Median Income
$61,875
18% lower than US avg
Home Value
$85,400
70% lower than US avg
Bachelor's+
6.2%
82% lower than US avg
Median Rent
$700
40% lower than US avg
Obesity Rate
41.8%
30% higher than US avg
Unemployment
5.8%
61% higher than US avg
Poverty Rate
5.8%
53% lower than US avg
How St. Joe Compares to the U.S. Average (100% = U.S. avg)
People
Population420
Median Age33.4 yrs
Density1,235/mi²
Male / Female55% / 46%
Largest GroupWhite 96%
Veterans8.5%
Economy
B+
Median Income$61,875
Per Capita$22,790
Unemployment5.8%
Poverty5.8%
County GDP$790M
Commute27 min
Housing
A+
Home Value$85,400
Rent$700
OwnershipN/A
Rent Burden18.3%
Health
Obesity41.8%
UninsuredN/A
Depression26.7%
Heart Disease5.2%
Climate
Avg Temp50°F
AQI41 (Good)
Rain35.1 in/yr
Elevation819 ft
Education
F
Bachelor's+6.2%
High School+71.0%
School Score6.01
Community
2024 VoteR 78% / D 21%
Commute27 min
Broadband79.6%
Libraries6
Is St. Joe a Good Place to Live?
Based on current data, St. Joe receives an overall livability score of 3.4 out of 5.0, earning a grade of B. Key strengths include affordable housing, a low poverty rate. Areas to be aware of include above-average unemployment, high obesity rates. St. Joe offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in St. Joe is $61,875, 18% below the national average of $75,149. The unemployment rate of 5.8% is somewhat elevated compared to the national rate of 3.6%. Only 5.8% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 27 minutes.
Cost of Living & Housing
The median home value in St. Joe is $85,400, 70% below the national median — offering relatively affordable homeownership. Renters pay a median of $700 per month, below the national average — a plus for affordability. At just 1.4x median income, home prices are very affordable relative to local earnings.
Education
6.2% of residents hold a bachelor's degree, below the national average of 33.7%. 71.0% have completed high school. Area schools have an average test score of 6/10.
Climate & Weather
St. Joe experiences four distinct seasons with an average temperature of 50°F. Winters average 25°F in January while summers reach 73°F in July. Annual precipitation totals 35.1 inches. Air quality is rated Good with a median AQI of 41.
St. Joe has a population of 420 with a density of 1,235 people per square mile. The median age is 33.4 years, 14% younger than the national median of 38.9. The city is predominantly White (96.4%).
Population
33.4yrs
Median Age
14% below US avg
Language Spoken at Home
| English Only | 93.2% |
| 19% above US avg |
| Spanish | 6.8% |
| 49% below US avg |
The median household income in St. Joe is $61,875, which is 18% below the national average of $75,149. The unemployment rate is 5.8% (above the 3.6% US average). 5.8% of residents live below the poverty line. Workers commute an average of 27 minutes.
Income
| Median HH Income | $61,875 |
| 18% below US avg |
| Per Capita Income | $22,790 |
| Avg Weekly Wage | $962 |
| IRS Avg AGI | $67,814 |
Employment & Poverty
| Unemployment | 5.8% |
| 61% above US avg |
| Poverty Rate | 5.8% |
| 53% below US avg |
| Establishments (County) | 420 |
| County GDP | $790M |
Business (County)
| Restaurants | 29 |
| Healthcare | 25 |
| Retail | 48 |
| Manufacturing | 32 |
Tax & Cost of Living
| Property Tax (IRS) | $3,073 |
| 12% below US avg |
| Effective Tax Rate | 3.60% |
Commute & Transportation
| Commute Time | 26.8 min |
| Drive Alone | 76.4% |
| Public Transit | 0.0% |
| Work from Home | 1.3% |
The median home value in St. Joe is $85,400, 70% below the national average. Monthly rent averages $700 (40% below US avg).
Home Values
| Census Median | $85,400 |
| 70% below US avg |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $700 |
| 40% below US avg |
| Rent Burden | 18.3% |
HUD Fair Market Rent
| Studio | $816 |
| 1 Bedroom | $882 |
| 2 Bedrooms | $1,096 |
| 3 Bedrooms | $1,391 |
| 4 Bedrooms | $1,590 |
Ownership & Property
Property Tax
| Avg Tax (IRS) | $3,073 |
| 12% below US avg |
| Effective Rate | 3.60% |
In St. Joe, 41.8% of adults are obese (above the 32.1% national rate). 26.7% report depression. 23.2% are physically inactive.
Health Metrics: St. Joe vs U.S. Average (%)
Chronic Conditions
| Obesity | 41.8% |
| 30% above US avg |
| Diabetes | 10.0% |
| Heart Disease | 5.2% |
| High Blood Pressure | 32.3% |
| Asthma | 11.0% |
| COPD | 6.4% |
| Stroke | 2.6% |
Behaviors & Mental Health
| |
| Binge Drinking | 19.3% |
| Physical Inactivity | 23.2% |
| Depression | 26.7% |
| Mental Distress | 18.6% |
| Physical Distress | 12.6% |
Healthcare Access
| Insurance Rate | 86.7% |
| |
| Checkup Rate | 77.1% |
| Premature Death | 7,074/100K |
Food & Exercise
| Food Environment | 7.9/10 |
| Exercise Access | 44.3% |
| Healthcare Facilities | 25 |
Crime Rates: St. Joe vs U.S. Average (per 100,000)
Traffic Safety
| Fatal Crashes (County/yr) | 1 |
Safety Score
St. Joe has an average annual temperature of 50°F (10°C). Winters average 25°F in January while summers reach 73°F in July. Annual precipitation is 35.1 inches. Air quality is rated Good with a median AQI of 41.
Temperature
25°F Jan (-4°C)
73°F Jul (23°C)
| Annual Average | 50.2°F |
| 7% below US avg |
| January Average | 25°F (-4°C) |
| July Average | 73°F (23°C) |
Precipitation & Snow
| Annual Rainfall | 35.1 inches |
| 8% below US avg |
Air Quality
| AQI Median | 41.0 |
| Rating | Good |
Geography
| Elevation | 819 ft (250 m) |
| Area | 0.3 sq mi (0.9 km²) |
| Population Density | 1,235/sq mi |
| Coordinates | 41.3147°N, 84.9011°W |
| County FIPS | 39125 |