Violent Crime
208/100K
45% lower than US avg
Bachelor's+
100.0%
197% higher than US avg
Obesity Rate
34.5%
7% higher than US avg
Unemployment
0.0%
100% lower than US avg
How St. Joseph Compares to the U.S. Average (100% = U.S. avg)
People
Population192
Median Age72.3 yrs
Density519/mi²
Male / Female6% / 94%
Largest GroupWhite 75%
Veterans0.0%
Economy
Per Capita$12,829
Unemployment0.0%
County GDP$345M
Housing
Ownership0.0%
Zillow$175,046
Housing Units12
Rent Burden24.5%
Crime
F
Violent208/100K
Property3,839/100K
Climate
Avg Temp57°F (14°C)
AQI41 (Good)
Rain45.6 in/yr
Sunny Days305/yr
Elevation412 ft (126 m)
Education
A+
Bachelor's+100.0%
High School+100.0%
Graduate+85.2%
School Score5.88
Community
2024 VoteR 77% / D 21%
Broadband11.0%
EV Stations6
Libraries2
Is St. Joseph a Good Place to Live?
Based on current data, St. Joseph receives an overall livability score of 3.0 out of 5.0, earning a grade of B. Key strengths include low unemployment, low crime rates, a highly educated population, abundant sunshine. St. Joseph offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The job market is very strong with unemployment at just 0.0%.
Safety & Crime
Violent crime in St. Joseph is below the national average at 208 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 3,839 per 100,000, 96% above the national average.
Education
St. Joseph is a highly educated community / 100.0% of adults hold a bachelor's degree or higher, well above the national average of 33.7%. 100.0% have completed high school. Area schools have an average test score of 5.9/10.
Climate & Weather
St. Joseph enjoys a moderate climate with an average annual temperature of 57°F. Winters average 34°F in January while summers reach 78°F in July. With 305 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 45.6 inches. Air quality is rated Good with a median AQI of 41.
St. Joseph has a population of 192 with a density of 519 people per square mile, spread across 0.4 square miles. The median age is 72.3 years, 86% older than the national median of 38.9. The gender split is 94.3% female and 5.7% male. The city is predominantly White (75%). English is the primary language spoken at home by 88.1% of residents, while 11.9% speak Spanish. 0.0% of the population are veterans, below the national rate of 6.0%. 47.7% of residents have a disability (above the 13.0% national average). 100.0% have health insurance coverage.
Population
72.3yrs
Median Age
86% above US avg
Race & Ethnicity
St. Joseph vs U.S. Average
Language Spoken at Home
English Only
88.1%
12% above US avg
Spanish
11.9%
11% below US avg
Social Characteristics
St. Joseph vs U.S. Average
Per capita income is $12,829 (below the $39,052 national figure). The average weekly wage is $847, 41% lower than the U.S. average. The unemployment rate is 0.0% (below the 3.6% US average). The area has 248 business establishments, including 12 restaurants. The cost of living index is 90.2, below the national baseline of 100 / offering relatively affordable living. 34.4% of workers work from home (above the 15.2% national rate).
Income: St. Joseph vs U.S.
Income
| |
| Per Capita Income | $12,829 |
| Avg Weekly Wage | $847 |
| IRS Avg AGI | $61,508 |
| Gini Index | 0.427 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 0.0% |
| 100% below US avg |
| |
| Establishments (County) | 248 |
| County GDP | $345M |
Business (County)
| Restaurants | 12 |
| Healthcare | 13 |
| Retail | 34 |
| Manufacturing | 8 |
Tax & Cost of Living
| Property Tax (IRS) | $2,100 |
| 40% below US avg |
| Cost of Living | 90.20 (100=avg) |
Commute & Transportation
| Drive Alone | 65.6% |
| Public Transit | 0.0% |
| Work from Home | 34.4% |
Zillow estimates the typical home value at $175,046. Fair market rent ranges from $794 for a one-bedroom to $984 for a two-bedroom apartment. 0.0% of housing units are owner-occupied (below the 65.4% national rate). There are 12 total housing units in the city. The average annual property tax is $2,100 (lower than the $3,500 national average). 24.5% of renters spend 30% or more of their income on housing.
Real Estate Market (Redfin)
Rental Costs
HUD Fair Market Rent
| Studio | $719 |
| 1 Bedroom | $794 |
| 2 Bedrooms | $984 |
| 3 Bedrooms | $1,277 |
| 4 Bedrooms | $1,442 |
Ownership & Property
| Homeownership | 0.0% |
| Owner-Occupied | 0.0% |
| Renter-Occupied | 34.5% |
| Housing Units | 12 |
Property Tax
| Avg Tax (IRS) | $2,100 |
| 40% below US avg |
In St. Joseph, 34.5% of adults are obese, above the national rate of 32.1%. The dentist ratio is 1:9,105. 1.5% of residents have access to exercise opportunities. The food environment index is 8.6 out of 10.
Health Metrics: St. Joseph vs U.S. Average (%)
Chronic Conditions
| Obesity | 34.5% |
| 7% above US avg |
Behaviors & Mental Health
Healthcare Access
| Insurance Rate | 100.0% |
| |
| Dentists | 1:9,105 |
| Mental Health | 1:2,263 |
| Dental Visits | 61.2% |
| Premature Death | 8,600/100K |
Food & Exercise
| Food Environment | 8.6/10 |
| Exercise Access | 1.5% |
| Healthcare Facilities | 13 |
St. Joseph has a violent crime rate of 208 per 100,000 residents, 45% below the national average of 380. Property crime stands at 3,839 per 100,000, 96% above the U.S. average. Overall, St. Joseph receives a safety grade of F.
Crime Rates: St. Joseph vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 208.0/100K |
| 45% below US avg |
| |
Property Crime
| Total Property | 3,839.1/100K |
| 96% above US avg |
Traffic Safety
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
St. Joseph enjoys a temperate climate with an average annual temperature of 57°F (14°C). Winters average 34°F in January while summers reach 78°F in July. The area gets 305 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 45.6 inches. The area receives 4.3 inches of snow annually. Air quality is rated Good with a median AQI of 41. The city sits at an elevation of 412 feet.
Temperature
34°F Jan (1°C)
78°F Jul (25°C)
| Annual Average | 57.2°F |
| 6% above US avg |
| January Average | 34°F (1°C) |
| July Average | 78°F (25°C) |
| Sunny Days | 305 days/yr |
Geography
| Elevation | 412 ft (126 m) |
| Area | 0.4 sq mi (1.0 km²) |
| Population Density | 519/sq mi |
| Coordinates | 37.6923°N, 87.3285°W |
| Timezone | America/New_York |
| County | McLean County County |
| Nearest Airport | Owensboro/Daviess County Regional (OWB)
9 miles away |
Precipitation & Snow
Annual Rainfall
45.6"
20% above US avg
Wettest Month (Apr)
4.80"
Air Quality
| AQI Median | 41.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 40.7 / 100 |
| Social Vulnerability | 78.4 / 100 |
| Community Resilience | 51.6 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
Very Low |
| Earthquake |
Relatively Low |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Relatively Low |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively Low |
| Lightning |
Very Low |
| Ice Storm |
Relatively High |
| Drought |
Relatively Moderate |
| Cold Wave |
Very Low |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
62 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M5.2. Most recent: M2.6 on Aug 9, 2025.
| Apr 18, 2008 |
7 km NNE of Bellmont, Illinois |
M5.2 |
98 km |
| Apr 18, 2008 |
9 km NNE of Bellmont, Illinois |
M4.7 |
98 km |
| Jun 18, 2002 |
6 km SW of Parkers Settlement, Indiana |
M4.6 |
51 km |
| Apr 21, 2008 |
7 km NNE of Bellmont, Illinois |
M4.0 |
97 km |
| Jan 24, 1990 |
6 km WNW of Alton, Indiana |
M3.9 |
89 km |
| Dec 7, 2000 |
7 km W of Evansville, Indiana |
M3.9 |
41 km |
| Sep 19, 2017 |
4 km N of Bellmont, Illinois |
M3.8 |
96 km |
| Nov 11, 1991 |
3 km W of Flat Rock, Illinois |
M3.8 |
139 km |
| Jan 27, 1990 |
6 km N of Alton, Indiana |
M3.8 |
96 km |
| Apr 25, 2008 |
8 km NNE of Bellmont, Illinois |
M3.7 |
97 km |
| Jan 2, 2006 |
3 km NNE of Eldorado, Illinois |
M3.6 |
97 km |
| Nov 20, 2012 |
7 km N of Bellmont, Illinois |
M3.6 |
99 km |
| May 30, 2015 |
4 km ENE of Geff, Illinois |
M3.4 |
124 km |
| Jun 5, 2008 |
8 km WNW of Mount Carmel, Illinois |
M3.4 |
96 km |
| May 1, 2008 |
8 km NNE of Bellmont, Illinois |
M3.3 |
97 km |
| May 2, 2003 |
10 km ENE of Thompsonville, Illinois |
M3.2 |
121 km |
| Jul 18, 2008 |
6 km NNE of Bellmont, Illinois |
M3.1 |
97 km |
| Aug 26, 2003 |
5 km WSW of Brookport, Illinois |
M3.1 |
136 km |
| May 10, 2012 |
0 km NW of Emison, Indiana |
M3.1 |
124 km |
| Jan 23, 1991 |
3 km WSW of Logan, Illinois |
M3.1 |
138 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
498 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF5. Total: 84 fatalities, 1,079 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Apr 3, 1974 |
EF5 |
66 km |
6 |
| Apr 3, 1974 |
EF5 |
70 km |
31 |
| Nov 15, 2005 |
EF4 |
52 km |
0 |
| Jun 2, 1990 |
EF4 |
88 km |
6 |
| Jan 7, 1989 |
EF4 |
96 km |
0 |
| Apr 3, 1974 |
EF4 |
73 km |
0 |
| Jul 9, 2024 |
EF3 |
54 km |
0 |
| May 26, 2024 |
EF3 |
92 km |
1 |
| Dec 11, 2021 |
EF3 |
96 km |
0 |
| Feb 28, 2017 |
EF3 |
85 km |
1 |
| Nov 17, 2013 |
EF3 |
54 km |
0 |
| Nov 17, 2013 |
EF3 |
62 km |
0 |
| Apr 10, 2009 |
EF3 |
65 km |
0 |
| Mar 28, 2009 |
EF3 |
42 km |
0 |
| Feb 5, 2008 |
EF3 |
60 km |
3 |
| Oct 18, 2007 |
EF3 |
16 km |
0 |
| Apr 2, 2006 |
EF3 |
92 km |
0 |
| Nov 6, 2005 |
EF3 |
70 km |
0 |
| Nov 6, 2005 |
EF3 |
43 km |
24 |
| May 30, 2004 |
EF3 |
97 km |
1 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: DENNISON HOLLOW RX (1,573 ac, 2022).
| Year |
Name |
Acres |
Distance |
| 2022 |
DENNISON HOLLOW RX |
1,573 |
97 km |
| 2007 |
DEAD DEER |
1,557 |
56 km |
| 2014 |
UNNAMED |
1,493 |
96 km |
| 2015 |
UNNAMED |
1,447 |
97 km |
| 2017 |
UNNAMED |
1,336 |
78 km |
| 2019 |
UNNAMED |
1,057 |
80 km |
| 1999 |
UNNAMED |
1,039 |
59 km |
| 2024 |
CAVE HILL RX |
999 |
95 km |
| 2017 |
UNNAMED |
994 |
97 km |
| 2021 |
UNNAMED |
959 |
81 km |
| 2014 |
UNNAMED |
910 |
90 km |
| 2019 |
UNNAMED |
892 |
90 km |
| 2024 |
LONG RUN RX |
774 |
76 km |
| 2020 |
UNNAMED |
750 |
100 km |
| 2019 |
HARRIS BRANCH RX |
716 |
84 km |
| 2010 |
RICEVILLE RX |
671 |
91 km |
| 2000 |
UNNAMED |
641 |
100 km |
| 2022 |
HARTS CREEK RX |
599 |
99 km |
| 2019 |
UNNAMED |
584 |
76 km |
| 2010 |
ROCKHOUSE HOLLOW RX |
581 |
77 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
34°F (1°C) |
3.2 in |
Coldest |
| February |
36°F (2°C) |
3.6 in |
|
| March |
46°F (8°C) |
4.7 in |
|
| April |
56°F (14°C) |
4.8 in |
Wettest |
| May |
65°F (19°C) |
4.7 in |
|
| June |
74°F (23°C) |
3.7 in |
|
| July |
78°F (25°C) |
4.0 in |
Warmest |
| August |
76°F (24°C) |
3.7 in |
|
| September |
70°F (21°C) |
3.4 in |
|
| October |
58°F (15°C) |
3.1 in |
Driest |
| November |
47°F (8°C) |
4.3 in |
|
| December |
37°F (3°C) |
4.0 in |
|
St. Joseph has a seasonal temperature swing of 43°F / from 34°F in January to 78°F in July. Total annual precipitation is 46.9 inches, with April being the wettest month (4.8") and October the driest (3.1").
Average costs for common services in St. Joseph. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$226 ($135–$361) |
| Specialist Visit |
$316 ($180–$496) |
| Urgent Care Visit |
$180 ($90–$316) |
| Emergency Room Visit |
$1,984 ($722–$4,510) |
| Dental Cleaning |
$117 ($68–$180) |
| Dental Filling |
$226 ($135–$361) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$41 ($23–$68) |
| Oil Change (Synthetic) |
$68 ($45–$108) |
| Brake Pad Replacement |
$271 ($135–$451) |
| Tire Rotation |
$36 ($18–$68) |
| New Tires (Set of 4) |
$541 ($361–$902) |
| Battery Replacement |
$180 ($90–$316) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$90 ($54–$135) |
| Electrician (Per Hour) |
$81 ($45–$126) |
| HVAC Repair |
$361 ($135–$722) |
| HVAC System Install |
$6,314 ($3,608–$10,824) |
| Roof Repair |
$902 ($361–$1,804) |
| Roof Replacement |
$8,118 ($4,961–$13,530) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,353 ($451–$3,157) |
| Divorce (Contested) |
$13,530 ($4,510–$27,060) |
| DUI Defense |
$4,510 ($1,804–$9,020) |
| Bankruptcy (Chapter 7) |
$1,353 ($722–$2,706) |
| Will Preparation |
$451 ($180–$902) |
| Trust Preparation |
$2,255 ($902–$4,510) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14–$41) |
| Women's Haircut |
$50 ($27–$90) |
| Hair Coloring (Full) |
$135 ($68–$226) |
| Manicure |
$23 ($14–$41) |
| Pedicure |
$36 ($23–$59) |
| Massage (1 Hour) |
$72 ($45–$117) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.70 ($2.71–$4.96) |
| Dozen Eggs (per dozen) |
$3.16 ($2.26–$4.51) |
| Loaf of Bread |
$3.43 ($2.26–$4.96) |
| Chicken Breast (per lb) |
$4.06 ($2.71–$5.86) |
| Ground Beef (per lb) |
$4.96 ($3.61–$6.77) |
| Rice (per lb) |
$0.90 ($0.54–$1.62) |
View all 20 services
Utilities
| Electricity (Monthly) |
$126 ($72–$226) |
| Natural Gas (Monthly) |
$63 ($27–$135) |
| Water/Sewer (Monthly) |
$63 ($36–$108) |
| Internet (Monthly) |
$63 ($36–$90) |
| Cell Phone Plan (Monthly) |
$59 ($27–$90) |
| Cable TV (Monthly) |
$77 ($45–$135) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$180 ($68–$451) |
| Car Insurance (Annual) |
$1,804 ($1,082–$3,157) |
| Bus Pass (Monthly) |
$63 ($27–$117) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.22–$23) |
| Car Registration (Annual) |
$90 ($27–$226) |
| Driver's License Renewal |
$27 ($14–$68) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,082 ($541–$2,255) |
| Daycare (Toddler, Monthly) |
$902 ($451–$1,804) |
| After-School Care (Monthly) |
$361 ($180–$631) |
| Tutoring (Per Hour) |
$45 ($23–$90) |
| SAT/ACT Prep Course |
$902 ($361–$2,255) |
| Private School (K-12, Annual) |
$11,275 ($4,510–$27,060) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$54 ($27–$90) |
| Dog Vaccination (Annual) |
$90 ($45–$180) |
| Dog Grooming |
$54 ($27–$90) |
| Pet Boarding (Per Night) |
$36 ($18–$68) |
| Dog Spay/Neuter |
$271 ($135–$451) |
| Cat Spay/Neuter |
$180 ($90–$361) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $615 |
| Toddler | $582 |
| Preschool | $582 |
| Family Childcare (monthly) |
| Infant | $533 |
| Toddler | $455 |
| Preschool | $455 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About St. Joseph
What is the population of St. Joseph?
St. Joseph has a population of 192 residents and is located in Kentucky. The population density is 519 people per square mile, spread across 0.4 square miles. The median age of residents is 72.3 years, which is older than the national median of 38.9 years. The population is 94.3% female and 5.7% male.
Is St. Joseph expensive to live in?
St. Joseph is more affordable than the national average, with a cost of living index of 90.2 / below the baseline of 100.
Is St. Joseph safe?
St. Joseph is safer than the national average, with a violent crime rate of 208 per 100,000 compared to the U.S. rate of 380. Property crime occurs at a rate of 3,839 per 100,000 (above the national average). Overall, St. Joseph receives a safety grade of F based on combined crime data.
What is the weather like in St. Joseph?
St. Joseph enjoys a temperate climate with an average annual temperature of 57°F (14°C). Winter temperatures average 34°F in January, while summers reach an average of 78°F in July. The area receives 305 sunny days per year, well above the national average of 205. Annual rainfall totals 45.6 inches, with 4.3 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 41.
How is the job market in St. Joseph?
The job market in St. Joseph is very strong, with unemployment at just 0.0% / well below the national rate of 3.6%. The average weekly wage is $847. There are 248 business establishments in the area, including 12 restaurants and food service locations.
How are the schools in St. Joseph?
Schools in St. Joseph score 5.9 out of 10 on standardized testing, near the national average. 100.0% of adults in St. Joseph hold a bachelor's degree or higher, above the national average of 33.7%. 100.0% have completed high school. 85.2% hold a graduate or professional degree.
How healthy is St. Joseph?
The obesity rate in St. Joseph is 34.5% (above the national rate of 32.1%). 1.5% of residents have access to exercise opportunities.
What are the demographics of St. Joseph?
The racial and ethnic makeup of St. Joseph is 75% White. 88.1% of residents speak only English at home, while 11.9% speak Spanish. 0.0% of the population are military veterans. 47.7% of residents have a disability. 100.0% have health insurance coverage.
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