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St. Elmo, IL
Full City Profile · Illinois · Effingham County County
2.8
/5.0
C+
Fair
1,401
Population
947/sq mi density
$47,115
Median Income
$23,540 per capita
$80,300
Home Value
$163,092 Zillow
$759
Median Rent
27.8% income on rent
54°F
Avg Temperature
293 sunny days/yr
72
Violent Crime/100K
1,368 property/100K
C+
Overall
2.8 / 5.0
Fair overall score based on economy, affordability, safety and education
B
Economy
3.4 / 5.0
$47,115 median income, 2.4% unemployment
A+
Affordability
5.0 / 5.0
$80,300 home value, $759/mo rent
F
Safety
1.0 / 5.0
72 violent crimes/100K
D
Education
1.7 / 5.0
8.2% bachelor's degree or higher
Housing Overview
Median Home Value
$80,300
72% below
US avg: $281,900
Median Rent
$759/mo
35% below
US avg: $1,163/mo
Homeownership Rate
83.6%
28% above US avg (65.4%)
Total Housing Units
539
Median year built: 1954
Home Value by Source
Census Median
$80,300
Zillow (ZHVI)
$163,092
Census ACS, Zillow ZHVI, Redfin median sale price
Ownership vs. Renting
83.6%
Owner-Occupied
16.4%
Renter-Occupied
US avg: 65.4% owner-occupied
Fair Market Rents (HUD FY2026)
Studio
$774/mo
1 Bedroom
$854/mo
2 Bedroom
$1,063/mo
3 Bedroom
$1,370/mo
4 Bedroom
$1,561/mo
Census median rent:
$759/mo
Affordability & Housing Stock
Rent Burden
27.8%
of renters spending 30%+ of income on housing
10% below US avg (31.0%)
Median Year Built
1954
Average age of housing stock: 72 years
Homeownership Rate
83.6%
Complete Housing Data
Home Values
| Census Median Value | $80,300 |
| Zillow Home Value (ZHVI) | $163,092 |
Rent
| Census Median Rent | $759 |
| FMR Studio | $774 |
| FMR 1-Bedroom | $854 |
| FMR 2-Bedroom | $1,063 |
| FMR 3-Bedroom | $1,370 |
| FMR 4-Bedroom | $1,561 |
Market
Ownership & Stock
| Owner-Occupied | 83.6% |
| Renter-Occupied | 16.4% |
| Homeownership Rate | 83.6% |
| Total Housing Units | 539 |
| Median Year Built | 1954 |
| Rent Burden | 27.8% |