Median Income
$50,428
33% lower than US avg
Home Value
$133,100
53% lower than US avg
Violent Crime
287/100K
25% lower than US avg
Bachelor's+
12.6%
63% lower than US avg
Median Rent
$642
45% lower than US avg
Obesity Rate
40.4%
26% higher than US avg
Unemployment
3.6%
0% lower than US avg
Poverty Rate
17.9%
44% higher than US avg
How Owensville Compares to the U.S. Average (100% = U.S. avg)
People
Population2,798
Median Age36.2 yrs
Density1,076/mi²
Male / Female50% / 50%
Largest GroupWhite 96%
Veterans8.6%
Economy
B
Median Income$50,428
Per Capita$22,460
Unemployment3.6%
Poverty17.9%
Commute27 min
Housing
A+
Home Value$133,100
Rent$642
Ownership63.6%
Zillow$239,354
Housing Units1,235
Rent Burden20.3%
Crime
F
Violent287/100K
Property788/100K
Health
Obesity40.4%
Uninsured9.6%
Smoking21.0%
Depression28.0%
Heart Disease6.3%
Climate
Avg Temp53°F (12°C)
Rain45.2 in/yr
Elevation945 ft (288 m)
Education
C
Bachelor's+12.6%
High School+82.2%
Graduate+8.7%
School Score5.51
Community
2024 VoteR 77% / D 22%
Commute27 min
Broadband81.0%
EV Stations6
Is Owensville a Good Place to Live?
Based on current data, Owensville receives an overall livability score of 2.8 out of 5.0, earning a grade of C+. Key strengths include low crime rates, affordable housing. Areas to be aware of include an elevated poverty rate, below-average incomes, high obesity rates. Owensville has some notable strengths but also faces challenges that prospective residents should consider.
Economy & Jobs
The median household income in Owensville is $50,428, 33% below the national average of $75,149. Unemployment stands at 3.6%, indicating a healthy job market. The poverty rate of 17.9% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 27 minutes.
Cost of Living & Housing
The median home value in Owensville is $133,100, 53% below the national median / offering relatively affordable homeownership. Renters pay a median of $642 per month, below the national average / a plus for affordability. At just 2.6x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Violent crime in Owensville is below the national average at 287 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 788 per 100,000, 60% below the national average.
Education
12.6% of residents hold a bachelor's degree, below the national average of 33.7%. 82.2% have completed high school. Area schools have an average test score of 5.5/10.
Climate & Weather
Owensville experiences four distinct seasons with an average temperature of 53°F. Winters average 29°F in January while summers reach 76°F in July. Annual precipitation totals 45.2 inches, including 14.2 inches of snow.
Owensville has a population of 2,798 with a density of 1,076 people per square mile, spread across 2.6 square miles. The median age is 36.2 years, 7% younger than the national median of 38.9. The gender split is 49.7% female and 50.3% male. The city is predominantly White (96.1%), with 1.5% Hispanic. English is the primary language spoken at home by 97% of residents. 8.6% of the population are veterans, above the national rate of 6.0%. 21.0% of residents have a disability (above the 13.0% national average). 90.4% have health insurance coverage.
Population
2,798
Total Population
2023 Census
36.2yrs
Median Age
7% below US avg
Race & Ethnicity
Owensville vs U.S. Average
Language Spoken at Home
English Only
97.0%
24% above US avg
Spanish
3.3%
75% below US avg
Social Characteristics
Owensville vs U.S. Average
The median household income in Owensville is $50,428, which is 33% below the national average of $75,149. Per capita income is $22,460 (below the $39,052 national figure). The unemployment rate is 3.6% (below the 3.6% US average). 17.9% of residents live below the poverty line, higher than the national rate of 12.4%. The cost of living index is 90.8, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 27 minutes. 3.3% of workers work from home (below the 15.2% national rate).
Income: Owensville vs U.S.
Income
| Median HH Income | $50,428 |
| 33% below US avg |
| Per Capita Income | $22,460 |
Employment & Poverty
| Unemployment | 3.6% |
| 0% below US avg |
| Poverty Rate | 17.9% |
| 44% above US avg |
Tax & Cost of Living
| |
| Cost of Living | 90.80 (100=avg) |
Commute & Transportation
| Commute Time | 26.5 min |
| Drive Alone | 83.0% |
| Public Transit | 0.2% |
| Work from Home | 3.3% |
The median home value in Owensville is $133,100, 53% below the national median of $281,900. Zillow estimates the typical home value at $239,354, higher than the Census estimate. Monthly rent averages $642 (45% below the national average of $1,163). Fair market rent ranges from $775 for a one-bedroom to $970 for a two-bedroom apartment. 63.6% of housing units are owner-occupied. There are 1,235 total housing units in the city. The median year a home was built is 1963. 20.3% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2.6x, well within the affordable range.
Home Values
| Census Median | $133,100 |
| 53% below US avg |
| Zillow ZHVI | $239,354 |
Rental Costs
| Census Median Rent | $642 |
| 45% below US avg |
| Rent Burden | 20.3% |
HUD Fair Market Rent
| Studio | $732 |
| 1 Bedroom | $775 |
| 2 Bedrooms | $970 |
| 3 Bedrooms | $1,265 |
| 4 Bedrooms | $1,457 |
Ownership & Property
| Homeownership | 63.6% |
| Owner-Occupied | 63.6% |
| Renter-Occupied | 36.4% |
| Housing Units | 1,235 |
| Median Year Built | 1963 |
Property Tax
In Owensville, 40.4% of adults are obese, above the national rate of 32.1%. 10.9% have diabetes. Heart disease affects 6.3% of residents. 33.8% have high blood pressure. 21.0% are current smokers (above the 14.0% national rate). 16.9% report binge drinking. 31.1% are physically inactive, above the national average. 28.0% report depression (above the 20.0% national average). 21.1% experience frequent mental distress. 9.6% of residents lack health insurance.
Health Metrics: Owensville vs U.S. Average (%)
Chronic Conditions
| Obesity | 40.4% |
| 26% above US avg |
| Diabetes | 10.9% |
| Heart Disease | 6.3% |
| High Blood Pressure | 33.8% |
| Asthma | 11.6% |
| COPD | 9.1% |
| Cancer | 7.4% |
| Stroke | 3.5% |
Behaviors & Mental Health
| Smoking | 21.0% |
| 50% above US avg |
| Binge Drinking | 16.9% |
| Physical Inactivity | 31.1% |
| Depression | 28.0% |
| Mental Distress | 21.1% |
| Physical Distress | 15.9% |
| Short Sleep | 38.9% |
Healthcare Access
| Insurance Rate | 90.4% |
| Uninsured | 9.6% |
| 12% above US avg |
| Checkup Rate | 75.2% |
| Dental Visits | 53.0% |
Food & Exercise
Owensville has a violent crime rate of 287 per 100,000 residents, 25% below the national average of 380. Property crime stands at 788 per 100,000, 60% below the U.S. average. Overall, Owensville receives a safety grade of F.
Crime Rates: Owensville vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 286.5/100K |
| 25% below US avg |
| |
Property Crime
| Total Property | 788.0/100K |
| 60% below US avg |
Traffic Safety
| Traffic Accidents | 1 |
| Avg Accident Severity | 2.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Owensville experiences four distinct seasons with an average annual temperature of 53°F (12°C). Winters average 29°F in January while summers reach 76°F in July. Annual precipitation totals 45.2 inches. The area receives 14.2 inches of snow annually. The city sits at an elevation of 945 feet.
Temperature
29°F Jan (-2°C)
76°F Jul (24°C)
| Annual Average | 53.0°F |
| 2% below US avg |
| January Average | 29°F (-2°C) |
| July Average | 76°F (24°C) |
Geography
| Elevation | 945 ft (288 m) |
| Area | 2.6 sq mi (6.8 km²) |
| Population Density | 1,076/sq mi |
| Coordinates | 38.3456°N, 91.5015°W |
| Timezone | America/Chicago |
| Nearest Airport | Columbia Regional (COU)
51 miles away |
Precipitation & Snow
Annual Rainfall
45.2"
19% above US avg
Wettest Month (May)
5.58"
Earthquake History
25 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.9. Most recent: M2.6 on Apr 23, 2025.
| Jun 7, 2011 |
18 km NNW of Potosi, Missouri |
M3.9 |
60 km |
| Jul 31, 2005 |
Missouri |
M3.3 |
114 km |
| Aug 27, 1993 |
5 km SSE of Olympian Village, Missouri |
M3.3 |
97 km |
| Jan 21, 1992 |
5 km SE of Linn Creek, Missouri |
M3.1 |
109 km |
| Feb 8, 2004 |
6 km SSW of Stoutsville, Missouri |
M2.9 |
132 km |
| Jul 8, 2003 |
1 km N of Leasburg, Missouri |
M2.9 |
32 km |
| May 18, 2006 |
9 km SSE of De Soto, Missouri |
M2.9 |
91 km |
| Apr 29, 2022 |
1 km SSW of Peerless Park, Missouri |
M2.8 |
90 km |
| May 5, 2008 |
3 km SSE of Fenton, Missouri |
M2.8 |
96 km |
| Jul 31, 1995 |
8 km SSW of Caledonia, Missouri |
M2.8 |
95 km |
| Jul 15, 1990 |
7 km SW of Potosi, Missouri |
M2.7 |
78 km |
| Jul 22, 1998 |
12 km NE of Mine La Motte, Missouri |
M2.7 |
137 km |
| Nov 12, 1996 |
15 km SSE of Olympian Village, Missouri |
M2.7 |
104 km |
| Sep 5, 2015 |
5 km SE of High Ridge, Missouri |
M2.7 |
89 km |
| Sep 20, 1997 |
6 km NE of Ellington, Missouri |
M2.6 |
128 km |
| Feb 3, 2014 |
18 km NW of Potosi, Missouri |
M2.6 |
59 km |
| Mar 7, 2009 |
7 km S of Miramiguoa Park, Missouri |
M2.6 |
42 km |
| Nov 25, 2013 |
8 km NE of Bonne Terre, Missouri |
M2.6 |
98 km |
| Jun 6, 2017 |
8 km ENE of Bonne Terre, Missouri |
M2.6 |
101 km |
| Sep 19, 2024 |
1 km S of Old Monroe, Missouri |
M2.6 |
91 km |
Source: USGS (M2.5+, 1990-2025)
Tornado History
427 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 53 fatalities, 999 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Apr 22, 2011 |
EF4 |
98 km |
0 |
| Jun 22, 1969 |
EF4 |
56 km |
2 |
| Dec 21, 1967 |
EF4 |
81 km |
3 |
| Jan 24, 1967 |
EF4 |
91 km |
3 |
| Feb 10, 1959 |
EF4 |
81 km |
21 |
| Feb 24, 1956 |
EF4 |
52 km |
6 |
| Dec 10, 2021 |
EF3 |
59 km |
1 |
| May 22, 2019 |
EF3 |
97 km |
0 |
| May 31, 2013 |
EF3 |
76 km |
0 |
| Dec 31, 2010 |
EF3 |
91 km |
1 |
| Dec 31, 2010 |
EF3 |
95 km |
0 |
| Dec 31, 2010 |
EF3 |
52 km |
2 |
| Jan 7, 2008 |
EF3 |
70 km |
0 |
| Jan 7, 2008 |
EF3 |
67 km |
0 |
| Mar 13, 2006 |
EF3 |
79 km |
0 |
| Mar 13, 2006 |
EF3 |
58 km |
0 |
| Jun 1, 1999 |
EF3 |
42 km |
0 |
| Nov 10, 1998 |
EF3 |
99 km |
0 |
| Nov 27, 1990 |
EF3 |
99 km |
0 |
| Nov 15, 1988 |
EF3 |
86 km |
0 |
Source: NOAA SPC (EF0+, 1950-2024)
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: MINNINGHAW (4,792 ac, 2011).
| Year |
Name |
Acres |
Distance |
| 2011 |
MINNINGHAW |
4,792 |
99 km |
| 2017 |
UNNAMED |
4,602 |
100 km |
| 2023 |
ELM SPRINGS RX |
4,378 |
72 km |
| 2022 |
SMITH MILL HOLLOW |
3,978 |
61 km |
| 2021 |
KAINTUCK |
3,325 |
67 km |
| 2021 |
COUNCIL BLUFF |
3,035 |
86 km |
| 2021 |
HODGE HOLLOW |
2,922 |
97 km |
| 2024 |
COUNCIL BLUFF WEST RX |
2,846 |
86 km |
| 2005 |
UNNAMED |
2,831 |
68 km |
| 2005 |
UNNAMED |
2,751 |
78 km |
| 2019 |
UNNAMED |
2,688 |
57 km |
| 2010 |
COUNCIL BLUFF LAKE |
2,651 |
86 km |
| 2022 |
MINNINGHAW |
2,516 |
98 km |
| 2006 |
UNNAMED |
2,512 |
86 km |
| 2024 |
KAINTUCK SOUTH RX |
2,387 |
70 km |
| 2024 |
UNNAMED |
2,335 |
97 km |
| 2024 |
FLW RANGE COMPLEX RX |
2,309 |
95 km |
| 2014 |
UNNAMED |
2,090 |
71 km |
| 2021 |
BEAR PAW |
2,080 |
73 km |
| 2024 |
BEAR PAW RX |
2,067 |
73 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
29°F (-2°C) |
2.7 in |
Coldest |
| February |
33°F (1°C) |
2.4 in |
Driest |
| March |
42°F (6°C) |
3.7 in |
|
| April |
53°F (12°C) |
4.8 in |
|
| May |
62°F (17°C) |
5.6 in |
Wettest |
| June |
71°F (22°C) |
4.5 in |
|
| July |
76°F (24°C) |
3.9 in |
Warmest |
| August |
74°F (23°C) |
3.9 in |
|
| September |
66°F (19°C) |
4.0 in |
|
| October |
55°F (13°C) |
3.4 in |
|
| November |
43°F (6°C) |
3.6 in |
|
| December |
33°F (1°C) |
2.7 in |
|
Owensville has a seasonal temperature swing of 47°F / from 29°F in January to 76°F in July. Total annual precipitation is 45.2 inches, with May being the wettest month (5.6") and February the driest (2.4").
Average costs for common services in Owensville. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$227 ($136-$363) |
| Specialist Visit |
$318 ($182-$499) |
| Urgent Care Visit |
$182 ($91-$318) |
| Emergency Room Visit |
$1,998 ($726-$4,540) |
| Dental Cleaning |
$118 ($68-$182) |
| Dental Filling |
$227 ($136-$363) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$41 ($23-$68) |
| Oil Change (Synthetic) |
$68 ($45-$109) |
| Brake Pad Replacement |
$272 ($136-$454) |
| Tire Rotation |
$36 ($18-$68) |
| New Tires (Set of 4) |
$545 ($363-$908) |
| Battery Replacement |
$182 ($91-$318) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$91 ($54-$136) |
| Electrician (Per Hour) |
$82 ($45-$127) |
| HVAC Repair |
$363 ($136-$726) |
| HVAC System Install |
$6,356 ($3,632-$10,896) |
| Roof Repair |
$908 ($363-$1,816) |
| Roof Replacement |
$8,172 ($4,994-$13,620) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,362 ($454-$3,178) |
| Divorce (Contested) |
$13,620 ($4,540-$27,240) |
| DUI Defense |
$4,540 ($1,816-$9,080) |
| Bankruptcy (Chapter 7) |
$1,362 ($726-$2,724) |
| Will Preparation |
$454 ($182-$908) |
| Trust Preparation |
$2,270 ($908-$4,540) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14-$41) |
| Women's Haircut |
$50 ($27-$91) |
| Hair Coloring (Full) |
$136 ($68-$227) |
| Manicure |
$23 ($14-$41) |
| Pedicure |
$36 ($23-$59) |
| Massage (1 Hour) |
$73 ($45-$118) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.72 ($2.72-$4.99) |
| Dozen Eggs (per dozen) |
$3.18 ($2.27-$4.54) |
| Loaf of Bread |
$3.45 ($2.27-$4.99) |
| Chicken Breast (per lb) |
$4.09 ($2.72-$5.90) |
| Ground Beef (per lb) |
$4.99 ($3.63-$6.81) |
| Rice (per lb) |
$0.91 ($0.54-$1.63) |
View all 20 services
Utilities
| Electricity (Monthly) |
$127 ($73-$227) |
| Natural Gas (Monthly) |
$64 ($27-$136) |
| Water/Sewer (Monthly) |
$64 ($36-$109) |
| Internet (Monthly) |
$64 ($36-$91) |
| Cell Phone Plan (Monthly) |
$59 ($27-$91) |
| Cable TV (Monthly) |
$77 ($45-$136) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$182 ($68-$454) |
| Car Insurance (Annual) |
$1,816 ($1,090-$3,178) |
| Bus Pass (Monthly) |
$64 ($27-$118) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.26-$23) |
| Car Registration (Annual) |
$91 ($27-$227) |
| Driver's License Renewal |
$27 ($14-$68) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,090 ($545-$2,270) |
| Daycare (Toddler, Monthly) |
$908 ($454-$1,816) |
| After-School Care (Monthly) |
$363 ($182-$636) |
| Tutoring (Per Hour) |
$45 ($23-$91) |
| SAT/ACT Prep Course |
$908 ($363-$2,270) |
| Private School (K-12, Annual) |
$11,350 ($4,540-$27,240) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$54 ($27-$91) |
| Dog Vaccination (Annual) |
$91 ($45-$182) |
| Dog Grooming |
$54 ($27-$91) |
| Pet Boarding (Per Night) |
$36 ($18-$68) |
| Dog Spay/Neuter |
$272 ($136-$454) |
| Cat Spay/Neuter |
$182 ($91-$363) |
View all 9 services
Frequently Asked Questions About Owensville
What is the population of Owensville?
Owensville has a population of 2,798 residents and is located in Missouri. The population density is 1,076 people per square mile, spread across 2.6 square miles. The median age of residents is 36.2 years, which is younger than the national median of 38.9 years. The population is 49.7% female and 50.3% male.
Is Owensville expensive to live in?
Owensville is more affordable than the national average, with a cost of living index of 90.8 / below the baseline of 100. The median household income is $50,428, 33% below the national average of $75,149. The median home value is $133,100 (53% below the U.S. median). Renters pay a median of $642 per month, below the national average of $1,163. The home price-to-income ratio is 2.6x, indicating housing is reasonably affordable relative to local income levels.
Is Owensville safe?
Owensville is safer than the national average, with a violent crime rate of 287 per 100,000 compared to the U.S. rate of 380. Property crime occurs at a rate of 788 per 100,000 (below the national average). Overall, Owensville receives a safety grade of F based on combined crime data.
What is the weather like in Owensville?
Owensville has a four-season climate with an average annual temperature of 53°F (12°C). Winter temperatures average 29°F in January, while summers reach an average of 76°F in July. Annual rainfall totals 45.2 inches, with 14.2 inches of snow.
How is the job market in Owensville?
Owensville has a healthy job market with an unemployment rate of 3.6%, near the national average of 3.6%. The average commute time is 27 minutes, and 3.3% of workers work from home.
How much does housing cost in Owensville?
The median home value in Owensville is $133,100. Zillow estimates the typical home value at $239,354. For renters, the median monthly rent is $642. Fair market rent is $775 for a 1-bedroom and $970 for a 2-bedroom apartment. The homeownership rate is 63.6%.
How are the schools in Owensville?
Schools in Owensville score 5.5 out of 10 on standardized testing, near the national average. 12.6% of adults in Owensville hold a bachelor's degree or higher, below the national average of 33.7%. 82.2% have completed high school. 8.7% hold a graduate or professional degree.
How healthy is Owensville?
The obesity rate in Owensville is 40.4% (above the national rate of 32.1%). 21.0% of adults are smokers. 31.1% are physically inactive. 28.0% of residents report depression. 9.6% lack health insurance.
What is transportation like in Owensville?
The average commute in Owensville is 27 minutes. 83% of workers drive alone to work, and 3.3% work from home.
What are the demographics of Owensville?
The racial and ethnic makeup of Owensville is 96.1% White, 1.5% Hispanic or Latino. 97% of residents speak only English at home, while 3.3% speak Spanish. 8.6% of the population are military veterans. 21.0% of residents have a disability. 90.4% have health insurance coverage.