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St. James, MN
Full City Profile · Minnesota · Watonwan County County
2.9
/5.0
C+
Fair
4,740
Population
1,935/sq mi density
$57,031
Median Income
$32,172 per capita
$109,600
Home Value
$288,647 Zillow
$805
Median Rent
26.3% income on rent
45°F
Avg Temperature
260 sunny days/yr
136
Violent Crime/100K
1,649 property/100K
C+
Overall
2.9 / 5.0
Fair overall score based on economy, affordability, safety and education
B
Economy
3.1 / 5.0
$57,031 median income, 5.9% unemployment
A+
Affordability
5.0 / 5.0
$109,600 home value, $805/mo rent
F
Safety
1.0 / 5.0
136 violent crimes/100K
C
Education
2.4 / 5.0
17.6% bachelor's degree or higher
Housing Overview
Median Home Value
$109,600
61% below
US avg: $281,900
Median Rent
$805/mo
31% below
US avg: $1,163/mo
Homeownership Rate
68.8%
5% above US avg (65.4%)
Total Housing Units
2,051
Median year built: 1967
Home Value by Source
Census Median
$109,600
Zillow (ZHVI)
$288,647
Census ACS, Zillow ZHVI, Redfin median sale price
Ownership vs. Renting
68.8%
Owner-Occupied
31.2%
Renter-Occupied
US avg: 65.4% owner-occupied
Fair Market Rents (HUD FY2026)
Studio
$809/mo
1 Bedroom
$899/mo
2 Bedroom
$1,125/mo
3 Bedroom
$1,483/mo
4 Bedroom
$1,698/mo
Census median rent:
$805/mo
Affordability & Housing Stock
Rent Burden
26.3%
of renters spending 30%+ of income on housing
15% below US avg (31.0%)
Median Year Built
1967
Average age of housing stock: 59 years
Homeownership Rate
68.8%
Complete Housing Data
Home Values
| Census Median Value | $109,600 |
| Zillow Home Value (ZHVI) | $288,647 |
Rent
| Census Median Rent | $805 |
| FMR Studio | $809 |
| FMR 1-Bedroom | $899 |
| FMR 2-Bedroom | $1,125 |
| FMR 3-Bedroom | $1,483 |
| FMR 4-Bedroom | $1,698 |
Market
Ownership & Stock
| Owner-Occupied | 68.8% |
| Renter-Occupied | 31.2% |
| Homeownership Rate | 68.8% |
| Total Housing Units | 2,051 |
| Median Year Built | 1967 |
| Rent Burden | 26.3% |