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St. James City, FL
Full City Profile · Florida · Charlotte County County
3.0
/5.0
B
Good
3,846
Population
263/sq mi density
$64,539
Median Income
$47,351 per capita
$284,800
Home Value
$803,742 Zillow
$2,259
Median Rent
35.0% income on rent
75°F
Avg Temperature
330 sunny days/yr
71
Violent Crime/100K
1,524 property/100K
B
Overall
3.0 / 5.0
Good overall score based on economy, affordability, safety and education
A
Economy
4.0 / 5.0
$64,539 median income, 3.7% unemployment
A
Affordability
4.2 / 5.0
$284,800 home value, $2,259/mo rent
F
Safety
1.0 / 5.0
71 violent crimes/100K
C+
Education
2.9 / 5.0
23.9% bachelor's degree or higher
Housing Overview
Median Home Value
$284,800
1% above
US avg: $281,900
Median Rent
$2,259/mo
94% above
US avg: $1,163/mo
Homeownership Rate
89.5%
37% above US avg (65.4%)
Total Housing Units
3,629
Median year built: 1983
Home Value by Source
Census Median
$284,800
Zillow (ZHVI)
$803,742
Median Sale Price
$490,500
Median List Price
$525,000
Census ACS, Zillow ZHVI, Redfin median sale price
Ownership vs. Renting
89.5%
Owner-Occupied
10.5%
Renter-Occupied
US avg: 65.4% owner-occupied
Fair Market Rents (HUD FY2026)
Studio
$1,212/mo
1 Bedroom
$1,296/mo
2 Bedroom
$1,526/mo
3 Bedroom
$1,971/mo
4 Bedroom
$2,261/mo
Census median rent:
$2,259/mo
Market Indicators (Redfin)
Median Days on Market
111 days
Sale-to-List Ratio
1.0%
Buyers market
Homes Sold
10
Price Drops
42.6%
of listings with price reduction
Price Per Sq Ft
$372
Active Inventory
94
homes for sale
Affordability & Housing Stock
Rent Burden
35.0%
of renters spending 30%+ of income on housing
13% above US avg (31.0%)
Median Year Built
1983
Average age of housing stock: 43 years
Homeownership Rate
89.5%
Complete Housing Data
Home Values
| Census Median Value | $284,800 |
| Zillow Home Value (ZHVI) | $803,742 |
| Median Sale Price | $490,500 |
| Median List Price | $525,000 |
| Price Per Sq Ft | $372 |
Rent
| Census Median Rent | $2,259 |
| FMR Studio | $1,212 |
| FMR 1-Bedroom | $1,296 |
| FMR 2-Bedroom | $1,526 |
| FMR 3-Bedroom | $1,971 |
| FMR 4-Bedroom | $2,261 |
Market
| Days on Market | 111 |
| Sale-to-List Ratio | 1.0% |
| Price Drops | 42.6% |
| Homes Sold | 10 |
| Active Inventory | 94 |
| Price Per Sq Ft | $372 |
Ownership & Stock
| Owner-Occupied | 89.5% |
| Renter-Occupied | 10.5% |
| Homeownership Rate | 89.5% |
| Total Housing Units | 3,629 |
| Median Year Built | 1983 |
| Rent Burden | 35.0% |