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St. Elmo, IL
Full City Profile · Illinois · Effingham County County
2.8
/5.0
C+
Fair
1,401
Population
947/sq mi density
$47,115
Median Income
$23,540 per capita
$80,300
Home Value
$163,092 Zillow
$759
Median Rent
27.8% income on rent
54°F
Avg Temperature
293 sunny days/yr
72
Violent Crime/100K
1,368 property/100K
C+
Overall
2.8 / 5.0
Fair overall score based on economy, affordability, safety and education
B
Economy
3.4 / 5.0
$47,115 median income, 2.4% unemployment
A+
Affordability
5.0 / 5.0
$80,300 home value, $759/mo rent
F
Safety
1.0 / 5.0
72 violent crimes/100K
D
Education
1.7 / 5.0
8.2% bachelor's degree or higher
Income Overview
Median Household Income
$47,115
37% below
US avg: $75,149
Per Capita Income
$23,540
40% below
US avg: $39,052
Unemployment Rate
2.4%
33% below
US avg: 3.6%
Poverty Rate
15.6%
26% above
US avg: 12.4%
Income Comparison: St. Elmo vs. U.S. Average
Each bar shows St. Elmo’s value as a percentage of the national average (100% line = U.S. avg)
Median Household
US: $75,149
$47,115
63%
Per Capita
US: $39,052
$23,540
60%
IRS Avg AGI
US: $72,000
$85,897
119%
Avg Weekly Wage
US: $1,432
$1,020
71%
Thin line = U.S. average (100%)
Employment & Commute
Avg Weekly Wage
$1,020
29% below US avg ($1,432)
Mean Commute Time
23 min
16% below US avg (28 min)
Work From Home
7.5%
51% below US avg (15.2%)
Drive Alone
83.8%
14% above US avg (73.2%)
Public Transit
0.0%
100% below US avg (5.0%)
County GDP
$3,084M
County-level GDP (BEA 2024)
How Residents Get to Work
Drive Alone
83.8%
Public Transit
0%
Work From Home
7.5%
Other
8.7%
Average commute time
23 minutes
US avg: 28 min
Business Landscape
Total Establishments
1,237
Restaurants
125
Healthcare
159
Retail
195
Manufacturing
62
Tax & Financial
IRS Avg Adjusted Gross Income
$85,897
19% above US avg ($72,000)
Avg Property Tax
$6,557
87% above US avg ($3,500)
Cost of Living Index
100.0
Below national average (100 = US avg)
Complete Economy Data
Income & Wages
| Median Household Income | $47,115 |
| Per Capita Income | $23,540 |
| IRS Avg Adjusted Gross Income | $85,897 |
| Avg Weekly Wage | $1,020 |
| County GDP | $3,084M |
Hardship Indicators
| Unemployment Rate | 2.4% |
| Poverty Rate | 15.6% |
| Gini Coefficient | 0.436 |
| Cost of Living Index | 100.0 |
Commute
| Mean Commute | 23 minutes |
| Drive Alone | 83.8% |
| Public Transit | 0.0% |
| Work From Home | 7.5% |
Businesses
| Total Establishments | 1,237 |
| Restaurants | 125 |
| Healthcare | 159 |
| Retail | 195 |
| Manufacturing | 62 |
Tax
| IRS Avg AGI | $85,897 |
| Avg Property Tax | $6,557 |