Bachelor's+
34.3%
2% higher than US avg
Obesity Rate
39.0%
21% higher than US avg
Unemployment
8.9%
147% higher than US avg
Poverty Rate
0.0%
100% lower than US avg
How St. Mary Compares to the U.S. Average (100% = U.S. avg)
People
Population209
Median Age22.0 yrs
Density279/mi²
Male / Female59% / 41%
Largest GroupWhite 78%
Veterans6.2%
Economy
Per Capita$31,700
Unemployment8.9%
Poverty0.0%
County GDP$650M
Commute12 min
Housing
Ownership68.0%
Zillow$133,751
Housing Units89
Rent Burden22.8%
Health
Obesity39.0%
Uninsured12.9%
Smoking24.7%
Depression24.2%
Heart Disease7.3%
Climate
Avg Temp40°F (4°C)
Rain26.1 in/yr
Elevation4,634 ft (1,412 m)
Education
B+
Bachelor's+34.3%
High School+100.0%
Graduate+0.0%
School Score3.38
Community
2024 VoteR 38% / D 58%
Commute12 min
Broadband32.0%
EV Stations2
Libraries3
Is St. Mary a Good Place to Live?
Based on current data, St. Mary receives an overall livability score of 3.7 out of 5.0, earning a grade of B+. Key strengths include a low poverty rate. Areas to be aware of include above-average unemployment, a high uninsured rate, high obesity rates. St. Mary offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
At 8.9%, unemployment is notably high. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 12 minutes, shorter than most U.S. cities.
Education
Educational attainment is solid, with 34.3% holding a bachelor's degree or higher, near the national average. 100.0% have completed high school. School test scores average 3.4/10, below typical benchmarks.
Climate & Weather
St. Mary has a cool climate with an average annual temperature of 40°F. Winters average 23°F in January while summers reach 60°F in July. Annual precipitation totals 26.1 inches, including 115.2 inches of snow.
St. Mary has a population of 209 with a density of 279 people per square mile, spread across 0.8 square miles. The median age is 22.0 years, 43% younger than the national median of 38.9. The gender split is 41.1% female and 58.9% male. The city is predominantly White (77.5%), with 12.9% Hispanic. English is the primary language spoken at home by 57.4% of residents, while 25.2% speak Spanish. 6.2% of the population are veterans. 22.5% of residents have a disability (above the 13.0% national average). 87.1% have health insurance coverage.
Population
209
Total Population
2023 Census
22.0yrs
Median Age
43% below US avg
Language Spoken at Home
English Only
57.4%
27% below US avg
Spanish
25.2%
88% above US avg
Per capita income is $31,700 (below the $39,052 national figure). The average weekly wage is $991, 31% lower than the U.S. average. The unemployment rate is 8.9% (above the 3.6% US average). 0.0% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 342 business establishments, including 46 restaurants. The cost of living index is 94.6, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 12 minutes (shorter than the 28-minute US average). 7.8% of workers work from home (below the 15.2% national rate).
Income
| |
| Per Capita Income | $31,700 |
| Avg Weekly Wage | $991 |
| IRS Avg AGI | $46,202 |
| Gini Index | 0.485 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 8.9% |
| 147% above US avg |
| Poverty Rate | 0.0% |
| 100% below US avg |
| Establishments (County) | 342 |
| County GDP | $650M |
Business (County)
| Restaurants | 46 |
| Healthcare | 19 |
| Retail | 41 |
Tax & Cost of Living
| Property Tax (IRS) | $2,400 |
| 31% below US avg |
| Cost of Living | 94.60 (100=avg) |
Commute & Transportation
| Commute Time | 11.8 min |
| Drive Alone | 51.3% |
| Public Transit | 0.0% |
| Work from Home | 7.8% |
Zillow estimates the typical home value at $133,751. Fair market rent ranges from $1,076 for a one-bedroom to $1,336 for a two-bedroom apartment. 68.0% of housing units are owner-occupied. There are 89 total housing units in the city. The median year a home was built is 1977. The average annual property tax is $2,400 (lower than the $3,500 national average). 22.8% of renters spend 30% or more of their income on housing.
Rental Costs
HUD Fair Market Rent
| Studio | $988 |
| 1 Bedroom | $1,076 |
| 2 Bedrooms | $1,336 |
| 3 Bedrooms | $1,789 |
| 4 Bedrooms | $2,113 |
Ownership & Property
| Homeownership | 68.0% |
| Owner-Occupied | 68.0% |
| Renter-Occupied | 32.0% |
| Housing Units | 89 |
| Median Year Built | 1977 |
Property Tax
| Avg Tax (IRS) | $2,400 |
| 31% below US avg |
In St. Mary, 39.0% of adults are obese, above the national rate of 32.1%. 14.3% have diabetes (above the 10.5% national rate). Heart disease affects 7.3% of residents, above the national average. 33.4% have high blood pressure. 24.7% are current smokers (above the 14.0% national rate). 19.4% report binge drinking. 29.1% are physically inactive, above the national average. 24.2% report depression (above the 20.0% national average). 22.6% experience frequent mental distress. 12.9% of residents lack health insurance (above the 8.6% national rate). The primary care physician ratio is 1:1,253. The dentist ratio is 1:2,280. 32.5% of residents have access to exercise opportunities. The food environment index is 5.7 out of 10.
Health Metrics: St. Mary vs U.S. Average (%)
Chronic Conditions
| Obesity | 39.0% |
| 21% above US avg |
| Diabetes | 14.3% |
| Heart Disease | 7.3% |
| High Blood Pressure | 33.4% |
| Asthma | 14.9% |
| COPD | 8.2% |
| Cancer | 6.1% |
| Stroke | 4.7% |
Behaviors & Mental Health
| Smoking | 24.7% |
| 76% above US avg |
| Binge Drinking | 19.4% |
| Physical Inactivity | 29.1% |
| Depression | 24.2% |
| Mental Distress | 22.6% |
| Physical Distress | 19.0% |
| Short Sleep | 40.8% |
Healthcare Access
| Insurance Rate | 87.1% |
| Uninsured | 12.9% |
| 50% above US avg |
| Primary Care | 1:1,253 |
| Dentists | 1:2,280 |
| Mental Health | 1:368 |
| Checkup Rate | 68.4% |
| Dental Visits | 46.9% |
| Premature Death | 21,840/100K |
Food & Exercise
| Food Environment | 5.7/10 |
| Exercise Access | 32.5% |
| Healthcare Facilities | 19 |
St. Mary has a cool climate with an average annual temperature of 40°F (4°C). Winters average 23°F in January while summers reach 60°F in July. Annual precipitation totals 26.1 inches (drier than the 38-inch national average). The area receives 115.2 inches of snow annually, making winter weather a significant factor for residents. The city sits at an elevation of 4,634 feet.
Temperature
23°F Jan (-5°C)
60°F Jul (15°C)
| Annual Average | 39.5°F |
| 27% below US avg |
| January Average | 23°F (-5°C) |
| July Average | 60°F (15°C) |
Geography
| Elevation | 4,634 ft (1,412 m) |
| Area | 0.8 sq mi (1.9 km²) |
| Population Density | 279/sq mi |
| Coordinates | 48.7429°N, 113.4275°W |
| Timezone | America/Denver |
| County | Glacier County County |
| Nearest Airport | Glacier Park International (FCA) 48 miles away |
Precipitation & Snow
Annual Rainfall
26.1"
31% below US avg
Wettest Month (Jun)
3.07"
Air Quality
Air Pollutants (EPA 2023)
| PM2.5 (Fine Particles) | 4.3 μg/m³ |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 51.5 / 100 |
| Social Vulnerability | 99.2 / 100 |
| Community Resilience | 28.2 / 100 |
Hazard Breakdown
| Tornado |
Very Low |
| Earthquake |
Relatively Low |
| Wildfire |
Relatively Low |
| Flood |
Relatively Low |
| Hail |
Very Low |
| Strong Wind |
Very Low |
| Heat Wave |
Very Low |
| Winter Weather |
Relatively High |
| Lightning |
Relatively Low |
| Ice Storm |
Very Low |
| Drought |
Relatively Low |
| Cold Wave |
Relatively High |
| Landslide |
Relatively Low |
| Avalanche |
Relatively Moderate |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
142 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M4.6. Most recent: M2.5 on Jun 23, 2024.
| Mar 4, 2000 |
35 km S of Pincher Creek, Canada |
M4.6 |
65 km |
| Mar 22, 2006 |
8 km SSW of Rexford, Montana |
M4.3 |
130 km |
| Jun 29, 1995 |
2 km NNW of Kila, Montana |
M4.1 |
102 km |
| May 2, 1995 |
2 km NW of Kila, Montana |
M4.1 |
102 km |
| Apr 15, 1998 |
11 km NE of Swan Lake, Montana |
M4.1 |
85 km |
| Jul 19, 2002 |
43 km NE of Seeley Lake, Montana |
M4.0 |
149 km |
| Apr 1, 1992 |
10 km ESE of Swan Lake, Montana |
M4.0 |
98 km |
| Jan 20, 1998 |
15 km SSE of Happys Inn, Montana |
M4.0 |
149 km |
| May 2, 1995 |
3 km WNW of Kila, Montana |
M3.8 |
104 km |
| Jul 2, 1992 |
4 km SSE of South Browning, Montana |
M3.8 |
41 km |
| Sep 26, 2004 |
14 km WSW of Pablo, Montana |
M3.8 |
146 km |
| May 1, 1997 |
35 km SSE of Magrath, Canada |
M3.8 |
71 km |
| Oct 2, 1995 |
18 km E of Finley Point, Montana |
M3.7 |
117 km |
| Aug 19, 1999 |
12 km ENE of Happys Inn, Montana |
M3.7 |
134 km |
| Jan 13, 2010 |
36 km NE of Seeley Lake, Montana |
M3.7 |
147 km |
| May 10, 1990 |
47 km SSW of Heart Butte, Montana |
M3.6 |
100 km |
| Sep 29, 2009 |
42 km NW of Santa Rita, Montana |
M3.6 |
65 km |
| Jun 5, 1991 |
18 km SW of Shelby, Montana |
M3.6 |
112 km |
| Feb 2, 1997 |
1 km NNE of Lindisfarne, Montana |
M3.6 |
118 km |
| Oct 26, 1999 |
23 km WNW of Niarada, Montana |
M3.6 |
143 km |
Source: USGS (M2.5+, 1990-2025)
Tornado History
6 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF1.
| Date |
Rating |
Distance |
Fatalities |
| Jun 13, 2006 |
EF1 |
58 km |
0 |
| Jun 6, 1994 |
EF1 |
92 km |
0 |
| Jun 1, 1977 |
EF1 |
91 km |
0 |
| Nov 4, 2013 |
EF0 |
98 km |
0 |
| Apr 9, 2008 |
EF0 |
89 km |
0 |
| Sep 10, 2000 |
EF0 |
76 km |
0 |
Source: NOAA SPC (EF0+, 1950-2024)
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: MOOSE (73,210 ac, 2001).
| Year |
Name |
Acres |
Distance |
| 2001 |
MOOSE |
73,210 |
51 km |
| 2003 |
ROBERT |
54,500 |
50 km |
| 2007 |
FOOL CREEK |
53,912 |
93 km |
| 2003 |
WEDGE CANYON |
51,987 |
72 km |
| 2015 |
FAMILY PEAK COMPLEX |
49,769 |
66 km |
| 2007 |
SKYLAND |
41,237 |
50 km |
| 1988 |
RED BENCH |
33,845 |
61 km |
| 2006 |
RED EAGLE |
32,563 |
7 km |
| 2003 |
RAMPAGE COMPLEX (DOUBLE MOUNTAIN 2) |
23,680 |
41 km |
| 2015 |
TRAIL CREEK |
22,338 |
86 km |
| 2017 |
SCALP |
20,309 |
92 km |
| 2003 |
BLACKFOOT LAKE COMPLEX (BLACKFOOT LAKE) |
18,274 |
68 km |
| 2015 |
THOMPSON |
18,049 |
26 km |
| 2003 |
TRAPPER CREEK FIRE (TRAPPER CREEK) |
18,028 |
31 km |
| 2017 |
STRAWBERRY |
17,781 |
79 km |
| 2017 |
SPRAGUE |
16,897 |
35 km |
| 2018 |
HOWE RIDGE |
14,747 |
39 km |
| 2021 |
GREENHOUSE |
14,501 |
45 km |
| 2007 |
CORPORAL |
14,054 |
95 km |
| 2003 |
TRAPPER CREEK FIRE (WOLF GUN) |
13,920 |
43 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
23°F (-5°C) |
2.1 in |
|
| February |
23°F (-5°C) |
2.1 in |
Coldest |
| March |
29°F (-2°C) |
2.5 in |
|
| April |
37°F (3°C) |
2.5 in |
|
| May |
46°F (8°C) |
2.8 in |
|
| June |
52°F (11°C) |
3.1 in |
Wettest |
| July |
60°F (15°C) |
1.2 in |
Warmest, Driest |
| August |
59°F (15°C) |
1.3 in |
|
| September |
51°F (11°C) |
1.6 in |
|
| October |
40°F (5°C) |
2.2 in |
|
| November |
31°F (-1°C) |
2.7 in |
|
| December |
24°F (-5°C) |
2.1 in |
|
St. Mary has a seasonal temperature swing of 37°F / from 23°F in February to 60°F in July. Total annual precipitation is 26.1 inches, with June being the wettest month (3.1") and July the driest (1.2").
Average costs for common services in St. Mary. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$237 ($142-$378) |
| Specialist Visit |
$331 ($189-$520) |
| Urgent Care Visit |
$189 ($95-$331) |
| Emergency Room Visit |
$2,081 ($757-$4,730) |
| Dental Cleaning |
$123 ($71-$189) |
| Dental Filling |
$237 ($142-$378) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$43 ($24-$71) |
| Oil Change (Synthetic) |
$71 ($47-$114) |
| Brake Pad Replacement |
$284 ($142-$473) |
| Tire Rotation |
$38 ($19-$71) |
| New Tires (Set of 4) |
$568 ($378-$946) |
| Battery Replacement |
$189 ($95-$331) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$95 ($57-$142) |
| Electrician (Per Hour) |
$85 ($47-$132) |
| HVAC Repair |
$378 ($142-$757) |
| HVAC System Install |
$6,622 ($3,784-$11,352) |
| Roof Repair |
$946 ($378-$1,892) |
| Roof Replacement |
$8,514 ($5,203-$14,190) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,419 ($473-$3,311) |
| Divorce (Contested) |
$14,190 ($4,730-$28,380) |
| DUI Defense |
$4,730 ($1,892-$9,460) |
| Bankruptcy (Chapter 7) |
$1,419 ($757-$2,838) |
| Will Preparation |
$473 ($189-$946) |
| Trust Preparation |
$2,365 ($946-$4,730) |
View all 12 services
Personal Care
| Men's Haircut |
$24 ($14-$43) |
| Women's Haircut |
$52 ($28-$95) |
| Hair Coloring (Full) |
$142 ($71-$237) |
| Manicure |
$24 ($14-$43) |
| Pedicure |
$38 ($24-$61) |
| Massage (1 Hour) |
$76 ($47-$123) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.88 ($2.84-$5.20) |
| Dozen Eggs (per dozen) |
$3.31 ($2.37-$4.73) |
| Loaf of Bread |
$3.59 ($2.37-$5.20) |
| Chicken Breast (per lb) |
$4.26 ($2.84-$6.15) |
| Ground Beef (per lb) |
$5.20 ($3.78-$7.10) |
| Rice (per lb) |
$0.95 ($0.57-$1.70) |
View all 20 services
Utilities
| Electricity (Monthly) |
$132 ($76-$237) |
| Natural Gas (Monthly) |
$66 ($28-$142) |
| Water/Sewer (Monthly) |
$66 ($38-$114) |
| Internet (Monthly) |
$66 ($38-$95) |
| Cell Phone Plan (Monthly) |
$61 ($28-$95) |
| Cable TV (Monthly) |
$80 ($47-$142) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$189 ($71-$473) |
| Car Insurance (Annual) |
$1,892 ($1,135-$3,311) |
| Bus Pass (Monthly) |
$66 ($28-$123) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.57-$24) |
| Car Registration (Annual) |
$95 ($28-$237) |
| Driver's License Renewal |
$28 ($14-$71) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,135 ($568-$2,365) |
| Daycare (Toddler, Monthly) |
$946 ($473-$1,892) |
| After-School Care (Monthly) |
$378 ($189-$662) |
| Tutoring (Per Hour) |
$47 ($24-$95) |
| SAT/ACT Prep Course |
$946 ($378-$2,365) |
| Private School (K-12, Annual) |
$11,825 ($4,730-$28,380) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$57 ($28-$95) |
| Dog Vaccination (Annual) |
$95 ($47-$189) |
| Dog Grooming |
$57 ($28-$95) |
| Pet Boarding (Per Night) |
$38 ($19-$71) |
| Dog Spay/Neuter |
$284 ($142-$473) |
| Cat Spay/Neuter |
$189 ($95-$378) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $898 |
| Toddler | $930 |
| Preschool | $802 |
| Family Childcare (monthly) |
| Infant | $725 |
| Toddler | $738 |
| Preschool | $738 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About St. Mary
What is the population of St. Mary?
St. Mary has a population of 209 residents and is located in Montana. The population density is 279 people per square mile, spread across 0.8 square miles. The median age of residents is 22.0 years, which is younger than the national median of 38.9 years. The population is 41.1% female and 58.9% male.
Is St. Mary expensive to live in?
St. Mary is more affordable than the national average, with a cost of living index of 94.6 / below the baseline of 100.
What is the weather like in St. Mary?
St. Mary has a cool climate with an average annual temperature of 40°F (4°C). Winter temperatures average 23°F in January, while summers reach an average of 60°F in July. Annual rainfall totals 26.1 inches, with 115.2 inches of snow.
How is the job market in St. Mary?
The job market in St. Mary faces challenges, with unemployment at 8.9% / significantly above the national rate of 3.6%. The average weekly wage is $991. There are 342 business establishments in the area, including 46 restaurants and food service locations. The average commute time is 12 minutes, and 7.8% of workers work from home.
How are the schools in St. Mary?
Schools in St. Mary have an average test score of 3.4 out of 10, below typical national benchmarks. Families may want to research individual school ratings. 34.3% of adults in St. Mary hold a bachelor's degree or higher, above the national average of 33.7%. 100.0% have completed high school. 0.0% hold a graduate or professional degree.
How healthy is St. Mary?
The obesity rate in St. Mary is 39.0% (above the national rate of 32.1%). 24.7% of adults are smokers. 29.1% are physically inactive. 24.2% of residents report depression. 12.9% lack health insurance (above the national rate). 32.5% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,253.
What is transportation like in St. Mary?
The average commute in St. Mary is 12 minutes, shorter than the national average of 28 minutes. 51.3% of workers drive alone to work, and 7.8% work from home.
What are the demographics of St. Mary?
The racial and ethnic makeup of St. Mary is 77.5% White, 12.9% Hispanic or Latino. 57.4% of residents speak only English at home, while 25.2% speak Spanish. 6.2% of the population are military veterans. 22.5% of residents have a disability. 87.1% have health insurance coverage.