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St. Joe, IN
Full City Profile · Indiana · Paulding County County
2.8
/5.0
C+
Fair
420
Population
1,235/sq mi density
$61,875
Median Income
$22,790 per capita
$85,400
Home Value
$195,288 Zillow
$700
Median Rent
18.3% income on rent
50°F
Avg Temperature
275 sunny days/yr
63
Violent Crime/100K
2,110 property/100K
C+
Overall
2.8 / 5.0
Fair overall score based on economy, affordability, safety and education
B+
Economy
3.6 / 5.0
$61,875 median income, 5.8% unemployment
A+
Affordability
5.0 / 5.0
$85,400 home value, $700/mo rent
F
Safety
1.0 / 5.0
63 violent crimes/100K
F
Education
1.5 / 5.0
6.2% bachelor's degree or higher
Housing Overview
Median Home Value
$85,400
70% below
US avg: $281,900
Median Rent
$700/mo
40% below
US avg: $1,163/mo
Homeownership Rate
72.1%
10% above US avg (65.4%)
Total Housing Units
196
Median year built: 1938
Home Value by Source
Census Median
$85,400
Zillow (ZHVI)
$195,288
Census ACS, Zillow ZHVI, Redfin median sale price
Ownership vs. Renting
72.1%
Owner-Occupied
27.9%
Renter-Occupied
US avg: 65.4% owner-occupied
Fair Market Rents (HUD FY2026)
Studio
$816/mo
1 Bedroom
$882/mo
2 Bedroom
$1,096/mo
3 Bedroom
$1,391/mo
4 Bedroom
$1,590/mo
Census median rent:
$700/mo
Affordability & Housing Stock
Rent Burden
18.3%
of renters spending 30%+ of income on housing
41% below US avg (31.0%)
Median Year Built
1938
Average age of housing stock: 88 years
Homeownership Rate
72.1%
Complete Housing Data
Home Values
| Census Median Value | $85,400 |
| Zillow Home Value (ZHVI) | $195,288 |
Rent
| Census Median Rent | $700 |
| FMR Studio | $816 |
| FMR 1-Bedroom | $882 |
| FMR 2-Bedroom | $1,096 |
| FMR 3-Bedroom | $1,391 |
| FMR 4-Bedroom | $1,590 |
Market
Ownership & Stock
| Owner-Occupied | 72.1% |
| Renter-Occupied | 27.9% |
| Homeownership Rate | 72.1% |
| Total Housing Units | 196 |
| Median Year Built | 1938 |
| Rent Burden | 18.3% |