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St. Jacob, IL

Full City Profile · Illinois · Madison County County

4.0 /5.0
A Great
1,617 Population 1,902/sq mi density
$107,188 Median Income $37,519 per capita
$192,400 Home Value $248,772 Zillow
$1,260 Median Rent 35.5% income on rent
58°F Avg Temperature 293 sunny days/yr
A
Overall
4.0 / 5.0
Strong
A+
Economy
5.0 / 5.0
$107,188 median income, 1.5% unemployment
A+
Affordability
5.0 / 5.0
$192,400 home value, $1,260/mo rent
C+
Safety
2.5 / 5.0
0 violent crimes/100K
B+
Education
3.5 / 5.0
31.8% bachelor's degree or higher

Housing Overview

Median Home Value
$192,400
32% below
US avg: $281,900
Median Rent
$1,260/mo
8% above
US avg: $1,163/mo
Homeownership Rate
83.9%
28% above US avg (65.4%)
Total Housing Units
562
Median year built: 1995

Home Value by Source

Census Median
$192,400
Zillow (ZHVI)
$248,772
Census ACS, Zillow ZHVI, Redfin median sale price

Ownership vs. Renting

83.9%
Owner-Occupied
16.1%
Renter-Occupied
84%
16%
US avg: 65.4% owner-occupied

Fair Market Rents (HUD FY2026)

Studio
$774/mo
1 Bedroom
$854/mo
2 Bedroom
$1,063/mo
3 Bedroom
$1,370/mo
4 Bedroom
$1,561/mo
Census median rent: $1,260/mo

Affordability & Housing Stock

Rent Burden
35.5%
of renters spending 30%+ of income on housing
15% above US avg (31.0%)
Median Year Built
1995
Average age of housing stock: 31 years
Homeownership Rate
83.9%

Complete Housing Data

Home Values

Census Median Value$192,400
Zillow Home Value (ZHVI)$248,772

Rent

Census Median Rent$1,260
FMR Studio$774
FMR 1-Bedroom$854
FMR 2-Bedroom$1,063
FMR 3-Bedroom$1,370
FMR 4-Bedroom$1,561

Market

Ownership & Stock

Owner-Occupied83.9%
Renter-Occupied16.1%
Homeownership Rate83.9%
Total Housing Units562
Median Year Built1995
Rent Burden35.5%