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St. Joseph, IL

Full City Profile · Illinois · Champaign County County

3.7 /5.0
B+ Good
3,833 Population 1,843/sq mi density
$114,594 Median Income $51,391 per capita
$257,400 Home Value $214,423 Zillow
$969 Median Rent 24.0% income on rent
52°F Avg Temperature 275 sunny days/yr
83 Violent Crime/100K 417 property/100K
B+
Overall
3.7 / 5.0
Good overall score based on economy, affordability, safety and education
A+
Economy
5.0 / 5.0
$114,594 median income, 0.5% unemployment
A+
Affordability
5.0 / 5.0
$257,400 home value, $969/mo rent
F
Safety
1.0 / 5.0
83 violent crimes/100K
B+
Education
4.0 / 5.0
37.1% bachelor's degree or higher

Housing Overview

Median Home Value
$257,400
9% below
US avg: $281,900
Median Rent
$969/mo
17% below
US avg: $1,163/mo
Homeownership Rate
85.8%
31% above US avg (65.4%)
Total Housing Units
1,494
Median year built: 1996

Home Value by Source

Census Median
$257,400
Zillow (ZHVI)
$214,423
Median Sale Price
$246,000
Median List Price
$279,900
Census ACS, Zillow ZHVI, Redfin median sale price

Ownership vs. Renting

85.8%
Owner-Occupied
14.2%
Renter-Occupied
86%
14%
US avg: 65.4% owner-occupied

Fair Market Rents (HUD FY2026)

Studio
$774/mo
1 Bedroom
$854/mo
2 Bedroom
$1,063/mo
3 Bedroom
$1,370/mo
4 Bedroom
$1,561/mo
Census median rent: $969/mo

Market Indicators (Redfin)

Median Days on Market
133 days
Sale-to-List Ratio
1.0%
Buyers market
Homes Sold
4
Price Drops
0.0%
of listings with price reduction
Price Per Sq Ft
$131
Active Inventory
5
homes for sale

Affordability & Housing Stock

Rent Burden
24.0%
of renters spending 30%+ of income on housing
23% below US avg (31.0%)
Median Year Built
1996
Average age of housing stock: 30 years
Homeownership Rate
85.8%

Complete Housing Data

Home Values

Census Median Value$257,400
Zillow Home Value (ZHVI)$214,423
Median Sale Price$246,000
Median List Price$279,900
Price Per Sq Ft$131

Rent

Census Median Rent$969
FMR Studio$774
FMR 1-Bedroom$854
FMR 2-Bedroom$1,063
FMR 3-Bedroom$1,370
FMR 4-Bedroom$1,561

Market

Days on Market133
Sale-to-List Ratio1.0%
Price Drops0.0%
Homes Sold4
Active Inventory5
Price Per Sq Ft$131

Ownership & Stock

Owner-Occupied85.8%
Renter-Occupied14.2%
Homeownership Rate85.8%
Total Housing Units1,494
Median Year Built1996
Rent Burden24.0%