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St. Marys Point, MN

Minnesota · Pierce County · Minneapolis-St. Paul-Bloomington Metro

St. Marys Point is a small town in Minnesota with a population of 484. Residents earn $106,250 per year, which is 41% above the national average.

4.7 /5.0
A+ Excellent
484 Population 1,241/sq mi density
$106,250 Median Income $61,098 per capita
$471,400 Home Value
$1,636 Median Rent 43.3% income on rent
43°F Avg Temperature 270 sunny days/yr
A+
Overall
4.7 / 5.0
Excellent overall score based on economy, affordability, safety and education
A+
Economy
4.9 / 5.0
$106,250 median income, 1.4% unemployment
A
Affordability
4.2 / 5.0
$471,400 home value, $1,636/mo rent
A+
Education
5.0 / 5.0
52.9% bachelor's degree or higher
Median Income $106,250
41% higher than US avg
Home Value $471,400
67% higher than US avg
Bachelor's+ 52.9%
57% higher than US avg
Median Rent $1,636
41% higher than US avg
Obesity Rate 33.3%
4% higher than US avg
Unemployment 1.4%
61% lower than US avg
Poverty Rate 7.6%
39% lower than US avg

How St. Marys Point Compares to the U.S. Average (100% = U.S. avg)

People

Population484
Median Age43.8 yrs
Density1,241/mi²
Male / Female53% / 47%
Largest GroupWhite 89%
Veterans4.3%

Economy

A+
Median Income$106,250
Per Capita$61,098
Unemployment1.4%
Poverty7.6%
County GDP$1,545M
Commute26 min

Housing

A
Home Value$471,400
Rent$1,636
OwnershipN/A
Housing Units183
Rent Burden43.3%

Health

Obesity33.3%
Uninsured5.7%
Smoking12.1%
Depression25.7%
Heart Disease4.6%

Climate

Avg Temp43°F (6°C)
AQI36 (Good)
Rain34.1 in/yr
Sunny Days270/yr
Elevation690 ft (210 m)

Education

A+
Bachelor's+52.9%
High School+94.7%
Graduate+15.9%
School Score6.08

Community

2024 VoteR 57% / D 40%
Commute26 min
Broadband90.9%
Libraries5

Is St. Marys Point a Good Place to Live?

Based on current data, St. Marys Point receives an overall livability score of 4.7 out of 5.0, earning a grade of A+. Key strengths include above-average household incomes, low unemployment, a highly educated population, abundant sunshine. Areas to be aware of include high housing costs. St. Marys Point stands out as an excellent place to live, with strong marks across most quality-of-life indicators.

Economy & Jobs

The median household income in St. Marys Point is $106,250, which is significantly higher than the national average — 41% above $75,149. This places St. Marys Point among higher-income communities. The job market is very strong with unemployment at just 1.4%. Only 7.6% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 26 minutes.

Cost of Living & Housing

The median home value in St. Marys Point is $471,400, making it a premium housing market at 67% above the U.S. median of $281,900. Renters pay a median of $1,636 per month, significantly above the national average of $1,163. A price-to-income ratio of 4.4x indicates a reasonably affordable housing market.

Education

St. Marys Point is a highly educated community — 52.9% of adults hold a bachelor's degree or higher, well above the national average of 33.7%. 94.7% have completed high school. Local schools score 6.1/10 in standardized testing, reflecting strong academic performance.

Climate & Weather

St. Marys Point has a cool climate with an average annual temperature of 43°F. Winters average 13°F in January while summers reach 70°F in July. With 270 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 34.1 inches. Air quality is rated Good with a median AQI of 36.

St. Marys Point has a population of 484 with a density of 1,241 people per square mile, spread across 0.4 square miles. The median age is 43.8 years, 13% older than the national median of 38.9. The gender split is 46.9% female and 53.1% male. The city is predominantly White (88.6%). English is the primary language spoken at home by 94.2% of residents, while 5.8% speak Spanish. 4.3% of the population are veterans, below the national rate of 6.0%. 10.1% of residents have a disability (below the 13.0% national average). 97.4% have health insurance coverage.

Population

484
Total Population
1,241
People / sq mi
43.8yrs
Median Age
13% above US avg
0.4mi²
Land Area

Gender Distribution

Male 53.1%
Female 46.9%

Race & Ethnicity

St. Marys Point vs U.S. Average

Language Spoken at Home

English Only94.2%
20% above US avg
Spanish5.8%
57% below US avg

Social Characteristics

St. Marys Point vs U.S. Average

The median household income in St. Marys Point is $106,250, which is 41% above the national average of $75,149. Per capita income is $61,098 (above the $39,052 national figure). The average weekly wage is $913, 36% lower than the U.S. average. The unemployment rate is 1.4% (below the 3.6% US average). 7.6% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 1,024 business establishments, including 110 restaurants. The cost of living index is 98.6, roughly in line with the national average. Workers commute an average of 26 minutes. 16.8% of workers work from home.

Income: St. Marys Point vs U.S.

Commute Mode

Income

Median HH Income$106,250
41% above US avg
Per Capita Income$61,098
Avg Weekly Wage$913
IRS Avg AGI$86,110

Employment & Poverty

Unemployment1.4%
61% below US avg
Poverty Rate7.6%
39% below US avg
Establishments (County)1,024
County GDP$1,545M

Business (County)

Restaurants110
Healthcare78
Retail97
Manufacturing50

Tax & Cost of Living

Property Tax (IRS)$5,822
66% above US avg
Cost of Living98.60 (100=avg)
Effective Tax Rate1.24%

Commute & Transportation

Commute Time26.2 min
Drive Alone80.8%
Public Transit0.0%
Work from Home16.8%

Walkability

The median home value in St. Marys Point is $471,400, 67% above the national median of $281,900. Monthly rent averages $1,636 (41% above the national average of $1,163). Fair market rent ranges from $899 for a one-bedroom to $1,125 for a two-bedroom apartment. There are 183 total housing units in the city. The median year a home was built is 1983. The average annual property tax is $5,822 (higher than the $3,500 national average). 43.3% of renters spend 30% or more of their income on housing, indicating a significant affordability challenge for renters. The home price-to-income ratio is 4.4x.

Home Value Sources

Ownership Split

Home Values

Census Median$471,400
67% above US avg

Real Estate Market (Redfin)

Rental Costs

Census Median Rent$1,636
41% above US avg
Rent Burden43.3%

HUD Fair Market Rent

Studio$809
1 Bedroom$899
2 Bedrooms$1,125
3 Bedrooms$1,483
4 Bedrooms$1,698

Ownership & Property

Owner-Occupied88.6%
Renter-Occupied11.4%
Housing Units183
Median Year Built1983

Property Tax

Avg Tax (IRS)$5,822
66% above US avg
Effective Rate1.24%
In St. Marys Point, 33.3% of adults are obese, above the national rate of 32.1%. 8.5% have diabetes (below the 10.5% national rate). Heart disease affects 4.6% of residents, below the national average. 26.1% have high blood pressure. 12.1% are current smokers. 19.0% report binge drinking. 17.9% are physically inactive, below the national average. 25.7% report depression (above the 20.0% national average). 15.2% experience frequent mental distress. 5.7% of residents lack health insurance (below the 8.6% national rate). The primary care physician ratio is 1:2,662. The dentist ratio is 1:2,363. 73.5% of residents have access to exercise opportunities. The food environment index is 9.1 out of 10.

Health Metrics: St. Marys Point vs U.S. Average (%)

Chronic Conditions

Obesity33.3%
4% above US avg
Diabetes8.5%
Heart Disease4.6%
High Blood Pressure26.1%
Asthma9.8%
COPD4.3%
Cancer7.7%
Stroke2.4%

Behaviors & Mental Health

Smoking12.1%
14% below US avg
Binge Drinking19.0%
Physical Inactivity17.9%
Depression25.7%
Mental Distress15.2%
Physical Distress9.8%
Short Sleep25.7%

Healthcare Access

Insurance Rate97.4%
Uninsured5.7%
34% below US avg
Primary Care1:2,662
Dentists1:2,363
Mental Health1:1,229
Checkup Rate73.2%
Dental Visits72.8%
Premature Death5,140/100K

Food & Exercise

Food Environment9.1/10
Exercise Access73.5%
Healthcare Facilities78
St. Marys Point has a cool climate with an average annual temperature of 43°F (6°C). Winters average 13°F in January while summers reach 70°F in July. The area gets 270 sunny days per year, well above the U.S. average of 205 — making it one of the sunnier locations in the country. Annual precipitation totals 34.1 inches. Air quality is rated Good with a median AQI of 36. The city sits at an elevation of 690 feet.

Temperature

13°F Jan (-10°C) 70°F Jul (21°C)
Annual Average43.4°F
20% below US avg
January Average13°F (-10°C)
July Average70°F (21°C)
Sunny Days270 days/yr

Precipitation & Snow

Annual Rainfall34.1 inches
10% below US avg

Air Quality

AQI Median36.0
RatingGood

Geography

Elevation690 ft (210 m)
Area0.4 sq mi (1.0 km²)
Population Density1,241/sq mi
Coordinates44.9105°N, 92.7702°W
TimezoneAmerica/Chicago
CountyPierce County County
County FIPS55093

Monthly Weather

Month Avg Temperature Precipitation Summary
January 13°F (-10°C) 0.9 in Coldest
February 19°F (-7°C) 0.8 in Driest
March 31°F (-0°C) 1.7 in
April 46°F (8°C) 2.7 in
May 58°F (15°C) 3.5 in
June 67°F (20°C) 4.3 in Wettest
July 70°F (21°C) 4.0 in Warmest
August 70°F (21°C) 4.0 in
September 60°F (16°C) 3.6 in
October 49°F (9°C) 2.4 in
November 33°F (0°C) 1.6 in
December 18°F (-8°C) 1.0 in

St. Marys Point has a seasonal temperature swing of 57°F — from 13°F in January to 70°F in July. Total annual precipitation is 30.3 inches, with June being the wettest month (4.3") and February the driest (0.8").

St. Marys Point is located in Pierce County. It is classified as Metro — 1 million+, part of a metropolitan area. 52.9% of adults hold a bachelor's degree or higher, 57% above the national average of 33.7%. 94.7% have completed high school. 15.9% hold a graduate or professional degree (above the 13.1% national rate). Area schools have an average test score of 6.1 out of 10. In the 2024 presidential election, the county voted Republican with 56.9% of the vote, a 16.8-point margin. 90.9% of households have broadband internet access. There are 5 public libraries serving the community. 78 healthcare facilities operate in the area. 80.8% of workers drive alone to work.

2024 Presidential Election (County)

R 56.9%
D 40.2%

Winner: Republican by 16.8 points

Education

Bachelor's Degree+52.9%
57% above US avg
High School+94.7%
Graduate Degree+15.9%
School Test Score6.08
A+ Education Grade (5.0/5.0)

Urban-Rural Classification

RUCC Code 1Metro — 1 million+
Population Density1,241/sq mi
Total Area0.4 sq mi
CountyPierce County County

Infrastructure & Services

Broadband Access90.9%
Public Libraries5
Healthcare Facilities78
Restaurants110
Retail Stores97

Safety & Disasters

Fatal Crashes (County/yr)4

Commute & Transportation

Avg Commute26.2 min
Drive Alone80.8%
Public Transit0.0%
Work from Home16.8%

Frequently Asked Questions About St. Marys Point

What is the population of St. Marys Point?

St. Marys Point has a population of 484 residents and is located in Minnesota. The population density is 1,241 people per square mile, spread across 0.4 square miles. The median age of residents is 43.8 years, which is older than the national median of 38.9 years. The population is 46.9% female and 53.1% male.

Is St. Marys Point expensive to live in?

St. Marys Point has a cost of living roughly in line with the national average, with an index of 98.6 (baseline: 100). The median household income is $106,250, 41% above the national average of $75,149. The median home value is $471,400 (67% above the U.S. median). Renters pay a median of $1,636 per month, above the national average of $1,163. The home price-to-income ratio is 4.4x, indicating housing is reasonably affordable relative to local income levels.

What is the weather like in St. Marys Point?

St. Marys Point has a cool climate with an average annual temperature of 43°F (6°C). Winter temperatures average 13°F in January, while summers reach an average of 70°F in July. The area receives 270 sunny days per year, well above the national average of 205. Annual rainfall totals 34.1 inches. Air quality is rated Good with a median Air Quality Index (AQI) of 36.

How is the job market in St. Marys Point?

The job market in St. Marys Point is very strong, with unemployment at just 1.4% — well below the national rate of 3.6%. The average weekly wage is $913. There are 1,024 business establishments in the area, including 110 restaurants and food service locations. The average commute time is 26 minutes, and 16.8% of workers work from home.

How much does housing cost in St. Marys Point?

The median home value in St. Marys Point is $471,400. For renters, the median monthly rent is $1,636. Fair market rent is $899 for a 1-bedroom and $1,125 for a 2-bedroom apartment. The average annual property tax is $5,822.

How are the schools in St. Marys Point?

Schools in St. Marys Point score 6.1 out of 10 on standardized testing, near the national average. 52.9% of adults in St. Marys Point hold a bachelor's degree or higher, above the national average of 33.7%. 94.7% have completed high school. 15.9% hold a graduate or professional degree.

How healthy is St. Marys Point?

The obesity rate in St. Marys Point is 33.3% (above the national rate of 32.1%). 12.1% of adults are smokers. 17.9% are physically inactive. 25.7% of residents report depression. 5.7% lack health insurance (below the national rate). 73.5% of residents have access to exercise opportunities. The primary care physician ratio is 1:2,662.

What is transportation like in St. Marys Point?

The average commute in St. Marys Point is 26 minutes. 80.8% of workers drive alone to work, and 16.8% work from home.

What are the demographics of St. Marys Point?

The racial and ethnic makeup of St. Marys Point is 88.6% White, 0.6% Hispanic or Latino. 94.2% of residents speak only English at home, while 5.8% speak Spanish. 4.3% of the population are military veterans. 10.1% of residents have a disability. 97.4% have health insurance coverage.

Nearby Cities

Lake St. Croix Beach, MN 1,106 pop · 1.0 mi Afton, MN 2,944 pop · 2.5 mi Lakeland, MN 1,510 pop · 3.0 mi Hudson, WI 15,004 pop · 4.2 mi North Hudson, WI 3,848 pop · 5.9 mi Bayport, MN 3,948 pop · 7.2 mi Woodbury, MN 76,945 pop · 7.5 mi River Falls, WI 16,349 pop · 7.9 mi Lake Elmo, MN 12,504 pop · 8.7 mi Oak Park Heights, MN 4,782 pop · 8.7 mi Cottage Grove, MN 40,124 pop · 9.7 mi Stillwater, MN 19,323 pop · 10.6 mi Oakdale, MN 28,109 pop · 10.9 mi Prescott, WI 4,376 pop · 10.9 mi
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