% have completed high school. Area schools have an average test score of 5.5/10.

Climate & Weather

Owensville experiences four distinct seasons with an average temperature of 55°F. Winters average 29°F in January while summers reach 78°F in July. With 264 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 40.0 inches, including 6.7 inches of snow. Air quality is rated Good with a median AQI of 41.

Owensville has a population of 2,798 with a density of 1,076 people per square mile, spread across 2.6 square miles. The median age is 36.2 years, 7% younger than the national median of 38.9. The gender split is 49.7% female and 50.3% male. The city is predominantly White (96.1%), with 2.6% Hispanic. English is the primary language spoken at home by 96.7% of residents. 8.6% of the population are veterans, above the national rate of 6.0%. 18.8% of residents have a disability (above the 13.0% national average). 89.2% have health insurance coverage.

Population

2,798

Total Population

1,076

People / sq mi

36.2yrs

Median Age

7% below US avg

2.6mi²

Land Area

Gender Distribution

Male 50.3%

Female 49.7%

Race & Ethnicity

Owensville vs U.S. Average

Language Spoken at Home

English Only	96.7%
	23% above US avg
Spanish	3.3%
	75% below US avg

Social Characteristics

Owensville vs U.S. Average

The median household income in Owensville is $50,428, which is 33% below the national average of $75,149. Per capita income is $22,460 (below the $39,052 national figure). The unemployment rate is 1.9% (below the 3.6% US average). 17.9% of residents live below the poverty line, higher than the national rate of 12.4%. The cost of living index is 90.8, below the national baseline of 100 — offering relatively affordable living. Workers commute an average of 27 minutes. 3.3% of workers work from home (below the 15.2% national rate).

Income: Owensville vs U.S.

Commute Mode

Income

Median HH Income	$50,428
	33% below US avg
Per Capita Income	$22,460

Employment & Poverty

Unemployment	1.9%
	47% below US avg
Poverty Rate	17.9%
	44% above US avg

Business (County)

Tax & Cost of Living


Cost of Living	90.80 (100=avg)

Commute & Transportation

Commute Time	26.5 min
Drive Alone	83.0%
Public Transit	0.2%
Work from Home	3.3%

Walkability

The median home value in Owensville is $133,100, 53% below the national median of $281,900. Zillow estimates the typical home value at $227,126, higher than the Census estimate. Monthly rent averages $642 (45% below the national average of $1,163). Fair market rent ranges from $775 for a one-bedroom to $970 for a two-bedroom apartment. There are 1,235 total housing units in the city. The median year a home was built is 1963. 20.3% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2.6x, well within the affordable range.

Home Value Sources

Ownership Split

Home Values

Census Median	$133,100
	53% below US avg
Zillow ZHVI	$227,126

Real Estate Market (Redfin)

Rental Costs

Census Median Rent	$642
	45% below US avg
Rent Burden	20.3%

HUD Fair Market Rent

Studio	$732
1 Bedroom	$775
2 Bedrooms	$970
3 Bedrooms	$1,265
4 Bedrooms	$1,457

Ownership & Property

Owner-Occupied	63.6%
Housing Units	1,235
Median Year Built	1963

Property Tax

In Owensville, 40.4% of adults are obese, above the national rate of 32.1%. 10.9% have diabetes. Heart disease affects 6.3% of residents. 33.8% have high blood pressure. 21.0% are current smokers (above the 14.0% national rate). 16.9% report binge drinking. 31.1% are physically inactive, above the national average. 28.0% report depression (above the 20.0% national average). 21.1% experience frequent mental distress. 11.0% of residents lack health insurance (above the 8.6% national rate).

Health Metrics: Owensville vs U.S. Average (%)

Chronic Conditions

Obesity	40.4%
	26% above US avg
Diabetes	10.9%
Heart Disease	6.3%
High Blood Pressure	33.8%
Asthma	11.6%
COPD	9.1%
Cancer	7.4%
Stroke	3.5%

Behaviors & Mental Health

Smoking	21.0%
	50% above US avg
Binge Drinking	16.9%
Physical Inactivity	31.1%
Depression	28.0%
Mental Distress	21.1%
Physical Distress	15.9%
Short Sleep	38.9%

Healthcare Access

Insurance Rate	89.2%
Uninsured	11.0%
	28% above US avg
Checkup Rate	75.2%
Dental Visits	53.0%

Food & Exercise

Owensville has a violent crime rate of 38 per 100,000 residents, 90% below the national average of 380. This breaks down to aggravated assault at 38.3 per 100,000, robbery at 0.0, rape at 0.0. The murder rate is 0.0 per 100,000 (below the national rate of 6.3). Property crime stands at 345 per 100,000, 82% below the U.S. average. This includes larceny/theft at 268, burglary at 38, vehicle theft at 38 per 100,000 residents. Overall, Owensville receives a safety grade of F.

Crime Rates: Owensville vs U.S. Average (per 100,000)

Violent Crime

Total Violent	38.3/100K
	90% below US avg
Murder	0.0/100K
	100% below US avg
Rape	0.0/100K
Robbery	0.0/100K
Assault	38.3/100K

Property Crime

Total Property	344.6/100K
	82% below US avg
Burglary	38.3/100K
Theft	268.0/100K
Vehicle Theft	38.3/100K
Arson	0.0/100K

Traffic Safety

Safety Score

Safety Grade	F
Safety Score	1.0 / 5.0

Owensville experiences four distinct seasons with an average annual temperature of 55°F (13°C). Winters average 29°F in January while summers reach 78°F in July. The area gets 264 sunny days per year, well above the U.S. average of 205 — making it one of the sunnier locations in the country. Annual precipitation totals 40.0 inches. The area receives 6.7 inches of snow annually. Air quality is rated Good with a median AQI of 41. The city sits at an elevation of 945 feet.

Temperature

29°F Jan (-2°C) 78°F Jul (25°C)

Annual Average	54.8°F
	1% above US avg
January Average	29°F (-2°C)
July Average	78°F (25°C)
Sunny Days	264 days/yr

Precipitation & Snow

Annual Rainfall	40.0 inches
	5% above US avg
Snowfall	6.7 inches/yr

Air Quality

AQI Median	41.0
Rating	Good

Geography

Elevation	945 ft (288 m)
Area	2.6 sq mi (6.7 km²)
Population Density	1,076/sq mi
Coordinates	38.3456°N, 91.5015°W
Timezone	America/Chicago

Monthly Weather

Month	Avg Temperature	Precipitation	Summary
January	29°F (-2°C)	1.7 in	Coldest, Driest
February	35°F (2°C)	2.1 in
March	45°F (7°C)	3.4 in
April	55°F (13°C)	3.7 in
May	64°F (18°C)	4.8 in	Wettest
June	73°F (23°C)	4.0 in
July	78°F (25°C)	3.4 in	Warmest
August	76°F (24°C)	3.4 in
September	68°F (20°C)	3.9 in
October	57°F (14°C)	3.5 in
November	45°F (7°C)	3.3 in
December	34°F (1°C)	2.9 in

Owensville has a seasonal temperature swing of 48°F — from 29°F in January to 78°F in July. Total annual precipitation is 40.0 inches, with May being the wettest month (4.8") and January the driest (1.7").

12.6% of adults hold a bachelor's degree or higher, 63% below the national average of 33.7%. 82.2% have completed high school. 8.7% hold a graduate or professional degree (below the 13.1% national rate). Area schools have an average test score of 5.5 out of 10. In the 2024 presidential election, the county voted Republican with 76.6% of the vote, a 54.2-point margin. 81.0% of households have broadband internet access. 83% of workers drive alone to work.

2024 Presidential Election (County)

R 76.6%

D 22.4%

Winner: Republican by 54.2 points

Education

Bachelor's Degree+	12.6%
	63% below US avg
High School+	82.2%
Graduate Degree+	8.7%
School Test Score	5.51

C Education Grade (2.0/5.0)

Urban-Rural Classification

Population Density	1,076/sq mi
Total Area	2.6 sq mi

Infrastructure & Services

Broadband Access	81.0%
Alt Fuel Stations	1

Safety & Disasters

F Safety Grade (1.0/5.0)

Commute & Transportation

Avg Commute	26.5 min
Drive Alone	83.0%
Public Transit	0.2%
Work from Home	3.3%

Frequently Asked Questions About Owensville

What is the population of Owensville?

Owensville has a population of 2,798 residents and is located in Missouri. The population density is 1,076 people per square mile, spread across 2.6 square miles. The median age of residents is 36.2 years, which is younger than the national median of 38.9 years. The population is 49.7% female and 50.3% male.

Is Owensville expensive to live in?

Owensville is more affordable than the national average, with a cost of living index of 90.8 — below the baseline of 100. The median household income is $50,428, 33% below the national average of $75,149. The median home value is $133,100 (53% below the U.S. median). Renters pay a median of $642 per month, below the national average of $1,163. The home price-to-income ratio is 2.6x, indicating housing is reasonably affordable relative to local income levels.

Is Owensville safe?

Owensville is considered a very safe city with a violent crime rate of 38 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 345 per 100,000 (below the national average). Overall, Owensville receives a safety grade of F based on combined crime data.

What is the weather like in Owensville?

Owensville has a four-season climate with an average annual temperature of 55°F (13°C). Winter temperatures average 29°F in January, while summers reach an average of 78°F in July. The area receives 264 sunny days per year, well above the national average of 205. Annual rainfall totals 40.0 inches, with 6.7 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 41.

How is the job market in Owensville?

The job market in Owensville is very strong, with unemployment at just 1.9% — well below the national rate of 3.6%. The average commute time is 27 minutes, and 3.3% of workers work from home.

How much does housing cost in Owensville?

The median home value in Owensville is $133,100. Zillow estimates the typical home value at $227,126. For renters, the median monthly rent is $642. Fair market rent is $775 for a 1-bedroom and $970 for a 2-bedroom apartment.

How are the schools in Owensville?

Schools in Owensville score 5.5 out of 10 on standardized testing, near the national average. 12.6% of adults in Owensville hold a bachelor's degree or higher, below the national average of 33.7%. 82.2% have completed high school. 8.7% hold a graduate or professional degree.

How healthy is Owensville?

The obesity rate in Owensville is 40.4% (above the national rate of 32.1%). 21.0% of adults are smokers. 31.1% are physically inactive. 28.0% of residents report depression. 11.0% lack health insurance (above the national rate).

What is transportation like in Owensville?

The average commute in Owensville is 27 minutes. 83% of workers drive alone to work, and 3.3% work from home.

What are the demographics of Owensville?

The racial and ethnic makeup of Owensville is 96.1% White, 2.6% Hispanic or Latino. 96.7% of residents speak only English at home, while 3.3% speak Spanish. 8.6% of the population are military veterans. 18.8% of residents have a disability. 89.2% have health insurance coverage.

Nearby Cities

Gerald, MO 1,264 pop · 10.0 mi Belle, MO 1,476 pop · 12.7 mi Indian Lake, MO 1,075 pop · 17.5 mi Bourbon, MO 1,694 pop · 19.2 mi Cuba, MO 3,172 pop · 20.3 mi Sullivan, MO 6,355 pop · 20.8 mi New Haven, MO 3,389 pop · 23.7 mi Hermann, MO 2,550 pop · 25.0 mi Steelville, MO 1,410 pop · 27.3 mi Union, MO 12,560 pop · 27.7 mi Rolla, MO 20,144 pop · 30.9 mi Marthasville, MO 2,587 pop · 31.0 mi Taos, MO 1,334 pop · 32.8 mi Villa Ridge, MO 2,994 pop · 34.4 mi

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